Signed, stamped, sealed.

The dust settled.

At dusk, Xu Yin, who was waiting outside the mansion, went back to Pingkangfang, and after bringing the money over to Xiang Bao, he went to Times Commercial Bank first and found Shen Xili with his first fixed asset certificate.

After doing this, Shen Xili was dumbfounded, "Is this okay?" ”

Twilight smiled, "Of course." ”

Shen Xili fell into deep thought, and suddenly said, "We can too." ”

Twilight: "What do you mean?" ”

Shen Xili said: "I've been thinking these days, most of our current profits still come from ordinary people buying soap, which is not high, but it is better than the quantity, and although the profit of shower gel and lotion is high, the amount is small." ”

Dusk's eyes lit up, "What do you mean, we can also make shower gel and lotion available to the general public, and let the people also accept the installment payment method if the price remains the same." ”

Shen Xili asked, "Feasible?" ”

Dusk fell into deep thought, and then said for a long time: "There is a problem here, we are dealing with a lot of customers, and we can't identify all those who have the ability to repay the payment in installments. ”

To put it simply, Daming does not have a credit system, and installment payments are limited to the upper floors of the building.

Shen Xili thought for a while, "This is not difficult, use all kinds of house deeds and land deeds as collateral." ”

Dusk sighed: "This requires us to have a larger team, in fact, the gains outweigh the losses, in this way, the installment purchase of this thing, because to ensure the uniqueness of the royal family, before the development of a brand that belongs to the royal family, it is not useful for the time being, and when there is a royal exclusive brand, we will start this plan, but there is no need to mortgage the house deed and land deed at that time, we will establish a strategic cooperative relationship with the mayors of the major squares, let the governors issue certificates, and then find the Tianfu Ya to operate, it should be able to be implemented." ”

Shen Xili's eyes lit up again, "Good idea, then I'll think about it first, the shower gel and lotion will not be sold to civilians for the time being, only for the powerful and rich." ”

He also said: "Although the price is very expensive, there are too many rich and powerful people in Yingtiancheng, and some are in short supply, it is indeed that Luoyang paper is expensive, and the owner does not consider raising the price?" Aren't you short of money? ”

Twilight laughed, "You know better than I do." ”

Shen Xili smiled.

Dusk asked, "How is the work of radiating branches to the surrounding cities?" ”

Shen Xili turned around and took out a Ming Kanyu map from the counter - this is a treasure, ordinary people don't have it, even if they are officials, few people have it, and this Kanyu map is still asked for by Zhu Di at dusk.

Zhu Di didn't want to give it.

The Ming Dynasty is a map, this thing is a military material, but under the lure of dusk, Zhu Di still gave a map of the distribution of troops without standards to dusk.

Take it to Shen Xili at dusk.

Shen Xili pointed to the major cities around Yingtian and said: "With Yingtian as the core, we have successfully laid out the surrounding economic towns, there are two branches in the big city, and one branch in the small city, and the workshop in charge of Lao Li under Zhongshan has expanded more than three times the scale to ensure the supply to the surrounding cities, because of the increase in freight, the price of these branches is more expensive than that of Yingtian, but the response is still very good." ”

After a pause, "The next thing is to radiate the other provinces." ”

Dusk nodded, "I only make one request, all the economically prosperous cities in the provinces within the territory of the Ming Dynasty must have branches of the Times Commercial Bank, I mean, all the Ming people in the place where the flag of the Ming King is flying must know the name of the Commercial Bank of my Era!" ”

Shen Xili nodded, "It will probably take two years to lay out." ”

Twilight smiled, "There's no hurry. ”

Suddenly remembered something, "By the way, if you have spare money, you can consider buying or finding someone to build a big ship yourself, and when the time comes, you will be ready to carry a large amount of supplies and follow the national fleet to visit the West." ”

Shen Xili was taken aback, "Isn't Yin Qing already on an envoy to the West?" ”

Twilight shook her head, "Don't ask, just listen to me." ”

Shen Xili understood.

After a long pause, "This is a move of no less strategic significance than the national layout, you can rest assured, even if the capital turnover of the commercial bank is difficult, I will get at least one merchant ship for our commercial bank before the country's fleet goes to the Western Ocean, and it must be fully loaded with goods." ”

With fleet protection, there is no need to worry about pirates at all.

If you go to the West together, you will definitely make a lot of money.

Dusk, of course, thinks the same way.

Otherwise, why bother to promote Zheng He's trip to the West?

If you don't mention the righteousness of your family and country, you also want to make money......

"It's up to you." ”

Get up, "You will be very tired these days, when the national layout is over, and when the things in the West are over, you will be relaxed, and I will hire more businessmen and geniuses to assist you at that time." ”

Shen Xili was in high spirits.

This is the meaning of his existence, how about being tired?

Thousands of years later, the world will not only remember Shen Xili's ancestor Shen Wansan, the richest man at the end of the Yuan Dynasty, but also people will say that Shen Xili of the Ming Dynasty is a peerless figure who is not weaker than Shang ancestor Fan Li.

Before leaving, Dusk said to Shen Xili that the wedding was early.

Shen Xili smiled and said congratulations.

I went to Zhongshan again.

I thought it was just a while, but I didn't know that I had stayed in the workshop for a whole day, and now the workshop, which should be called a factory, is extremely large.

Covering an area of a hundred acres, there are hundreds of workers of all kinds alone.

Lao Li has cultivated a group of technical backbones to be responsible for the production process, and he himself firmly controls the material formula and leads the overall situation, otherwise how can he supply the goods of major stores.

Colorless glass has been experimented with by Lao Liu.

Of course, the cost is huge.

It was only used as a raw material for the experiment, and Lao Li took out the account book and roughly calculated, spending thousands of taels of silver.

It's fine.

Colorless glass has been sold quite a bit through the Times Trading House.

It's just not profitable yet.

After all, this thing is now considered a luxury product, and those who can afford it are rich and noble, with large profits and small sales, and if you want to make a profit, you will probably have to wait for a year or two until the market is successfully fermented.

Dusk had a lot of thoughts, and felt that he could use the decoration of his abandoned manor to advertise the colorless glass, anyway, the marriage was to be feasted, and when the time came, those rich and noble men in Tiancheng would not be amazed when they saw their manor.

He also discussed with Lao Li about high-end brands of shower gel and lotion.

In fact, it's just a routine: change the packaging.

The previous packaging was either with fine porcelain bottles or glass bottles.

It's not too high.

Dusk means to make small glass bottles of various colors, such as the kind of exquisite bottles used by Lancôme in later generations - this is a bit of a bottle sale.

But rich people don't care about that.

So about how to make this stained glass bottle, Dusk and Lao Li studied it for an afternoon.

In the end, the recipe for the process raw materials was developed at dusk.

As for the proportion of various materials and the improvement of the technological process, Lao Li has to experiment.

It's not just a matter of proportioning.

Processes such as annealing are also involved.

This is another costly and time-consuming thing, but the two know that once this thing is made, it will definitely be profitable and will help the long-term development of the product.

So it has to be done.

Dusk became the shopkeeper and simply handed it all over to Lao Li - another thought.

When he went to the West, he had to ask Shen Xili to hire some Western craftsmen to come back.

So far.

There is a Times Commercial Bank responsible for sales and business promotion, and a factory responsible for product development and production.

The business empire of the twilight is in its infancy.