Chapter 191: Insight into the Insider

This trend in the court is in the ascendant, and the queen summoned the concubines of the harem and called on them to share their worries and solve problems for the emperor.

After hearing this, the palace concubines secretly hated in their hearts, if the queen didn't say it, they would take the initiative to do it, and they could still have a good reputation in the eyes of the emperor, but now that the queen ordered it, they did it again, but they made a wedding dress for the queen, and they were extremely dissatisfied in their hearts and decided to do it perfunctory.

It was only a few days later that they found that the emperor had been staying with the queen for the past few days, and his attitude towards them was not as good as before, so they hurriedly sent someone to inquire, and learned that it was the queen's maiden family who sent someone to buy 50,000 taels of national debt, and they were even more resentful in their hearts.

Jia Yuanchun saw that everyone was going home to write letters, so he had to send someone to inform the Jia family and ask the Jia family to buy some treasury bonds to support the imperial court.

After the Jia family received the letter, Jia's mother gathered Jia Yu, Mrs. Xing, Mrs. Wang and others to discuss the amount of purchase.

When I heard that the queen's family bought 50,000 taels, most of the imperial concubines' families were 20,000 taels, and most of the concubines' families were 10,000 taels, so Jia's mother made a decision that the Jia family would take out 10,000 taels from the public middle school to buy treasury bonds.

This move was immediately opposed by Jia Yu, Yuan Chun was the concubine, the scenery has always been the second room, the big house almost did not get any benefits, and a lot of silver was pasted in, so Jia Yu thought that the public middle school should pay at most half, and the other half should be borne by the second room, and even proposed that all should be taken out by the second room.

Mrs. Wang naturally refused, but Jia Zheng was not at home, and she was weak herself, so it was difficult to argue with Jia Yu, so she had to hope that Jia's mother would be the master.

Although Jia's mother was very dissatisfied with Jia Yu's behavior, some time ago, Mrs. Wang secretly made her even more dissatisfied with those small actions hidden from her, so she expressed her support for Jia Yu and asked the second room to make up 5,000 taels.

Although Mrs. Wang was unwilling, when it came to her daughter's future, coupled with the persecution of Jia's mother and Jia Yu, she had to agree.

I wanted to go to the Xue family to borrow money, but the Xue family refused on the grounds that the turnover could not be opened, and Mrs. Wang had no choice but to take out her savings.

It's just that seeing that the loss is so big, Mrs. Wang instructed Zhou Rui and his family to put more money in the seal and get the lost money back as soon as possible.

In the Bafang Inn, after Zhang Chengxin and Zhang Jingyi's father and son bid farewell to the members of the same group who were so grateful, Zhang Jingyi could no longer hold back the doubts in her heart, and asked directly: "Father, I don't understand, why did we give them the list we worked so hard to negotiate?" ”

Zhang Cheng said in a deep voice: "I naturally have my reasons for doing this. ”

"Please tell the father the reason, otherwise the son really can't accept this result!" Zhang Jingyi said with some indignation, he really couldn't understand what his father was doing today, even if he wanted to help the other members of the group, he should not harm his own interests.

Especially now that with the help of the imperial court, it is easier for them to sell, but the competition is also more fierce, and each order is particularly precious.

Zhang Cheng pondered for a moment and asked, "Have you ever paid attention to the process of buying and selling treasury bonds?" ”

Zhang Jingyi nodded, but her expression was even more puzzled, and she couldn't help asking, "What does it have to do with this?" ”

Zhang Cheng said in a deep voice: "If you think about the transaction process of treasury bonds, you can only go to the Zhaoxin Bureau to buy treasury bonds at the moment, do you think that the imperial court will only issue treasury bonds in Beijing?" ”

"Naturally not!" Zhang Jingyi said categorically, on the first day he got the information, he knew that the imperial court would definitely issue it nationwide, not to mention that now that the court has made such a big move, maybe when the selection of imperial merchants is over, it will be sold in the provincial capitals.

"In that case, have you ever wondered how the provinces and state governments sell their national bonds and how they pay their annual interest?" Zhang Chengxin picked up the tea on the table and took a sip and asked.

When Zhang Jingyi heard this, she suddenly fell into deep thought, and began to think about this problem that she had been ignoring.

Zhang Chengxin saw that his son was still a little puzzled, so he reminded: "Have you noticed that there are many money banks participating in the selection of imperial merchants this time?" ”

Zhang Jingyi nodded, and somewhat understood, it stands to reason that the selection of imperial merchants has little to do with Qianzhuang, but they just came to join in the fun, so they asked: "Father means that the imperial court will issue treasury bonds in various places with the help of Qianzhuang?" ”

"Not bad!" Zhang Cheng nodded heartily and said: "My father has carefully studied these money banks that are still running for the election, there are them in every province, more than a dozen, and as few as five or six, not only that, but the vote numbers of the money banks that came to Beijing to participate in the election basically did not eliminate a few, and my father can conclude that they are coming for the national debt, and they are likely to have known the news for a long time." ”

"But we also run a rich bank, why haven't we been notified?" Zhang Jingyi wondered.

Zhang Cheng said with a smile: "The scale of our money bank is very small, it is difficult to compare with them, they are the largest money banks in the provincial capitals. ”

Zhang Jingyi somewhat understood his father's thoughts, but still didn't understand: "Does my father want to give up the imperial merchant and put our Zhang family under the name of the Zhaoxin Bureau?" ”

Zhang Cheng nodded heartily and said: "Yes, a few days ago, almost all the official gentry in Beijing bought treasury bonds, and even those nobles in the harem personally came forward to persuade their families, which shows the determination and strength of the imperial court to implement treasury bonds, and is optimistic about the future of the Zhaoxin Bureau for my father." ”

Zhang Jingyi said with a serious expression: "Father, please forgive my son for not being able to agree with your point of view, I think that becoming an imperial businessman can also participate in the issuance of treasury bonds!" ”

Zhang Cheng shook his head and said: "My father carefully checked the performance of those money banks, most of them only care about the first place in the group, and don't care about the overall results of the group!" ”

"If my father guesses wrong, won't we lose more than we gain!" Zhang Jingyi said worriedly.

"It's okay to do this, tomorrow I will find an opportunity to ask Lord Lu to verify this matter!" Zhang Cheng said solemnly and decided to take a gamble.

Zhang Jingyi said helplessly: "Even if my father's guess is true, we only have two money banks, and our strength is a little insufficient, and it is difficult to compare with those big money banks!" ”

Zhang Cheng's tone was a little excited: "Because of this, my father wants to fight for this opportunity, my father has long wanted to set up a ticket number, but there has been no opportunity, if you can help the imperial court issue treasury bonds, you can take advantage of the power of the imperial court, in the form of a joint-stock system, the integration of the money in Shanxi, the formation of a joint ticket number." ”

Seeing her father's expression, Zhang Jingyi knew that she couldn't stop it, so she had to persuade her father to ask clearly tomorrow before making plans.

Zhang Cheng nodded heartily and agreed, thinking about how to get Lu Jing's support.

The next day, after Zhang Chengxin completed the order, he waited at the Zhaoxin Bureau until dusk, when he begged to see Lu Jing.

After listening to Zhang Cheng's heartfelt plan, Lu Jing asked with some surprise: "Imperial businessmen can also issue treasury bonds, and you are very likely to become imperial businessmen, are you sure you want to give up the opportunity to become an imperial businessman?" ”

After hearing this, Zhang Chengxin was a little surprised that the imperial businessman could also issue treasury bonds, and hurriedly asked, "What is the difference between the two, my lord?" ”

Lu Jing said in a deep voice: "Although the imperial merchant can also sell treasury bonds, he must go to the money bank designated by the imperial court to go through the corresponding procedures, just like now you can sell treasury bonds, but you have to go through the formalities at the Zhaoxin Bureau." ”

The royal merchant is equivalent to a bond broker, and the money bank is a trading channel to control risks.

After hearing this, Zhang Chengxin immediately said with a firm expression: "Dare to ask your lordship how can you become a money bank designated by the imperial court?" ”

"I remember that your Zhang family mainly deals in cloth, tea, and grain, and there are not a few money villages, why do you want to give up your strengths and weaknesses?" Lu Jing asked, although the Zhang family is strong, it is not too involved in the financial industry.

Zhang Chengxin hesitated for a moment, and then said truthfully: "The contemptible people studied the information given by the adults, and found that if they can operate the treasury bonds through the money bank, they can always sell the treasury bonds, and the money bank can not only get the equivalent value of silver, but also get the difference. ”

Lu Jing was a little surprised after hearing this, Zhang Chengxin was able to establish the concept of the secondary market, thinking of the operation of treasury bonds, he was a little admired in his heart, and asked: "How can you be sure that the treasury bonds will maintain their value, and how can you be sure that the imperial court will issue more bonds?" ”

When Zhang Cheng heard this, he immediately understood what he was thinking, Lu Jing had already thought of it, and he was a little admired in his heart, and hurriedly said: "The issuance of treasury bonds by the imperial court this time is not only huge, but also has a large number of participants, and the contemptible people believe that the new policy of the imperial court will not be abandoned halfway!" ”

In fact, I saw the recent actions of the imperial court and saw the importance that the imperial court attaches to national debts.

Lu Jing pondered for a moment and said: "Your situation is a little special, but the Zhang family is not without opportunities, if you have a strong will, I will report your matter!" ”

"Please do it!" Zhang Cheng said firmly.

Lu Jing nodded and said, "In this case, there will be people from the household department to talk to you about the money village in a few days, but I advise you to ensure that your group wins the game first." ”

After hearing this, Zhang Cheng said in his heart Sure enough, the household department must have negotiated with those money banks, fortunately, he found out early, otherwise when the dust settles, the Zhang family will have no chance, thinking of this, he hurriedly thanked Lu Jing.

Lu Jing thought for a while and reminded: "After becoming a designated money bank of the Zhaoxin Bureau, you need to pay a certain amount of security deposit to the Zhaoxin Bureau, and if there is an illegal operation, these deposits will be deducted. ”

Zhang Cheng hurriedly said: "This is the righteousness that should be done!" ”

Lu Jing nodded and smiled: "Of course, the Zhaoxin Bureau will also train and supervise the money village, and after the household department talks to you, you will understand." ”

"Thank you, sir!" Zhang Cheng thanked him heartily.

The two chatted a few more words, and Zhang Cheng said goodbye and left.

Lu Jing sighed with emotion, and sure enough, he couldn't underestimate the wisdom of the ancients, so he went all the way home.