Chapter 323: Insurance Company
Chen Jintai took the lead, and the maritime merchants had no worries, and began to scramble to subscribe for shares, but there were still a small number of maritime merchants who were hesitating, 100,000 taels of silver was not a small amount, and they were almost going to empty their families, so they were still a little undecided, Guo Zhiyuan had already expected this situation, and said with a slight smile: "You don't have to be embarrassed, if the silver is not in hand, you can join other small businesses to subscribe together, or you can use grain, agricultural materials and other goods to deduct, The establishment of the East China India Maritime Trade Company is not to make everyone's silver, but to unite all the Daming maritime merchants to earn the silver of the Daxi people together! ……”
Guo Zhiyuan said this, the last concerns of the maritime merchants were dispelled, all laughed, the atmosphere became more harmonious and warmer, taking advantage of the enthusiasm of the maritime merchants, Guo Zhiyuan put forward another of his money-making plans: "In addition to the East China India Sea Trade Company, the government is also preparing to set up an insurance company, everyone knows that the sea business is very risky, if unfortunately encounters a big storm, it is likely that the ship will be destroyed and people will be killed, and the blood will be lost, and it is even more pitiful that the families of those sailors left on the shore have lost the pillars of the family. If life is not settled, then the family is really ruined......"
Guo Zhiyuan said more and more emotional: "This government has encountered a big storm at sea, nine deaths, and has palpitations so far, since then the government has this plan, the establishment of an insurance company, to give all the merchants of the sea a guarantee, as long as a certain amount of insurance premiums are paid every year, if the ship encounters misfortune, the ship is damaged and the goods are lost, the insurance company will compensate for the loss, so that it will not be lost, you can make a comeback, and at the same time, you can also buy life insurance for the sailors on board, if you are unfortunately killed, Their families on shore can receive a large amount of compensation to support their livelihoods and not ruin their families...... I also have the name of the insurance company in mind, and it will be called Ping An Insurance Company! ”
The eyes of the maritime businessmen lit up when they heard it, when the maritime businessmen were afraid of encountering all kinds of accidents at sea, it was likely that yesterday was still a huge rich, an accident can make you lose all your money and lose your family, Guo Zhiyuan's words were on their hearts, and they applauded loudly, expressing strong interest in the insurance company plan proposed by Guo Zhiyuan.
In fact, in this era, the germ of marine insurance has already appeared, and it is very common for maritime merchants to spontaneously form alliances to implement risk sharing and mutual assistance in order to prevent the unknown risks of maritime merchants. It's just that people in this era have not yet realized the huge business opportunities contained in this, and they have not thought of making profits by running an insurance company. But as a traverser, Guo Zhiyuan knows better than anyone the huge prospects of the insurance industry, which insurance company in the future is not making a lot of money, as long as the risk probability is controlled within a controllable range, this is almost a sure deal!
Of course, the specific operation is certainly not so simple, Guo Zhiyuan handed over this matter to Sun Chuan, in addition to marine insurance, he also plans to promote the insurance business in the car and horse shops on the road, he said to Sun Chuanyi that he understands the idea of the operation of the insurance company in the future, and Sun Chuan's shrewdness immediately realized the huge business opportunities, the Sun family has been in business for many years, and his subordinates have also recruited a lot of capable business talents, and the specific articles of association have their own to improve.
Although there are only a dozen maritime merchants who came this time, they have a lot of influence in various places, and their businesses have branches in various places, as long as they go back to publicize, there will definitely be more maritime merchants who choose to join Guo Zhiyuan's East China India Maritime Trade Company, and at the same time, the business of Ping An Insurance can be quickly promoted.
Guo Zhiyuan's investment promotion activity was a great success, raising nearly five million taels of silver start-up capital, and more importantly, the influential maritime merchants along the coast of Fujian were tied to his warship, and talents like Xu Xinsu and Yang Tiansheng, who became maritime business figures in the late Ming Dynasty in the original historical time and space, also entered his field of vision, Guo Zhiyuan did not immediately solicit Xu Xinsu and Yang Tiansheng, because he still needed to continue to observe Xu Xinsu and Yang Tiansheng's temperament to see if he could use it for himself. As long as the two of them join their own Zhonghua East India Maritime Trade Company, these two talents will not be able to run.
According to Guo Zhiyuan's request, half of the shares they purchased were paid in cash, and the other half were exchanged for grain and various materials to be transported to Dongfan, which also avoided Guo Zhiyuan's centralized procurement caused by rising prices, and at the same time could divert the attention of the government and avoid various obstacles set up by the government for Dongfan.
With money, food and necessary production and living materials, the construction of Dongfan has officially entered a great high of development. tide, Baidu has successively recruited more than 20,000 immigrants to move to Dongfan along the coast of Fujian, and the manpower and material resources have been guaranteed, and Guo Zhiyuan's various plans for Dongfan have begun to be fully rolled out!
Dongfan is rich in water resources, large and small rivers are dense, and the forest coverage rate is also very high, which provides very convenient conditions for the construction of Dongfan, and there are basins suitable for people to live in, the soil is fertile, Xu Guangqi organized immigrants to reclaim a large area of farmland, and then build dams, diversion canals, and introduce water into the cultivated farmland, these farmlands have become good paddy fields, Dongfan has a warm climate, the first batch of rice seeds have been planted, and they can be harvested in a few months, and the grain pressure in Dongfan will be greatly relieved. When Zhang Cheng sends the immigrants from the interior, he can open up new farmland, and it is expected that Dongfan will be basically self-sufficient in a year!
At the same time, Guo Zhiyuan also asked the workshop to suspend the research and development of military equipment, focusing on the construction of civilian facilities first, he searched the memory in his mind, drew the sketches of the water-powered spinning machine, the water-powered loom, and the water-powered forging hammer, and threw it to Zhao Shizhen to improve, and when the inland immigrants arrived, from which skilled craftsmen and textile women, Guo Zhiyuan could set up textile factories and iron forging factories, and the industrial base was also available.
The progress of building the city is also very fast, Dongfan is sparsely populated, no one has cut down trees, dozens of hundreds of years of giant trees abound, and there is no need for manpower to carry them, there are many streams on the mountain, cut down and throw them into the stream, you can go downstream, Guo Zhiyuan built a dam and a wood processing factory downstream, a little processing, it is a good building material.
At the same time, Guo Zhiyuan also built a lot of lime kilns and brick-burning yards and stone yards on the side of the mountain, which can continuously provide lime and bricks and stones needed to build the city, and there are a large number of volcanic limestone near the crater of the Datun Mountain volcanic group, which is almost equal to natural cement, and it is also a good material for building the city, and Guo Zhiyuan naturally wants to use it.