Chapter 311 Daming Fumin Bank
For a few days in a row, not only He Liang was very busy, but Xie Zhi was not easy.
Someone came to the door every day to open the back door, whether it was whether they could talk to Xie Zhi on weekdays, anyway, they all came over at this time.
Use all the rhetoric to pull the relationship, find a way, and strive to sell the land in their hands.
For these people, Xie Zhi can still deal with it, as long as they come to the door, no matter what you say, Xie Zhi should do it.
Anyway, the price has been set, and the good land is always five, which is much better than the price on the market, for this request, Xie Zhi agreed to it very happily, and almost didn't say a word.
All of a sudden, Xie Zhi's reputation began to pick up, and what love and righteousness were basically beautiful words anyway.
In fact, he didn't care about these false names, he just hoped that he could do this thing well, only if this thing was done well, and Daming began to become rich, then there would be no problem.
For these people's pleas, Xie Zhi will arrange for He Liang to hand over as long as he responds, paying the money with one hand and the land deed with the other.
After that, after He Liang got the title deed, he would hang all these things in the tooth shop.
The more the title deeds are hung in the tooth shop, the more worried those who have land will be, and at this time, those who have land are in trouble, and I have to try my best to find Xie Zhi, and then sell the land from Xie Zhi.
After all, if you just sell it from a tooth shop, you will lose a lot.
And after these people sell their land and get the silver, they basically won't take all of them home, at least more than half of them will take the money to Xie Zhi for investment.
In order to facilitate these people, a new type of institution was born, Daming Fumin Bank.
This bank is approved by Emperor Hongzhi, it is really a bank affiliated to the state, Xie Zhi is the first president of the bank, and the money he earns is only the money taken out by the imperial court, as for how much money this bank can earn every day, it is all from the imperial court, and Xie Zhi has nothing to do with it.
Even so, Xie Zhi, as the first president of the bank, is a bit glorious after all, and Xie Zhi has to make more efforts to the bank.
After Emperor Hongzhi agreed to the bank's affairs, Xie Zhi issued the bank's functions and articles of association.
Saving, borrowing, and even wealth management funds are all real.
In order to familiarize the wealthy financiers with the functions and basic operation of the bank, Xie Zhi began to train some people on this issue early on.
The name in charge of the specific business of the bank is Guo San, known as Manager Guo.
Since this bank is a new type of product, the specific person in charge of it should also be called by a new official title.
But to be honest, Xie Zhi really couldn't find a suitable and smooth name for these aspects, so he had no choice but to borrow those from later generations.
For these titles, although they feel a little awkward for these people now, they have slowly accepted this bank, and this manager is no longer difficult to accept.
In fact, in general, people don't care about the title, they just care about how this thing makes them lay eggs, chickens and eggs, and make more money.
After training salesmen, these people sit in the new bank every day, and what they introduce every day is what the bank can do, how much the bank can afford for them, and what they can do here.
After all, it's taking money out, of course, you have to think about it, and if something goes wrong, it's really not good.
The houses are crowded with people who ask every day, but not many people actually invest money in it, but there are still people who come to take out loans after listening to the introduction of banks.
Is it so good to get a loan? If you can borrow money with a word, then the bank will definitely not be able to make ends meet every day.
Few of those who came to take out loans came with sincerity, as soon as they heard that the loan would have to mortgage the real estate of the family, at this time the land price fell too much, even if it was mortgaged, it would definitely not be based on the land.
But if you mortgage the house, those people are not calm.
The land on their ancestors has been destroyed by them, and if the house is destroyed again, then they really have no shame to go to see their ancestors.
I don't feel at ease if I can take money out of my own hands for a loan, and I don't worry about putting money directly into the bank.
For more than ten days in a row, there have been consultations, but no one has taken action.
On top of this matter, Xie Zhi is not in a hurry, after all, it is a new thing, and it must be a process of adaptation.
Guo San's temperament is also slow, he is not in a hurry, there are people to consult every day, he arranges people in detail and simply, if no one consults them, they will wait quietly.
After the bank's affairs were handed over to Guo San, Xie Zhi was busy sorting out the land.
Of course, the buying and selling of land is not limited to the scope of Jingshi, but also exists in all parts of the country, and the sharp drop in land prices also exists throughout the country.
In order to deal with this problem, Xie Zhi had to find a special place with Xiao Jing to discuss this matter.
Xie Zhi has some manpower in his hands, but it is still unsatisfactory and not enough, if this matter is to be solved without any mistakes, of course, he has to find some people from the celebrant supervisor.
The celebrant is to assist the emperor in handling government affairs, and those eunuchs are of course literate, if this is the case, as long as they talk to Xie Zhi about the new things arranged by Xie Zhi, they will be able to do it well.
In every place, as long as there is a tooth shop, Xiao Jing has arranged for two people to go over and take turns to guard, as long as someone puts out the title deed, then he will guard it, and when the time is ripe, he will buy it immediately.
Of course, you must be particularly careful about the purchase, and you must not be in a hurry, and you must not let people feel that the land is still popular, and you must pretend that the land is not cared for, but you must not miss the opportunity to make the land be bought by others.
This degree is difficult to grasp, so the person who sends it out must be absolutely clever.
All the details that can be taken into account, Xie Zhi has already arranged, if something goes wrong, it is none of Xie Zhi's business.
These people were all arranged by Xiao Jing, and no matter which link went wrong, Xiao Jing had to take responsibility for it.
In more than ten days, Xiao Jing used the power of Dongchang to bring back those land deeds from other places one after another.
For the first time, Xie Zhi felt that under the close cooperation of the celebrant and the East Factory, it was so useful.
Holding that pile of land deeds, Xie Zhi was excited in his heart, he really didn't expect that one day, he would be able to master so much land.
Although the final harvest of these lands has little to do with her, what is planted, how it is planted, and how it is harvested is always up to him.
With this, Xie Zhi was still very relieved and excited in his heart.
"The master of ceremonies and the father-in-law of Dongchang have worked really hard, and it is not easy to recover all these lands in just a few days."
Those people in Jingshi talked to Xie Zhineng, and almost all of them were sold consistently, and those lands outside Jingshi were naturally sold at the price of cabbage, and it would be good to sell ten copper plates per mu.
Praising his subordinates, Xiao Jing put a shallow smile on his face and said, "Our family are all rough people, and we won't do anything else, but the land price is so low, it's always a kind of damage." ”
These are new types of problems, and they cannot be understood simply by talking about them, but must be slowly understood in actual operation.
Just like this thing, the land price is low, but Xie Zhi still found a way out for them.
Like An An'an who earns silver steadily, then put the silver in the bank to eat interest, and the net worth is so strong, and the interest is enough to delicate the mountains and seas.
If you have some guts and want to make a lot of money, then you can do a business, and those workshops in the imperial court will be established as a group in the future, and you can speculate on individual stocks.
If you still want to make money by insurance, then go to the bank and buy a fund.
Anyway, in a word, if you want to make money in the future, you have to think of other ways out, you can't win over the land anymore, and the matter of land annexation can't appear again.
Xie Zhi didn't understand this question, so he won't talk about it.
Anyway, it will be implemented soon, and Xiao Jing will always have the time to see it with his own eyes.
Xie Zhi pulled up a smile and said with a smile: "Father-in-law Xiao doesn't have to worry, it will be easy to wait until the spring plowing is over." ”