Chapter Eighty-Six: Buying a Home

In the courtyard of the official house, the banquet has been placed on the fine wine and wine, and several men of the two generations of the Chu family sat down according to their priorities, and began to stagger, although there was no silk and bamboo music, but the cool breeze was blowing, and a few sycamore leaves in the courtyard were swaying, which was really a little elegant.

"As a result, the official residence is indeed a bit simple, but have you considered placing a family house in the city?" After drinking a glass of wine, Chu Ji asked softly, he and Chu Luo have been officials for many years, and they have also accumulated a lot of family savings, and they have already abandoned their officials a few years ago and bought a house in Bianliang City.

"I just took office, so it's wrong to do that." Chu Qian was slightly flustered, and seemed to be a little moved, after all, in the traditional concept of Chinese, the position of the family homestead property in the heart is always in the front, and from Chu Qian's words, it can also be judged that what he is worried about is not that there is no money, and others have opinions.

"What's wrong, who doesn't do it now?" Chu Luo smiled and said, "If you give up this official residence, I don't know how many people will be grateful." ”

"Living in an official house, it is inconvenient, it is better to resettle the house." Chu Ji continued to persuade: "It will be much more convenient to visit friends and entertain guests in the future. ”

Looking at the courtyard that seemed a little narrow when a table of banquets was placed, Chu Qian thought so, and also understood the reason why Chu Ji and Chu Luo didn't bring other family members here, this official house was indeed too restrained, if you bring all your family members, I'm afraid it won't be able to accommodate it.

"At present, in Bianliang City, an ordinary courtyard is only four or five hundred thousand yuan, compared with the previous few months, the price has fallen, and if it is a residential property, it is the right time, and after a while, the price of the house will be difficult to say." Chu Luo made a plan on the side.

The Song Dynasty was the most economically developed dynasty in ancient China, the currency circulation was very large, and some places even needed to print paper money, that is, the Jiaozi and Huizi, and some remote places also used iron money as the currency in circulation.

However, theoretically this is the case, in fact, there will be a gap, some places will be consistent with six or seven hundred yuan, and some places will adapt to be higher, and the places that really count thousands of yuan are very rare, and the four or five hundred yuan that Chu Luo said sounds like a lot, but in fact, it is only four or five hundred.

For officials below the county level, the monthly salary is between 3,000 and 9,000 yuan, and Chu Qian, as the magistrate of the county, includes copper coins, grain, silk, salary, artemisia, charcoal, salt, tea, paper and other items, which are converted into copper coins, which are about 20 yuan, in that way, there are 240 yuan a year, and a courtyard is only two years old, if you look at it according to the current standards, this is obviously very worthwhile, after all, the goal of some people's life in modern times is nothing more than to have their own house.

However, this is also a theory, of course, Chu Qian's Yulu cannot be completely used, accumulated up, Bianliang City is the capital of the Great Song Dynasty, and its price level can be imagined, at least about half of the twenty yuan a month can be spent in order to barely maintain the approximate living consumption, and as a court official, many chores will be handled by officials to help deal with them, which may be saved.

However, as an official of the Great Song Dynasty, or a literati scholar, in addition to living expenses, he must also buy some literati books, calligraphy, paintings, inkstones and other stationery supplies, and the money spent depends on the price of these supplies, and there are other trivial expenses, which will not be displayed one by one.

"Third uncle, I remember that in Xiaotianshui Lane near Daxiangguo Temple, there seem to be a few houses for sale, that place is quite quiet, from the outside, it is much more elegant and spacious than the courtyard of Xiangfu County Ya." With some vague memories, Chu Zhen also said: "I just don't know how much money is needed." ”

"Hehe, this matter is not urgent, let me think about it for a few more days." Chu Qian was a little hesitant, groaned, and said with a smile: "Besides, I have just taken office, and I must be extremely busy these days, and I don't have this spare time to go to the dental store to find a dental protection." ”

The Song Dynasty has regulations, where the transaction of the field house, must rely on the tooth protection, if there is a violation, the related person escort the section, this line of custody, in fact, is the tooth line, that is, the so-called intermediary now, but different from the current civil nature, the Song Dynasty tooth line is with a mandatory nature.

In order to prevent tax evasion and tax evasion between buyers and sellers of houses, the laws of the Song Dynasty clearly stipulate that all regular tooth shops have the obligation to help the government monitor the buyers and collect the deed tax, but after all, the tooth shop is not an official office of the imperial court, of course, it is impossible to help in vain, so the court simply ordered that as long as it is intended to sell or buy a house or a farm, you must go to the tooth shop to find a certificate of tooth protection, sign a contract, and after the government seals, the contract can be established.

In fact, to put it bluntly, this is a deal between the government and the dental bank, the deal is reached, the government has paid the tax as scheduled, and the dental bank has received the benefit fee, which is really a win-win situation.

Another way to think about it, in fact, it is the buyers and sellers who suffer from the loss, when they buy and sell houses, they must take an extra sum of money to the government, and they must take an extra amount of money to the tooth shop, but there are also advantages for people who buy houses and houses, that is, they don't have to worry about being deceived for various reasons, after all, if something happens, the government and the tooth bank will compensate for the loss.

"Then I'll help the third uncle inquire." Chu Zhi said enthusiastically.

"Well, that's fine, after inquiring clearly, tell your aunt about the situation, your third uncle and I can't be the master alone." Chu Qian laughed to himself.

After laughing, the matter of buying a house was also put aside, but chatted about some court anecdotes, under Chu Luo's permission, Chu Jue also drank a small glass of wine, and his handsome face suddenly flushed, because it was a family banquet, there was not so much red tape, and everyone was very casual, and the banquet ended in half an hour, and then went back to the hall to take a nap and return home.

"Settle the house?" In the bedroom, Pan was surprised, and then thought carefully.

"That's what the two brothers persuaded." Chu Qian smiled slightly, gently hugged Pan's soft body, and said lovingly: "I think it's the same, living in the official house is really too embarrassing for you." ”

"With a husband here, where will the concubine be wrong, but what the two uncles said also makes sense." Pan's fair-skinned and beautiful face showed shyness, and said softly: "The identity of the husband is different now, and in the future, it is indispensable to deal with the dignitaries and literati in Bianliang City, and it is indeed inconvenient to live in the official residence." ”

"Then the matter is settled." After Chu Qian finished speaking, his smile seemed to be a little strange, and he whispered in Pan's ear: "Besides, the official house has a lot of mixed ......eyes. The voice was inaudible, Pan's delicate cheeks were like jade, and they immediately rose and flushed, and the infinitely delicate wind was touching.