Chapter XVII. Money-making plan (medium).

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"Young master, how can you make this kind of bet?! That Zhu and Yu are obviously calculating you, and they will earn 200,000 taels of silver in a month! We also have to use proper means, where are we going to get it? ”

After listening to Zhao Junchen tell him what happened in the early dynasty, Xu Qingyan was full of anxiety and couldn't help but shout. (The fastest update speed is on the Aishang Novel Network biquge.info)

Xu Qingyan has always been very confident in Zhao Junchen's means of making money, but Xu Qingyan is not so confident in Zhao Junchen's ability to make money by "legitimate means".

"Don't worry." Zhao Junchen smiled and said with relief: "I have read a unique ancient book, which records many ingenious things, the manufacturing process is not very difficult, but each of them can easily earn a large amount of silver, but it is only 200,000 taels of silver, nothing difficult, I am a little embarrassed now, I don't know which one to use." ”

"And this kind of ancient book?"

Xu Qingyan doesn't like to read the most, so he naturally doesn't believe it.

Of course, it is precisely because Xu Qingyan doesn't like to read that Zhao Junchen will use this reason to fool him.

Seeing that Xu Qingyan didn't believe it, Zhao Junchen smiled lightly: "There is a golden house in the book, Yan Ruyu in the book, a thousand Zhongsu in the book, and there are many cars and horses in the book, even Song Zhenzong said so, is there still a fake?" ”

Hearing Zhao Junchen say this, Xu Qingyan could only believe it, but he still had doubts and asked: "But, even if these clever things can be made, how much do they have to sell to earn enough for 200,000 taels?" A month is not enough time at all, not to mention, young master, your gambling this time is about to increase the income of the household by 200,000 taels, even if the clever thing makes more, how can you increase the income of the household? ”

After Zhao Junchen took a sip of tea, he slowly explained: "Even if those clever things are made, I won't sell them, although the clever things are good, but if you want to make enough 200,000 taels of silver in a short period of time, it is simply impossible, however, although we are not in a hurry to sell these clever things, we can sell them in advance." ”

Seeing Xu Qingyan's puzzled face, Zhao Junchen explained: "In the capital, whether it is Jin merchants, Hui merchants or Zhejiang merchants, there are agents stationed there, these clever things I am talking about, I don't plan to sell them themselves, but to make them and resell them, which can not only save time, but also save cost and energy, within a month, as long as we can make a sample to show them, they can naturally understand the business opportunities contained in it, however, in the future for a period of time, we can make a lot of clever things, It is precisely because the supply of goods is limited, and if private businessmen want to get more supplies, they not only need to order and pay silver in advance, but also need to bid for a price increase, so that it is easy to get it for only 200,000 taels of silver. ”

After a pause, Zhao Junchen continued: "As for how to increase the income of the household department, it is easier to do, as long as this property is under the name of the household department or the Ministry of Internal Affairs, that is." ”

Hearing Zhao Junchen's last words, Xu Qingyan's face was unacceptable, and his voice was even louder than just now: "Young Master, if those clever things you said are really so valuable, wouldn't it be cheaper to do this?" We're also too bad. ”

Zhao Junchen sighed and said: "Qingyan, we have to take a long-term view, our family wealth now is no less than three million taels, there is no shortage of food and clothing, and no matter how much silver there is, it is just a number." What's more, that clever thing can certainly make us earn more silver, but if we don't have the corresponding strength, more silver will be troublesome, not only will make people jealous, but also make people scruples, even if it is today's majesty, I am afraid that it will not be able to avoid vulgarity. What happened to Shen Wansan back then, I don't need to say it again, right? In this case, it is better to hand over this piece of fat to the household department or the internal affairs office, so that you can not only win this bet, but also improve your majesty's holy favor to me, why not? ”

Speaking of this, Zhao Junchen's voice also became meaningful: "As long as we are powerful and status, and we will not be honored in front of His Majesty, why should we worry about not having silver in the future?" What's more, in that ancient book, there are a lot of clever things that can make money, and we will have opportunities in the future, so why bother with the immediate gains and losses? ”

Zhao Junchen explained the truth very clearly, but when Xu Qingyan heard it, he obviously misunderstood.

"It's still the young master!" Xu Qingyan's face suddenly changed: "As long as the household department and the inner library are still in the hands of the young master, the silver earned with that clever thing is not stored in our Zhao Mansion or the inner treasury and the household department, there is no difference at all, rather than putting it in our own hands, storing it in the household department and the inner library, the benefits are more, or the young master thinks long-term." ”

Seeing Xu Qingyan's corrupt official thinking, Zhao Junchen couldn't help but smile bitterly and shook his head.

Although, these "truths" that Xu Qingyan said cannot be wrong.

And after Xu Qingyan was persuaded by Zhao Junchen, he finally became curious and asked, "Young Master, what exactly is the clever thing you are talking about?" ”

Zhao Junchen shook his head and said, "I haven't thought about it yet." ”

………

In fact, Zhao Junchen has many ways to increase income for the household department, and the most obvious effect is undoubtedly the reform of the tax system.

Later generations commented on the Ming Dynasty and bluntly said that one of the fundamental reasons for its defeat was the proliferation of private smuggling.

The smuggling of the people not only created a group of smuggling merchants who were rich and rivaled the country, but also made the treasury of the Ming Dynasty extremely embarrassed.

Ultimately, however, the Ming Dynasty's rampant smuggling was due to the chaos of its own tax system, especially for commerce.

How chaotic was the commercial taxation in the Ming Dynasty?

Let's put it this way, in today's Ming Dynasty, counties have county tax collection stations, states have state tax collection stations, government has government tax collection stations, provinces have provincial toll stations, town guards eunuchs have town guard eunuch tax collection stations, and even royal granges everywhere have private tax collection stations.

In addition, there are countless temporary tax collection stations, although they are called "temporary", but in reality, the so-called "temporary" period is often measured in ten years!

What's more, the randomness of taxation at various tax collection stations is also very large, and it is completely up to the tax collectors to decide what needs to be taxed and how the tax should be collected. If you meet a taxing official who is easy to talk to, you will only be taxed on goods, and if you meet a black-hearted tax collector, even the food you bring, the carriage that transports the goods, and the clothes on your body will be taxed one by one!

In this way, goods priced at only one hundred taels of silver are often required to pay a tax of three or five hundred taels of silver when they are transported from the departure station to the destination. What can be done without smuggling? People have to live.

In fact, due to the chaos of taxation and the rampant smuggling, the commercial tax collected by the Ming Dynasty every year only adds up to 350,000 taels of silver!

350,000 taels of silver seems like a lot, but Zhao Junchen estimated according to the data of various aspects that in recent years, just such a trade route as the Beijing-Hangzhou Grand Canal, the total value of cotton cloth smuggled every year is no less than 700,000 taels of silver! If taxes are levied on these smuggled cotton cloths, there will be nearly 100,000 taels of silver in taxes alone, including the four items of excise tax, ship money, lottery points, and goods stacking license tax!

And that's just the Beijing-Hangzhou Grand Canal! And that's just about cotton!

In this day and age, how much should a business tax really be? For Zhao Junchen, it is still a mystery, but it is certain that it will be an astronomical amount.

However, the idea of rectifying commercial taxation was only fleeting, and it was abandoned by Zhao Junchen.

This kind of reform takes too long to see results in a month, not to mention that it involves too many aspects -- local officials, large and small, smugglers all over the world, and central officials who can receive a large amount of filial piety silver every year are all beneficiaries of today's tax chaos, and Zhao Junchen has not yet had a brain fever to the point of becoming an enemy of the world.

Aside from the commercial tax reform, the rectification of Sichuan salt affairs and the introduction of Jin merchants into Sichuan can also bring a large amount of silver to the households, and it is not difficult to set up some projects to increase the income of 200,000 taels of silver for the households within a month.

However, since Zhao Junchen has made a gambling contract with the crown prince Zhu Heyu, the matter of Sichuan salt rectification must not be mentioned now.

If there is no gambling contract, Sichuan salt rectification in Zhao Junchen and the Jin Shang Group under the joint efforts, the possibility of success is still great, however, now that the gambling contract has been established, at this time to propose the salt rectification, not only the prince's party in order to win the gambling date, the cabinet first assistant Zhou Shangjing in order to hinder the southern tour of the Deqing Emperor will also strongly oppose, even if the other cabinet elders and important ministers, in order to suppress Zhao Junchen, will also strongly oppose.

In this way, what was originally stable will give birth to countless variables.

………

In fact, in this era, the bankroll of the household department, the amount of tax collection, and the ways and means are all very primitive, as long as Zhao Junchen improves it slightly, there are really a lot of ways to increase income and open source.

However, just like the rectification of commercial taxation and the rectification of Sichuan salt affairs, there are too many aspects involved, or it will cause a backlash from the major forces in the DPRK and China.

In this way, Zhao Junchen thought about it and found that the safest and most convenient way to do it today may only be "invention and creation".

In fact, like glass, perfume, pancreas, Jenny spinning machine, Zhao Junchen has a little knowledge of their production methods, and Zhao Junchen has learned some more or less when he was a student in the previous life, and it is not difficult to achieve with the level of craftsmanship in this era, and all of them are profitable.

However, what makes Zhao Junchen a little hesitant now is, which one should he choose?

Eventually, after much deliberation, Zhao Junchen gave up the glass and Jenny spinning machine.

Without him, the profits that these two things can create are too great.

It is not that Zhao Junchen is reluctant to make these profits, but that Zhao Junchen intends to use these two things in the future to establish some business names, and attract some important ministers of the imperial court to join in the shares, so as to "not be a party but a party".

Compared to this, it is really overkill to use these two things to win a bet with little benefit.

Thinking like this, Zhao Junchen finally made a decision and instructed Xu Qingyan: "Qingyan, within three days, I don't care what method you use, whether it is poaching or coercion, you have to find all the famous rouge craftsmen and soap craftsmen near the capital, I have something to ask them to help." In addition, the best rouge workshop and soaphorn workshop in the capital will be put down. ”

Hearing Zhao Junchen say this, Xu Qingyan knew that Zhao Junchen was going to make "clever things", although he was curious, he didn't dare to slack off, and turned around after agreeing.

Pancreas and perfume, Zhao Junchen decided to go both, according to the method in his memory, as long as those craftsmen can make one of them within a month, this bet will be considered a win for Zhao Junchen!

………

Note: Soaphorn is a very primitive decontamination product, but in fact, it is not much different from the process of manufacturing pancreas, but it has changed a few raw materials.

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PS: Something has happened at work in the past two days, and there are fewer updates, forgive me. Tomorrow will be updated normally!

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