Chapter 1004 Shenzhou Union Bank (Subscription Requested)

In Laoshan, Tangquan Town, Pangjia Garden, and in the living room, there are already more than a dozen people sitting in a staggered manner. There is Zheng Zhilong, the richest man in the household department, the Grand Duke Luo of the Ministry of Foreign Affairs, who claims to love the emperor of the Great Caritati without loving money or beauty, Huang Jiang, the chief treasurer of the maritime business bank who has just stepped down, Jabus, a well-known tycoon in the north, Condé, the Prince of France, and Colbert, the special envoy of France, Marville, the envoy of England, and Pitt, the minister of the Dutch East India Company. Joyle and Dutch Ambassador Bruce. Fan. Dimmen, there was the Portuguese ambassador Sch Paul and the Portuguese Governor of Macau, Bougalou.

It is not easy for so many prominent figures to get together, to get them together, and to make them patiently drink milk tea with a peculiar taste, while waiting for the people who are waiting, of course, there is only Zhu Cihong, the Venerable of the Ming Dynasty.

Although there were many foreign envoys, today's gathering in the Pang family garden was not a diplomatic event—it was impossible for a diplomatic event to be held in Zhu Cihong's "royal mistress" Mary. Even an informal diplomatic meeting in Mancini's house is not appropriate here.

Today's gathering is an extremely important business event!

Zhu Cihong, the Emperor of the Ninety-Five, was probably the only capitalist emperor in Chinese history, and he began to build his own business team when he was still fleeing Beijing. When Yangzhou rectified the salt business, he began to work hard while being the prince of Fujun...... It's so hard!

And after the Nanjing Eunuch Rebellion, the first stage of Zhu Cihong's hard work was completed - it was so inspiring! A sixteen-year-old boy started from scratch, started a part-time business while being the prince of Fujun, and completed at least a small goal in just a few months, and it was all real money and real estate, which is a miracle in the entrepreneurial world!

The entrepreneurial miracle of Zhu Cihong has been continued in the next ten years, and the Royal Chamber of Commerce, which was founded in Chongzhen for 17 years, has now been listed as the three major chambers of commerce (consortium) in the Ming Dynasty along with Zheng Zhilong's "Yiguan Chamber of Commerce" and Shen Tingyang's "Shachuan Chamber of Commerce". Moreover, the Royal Chamber of Commerce also dragged an official chamber of commerce and a sand boat chamber of commerce to the broad road of capitalist industry and commerce through the establishment of the Maritime Bank and the Salt Merchants Bank.

The three major chambers of commerce have now developed into the three major chaebols in the Ming Dynasty!

Of course, the communication and transportation conditions in the 17th century were very limited, and there could not be a global monopoly consortium like in later generations, otherwise Zhu Cihong would not have let Huang Jiang and Lin Yihu (Jabs) go to Europe to start a business.

And today's business gathering is to attract venture capital for Huang Jiang and Lin Yihu's entrepreneurial projects.

Huang Jiang and Lin Yihu's entrepreneurial project is called Shenzhou United Bank!

The main business of Shenzhou Union Bank is two, one is the remittance and settlement between God (Asia) and Europe - to put it simply, it is to set up a European settlement center in the town of Versailles near Paris, France. All merchants who want to remit funds to Shenzhou (Asia) can first deposit their funds into the branches of Shenzhou Union Bank in Paris, London, Hamburg, Lisbon, Amsterdam, etc., and then go to the Versailles center with the deposit certificate to exchange it for a remittance certificate.

It is also agreed that the time for withdrawing funds will be made at the India Settlement Center in Ceylon, the Malacca Settlement Center in Batavia, the South Shenzhou Settlement Center in Guangzhou, or the East Shenzhou Settlement Center in Shanghai.

UBC is not responsible for all settlement centers, it is only responsible for managing the business of the European settlement center. The Ceylon and Malacca centers are managed by the Dutch East India Company, the Guangzhou centers are managed by the Haishang Bank, and the Shanghai centers are managed by the Yanshang Bank.

The five major settlement centers will share the handling fee according to the distance of the remittance, and the interest income generated in the remittance process will be enjoyed by the settlement center that absorbs the remittance funds.

The international settlement currencies used by the five major settlement centers are unified as "Ming Liang", that is, the bank two of the Ming Dynasty.

If the five major settlement centers need to advance funds, the settlement center of the remitter will pay the advance interest to the advance party until the silver taels or gold used for settlement arrives.

The second largest business segment of Shenzhou United Bank is deposits and loans, which is developed on the basis of settlement business, which can provide both deposits and loans.

Because in this era, remittances do not send a few electronic signals, but must go through a long process, in this process, the remitter's funds do not generate any interest income, and the bank is equivalent to occupying an interest-free fund.

At the same time, the remitter of the funds can also borrow money from the bank and remit it it, and they only need to provide collateral - land, real estate, jewelry, or strong security, and they can remit it from the bank loan for overseas trade.

With the support of this business, European and Chinese merchants could go to sea to trade without cash and ships!

Now that the Ming Emperor has not yet appeared, Huang Jiang and Lin Yihu (in the name of Jabbs) have already put together the idea of Shenzhou United Bank and the five major settlement centers.

The Dutch East India Company was present at the scene. Howle, Marville, the envoy of the Republic of England, and Colbert, the envoy of France, listened with straight eyes.

What a deal it must be!

Moreover, the promotion of overseas trade by this transaction is very significant.

"Why do you want to locate your settlement bank near Paris? Why not based in London? The British envoy Marville objected.

"It should be based in Amsterdam!" Viceroy of the East India Company. Howle laughed, "If it's located in London, I'm afraid this settlement house will only be able to accept Puritans!" How many merchants in Europe do you think could stand the Puritan rules? ”

"Yes, yes, yes!" Prince Condé nodded repeatedly, "The merchants of the Ming Dynasty have their own way of life and beliefs, and they need a more relaxed environment, if they go to London...... I'm afraid I'll have to let Cromwell's men catch and hang themselves! ”

To be hanged?

It's horrible!

Kong Dai spoke Chinese, which Huang Jiang and Lin Yihu could understand, and they all showed exaggerated expressions of horror - the establishment of the European settlement bank in France was, of course, Emperor Zhu's decision after careful consideration. Because England would not only be troubled by the Puritans, but would also strengthen London's position in the economic life of Europe.

And it is also inappropriate to be located in Amsterdam, because two of the five major settlement centers are already under the control of the Dutch, and if the most important European center also goes to Amsterdam, then sooner or later this international settlement system will be mastered by the Dutch.

Such a situation is not only unhappy for Zhu Cihong, but also France and Britain will not agree.

And the contradictions between Britain and the Netherlands are so great that I don't know when we have to go to war! When the time comes, the two countries will block each other, and what will they do with the international settlement of transactions?

"Well," Marville stepped in, "the European settlement bank can be placed in France, but the settlement bank in the Indian market cannot be placed in Ceylon." ”

"Where should I put it?" Morality. Howle asked.

"It can be placed in Goa!" Portuguese Ambassador Paul Chimed in, "We Portuguese have been operating in Goa for more than a hundred years and have established a very stable rule there, which is very suitable to become a trading center in the Indian region!" He glanced at the British envoy Marveill, "The settlement bank in the Indian Ocean could be jointly managed by the Goa Governor's House and the British East India Company. ”

"That's good!" Marville nodded in agreement.

"There is no disagreement in France."

Morality. Howle exclaimed: "No, we in the Netherlands do not agree! ”

When the dispute was endless, someone suddenly shouted: "Your Majesty has arrived!" ”

Zhu Cihong has arrived!

In fact, Zhu Cihong had already arrived, and Mary. Mancini sat down in the next room, waiting for the Dutch and the English to quarrel.

When they quarreled, Zhu Cihong went to be an arbiter again and moved the Ceylon center to Goa!