"Bank!"

The news of the opening of the Mojiacun Bank was a sensation in Chang'an City, not only was the whole scene extremely grand, but also a full page was printed in the ink magazine to introduce the banking business of Mojiacun.

"Isn't a bank just a bank? I didn't expect Mo Jiazi to get involved in the money business! On the street, a Confucian student looked at the ink magazine and couldn't help but snort coldly.

The reputation of the money village in the Tang Dynasty is not so good, most of the money banks only have one kind of business, that is, the money business, the windfall profits of the money are naturally accompanied by dirty, dark and bloody, once you are in a loan shark, there is only one ending, the family is ruined, and the wife is separated, so the money village is also notorious in the Tang Dynasty, which is also the reason why Merton abandoned the money village and named it a bank.

"That is, the money village has bankrupted many people, how can the Mo family also put Yinzi money?

Many people immediately discussed, the reputation of the Mo family has always been very good, and the Mo family is the pride of Chang'an City, and everyone never thought that the Mo family would be able to join the Ziqian family.

A black-clothed businessman, Jia Leng snorted: "The Mo family opened a bank, but it is not a money bank, only accepts cash, and does not put money in print." ”

"Silver and copper coins are not the same, they are all money, and the Mo family will hold back the money and not make money." Rusheng snorted coldly.

"That's different!" Jia Jia, a black-clothed merchant, proudly pointed at Mo Kan and said, "The banks in Mojia Village don't make money by putting money in prints, but by flying money!" ”

"What is flying money?" The crowd was puzzled.

The black-clothed merchant Jia saw everyone's eyes and explained proudly: "Flying money, just what we call it in private, it is called a bill of exchange in the bank, if you want to go to Luoyang City to do a big business, you need a principal of five hundred yuan, five hundred yuan is exchanged for copper money, I am afraid that a carriage will not be able to pull it down, even if it is exchanged for silver, it must have five hundred taels, if it is carried on the body, it is not an easy thing, and you have to bear the risk of loss." ”

Everyone couldn't help but nodded, in this era, all cash transactions are made, and copper and silver are extremely heavy, and large transactions are indeed risky in this regard, and extremely inconvenient.

Jia Xuan, a black-clothed merchant, said: "If you deposit these 500 yuan in the Mojia Village Bank in Chang'an City and let Mojia Village issue a bill of exchange, then you can take a thin piece of paper and carry it closely, and you can easily reach Luoyang alone, which is extremely convenient, and you don't have to worry about losing and stealing." If the money flies from Chang'an to Luoyang, it becomes flying money. ”

"Flying money! That's right! Everyone smacked their tongues and said, flying money can be said to be too convenient, which is the consistent style of the Mo family.

Confucian Sheng said in disbelief: "The Mo family can't afford to be early, how can they be so kind?" ”

The black-clothed merchant Jia shook his head and said: "Naturally not, the fee for flying money is one percent, and if you want to remit a hundred yuan, you have to pay the bank a penny." ”

"If you send 500 yuan, won't you have to pay 500 yuan to the bank! Mo Jiazi is really smart, and he actually thought of such a way to sit on the ground and collect money, if it was a thousand, ten thousand, ....... Everyone exclaimed, they instantly understood that the Mo family's banking business was simply a business, and they only needed to turn their left hand into their right hand, and they could charge one percent of the fee, if they gathered a little to make a lot, it was not a small amount.

"What is this money, if you hire a dart bureau to escort the money, I'm afraid you will pay more money, of course, the Mo family is not a greedy sub-money family, the minimum standard fee for flying money is one penny, the highest is one thousand, that is to say, you will receive one thousand wen even if you send one hundred yuan, and only charge you one thousand wen if you remit ten thousand yuan, that is, consistent money." The black-clothed merchant Jia explained.

In the later generations, Datang was popular for a while in the flying money business, precisely because the cost was too high, and at the highest time, it was charged 100 yuan per 1,000 yuan, and in the end no one used it at all, and finally it fell to a penny per 100 yuan, which made people unable to stop the collapse.

"That's acceptable!" Many people's minds flashed, you must know that a year ago, when Mojia Village was in crisis, in order to transport Luoyang's money back, it can be said that it took a lot of effort to transport it to Chang'an City, if there was a bank at that time, not to mention consistent money, it was a hundred yuan, and Mojia Village would not hesitate to agree.

"Every time you have money, this is not a small amount!" Confucian couldn't help but be jealous, the purchasing power of money in the Tang Dynasty can be quite a lot, and the Mo family can collect money while sitting on the ground, which makes many people blush.

Jia Ran, a black-clothed merchant, said proudly: "It is true that there is a lot of money, but compared to the risks to be taken, it is worth a thousand dollars. ”

Many people nodded and shook their heads, speculating about the future of the bills of exchange. At this moment, the bill of exchange business of the Mojia Village Bank in Luoyang City welcomed its first customer.

Li Yun of the Xiangfu family.

"This is the bank opened by Mojia Village!" Li Yun looked at the most prosperous area in Luoyang, the Mojia Village Bank, which covers an extremely wide area, all of which are reinforced concrete structures and are covered with exquisite tiles.

Luoyang's Mojia Village Bank is open next to the Princess Peony Garden, before the aftermath of the Mojiazi in the Luoyang Peony Festival has not subsided, everyone heard that the Mojia Village Bank opened, have come to see the excitement.

Moreover, the commercial atmosphere of Luoyang City is already strong, and I heard that the bill of exchange business in Mojia Village is very interested, and there are many large merchants who come to investigate, after all, in this era, carrying money is indeed an extremely troublesome thing, if you can use a bill of exchange to solve, it is simply too convenient.

However, after all, the bill of exchange is a new thing, and everyone hesitates, and no one dares to make a test.

However, at this moment, Li Yun came out of the crowd and walked directly into the lobby of the bank with a bill of exchange.

Li Yun entered the hall, and a bank shopkeeper in an ink suit greeted him.

"What is this gentleman called, whether to send money or withdraw money!" The bank shopkeeper asked enthusiastically.

"In Xia Li Yun, I came to withdraw money." Li Yundao.

Li Yun!

A group of merchants couldn't help but commotion, Li Yun, who is in the same vein as the husband, competed in public in Chang'an City and Mojia Village, although two defeats and one draw, but it has been a few people who can fight with the Mo family for several years, and everyone has naturally heard of it.

The shopkeeper couldn't help but be stunned and said: "It turns out that the same door of the Xiangfu family, please here!" ”

The shopkeeper led Li Yun to a window in the hall, only to see that this window was separated by thick glass, and people inside and outside could see each other clearly, but they could not touch it, leaving only a small hole for passing the bill of exchange.

Li Yun stretched out his hand and knocked on the thick glass, and there was a dull sound, and he immediately understood that this was the extremely hard glass produced in Mojia Village.

"Sir, please show your money order and identification credentials!" Inside the glass, a Mo family disciple smiled disapprerovitously.

Only then did Li Yun remember what was going on, smiled awkwardly, and then handed the bill of exchange and the road guide in his hand to the Mo family disciples from the entrance of the cave.

After the Mo family disciple checked that it was correct, he recorded the amount of the bill of exchange in detail, put a plate of silver on the counter, and then handed Li Yun a receipt and said: "Please confirm the receipt, wait a minute, please carefully count the silver taels, once you leave the counter, the Mo family will not be responsible." ”

Li Yun carefully checked the receipt and confirmed that it was correct, then he cautiously signed his name, and soon, a plate of white flowers and silver were piled up in front of Li Yun.

"One thousand taels!" After Li Yun carefully checked, he found that not only the fineness of the silver taels was good, but also the quantity was quite a lot.

"Mojia Village has really paid the silver!" The merchants who took the opportunity to come in couldn't help but exclaim when they saw this scene. The scene in front of them was so shocking to them.

"Didn't you say that money orders charge one percent?" A merchant was puzzled.

The shopkeeper on the side explained: "This guest doesn't know that there are discounts during the opening of Mojiacun Bank, and within one month, remittance is free. ”

"It's free!"

Suddenly, many people were excited, the credibility of Mojia Village had just been confirmed, and it would indeed pay the same amount of silver taels, plus it was free, and many people were eager to try it.

And at this moment, Li Yun counted the silver taels and just got up, and a merchant couldn't wait to say: "It just so happens that I am going to Mojia Village to buy goods, I believe that the Mo family will not lie to me, I want to go back to Mojia Village!" ”

Other merchants are also interested, but they are still worried.

Seeing this, the bank shopkeeper on the side added another fire and said: "You don't have to worry, each bill of exchange has a unique code, and others are simply counterfeiting, even if it is lost, as long as you rely on your valid identity, you can also take out the money." ”

"Okay, I'm going to send five hundred to Chang'an City!" Immediately afterwards, a merchant was moved.

Five hundred guan is nothing to Mojia Village, and there are so many witnesses, he believes that Mojia Village will definitely not cheat.

There are two, there are two, there are three, and soon many people are already waiting in line for money transfers.

At this moment, Li Yun counted the silver and was about to leave, one thousand taels of silver was a hundred catties, and the Mojia Village Bank thoughtfully used two suitcases to pack it, Li Yun carried one in one hand, even if he was young and strong, he couldn't help but panting.

"This gentleman, Mojia Bank happens to have a free escort business, as long as it is in Luoyang City, you can escort it to your home, I don't know if Mr. needs it." The shopkeeper waved his hand, and the two Mo family disciples dressed as guards immediately stepped forward.

Li Yun couldn't help but sigh in his heart, Mojia Village was able to develop and grow, and it was really not in vain, and such a caring and meticulous work was thought of.

"No need, I've got someone to pick you up!" Li Yun shook his head and refused.

Immediately lifted the two cash boxes vigorously, held them in his hands, and suddenly walked out of the bank hall with his head held high, outside the bank, the old servant beside Li Yun had already been waiting in a car.

Li Yun boarded the carriage and began to twist around the carriage in Luoyang City, and soon disappeared without a trace.

Half a month later, in a hidden place in Qidi, Li Yun got off the horse and saw the hermitage of the Xiangfu family, and couldn't help but suddenly be separated from the world.

"The young master is back!"

With the sound of surprise from a child, the entire hermitage suddenly became a sensation.

Li Yun walked into the seclusion with his head held high, thousands of money, folding rulers, cloth tape measures, steel rulers, and two bridge design drawings, and soon this hermitage that had been quiet for thousands of years fell into an uproar, like a boulder smashed into a pool of stagnant water.