Chapter 544: The Firm of the Dynasty
"Yan Qing's family said that it doesn't matter, and the deficiencies will be supplemented by the three masters of the cabinet."
Before Yan Chengjin could report, Xiao Jingxian whispered: "Your Majesty, Yan Chengjin used the name of his father An Dingbo to buy private houses and fields in the capital, and traded silver taels, as high as 370,000 taels. ”
Emperor Hongzhi's eyes widened, my small treasury didn't have so much silver!
Li Dongyang was surprised that his mouth could stuff a melon.
In other words, every five hundred steps out of the mansion, there is a mansion of Yan Chengjin.
Liu Jian's faces were full of disbelief.
Even if An Dingbo doesn't spend money on the border, the sum of your father and son is not enough for 20,000 taels!
Yan Chengjin was at a loss, but quickly calmed down: "It was bought by the minister, but these are all the silver earned by my father and Lord Wang from selling books." ”
Emperor Hongzhi looked at Yan Chengjin and was displeased: "Yan Qing's family's method is to buy private houses and fields?" ”
"Repricing the price of the Daming treasure banknotes, by depositing silver, issuing the corresponding number of treasure banknotes, you can absorb these silver, without causing changes in the price of silver."
The reason why Daming treasure banknotes are not worth much is that even Zhu Yuanzhang does not like to use them.
It is because the price of treasure money and the price of silver do not match.
Li Dongyang and the others were engrossed, and they didn't understand a little.
"But the depreciation of the treasure banknotes, who will use them?" Hangeul doesn't think it's feasible.
Pen and paper must be usable, otherwise why would future generations not use silver and gold to circulate?
Daming treasure banknotes and soft sister coins are actually the same, just a symbol of trading.
Yan Chengjin continued: "This requires the credibility of the imperial court, the minister said, please don't blame the minister?" ”
"Yan Qing's family said it."
"In today's imperial court, the most credible person is none other than Your Majesty, and the most credible business name is none other than Liangxiang.
If His Majesty can designate Liangxiang as the business name of the imperial court and issue a new type of silver ticket, no matter how much silver is included, the imperial court can control it. ”
Han Wen was not happy: "Why don't you use the treasury?!" Daming treasure banknotes have always been issued by the government. ”
"The treasury has no public trust, and the people don't believe in the treasury, but they believe in the Liangxiang Chamber of Commerce."
They say they are ordinary people, but they are actually businessmen.
Ordinary people, where can they get enough money for a treasure banknote, it would be good to solve the problem of food and clothing.
Therefore, treasure money is still circulated among merchants.
And in a few decades, Liangxiang may be big enough to dominate the commerce of the Ming Dynasty.
Emperor Hongzhi's face was serious: "But this is the national bank, how can I hand it over to the merchants?" ”
"Your Majesty misunderstood, just in the name of Liangxiang, in fact, it is still under the Economic Department of the Metropolitan Procuratorate, which belongs to the imperial court."
Liu Jian frowned: "Why did you build a business to stabilize the price of silver, do you understand?" ”
Li Dongyang shook his head.
Yan Chengjin is in trouble, and a large amount of silver will flow in, which will cause inflation.
But this truth cannot be explained clearly.
Emperor Hongzhi was thinking about the gains and losses, and his forced gaze turned to Yan Chengjin: "What can the Liangxiang Chamber of Commerce gain?" You tell the truth. ”
Still can't hide it from Your Majesty, Yan Chengjin said: "Credit." ”
If a chamber of commerce can create a new currency, just like an ant in later generations, then he is the father of the Ming Dynasty.
When the time comes, he can also proudly say that this official has no interest in silver.
Li Dongyang and the others fell into deep thought.
It seems that for the imperial court, there is no loss.
Yan Chengjin said: "The people don't trust the Daming treasure banknote, so Your Majesty needs to abolish the Daming treasure banknote first." ”
Li Dongyang and the others were surprised.
Since this kid became an official and changed the ancestral system, it has become a daily matter.
"Coke Bills Are ......"
"It does not violate the ancestral system, after His Majesty abolishes the treasure banknote, he will issue Hongzhi silver bills."
Hongzhi silver ticket, of course, was improvised by Yan Chengjin.
No matter what it's called, it's just a trading symbol after all.
Zhu Gong understands that this is a change of soup and not a change of medicine, so he will not refute it, and from the bottom of his heart, the treasure money of the Ming Dynasty is not even liked to use it themselves.
It doesn't matter if it is abolished or not.
"This is the yamen of the imperial court, how can you use the business name of Liangxiang?!" Xiong retorted.
Han Wen echoed: "Lord Xiong is right! ”
The name of Liangxiang is a private business name of Liangxiang when I hear it.
"Liangxiang has two silver taels, which can be used as the first deposit of silver to be charged into the firm, if there is a run, it will not go bankrupt, and the Hongzhi silver ticket will have prestige." Yan Chengjin Road.
As soon as there is a war, the imperial court will have an empty treasury.
If the imperial court does not rely on the power of the Chamber of Commerce, sooner or later it will become a pile of waste paper.
The decline and fall at the end of the Ming Dynasty was largely due to the fact that the silver was in the hands of the merchants, and the imperial court did not have the silver to pay military salaries.
Emperor Hongzhi made up his mind: "Let's do it first, the imperial court will set up a firm, issue Hongzhi silver bills, the silver deposit will be lent by the Liangxiang Chamber of Commerce, and the household department will issue an IOU first."
The court is not allowed to accept the money of the merchants in the market privately. ”
Your Majesty has put an end to all possibilities!
Yan Chengjin was slightly disappointed.
"Your Majesty Shengming!"
The celebrant hurriedly went to draft the decree, and the secretary of the general administration issued a report to the various government offices of the Ming Dynasty.
caused an uproar in the community.
First, it was rumored that the silver was going to be depreciated, and then it was rumored that the Ming treasure banknote would be abolished, and in addition, the Hongzhi silver bill would be issued.
Many businessmen couldn't understand why the imperial court did this?
The gentry were terrified.
However, it was at this time that the Liangxiang Library began the Gentry Academy.
Pay a tael of silver, and you can listen to Xiao Zhu Xiucai's lecture.
Zhu Houzhao stood on the high platform and gushed: "The imperial court's move is to include overseas silver in the Hongzhi firm, so as not to disturb the price of silver."
Be uneasy, for you will not lose money. ”
"Moreover, Benxiu just got the gossip, and if you deposit it, you can also get interest."
In order to keep the more than 20,000 taels of silver from depreciating, he pondered Lao Gao's words for a few days.
The gentry will be skeptical.
The Hongji firm, which was established by the Metropolitan Inspectorate, opened its doors in the capital.
Liu Lai stood at the door, quite nervous.
Whether the Hongzhi silver ticket can be implemented depends on whether there are businessmen to exchange for the Hongzhi silver ticket.
However, the courtyard was as deserted as a temple in the deep mountains and old forests.
Warm Pavilion, Early Dynasty.
Emperor Hongzhi put down the sparse music and looked at Xiao Jing: "Today, the business of the imperial court has started to operate?" ”
Xiao Jing nodded: "Yes." ”
"I'll go out of the palace and take a look."
The hundred officials looked at each other, and His Majesty announced a micro-visit in front of them for the first time, which shows that he attaches great importance to the business name of the imperial court.
Liu Jian bowed: "The minister also went to take a look." ”
He was so nervous that he frowned, and the Economic Department was under the jurisdiction of Liu Lai.
From what he knew about his son, this guy was a man with no ideas.
Emperor Hongzhi did not prepare a guard of honor, simply changed into Confucian clothes, and went out of the palace.
The cabinet and Jiuqing changed their clothes.
Yan Chengjin estimated that the situation would not be too good, after all, the shadow of the Daming treasure banknote was too deep.
Chessboard Street, a magnificent business is deserted, no, there is a man.
Emperor Hongzhi stood in front of the merchant and was dumbfounded: "Why is there only one person who comes to exchange for Hongzhi silver tickets?" ”
Liu Lai said: "The news has spread, and only one person has come." ”
In the firm, Zhu Houzhao stiffened in place, not daring to turn around.
Twenty-five thousand taels of silver is too difficult to hide, and it is much easier to hide it if you exchange it for a silver ticket.
Emperor Hongzhi squinted his eyes slightly, and said to the only guest in the business, "You come here." ”
Zhu Houzhao nervously pinched the silver ticket he had just changed, and did not dare to move.
"Hongu is really unlucky......"
Yan Chengjin sighed, poor child, on the first day he came to save money, he ran into his father.
Li Dongyang sighed, Zhu Houzhao's back could be recognized even from a hundred steps.
Emperor Hongzhi frowned: "Zhu Houzhao? I've called you! ”