Chapter 866: Deliberation

Seeing that everyone was arguing for a long time, Su You picked up the small wooden hammer in his hand, and rang the small bronze bell beside him on the spot, and the capital hall finally quieted down.

Su You said: "Everyone, are you still satisfied with my Jiaozhi products? ”

Wow wow wow foreign languages and translators started again, and Su You rang the small bronze bell again: "Say it one by one!" Start with real wax! ”

The envoy of Zhenla stood up: "Honorable Lord Shaobao, the Kingdom of Zhenla thanks you for your generous reception, my country's monarchs and ministers are very happy with the results of this trade fair, and I hope that the Great Song Dynasty can make this a permanent system." ”

Many envoys made a fuss again, and Su You had no choice but to ring the bronze bell again: "Raise your hand to speak, I am not allowed to speak by name!" ”

The envoys then raised their hands in the air.

Su You said: "Put it down first, and wait until I finish answering the question of the messenger of Zhenla." ”

"For the requirements of trade and trade between various countries, the city shipping department agrees in principle, and in the future, on the day of the full moon tide every month, the city shipping department will open a sea market in Yunzhou."

"Many laws and regulations and standards related to this have been printed into a book, and everyone will take a copy of it after a while, and go down to study it for good students. Which country's envoy was that wearing the golden sara? What's the problem? ”

The envoy stood up: "Honorable lord ......"

Su You hurriedly waved his hand: "If you have a problem with your Chinese, just call me a bachelor." ”

The envoy hurriedly bowed: "Lord Bachelor, the little minister is the envoy of the Zhu Yuan Country, thank you very much for this sumptuous reception." My question is for a businessman in my country. ”

"I heard that the Song people themselves traded between Jiaozhi and Guangzhou and Hangzhou, and they did not need to carry money, but only needed to bring a voucher, and they could go to the bank thousands of miles away to exchange for gold and silver."

"They are very envious of such a convenient way of capital turnover, and want to ask if such a policy can be open to them?"

Su You said with a smile: "So far, there are several kinds of bills issued by the Imperial Song Bank. ”

"One is a large denomination banknote, which is used for clearing between banks, which is similar to treasure banknotes, but the denomination is much larger, and the face value is 100 or even 1,000 yuan."

"Merchants can also apply for it, but they need to buy it from the bank with the equivalent value of gold and silver."

"Nowadays, it is more used by merchants to use their deposits in the bank as collateral, and the bank freezes the corresponding deposits of the merchants and pays the merchants such banknotes."

"After the merchant arrives in a different place, he can exchange the corresponding denomination of currency with the ticket for trading, and after the bank in the other place uses this kind of bill to settle with the local bank, the local bank deducts the corresponding frozen deposit of the merchant locally."

"There's a more complicated way to do it, which is called a four-person bill of exchange, which means that there are four signatories on it."

"First and foremost, the importer, he must have the credit needed to complete the transaction;"

"The second is the importer's bank, which collects fees, accepts importers' debts as its own debts, and guarantees its acceptance."

"To put it in more detail, it means that he, by virtue of his trust in the importer, took over the payment of the goods and guaranteed payment to the exporter at that time;"

"The third entity is the exporter's bank, which provides the actual money in the transaction - he is the one who actually gives the exporter money and holds the 'promissory note' provided by the exporter as an asset, and the liquidation with the importer's bank."

"The last person is, of course, the exporter, who supplies the goods to the importer, collects the 'promissory note' and is assured that he will receive payment from the bank on time."

"Because there is full control and trust in the credit of the importer, the importer's bank dares to provide such a guarantee for such a payment behavior."

"In this way, this kind of bill of exchange not only allows the importer to purchase goods when he has no actual funds in his hand, but also allows the exporter to get a payment guarantee in his heart, and also allows the banks at both ends to earn handling fees."

"Because these bills are accepted by banks, they are highly reliable and are now more popular."

"I don't know whether the bill in your mouth refers to the large-denomination settlement currency or the acceptance bill of the Huangsong Bank, but what I want to state is that the identity of the Huangsong Bank has no nationality for the user, and the difference mainly lies in the mastery of the user's credit."

"The so-called credit, in fact, is very simple to understand, it is the ability of bank customers to perform contracts in business behavior. In order for foreigners to use these two types of bills, they must have the ability to perform the contract as determined by the Royal Song Bank. ”

"The easiest way to get a good credit rating is to deposit money in Huangsong Bank, as long as you have enough capital precipitation and honest business records in Huangsong Bank, Huangsong Bank will of course think that you have the corresponding performance ability, can provide you with such financial services, understand?"

Knowing a fart, the envoy's eyes were full of stars when he heard it, but the businessmen behind the envoy all showed a look of surprise on their faces.

In fact, the Imperial Song Bank has played far more than this on the acceptance bill, and even includes the discount business and securities trading business.

With higher anti-counterfeiting and more solid credit bills, the Great Song Dynasty Bianjing, Chengdu, Meishan, Hangzhou, Yangzhou, Quanzhou, Guangzhou and other places have sprung up countless peripheral banknotes.

The biggest securities player is Zhao Ji's family, Uncle Da Zongzheng and Zhao Ji's two younger brothers.

At that time, Zhao Hao and Zhao Zongge once wanted to compete for the financial power of the Imperial Song Bank, but then they were hit by Su You financially and almost went bankrupt.

Fortunately, they lay down in time and turned over their bellies to admit defeat, so Zhao Ji did not care about himself and regained their political status.

Su You suggested to Zhao Ji that he should absorb them to participate in the banking business, and while enjoying the dividends, he would also put his assets under the supervision of the Huangsong Bank, which was equivalent to putting them under Zhao Ji's nose.

In fact, this way is very good, and everyone is a lot more down-to-earth.

As long as he didn't use money to buy officials and generals to privately make armor and weapons, and be honest, Zhao Ji would turn a blind eye to these financial oligarchs in the clan.

Anyway, he is the largest oligarch, followed by Sitong Firm, and all the remaining shareholders combined, are not as good as them.

Su You was not in a hurry at all, and patiently answered all kinds of questions raised by the envoys and merchants, and the loose and considerate foreign trade policy of the Great Song Dynasty made the maritime merchants and envoys very satisfied.

When everyone had no problems, Su You said: "Those are actually trivial matters just now, and the main reason for convening you here this time is to discuss with other countries how to establish a stable and peaceful trade environment in the South China Sea." ”

"For example, the behavior of occupying the city and robbing the tributes of foreign vassals the year before last, and then taking them as their own tribute, and then being exposed after paying tribute to the Great Song Dynasty, I hope it will not happen again."

The Champa envoy's face suddenly turned red.

"Also Java and the two countries, the sea area of Maluka is an important passage between the vassal states, and when there is a regional conflict between your two countries, I hope to restrain your country's army and people from plundering the maritime merchants in the past."

The envoy of the Three Buddhas, Bi Jia Luo, got up and said: "The Three Buddhas are in the land of four wars, and they have feuds with Champa, Chenla, and Java, and ships come and go at sea, threatening the safety of our port. ”

The countries immediately complained one after another, saying that the Three Buddhas were originally a country of pirates, and many times they were greedy for the wealth of maritime merchants and deliberately sent sailors to plunder, which was not at all as the envoys said.

Su You rang the small bronze bell again, waited until the capital hall was quiet, and said: "Therefore, we need a publicly binding decree to maintain order, and the South China Sea cannot continue to be chaotic like this." ”

"I have a proposal that the area where a person stands outside the sight of the seashore shall be counted as the high seas, starting from the land lines and islands and reefs of various countries, and that any vessel of any country or individual sailing on the high seas and fishing shall not be disturbed or violated without cause, and whoever interferes with it without reason shall be regarded as a robbery."

"Ships of all countries are flying flags, indicating their nationality and ship attributes, taking our Great Song Dynasty as an example, the Great Song Dynasty merchant ships, flying the Quartet red background Song flag, the Great Song Dynasty sailors, hanging the triangular red background Song flag tooth flag."

"Any country's attack on a ship flying the Song flag is deemed to be an attack on the Great Song Dynasty, and if the attack occurs in the waters of a certain country, it is deemed to be an attack on the Great Song Dynasty by that country, and the Great Song Dynasty will reserve the right to pursue it."