"Xiao Xuan, don't be like this!"

Yunshan Courtyard, after listening to Li Zexuan and Hu Hanyun's words, Han Lizheng hurriedly said: "Xiao Xuan, you may not know the situation of several other Zhuangzi, take Liujiazhuang as an example, their Zhuangzi has just merged into your fiefdom, and during the previous autumn harvest, they still paid the rent according to the requirements of the previous landlord's family, plus this year's harvest is generally not good, which is even worse."

They are not rich in that place, and it is already good to be able to eat well, and if you let them get so many oilcloths, even if they sell all the food at home, it will not be enough! Xiao Xuan, since you have thought of this method to help the bankers increase their income, then you must also want all the bankers to receive this favor, right? So this question, my father-in-law still hopes that you can think about it! ”

Li Zexuan listened, and was silent for a while, secretly saying that he was still taking it for granted.

The price of cloth in the early Tang Dynasty was very cheap, and the price of a fine silk was only the price of rice, that is, you could buy a silk cloth for three or four yuan, and as for the coarse oil cloth used to build a greenhouse, it was even cheaper, and the cost of a greenhouse was actually two or three hundred yuan.

Li Zexuan has a garment shop at home, he naturally knows the current price of cloth in Chang'an City, and it is precisely because he knows that he subconsciously thinks that the people should be able to afford the cost of a greenhouse by gritting their teeth, and two or three hundred yuan is equivalent to a few thousand yuan in modern times.

But he ignored a problem, the degree of exploitation of the peasants by the landlords in this era is far beyond the comparison of modern times, and people who cannot eat enough and cannot afford to wear clothes can be seen everywhere in this era! Is two or three hundred dollars really a small amount? For some families, these two or three hundred dollars may be enough for their family to eat for a year!!

"What my father-in-law said is that my son-in-law is indeed a little ill-considered!"

Li Zexuan thought for a moment, took the initiative to admit his mistake, and continued: "It's better to do this, the son-in-law took out a thousand yuan and put it in the father-in-law, if the farmers are willing to build a greenhouse, and the family is really in difficulty, you can come to your father-in-law to borrow a sum of money, each household can borrow up to 500 yuan, they don't need to pay the interest, as long as they can pay off the principal within a year!" Father-in-law, what do you think of this~? ”

Capital borrowing is not unique to modern times, and it is nothing new in ancient times. One of the four sons of the Warring States Period, Meng Yanjun, the reason why he was able to raise 3,000 customers and recruit talents from all walks of life was to rely on the sale of loans and interest, according to historical documents, one year, Xue Di had a poor harvest, and many people did not pay interest, Meng Yanjun sent people to collect, and still "got 100,000 interest money", which shows that the scale of money lending is very large.

In comparison, Li Zexuan is not a lend at all, he is purely doing good deeds, after all, he does not charge interest!

Han Lizheng smiled: "That's great! In this way, Xiao Xuan, you are really working for the well-being of the people~! ”

"Hey! Young master, you can be really kind, the money bank in Chang'an City lends money to others, and you have to pay 10% of the money every month~! ”

Lao Hu grinned.

This preferential condition, to be honest, he was a little moved.

As for private lending, in the Qin and Han dynasties, it was the first peak period of usury in Chinese history, and after the Tang Dynasty, private lending developed more rapidly, and there were many pawnshops in the west market, so it also became the earliest financial street in China.

Of course, in order to curb usury, the imperial court also made many restrictions on private lending, it is clearly recorded that the legal interest rate at this time was 10% per month, and the annual interest rate was 120%, compared with the usury that calculated interest according to compound interest in the Qin and Han dynasties, this interest rate is relatively friendly, but for the people, this interest rate is still relatively high, so Lao Hu heard that Li Zexuan wanted to lend money to the dealer without interest, so he couldn't help but be moved.

After all, if you borrow money from a bank, you will borrow 500 Wen, and you will have to repay 600 Wen after a year.

Li Zexuan smiled, changed the topic and said: "Uncle Hu, father-in-law, you take a closer look at this greenhouse, if you don't understand anything, you can ask me, in the past few days, this kind of greenhouse will be promoted to all the dealers, and you will work hard when the time comes~!" ”

Han Lizheng nodded and said, "Okay!" I'll take a good look with Lao Hu~! ”

He and Hu Hanyun, although they both had an unruly time when they were young, but later they both farmed honestly at home, and they can be regarded as authentic croppers, imitating others to grow vegetables, isn't this a piece of cake?

..................

On the second day, Lao Hu went out early in the morning, and today he didn't follow the young and strong mountains in the village as a guard, he had more important things, that is, buying steps.

If you don't have ready-made oilcloth, then buy coarse cloth, and then buy some tung oil, and go home and make it yourself.

When I went, there was an empty ox cart, but when I came back, there was a cart full of coarse cloth with two barrels of tung oil hanging on the rim.

"Yo~! Isn't this Lao Hu? What do you buy so much cloth for? Making clothes for your son? It's not right, why don't you buy silk cloth to make clothes, but buy so much coarse cloth? ”

On the way, it is inevitable to meet some acquaintances, and Lao Hu generally laughs and says sloppily: "Haha!" Recently, there is a shortage of firewood at home, so buy some coarse cloth and go back to burn~! ”

is not a person from Zhuangzi, Lao Hu resolutely does not intend to tell the secret of cultivating out-of-season vegetables in greenhouses. 、

It's just that his response is too shocking.

"Buy coarse cloth and go back as firewood~?"

Hearing Lao Hu's response, everyone wondered if Lao Hu's head was burned out, although the situation of Lao Hu's family has improved a lot this year, but it is not so extravagant as to use coarse cloth as firewood, right?

"the kid! I am back! Come out and help get something~! ”

The road from Chang'an official road to Hanjiazhuang is now smooth and wide, and Lao Hu returned home after a while, and as soon as he entered the courtyard, Hu Hanyun shouted at the top of his voice.

"Hey, the head of the house came back so soon?"

Liu Yue'e heard the sound and hurriedly ran out of the house, and when she saw the mountains of coarse cloth piled up on the ox cart, she was immediately stunned: "This... This, the master, how much cloth did you buy~? ”

Hu Hanyun wiped a handful of sweat and grinned, "Hey! It's also a cloth of three money, and the shopkeeper said, if I buy more, I'll send more, so I buy more, no loss, no loss~! ”

"Not a loss? What did you say when you left? I only bought two dollars, and now that you have bought such a big car, what do you do with the excess? ”

Liu Yue'e said angrily when she heard this.

"What to do? Burn! Ahh ”

Lao Hu answered too many questions along the way, and almost said those two words directly.

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