Chapter 457: How to Make Money

But many websites have weakened, because they have gradually degenerated into beast mode, resulting in the quality of websites declining more and more, and becoming less and less attractive to members.

Apple creates the desire to consume, and the declining website is destroying the desire to consume.

In addition, if it is for modern people, what is more important is that in the negotiation with Sheila, Zhang Jingtao also talked about the real estate issue.

This is to give a little benefit to supporters of the Qingyang Chamber of Commerce like Sheila, so that their family can do their best to get some real estate and keep up with the development of the door valve.

Of course, what Zhang Jingtao said is almost a modern concept, but the meaning is not much different.

And the development direction of the gate valve must be like this.

Just like the modern economy, the Qingyang Chamber of Commerce will do the same in the future, and will use the big city model to make an economic pool to relatively absorb a certain amount of inflation.

It's just that Zhang Jingtao won't eat the ugly stock market.

For this reason, real estate plays this role, although the development of real estate is not good for arable land, but this development model has been used for at least later generations, our ancestors are mainly wood, plus a small amount of green bricks, and pay attention to the protection of arable land, then this model will also become relatively environmentally friendly and sustainable.

What is sustainable development?

Of course, agriculture, animal husbandry, and forestry are the mainstays.

It's creation!

The rest of the models, just like primitive people, are fishing for natural resources, and no one has thought that over-exploitation will cause great changes on the planet?

Not to mention anything else, earthquakes and tsunamis are caused by mining, but there are countless experts and scientists who are covering up this.

Mankind has developed science into theology, and only for the sake of shameful domination, has not dared to face the truth.

In short, to enjoy the benefits of economic growth and enjoy some unique benefits in development, the only way to buy a house, and in the future era, funds will become more and more concentrated, entering the era of boutique housing, only in big cities with good school districts boutique housing, will be respected.

The rest of the real estate in the big cities, even if it can rise, the increase is limited, which is the guarantee of economic development and housing at the same time.

Cheap houses are a little farther away at most, but the subway has kept up with the times.

It can be said that in inflation, only the value of the property will exceed the rate of inflation of the currency.

So a man with only 1.05 million yuan, after taking a loan of 2.15 million yuan for 30 years, bought a house in the school district with a good junior high school in a 100-square-meter lot with a unit price of 32,000 or 3.2 million yuan, and then he found that after five years, the house had risen a lot, and if he sold the house and repaid the loan at one time, then he already had a lot of money in his hands.

This is especially true in 10 years, and if house prices can double in 10 years, the benefits will be considerable.

Of course, this requires a lower interest rate, if there is a provident fund loan, it is only more than 3 points of interest rate, but the provident fund is obviously impossible to loan all.

If it is the interest rate of 6.13, then it will naturally not make much, that is the bank is making money, so the interest rate is often the basis for whether the house price will rise, the interest rate is low, and there are naturally more people who buy a house.

In addition, this kind of loan, generally speaking, is still the same amount of principal and interest, the amount of repayment is the same every year, relatively speaking, the first ten years are still less, if the house is sold after ten years, a lump sum is paid off, although the money is more at that time, but life is not so tense, this is the investment life is not wrong, can not be calculated how much to earn.

For this reason, if you really want to buy a house, you naturally have to calculate carefully, and the key is naturally that the interest rate should be relatively low, and the interest rate will fall to about the benchmark interest rate, which is the time to make a move.

So, is this model healthy today?

A lot of people don't understand.

In fact, it is basically healthy, even healthier than before, because a family of today's middle-income people can afford to borrow so much money, that is, the provident fund plus salary, and can still live after repaying the loan of more than 10,000 yuan per month.

This is one of the basic conditions for social stability.

Of course, if the salary and provident fund belong to the bottom income group, then you can only consider more remote housing, which will be much cheaper, you can buy a house of about 1.7 million yuan per 100 square meters, after all, as long as it is a house in a first-tier city, they are always slowly appreciating.

And, don't despise gnawing the old, if you can concentrate the strength of the whole family, use it together, you know, the country's welfare to the elderly, is also the meaning of giving back to the juniors, the strength of the whole family only when they are concentrated together, the family will become more powerful.

In this way, slowly, the family situation will improve.

Ten years seems like a long time, but in fact, it flies by in a flash.

To put it simply, it is to borrow money from the bank to make money.

From this, we can see how stupid the so-called insurance investment is, God, it is the other way around, it is the individual who is lending money to others on behalf of the bank, and the individual has a lot of money, and he actually wants to bear inflation instead of the bank?

For this reason, insurance only needs to be regarded as consumption, and the money spent on insurance is not intended to be taken back, just for a kind of protection, such as driving to buy 2 million third-party liability.

In addition, what will affect the fluctuation of real estate is the decrease in population, the previous family planning method will lead to this, fortunately, it was later released, you know, without population, there is no economy, and no one comes to take over all kinds of economic plates!

It's extremely simple!

If the earth belongs to a city person who can't even farm, it is no exaggeration to say that in a few years, this person is likely to starve to death.

Rich? Got rich?

Don't be funny!

There is no wealth without population, and this is the most essential condition for economic development.

The term demographic dividend comes from this.

Fortunately, as long as the country's economy can attract people, there will be overseas Chinese returning, including attracting foreigners to contribute to the economy.

This also means that although there are boutique houses in good junior high school districts, although they are more expensive, they are safer, because if there is a cold snap, then only such boutique houses can be warmed together and stabilize the housing prices of houses in this class.

Of course, this is all the appearance of the economy, and Zhang Jingtao did not talk to Sheila about the true nature of the economy.

It's like in the three-hour documentary, when the reporter said to Putin, "It's your responsibility to have a high GDP, and you have created high inflation," Putin couldn't help but laugh.

Yes, he wanted to hold back his laughter, but in the end, he still couldn't.

Because only people who really understand the economy will understand that a high GDP is Putin's credit, not a mistake.

But modern economics...... Needless to say, all the reporters who learned from this are the kind of reporters who think they are very smart, but in fact they don't understand anything.

It is no exaggeration to say that only those who understand the true history of China for more than 200 million years can easily grasp the essence of the economy.

As for Zhang Jingtao, he didn't say the essence of the economy, because that is what only the superior needs to understand.

Moreover, for Sheila, the essence of the economy is not important, and these appearances have already allowed her to find the only most reliable investment direction under the gate.

This will allow Sheila to have a clear purpose in her life and make a lot of money in the future.

In addition, Sheila will not play stocks, and there are no stocks to play, otherwise, don't think that it is an investment, it is actually purely gambling, gambling, it is absolutely impossible to make money, it will only waste your youth and money, and it will be empty, of course, it can also be said that it is contributing to society, at least your money is all gone because of playing stocks, and inflation will be a little lower.

In this regard, don't be humble, don't be ashamed, you really contribute to the country.

Sheila naturally didn't think of such a magical thing as stocks, so she couldn't help but ask: "Doesn't the position affect the business?" ”

"It will never be affected, this is the principle, believe me, our Qingyang Chamber of Commerce can do this." Zhang Jingtao said seriously, but he smiled evilly in his heart.

Of course, the Qingyang Fed will not let the personal position of the participants affect the business of the Chamber of Commerce, but the Fed will inevitably affect the personal position in the end!

After Zhang Jingtao negotiated business with the two, George went to help Luo Anguo as a friend according to Zhang Jingtao's request.

When George left, Zhang Jingtao thought of the tunnel that George had dug in this small building, leaned on the side of the terrace, and crossed his arms to think about whether he should use this tunnel.

Sheila saw it and came over and hooked Zhang Jingtao's neck.

The woman's body, which contrasted greatly with the hard lines of her appearance, was also pasted, and although they were all wearing thick autumn clothes, they were still very excited.

Zhang Jingtao glanced at the big bed placed in the attic, and said with a smile: "It seems that doing this kind of thing with the princess can also include the princess's man." ”

Sheila couldn't help laughing, but said: "We are just bed mates, the rest, nothing to do with it, I naturally don't want to rob a man with the princess, and even, if you are an enemy of the princess, I will not have a trace of softness when I should be killed." ”

"Of course, who said that after having fun with each other, there must be a relationship, and you have to be merciful?" Zhang Jingtao said very simply.

Sheila flew up and kicked Zhang Jingtao in the ear, but Zhang Jingtao didn't dodge it, because he could see that the foot would eventually stop on his shoulder.

It turned out to be this Sheila, a woman with a hard face, whose flexibility was surprisingly good, and Sheila put one foot on his shoulder without any effort.

"Little brother Zhang Zheng, people will be very fun." Sheila also said that after Zhang Zheng said a bunch of knowledge that was enough to shock her heart, she began to learn to think, and she unconsciously had an admiring liking for this Zhang Zheng.