； Zhanfa, to put it bluntly, is the current peasant bank. Qb 5, CoМ to harvest the principal and interest recovery, can solve the people's spring ploughing funds shortage.

Originally, it should have originated in the middle and late Tang Dynasty, when the various feudal towns were divided into places, in addition to the insufficient number of troops, the imperial court was more tragic that there was no money, and I don't know who came up with the idea, so it was decided to implement the Qingmiao Law, the main purpose of which was to generate income for the emperor, and at the same time tax Qingmiao money to give hundreds of officials, according to the situation at the time, don't talk about what to save the people or not, the emperor is about to starve to death, where is the mood to talk about the people's livelihood. However, what really made the Qingmiao Method famous all over the world was because of Wang Anshi's change of law, and Chu Zhi touched his head and regretted it extremely. At this time, Wang Anshi didn't know where to be an official, Renzong was not hanging, and there were still more than ten years before Yingzong ascended the throne, not to mention the Shenzong who implemented the law change, and he was still a **-year-old little hairy child, how could he be the first to propose the Qingmiao Law.

Chu quality history has not been thoroughly studied, I don't know that during the Song Dynasty, and it was also the Renzong period, there were already people using this method, and Li Shen was transferred to Shaanxi to distribute green seedling money, but when he did it, he asked the rich to lend money to the poor people, and the green seedlings in the field were used as a guarantee, and the money was repaid to the rich when the harvest was made. Immediately survived the disaster year.

It is worth pondering whether the rich households borrowed money voluntarily or were forced by Li Shen, and how much interest the people gave when they repaid their debts.

Chu Zhen is not an archaeologist, and he has no interest in doing research in this area, and now he finally knows what Zhang Yuanshan said about offending people. Think about Wang Anshi's implementation of the Qingmiao Law, which was obviously a good law, but why it was opposed by many people, you don't have to think about it to understand the reason.

Aside from the rule of officials, the implementation is not strong, and the reason why some people oppose the Qingmiao Law is that they oppose Liu and other reasons. It is nothing more than that this decree touches their interests, and the people have no money to farm, and who are the happiest people, of course, the landlords and the like, because this is the time for them to profit.

There's no money, right, okay, I can lend it to you, the profit is naturally wanted, not much, only three and a half cents, three or five cents here is not modern currency, one cent, two dimes and three yuan or something, but a percentage, one cent is ten percent, and the interest of three and a half is just a few points.

Wang Anshi gave two points of interest, far lower than the landlords Hao Shen, the people naturally know how to choose, besides, once the people get the court subsidy, have money to farm, and support their families is not a problem, they will not sell their land and sell themselves in order to survive, and directly damage the potential interests of the landlords. How can you not object.

The Song Dynasty did not establish the field system, did not suppress the annexation, the landlord Hao Shen occupied unlimited land, and Wang Anshi implemented the green seedling law. The original intention was that when the green and yellow crops were scarce, the imperial court would lend loans or grain to the people at lower interest rates, and repay them after the harvest, so that the people would not be exempted from the usury of the landlords, and the social order could be stabilized.

However, the idea is beautiful, but in the process of execution, it is always easy to go wrong. Thinking that perhaps he would be infamous through the ages because of the idea he had just made, Chu Zhi felt a headache, and considered whether to ask to see Fan Zhongyan, talk bitterly about the harm of the Qingmiao Method, and dispel the idea of adopting it.

It may be that he has a good heart, Chu Zhen was thinking about this, and a messenger came from outside. Seeing that Chu Zhi was still there, he was obviously relieved, and said politely: "Chu Zhi County, please keep it too much." ”

In the state government study, Chu Zhen did not go less, and he didn't need the official to lead the way, so he came to the place with ease, saluted respectfully, and sat down quietly, feeling extremely conflicted. After all, the words have been spoken, and they will go back on their word. It's not a taste at all.

The old man thought about it carefully, the method you just said was similar to the establishment of Changping and Huimin Cang in the imperial court, Fan Zhongyan said directly: "What is the specific method." Do you have a detailed description? ”

In fact, no matter ancient or modern, give the people at the bottom a certain amount of social security, unless it is a period of war and turmoil. Otherwise, it is like relieving orphans and widows, setting up righteous villages, providing disaster relief, exempting taxes, stabilizing food prices, and so on. They are all functions that the imperial court and local officials must perform, such as the creation of a permanent position in the Han Dynasty, the purchase of a good harvest, the sale of a poor harvest, the stabilization of grain prices, and the establishment of a righteous warehouse in the Sui Dynasty. In good years, grain is collected and stored, and relief is released in famine years, which plays a role in helping the poor and helping the poor.

The Song Dynasty set up Changping and Huimin warehouses in various places to adjust the lack of food for the people when the grain was poor. However, last year Hangzhou coincided with a drought. After the opening of the warehouse and the release of grain, the local warehouse was seriously short of food and needed to be replenished urgently, where was there still surplus grain to help the people, so Fan Zhongyan was so troubled.

Seeing that Chu Zhen was still hesitating. Fan Zhongyan continued: "Low-interest lending is indeed a good way. However, the benefits of restitution should be carefully considered and the benefits should be made by the smallest margin. It's really less, it's better to tentatively set it as a point, and when it comes to the harvest, it happens to supplement the Changping Huimin granary with its benefit, in case of untimely needs in the coming year

Fan Zhongyan, who was in high spirits, had to whisper: "Taishou, the state government still has it; 22 rollers, if the people come to borrow money one after another, can it be supported?

Reminded by Chu Qian. Fan Zhongyan immediately frowned his forehead: "Now there are only more than 1,000 yuan left in the state yayin treasury, and there are still hundreds of stone rice grains in the warehouse

Needless to say, just a small amount is definitely not enough. Chu Zhen was immediately overjoyed when he heard this, and took the opportunity to say: "The same is true for the county government. Taishou, let's put it this way. I'm afraid it's hard to do such a good way. It's not that I don't want to use it, but the conditions are not mature, and I am limited by objective factors, and there is no way to do it.

Seeing that Fan Zhongyan seemed to have something to say, Chu Zhen hurriedly preemptively said: "If Taishou wants to play, please ask the imperial court for funding." I'm afraid it's a futile move, and now the state of the treasury, I think Taishou knows it very well, how can there be any money left

It's not that Chu Zhen is alarmist, the court is short of money, and all aspects are in a state of decline. Get to the root of it. It's nothing more than redundant officials and redundant soldiers. In order to feed tens of thousands of officials, there are more than one million forbidden troops, spending hundreds of millions, this is not an adjective, during the Renzong period, the annual income has exceeded 100 million, but it often exceeds the income, and maintains a deficit of three million every year.

As for the staggering number of treasury in the past during the founding of the People's Republic of China, such as the Sealed Pile Treasury and the Zuozang Treasury, which were full of gold and silk in the past, they are now completely empty. I'm afraid that there is not even a single mouse, and the national strength is not as good as before. All aspects are in a state of declining rivers, and since the beginning of Zhenzong, the court has actually noticed the fact that it is declining day by day. Many ministers have written and said things. Come up with a wide variety of propositions and scenarios. Even Fan Zhongyan has already begun to implement the Qingli New Deal. In the end, there was no significant effect. In fact, everyone knows about the crisis of the imperial court, and everyone believes that reform is necessary, but there is a prerequisite. That is, it is necessary to reform without harming one's own vested interests, where is there such a good thing in the world, so Fan Zhongyan's failure is inevitable, and the treasury is helpless due to lack of money.

After a long time, Fan Zhongyan waved his hand and said, "You go back first, and wait for the old man to meditate carefully for a while."

It's not that Fan Zhongyan can't think of it, but he cares about it, worries about the people, and suddenly hears about this solution. I couldn't think about it in ecstasy, but now I think about it for a moment. Only then did I realize that things were not easy to accomplish.

Chu Zhi retreated, and his heart was a little gloomy, not that he didn't want to help the people, but mainly because he knew too well the situation of Hangzhou's officials, the state and county officials were fine, they were born as Jinshi, and their salaries were generous, and they could be restrained, but those soap officials and servants were not easy to say, and they could often turn the good law of benefiting the people into a cruel treatment to the people.

I'm afraid to understand the harm of informing the Seedlings Law. With Fan Zhongyan's character, I'm afraid it will be implemented. Only by cutting off this idea from the root will he dispel his mind, the main trick is that the decree implemented temporarily is full of loopholes, and the supervision and enforcement are simply inadequate. Even if it is Fan Zhongyan who is in charge. Chu Zhen didn't dare to take this risk, otherwise when the whole outcast would come out, he would not be able to escape the blame for his death.

Because it was a study towel to discuss. The two of them didn't say it, naturally no one knew that the Qingmiao Law was doomed to collapse before it was implemented, and the government did not announce it, and ordinary people would not know about it, however, it was a matter of their own interests, and the rumors still reached the ears of some landlords through various channels, and they immediately received a warm response.

Cutting off people's financial paths is simply heinous, and he doesn't know that he has become a thorn in the side of some people. I went to the countryside to make a round.

According to the instructions of Taishou, he advised the nongsang. You can't just stay in the county government and write a few official notices, but at least you have to go to the grassroots level to point fingers, wave your hoe, make a show, and go out to the suburbs to appreciate the farmers. It's good to have the right to step into the green, of course, just thinking about it, but Chu Zhen didn't have the courage to be lazy and cunning under Fan Zhongyan's nose.

"Master, speaking of which, this official hasn't been to the countryside to observe the people's situation for several months."

Since it is to observe the people's feelings, it is natural to enter every village, the road in the mountain village is rugged, the sedan chair is naturally not suitable, the walk is too slow, and tired, the best choice is naturally to ride a horse and sit on a donkey.

Although the Great Song Dynasty lacked horses, what was lacking was a well-made war horse. There are still crossbow horses, as a county magistrate, sitting on a crossbow horse that is not tall, but a gentle crossbow horse, walking on the stalk road in the field, and then looking at Liu Renzhi's black fur under his body, the sturdy donkey with full spirit, and then comparing the skinny crossbow horse underneath, Chu Zhi can't be happy.

"The adults are also helpless, I really can't spare time, but I care about the thoughts of the people, but we know it well, and Liu Renzhi, who admires it from the bottom of my heart, smiled lightly and flattered him familiarly.

"That being said, it doesn't take long for you to see how it goes." Looking at the fields that had not yet been turned over, Chu Zhi couldn't help frowning, this is time. It stands to reason that even if the spring planting is not officially planted, the people should plow the fields several times in order to sow and plant seedlings, but now there is no action, and the prospects are worrying.

Liu Renzhi had a relative, and agreed and said: "That adult's trip is the right one (to be continued)." If you want to know what will happen next, please log in to the orange chapter for more and support it

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