Chapter 165: The Possibility of the Money Bank
Liang Jia and Xu Qingqing had a very simple conversation, but when they inadvertently talked about business issues, they didn't expect this woman to be quite proficient in business theories, and she quickly understood some of the business theories in her previous life that Liang Jia said.
Liang Jia was not a businessman in his previous life, but after all, he knew a lot of marketing methods. As soon as these methods are spoken, this Xu Qingqing can understand it immediately, and he can also draw inferences from one another.
He suddenly had a heart of love for talents, not a heart of admiration.
Thinking of this, he said to Zhao Min behind him: "Minmin, you go and call your brother." ”
Zhao Min agreed and hurriedly walked out.
Zhao Quan came over quickly, bowed and saluted, and then stood aside and waited for orders.
"Don't be inhibited, just sit down and talk."
Zhao Quan hesitated for a moment and sat down.
"Have you completed the task I gave you recently?" Liang Jia asked Zhao Quan.
"It's not done yet, there are too few books on business on the market, and I've only collected two or three. Therefore, I spent most of my time observing various business activities, and wrote a lot of diaries as you mentioned. Zhao Quan replied respectfully.
"Hmm. Then tell me what you gained or felt in the process. ”
Zhao Quan pondered for a moment and began to talk about his recent gains from reading books and observing various business activities, and at the same time expressed some doubts.
Liang Jia listened, nodding from time to time, he was still very satisfied with Zhao Quan's performance.
Zhao Quan's business acumen seems to be okay, although from time to time there are some amazing talents, but he is also a rare talent.
Don't want Liang Jia to solve his doubts, Xu Qingqing then answered some of Zhao Quan's doubts, and Zhao Quan admired Xu Qingqing a lot.
Liang Jia looked at the two of them and asked and answered, and felt that what he wanted to do, it was estimated that with these two people in charge, he should be able to achieve something.
After Xu Qingqing finished answering Zhao Quan's doubts, Liang Jia said: "My son has an idea here, do you want to work together?" ”
"Childe, please speak." Xu Qingqing smiled.
Liang Jia coughed, and then said his new way of doing business about the bank, and the two of them were stunned.
"Childe, can you do this way of doing business?" Zhao Quan asked suspiciously, and then continued: "Qian Zhuang doesn't need money to deposit silver taels, and return the money, how can you make a profit?" ”
"I didn't say it just now, use the money in the money bank, lend to those merchants who need money, and collect the interest of the merchants. At the same time, we can also use the money in the money bank to invest in the industry we are optimistic about and receive dividends from it. ”
Xu Qingqing pondered for a while and said, "You must know that the common people may not accept this method now. ”
"So, as I just said, you need to put a lot of effort into publicity in the early stage, and it's best to find a lot of people to cooperate. Only by letting the people know clearly that our business mode will be more than half of the success. ”
"There's one more question."
"You ask." Liang Jia said to Xu Qingqing.
"Isn't Childe afraid that the money bank you opened will become the public enemy of all the money banks now?"
"Public enemy? Perhaps, but I won't give them a chance to deal with this public enemy. Liang Jia smiled confidently.
Zhao Quan knew Liang Jia's identity, and naturally knew that he would be the behind-the-scenes boss with Liang Jia's identity, even if he was a powerful businessman, he wouldn't dare to move. Even if these people don't know Liang Jia's identity, if Dongchang and Jinyiwei intervene, no one dares to move.
"If we can solve other strong squeeze problems, there is a good chance of success."
Zhao Quan nodded on the side, and the last puzzled question came out: "Childe, how to ensure that the visa can be stored and withdrawn at any time?" ”
"It's not a matter of guarantee, it's a matter of necessity, and there is no reason for it. Even if you deposit a penny, you have to come and withdraw a penny the next moment, and you will unconditionally enforce it. ”
"Wouldn't that be messy?" Zhao Quan continued to ask.
"Chaos? Why is it messy? ”
"What if we take the money from the money bank and invest in the business or shop of other merchants, just in time for many people to withdraw money, what if the money is not enough?"
Therefore, in the process of implementation, when to invest in shares and how much to invest in shares are decided according to the situation of the bank. It is impossible to invest as much money as money is received. After the establishment of the bank, it should be divided into two departments, one department is responsible for depositing silver taels, and the other department is responsible for inspecting what merchants or industries are worthy of investment, and then all the managers must discuss before deciding. ”
"If that's the case, it shouldn't be a problem." Zhao Quan nodded.
"There's no problem with you, I still have a problem here."
"Childe, please speak." Xu Qingqing looked over.
"I need a voucher to keep track of saving and withdrawing money, something that is not easy to copy and easy to check. Do you know what works for you? ”
"This ......" Xu Qingqing and Zhao Quan both fell silent.
Indeed, if you deposit money and withdraw money, if you follow the current business mode of the bank, it is very likely that there will be counterfeit bills. Then, the silver tickets used by those money banks are not very suitable. Although the silver ticket is not easy to imitate, the silver ticket cannot record the traces of a person's deposit and withdrawal of money.
"Childe, I know a person who used to make bills for Qian Zhuang, do you want to ask him?" Haruko suddenly leaned over and said.
"Oh, where are the people you know?"
"It's in the capital. Slave...... I met him before he entered the house, and he was about to enter the house at that time, but he was not selected because of his appearance. Haruko said.
"Then you go and find out."
Xiao Chunzi agreed, and when he saw Tang Sai'er present, he was relieved to go.
Although Tang Sai'er's martial arts are not as powerful as his, it should not be a problem to protect the safety of his son, not to mention that there are four Dongchang fans outside and four in the house, so there is no big problem.
After Xiao Chunzi left, Liang Jia continued to discuss the issue of this money bank with Zhao Quan and Xu Qingqing, trying to avoid all unfavorable factors.
Liang Jia knew that if he brought the bank system of the previous life here, there must be many things that were not suitable and had to be changed. He still doesn't know too much about many aspects of this era, and he still needs Zhao Quan and Xu Qingqing to give some advice.
In the end, the three reached a verbal agreement. Liang Jia handled all the preparations for Qian Zhuang, Zhao Quan was responsible for summoning people, and Xu Qingqing was responsible for contacting the women who had redeemed themselves from the Teaching Workshop Division. When the money village was established, Zhao Quan was in charge. Xu Qingqing is temporarily the manager of publicity, and the specific position will be determined later according to the situation.
After the meal, Koharuko hadn't come back yet. The restaurant guy took down the meal, served tea, and everyone continued to wait for Xiaochunzi's news.