Merton continued: "When this bank is built, Mojia Village will ask the public loser to design the strongest and safest bank vault! to be safe. ”

"Public loser!"

Everyone couldn't help but look at each other, no one thought that the Mo family would have a big brain, and they wanted to let the Mo family's rival, the public loser, come to create a place to store gold and silver for the Mo family.

"Young master, that's a public loser!" Li Yi couldn't help but remind.

"What about the losers, don't they want to do this business?" Merton wondered.

Li Yi saw that Morton was pretending to be confused, and said worriedly: "In case the public loser sees the fortune and has an accident......

Although Li Yi did not finish speaking, everyone can naturally understand Li Yi's worries, there are too many things to see the wealth, the public loser does have a unique feature in the lock, which is recognized by the world, but the money is moving, and no one can guarantee that the public loser itself and the Mo family are competitors, and no one dares to guarantee that the public loser will not leave the back door to pit Mojia Village.

Merton explained: "Not to mention that the public loser has a specialization in the art industry, you can ensure that the silver treasury designed by Mojia Village itself cannot be cracked by the public loser!" ”

There was silence.

"And the precise requirement of this bank is that the public loser himself can't crack it, if even the public loser can't crack it, then I'm afraid it's the safest place, of course, the design of this silver bank still needs Mojia Village to review and personally construct." Merton said his request, and everyone nodded slightly, which is also a good policy.

Li Yi nodded solemnly and said: "Although the public loser is not in harmony with the Mo family, he also pays attention to his reputation, and he will not damage his reputation in the future." ”

Merton nodded, the reputation and superb skills of the public loser, coupled with the supervision of the Mo family, can create the safest silver treasury, the bank is an extremely important part of the Mojia Village in his vision, and there is no room for error, which is the reason why he is ready to hand over the design of the silver vault to the public loser.

"This bank, Mojia Village is ready to build three at the same time, Chang'an City, Luoyang, Mojia Village each one, a Mojia child wants to go to Luoyang, you can Mojia Village in the bank opened a bill, you can take the bill to Luoyang alone, after arriving in Luoyang, go to the bank in Luoyang to withdraw money to buy goods, so that there will be no more sending many people to escort the money, which greatly facilitates the transaction process." Merton Road.

Merton adopted the concept of flying money in the middle of the Tang Dynasty, which was prevalent in the Tang and Song dynasties, similar to the current remittance money. Although it seemed extremely backward to later generations, it was already a very avant-garde concept in this era of inconvenient transportation.

"It's so convenient!"

Uncle Wang nodded in agreement, before he escorted the silver two back from Luoyang, there were many thrills along the way, and he naturally knew the risk of escorting the money two, if Mojia Village opened a bank in three places, it would definitely greatly reduce the number of escorts, reduce the cost and risk, and the children of the Mo family reduced the inconvenience of carrying a large number of coins, from this point of view, this bank is indeed very convenient.

Xu Jie said in his heart: "I don't know if the owner can allow other merchants to use Mojia Village Bank, if so, even if Mojia Village collects some fees, these merchants are probably willing, and Mojia Village Chang'an and Luoyang collect money at the same time, without consuming principal, without escort, you can sit on the ground and collect money." ”

He was a merchant before, so he naturally knew how inconvenient it was for merchants to carry money, and if the banks in Mojia Village were also open to the outside world, I am afraid that those merchants would definitely come one after another, after all, he was worried about carrying silver and two, and if the Mojia Village Bank allowed other merchants to use flying money, it would not only be convenient for the merchants, but also Mojia Village would be able to make a lot of profits, which was really a double win.

Merton glanced at Xu Jie appreciatively, nodded and said, "Now that the bank has just been created, it can be allowed to be used by the merchants who cooperate with Mojia Village, and the fee is set at one out of a hundred." ”

Xu Jie suddenly regretted a little, but he also understood that Merton was right.

Merton naturally knew Xu Jie's thoughts, and said loudly: "Don't regret the shopkeeper Xu, when the bank is running well, Mojia Village will no longer set thresholds, and in time, the banks in Mojia Village will open all over the Tang Dynasty, and there is no need to carry money between the provinces, what a grand occasion this will be." ”、

Xu Jie was shocked in his heart, if this is the case, it is probably the best gospel for merchants.

In later generations, the most profitable business of banks was lending, and the transfer fee was very small, but Merton found that in this era, transportation was inconvenient, and people were carrying heavy money, which was extremely inconvenient and unsafe, but the handling fee was probably the biggest profit of the bank.

It is worth one out of a hundred, compared with the risks and costs brought by carrying money, it is extremely cost-effective, and for Mojia Village, one percent of the profit, and the turnover period is short, and there are many businesses, the bank is simply sitting on the profiteering.

Seeing this, Li Fuzi couldn't help but sigh: "Since ancient times, Qianzhuang has made a living by putting money in Yinzi, but he has tried his best to squeeze other people's money, while Mojia Village has helped others, obtained profits, and achieved a win-win situation. ”

Although Mojia Village earns the money of the merchants, it also saves more money for the merchants, and the gentleman loves money in a good way, which is also what he admires the Mojiazi the most.

Hearing this, Merton's heart moved: "In this case, why doesn't the master summarize the successful methods of Mojia Village and form a model of Mojia Village, so that the world can know it, wouldn't it be a great good." ”

"Mojia Village Model!" Li Fuzi suddenly lit up when he heard this.

He believes that the world must be extremely curious about Mojia Village, the first village in the world, if he can promote the model of Mojia Village, countless villages in the world will benefit, so that hundreds of people in the world will definitely benefit from it.

"You can write anything, even if it's a matter of the bank that we're talking about today?" Li Fuzi asked.

Mo Dun nodded and said, "If the master doesn't reveal the secret skills of the Mo family, there is nothing to do!" Besides, if the bank is established, it is not a secret today, but the bank is a new thing, and it is still two things to succeed, and if someone uses this strategy to lose money, the master should not complain about the students. ”

Li Fuzi suddenly smiled bitterly, dispelling this thought, many things in the hands of others, and in the hands of Merton are simply two different results, he still honestly spread the success of Mojia Village, and it is more safe to spread the experience that can be replicated.

At this point, the roundtable meeting of Zhenguan's eight years officially ended.

Morton waved his hand, and everyone left, while he was going to greet the first person to come to learn the model of Mojia Village, Su Luosheng of Chang'an County.