"You can't do this, don't talk about the New Year at this rate, even this time next year." Lu Zifei looked at the hot construction site and said.

Zhang Tangqing's eyes were bloodshot and said: "Uncle, it's not good for me to call you uncle, you shake your hands and do it comfortably, have you thought about my feelings, so many workers, eating, drinking, and sleeping, it's easier said than done." ”

Lu Zifei smiled, stepped forward and said to the workers who were under construction: "Which of you is their head, come out and speak." ”

An honest man said: "My lord, they are all hard-working, and there is nothing wrong with them, but they are all brought by me from the village, and they still listen to what I say." ”

"Take it easy, I'm discussing things with you, I said you listen, and you can ask if you have any opinions after listening."

The man obviously relaxed a lot, and said in a low voice: "Your Excellency, you say"

Lu Zifei said: "I am going to contract the project of this field to you, you may not understand the contract, I tell you this, that is, you have done all the work here, listen, it is all the work, and then I will pay you." ”

The man said: "It's okay to work, but we are forced labor, and the money that the adults said, how much is it, how to give it to us, whether it is given after the work is done or..." ”

"I didn't expect you to know a lot, so it's okay, the total cost of this field is estimated to be 6,000 yuan, and it must be completed before the year, that is, forty-five days, and we will give you the money in three installments, and pay it once in fifteen days, provided that you complete the task on time."

"Are you saying that you're going to pay us six thousand dollars when you're done here?"

Lu Zifei said affirmatively: "Yes, there are rewards for doing a good job, do you want to do it?" ”

The pie suddenly smashed his head a little dizzy, and the man glanced at the brothers next to him, and saw that they were also confused, so he said in a heart: "We did it, we can't do it from today." ”

Lu Zifei said: "The project will be handed over to you, you have the final say on the time, I only look at the final result, if you can't get the money, you just come to me, but the quality and progress must be completed according to what I say, by the way, what is your name." ”

"Li Erniu, my mother said that such a name is easy to feed." With a silly smile, it's really like that.

A little away from the people who were working, Zhang Tangqing grabbed Lu Zifei's arm and said, "Hanzhang, the six thousand yuan we got from there!" The court didn't give a penny, and the two dollars given by Hejian Mansion were not enough for food? ”

Lu Zifei said: "The wool is out of the sheep, whoever pays this money is the same, and then we can deduct it from the Liao State, report a little more when you report the account, and make a sure profit without losing money, tomorrow you go to the prefect of Hejian Mansion, and if he doesn't give it to me, he will go to Du Jingluo to ask for it." ”

Zhang Tangqing walked away with a smile, he felt that he was a little different from Lu Zifei in this regard, and he seemed a little rigid on the spot, just from this point, it can be seen that the imperial court let Hanzhang be the chief official and he was the adjutant after careful consideration.

Lu Zifei returned to his residence and saw Xiao Guanyin looking at him angrily, is this anger still gone?

"Shall I make you a hot pot today?"

Xiao Guanyin didn't speak, and Lu Zifei said again: "Then I'll take you out to see the snow."

You say yours, let you change in a thousand ways, I only have one trick, and that is not to speak.

"Then I'll send you back, Hejian Mansion will take half a month to Dadu, which is not very far."

Not only did he not speak, but the tears kept falling, Lu Zifei hugged Xiao Guanyin on the kang, he knew that at this time, the girl needed a shoulder to rely on.

After crying for a few seconds, Xiao Guanyin said with a crying voice: "Two meals"

"What two meals"

"You've got to make me two hot pots"

Thinking what you were talking about, Lu Zifei happily agreed, and said: "I can go back when I miss your father, I am not a thief, I am not allowed to go down the mountain for the rest of my life to find a lady who crushes the village, this time I will bring you out in such a way, I don't want you to be embarrassed." ”

Xiao Guanyin said: "That father doesn't know yet, what if he is worried, maybe he will kill Nelugu in a fit of rage." ”

"Basler is here, do you think your father doesn't know? He doesn't want you to be a victim, parents don't want their children to be happy, and as for Nerugu, Yeluzong really won't let your father kill him. ”

She didn't understand politics, and she didn't want to, so she wanted to ask Basler if her father knew that she was still alive.

Lu Zifei shook his head with a smile and went to make a hot pot, promising that the girl's thing must be done, otherwise there will be no trust in the future, which is not good, it is already a blessing in misfortune that things can be completed so easily, so at this time, you have to behave well.

At the same time in the capital, many people sat around a room, the atmosphere looked heavy, and the old man with a pulled face, who didn't know, thought it was a group of donkeys sitting together?

"Let's talk about it! I didn't call you here to drink tea, but to deal with things, and you didn't count how much we lost in a few months? If you don't speak, it's better to go back to your own house and find your own mother. ”

"What to do, what to do, we can't compare to others who have money, and we can't compete with others, not to mention the service attitude, now there are no customers, let's talk about how to pull back those old relationships before, the way is to have, reduce the interest, lower than them, and even lower than a little bit."

"Then we might as well close the bank, you don't know how much money Da Song Bank has, the final loss of the competition must be us, the longer we fight, the more we lose."

"What about small means?"

"Don't even think about it, with the emperor inside, aren't you looking for death by such means? In business, the emperor will not say anything in normal business competition, but you can play the emperor with those unsightly means. ”

"Or we will also integrate, they will do it in front, and we will learn from it, so that at least we will not be forced to death by Da Song Bank, and the profit may be a little, so that we will have face."

For their discussion, it did not affect the overcrowded state of Da Song Bank in the slightest, Fan Chunyou looked at the data in the daily report and gradually became numb, until today he understood what Lu Zifei once said to him, 'More money is a bunch of numbers', doesn't it seem like this now?

"General manager, our turnover in September is 1.3 million yuan, and 90% of it is from businessmen's loans, can we invest more in this area in the future?

Fan Chunyou said: "We shouldn't be thinking about this now, but about the second branch, Hanzhang is not here, I don't dare to call the shots, today I heard that those people are together again." ”

"It's time to get together again for a meeting, don't take it to heart, they have a meeting at two ends in three days, it has no practical significance, being eliminated is an inevitable thing, I think you can go to the palace for a trip to the branch."

Walking on the way to the palace, Fan Chunyou hesitated, and coincidentally happened to meet Zhang Fangping, who was about to enter the palace, and he had to go if he didn't go.

"What about the efficiency of the bank that you two are making up, there are quite a few people who ask me for this." Zhang Fangping said with a smile.

"Back to the third envoy, since July has begun to make a profit, the profit in September is more than one million, not yet to the peak, from the monthly data, there will be about two million people per month in the future."

Zhang Fangping stopped suddenly, Fan Chunyou almost hit him, Fan Chunyou's character he knows, he is not the kind of person who runs the train with his mouth full, two million yuan a month, isn't it more than 24 million yuan a year, and the speed of grabbing money is not so fast!

After hearing this, Zhao Zhen said: "You have also been in business for so long, do you understand the operation mode of the bank now?" How exactly he made his money, I still haven't figured it out. ”

Fan Chunyou said: "People who haven't done it themselves can't figure it out, to put it bluntly, it's not worth mentioning, money makes money, the interest is generated, the bankbook used by the bank is equivalent to paper money, it is simple and convenient to use, and they like this way of doing business the most, because they don't like trouble." ”

Zhang Fangping said: "You still haven't answered the emperor's question"

"If you have 10,000 yuan of money, if you believe it in your heart, will you keep the money in the bank and then eat interest, but you have to think like this, I have lent this 10,000 yuan to others, and so on the cycle is that the more people who save money, the more people will help us make money."

Zhao Zhen sat on the chair to digest this question, and suddenly he asked: "What should you do if a large area of people come to withdraw money with passbooks, because you have lent money to others, and you don't have that much money in your hands." ”

Fan Chunyou said: "This problem was only figured out later, the bank vault is stored in one-fifth of the gold of the Great Song Dynasty, and the exchange rate of gold coins and copper coins is very large, so there will not be such a day." ”

Zhang Fangping said: "Then according to what you say, we don't do anything else, as long as we open a bank, we will have endless money." ”

Fan Chunyou smiled bitterly: "How can it be as simple as you said, you also witnessed the crisis in the first few days of the bank's opening, you can't open it without tens of millions, the second is security measures,

We have at least dozens of waves of people to patronize our secret vault so far, and we have to deal with a series of problems such as running on peers, anti-counterfeiting research and development, etc., which is a complete system, all of which are indispensable, so there are few people who can start a bank. ”

Zhao Zhen asked, "What about those money banks?" They're not making as much money as you do. ”

Fan Chunyou shook his head and said: "The scale of the money village is too small, the two are not at the same level, and the profits are limited. ”

Zhang Fangping said: "In the future, not all the money of the three divisions can be placed in your bank, and I feel that there is no need to put it in the three divisions." ”

"If the prime minister is willing, I will raise my hands in favor, this thing is done, it is representative."