Volume 1 Yangcheng Shaojie Chapter 56 Havoc in Jiangnan Town (13)

Whether it's an ancient bank or a modern bank, there's nothing more fearful than a run.

Since the essence of a bank is a financial credit institution, the collapse of credit will cause a domino crisis. Originally, there was no problem in the general operation of banks absorbing depositors' deposits and then using them to invest in loans and make profits. However, this means that depositors' money does not necessarily sit in the bank untouched at all times. When there is a crisis of confidence in banks due to some unexpected event, panicked depositors will rush to the bank to demand to withdraw their deposits, which is a run. If the deposits in the bank are not enough to meet the depositors' withdrawal requirements, the panic will further ferment and spread, and more and more people will come to demand cash, and in the end, a vicious circle will be formed.

The result...... Without external intervention, in most cases, banks would simply file for bankruptcy and fail.

The most important thing is that banks are often responsible for absorbing social capital and facilitating the flow of funds in the socio-economic system. Therefore, the collapse of a large number of banks will lead to the evaporation of the deposits of more enterprises and individuals overnight, and eventually trigger a social and even global economic crisis. In 1929, the Great Depression in the United States was able to wreak such far-reaching damage precisely because the stock market circuit breaker first hit the banking sector, and then the domino effect swept through all sectors of the capitalist national economy like a hurricane.

However, the causes of the Great Depression in 1929 are quite complex, but the reason for the chaos in Jiangnan Town is very simple:

Our Lan Da Young Master is a demon!

Shen Hanlin was stunned to see that the Hong family's doglegs, who were still waiting around the street just now, seemed to have heard some order, and gradually retreated! Even the gamblers who were desperately trying to make money by the side of the car were all confused when they saw this scene.

Shen Mengze turned his head to look at the head of the Hong family and the young master of the Hong family who were standing at the corner of the street, but found that one of them was blue and the other was red.

"Hey! I said, where did you sing? I saw that you just waved your hand just now, but in the blink of an eye, the people of the Hong family retreated! How did you do that?! Shen Da Hanlin couldn't see through our Lan Da Young Master more and more. In his impression, the "reconnaissance mission to cross the river" led by Lan Wang should have been a temporary idea, and he did not have any too careful plans in advance. But now it seems that the Lan family can cross the river to find the bad luck of the Hong family, and it doesn't seem to be a temporary intention!

Lan Wang smiled: "I didn't expect it, right?" I've even lied to you! “

"Damn, don't sell your TS! Spoilers for it! “

......

Meanwhile, on the other side of the street.

"What's going on?! How did the news leak out?! ”

The head of the Hong family asked the messenger who was trembling in front of him in a vicious voice.

"Homecoming...... No...... I don't know! ”

The little girl's voice was still trembling, "The convoy of gold escorting the family has just arrived on the street, and a large number of leaflets have appeared from all over the city, and they are flying everywhere like snowflakes!" The restaurant teahouse also began to talk about the accident in our casino and the withdrawal of deposits in the blink of an eye, and it was not even clear who spread it! The performers, storytellers, singers, and people who read the notices on the whole street by the river seem to have been notified in advance, and they all began to spread the news that our family's money bank deposits had been withdrawn! ”

"Master, this thing is too evil! What should we do!! ”

"Rubbish! All his grandma is a bunch of rubbish! Litter! Eater! The head of the Hong family resisted the urge to scold his mother, and tried his best to lower his voice, trying not to let the surrounding family members and the lively melon-eating crowd on the street find out about his predicament.

But it's all here, even if you want to hide it, you can't hide it! Everyone in Jiangnan Town knows about it!

Even at this point, Hong Lianze still feels incredulous about the current situation.

It was his own idea to urgently mobilize the deposit of the Hong family's Zhongqian Village in Jiangnan Town to deal with the crisis of the casino, except for a very few deacons in the clan, no one knew, not even a few elders in the clan who were highly respected and had some right to speak! The handlebar and escort guys who transport the gold are all old people and children in the long house, and each of them knows the roots, and they will never do anything about eating inside and out!

Since this is the case, how did the news that the deposit in the bank was withdrawn leak out?!

And almost in the blink of an eye, it's spread all over the streets, and even the little dolls running around know it?!

If there were no ghosts in this, his Hong Lianze's "Hong" character would simply be written upside down!

"Immediately seal the news tightly, scatter all the manpower left behind in the old mansion, and go to various money houses in the city to control the situation! All the soldiers of the patrol battalion went to the streets, confiscated all kinds of posters and leaflets, and carefully searched the source! In addition, if you find that you continue to spread rumors, you don't need to ask for instructions, and they will be seized immediately! ”

"You quickly call someone back to the old mansion vault and --- the gold in the Changfang Gong, no, all the gold in the entire Hong family Gonggong will be transferred out!" Get the money bank ticket number to fill the gap! If the elders of the family inquire about it, you will say that it is the idea of the head of the family! The other end also sent out guys, be sure to stabilize the shopkeepers of the ticket numbers of each bank, and tell them: You must not show a little panicked! Even if they take out their coffins and exchange them to depositors, they must ensure that the exchange is carried out in an orderly manner, and send one by one, in short, it is right not to show their feet! ”

"There must be no mistake in the affairs of the matter! If something goes wrong, I'll just ask you!! ”

"Yes, yes, yes, let's do it for the small ones!" The little guy suddenly seemed to have been pardoned, and hurriedly slipped away with his tail between his legs.

The young master of the Hong family, who was standing next to the head of the Hong family--- was also vaguely uneasy now in his impression, since he could remember, his father had handled everything handily and lightly, and it seemed that all problems could be solved effortlessly in front of his father. But today is different: the father is obviously panicked!

How dangerous would it be for a father to be at a loss?!

"Father, let's take a next step...... He asked tentatively.

"Yan'er, our Hong family has encountered a great enemy today! Not to mention whether we can keep the little cub of the Lan family, even whether we can keep our family in Jiangnan Town is a problem! “

"Huh?! This...... “

Before Hong Senyan could --- the young master of the Hong family--- continue to ask, another guy from afar ran over in a panic.

"It's not good, sir! Our deposit in the prosperous money bank in the east of the city was exhausted, and the shopkeeper couldn't stand the impact of the depositors, so he hung out the water sign of 'the deposit is exhausted, closed today', and the depositors all blew up their nests! People don't stay less, but gather more and more! Several nearby ticket numbers were also affected, and the number of depositors who came to ask for exchange was twice as large! ”

"Sir! Get an idea! ”

"Rubbish! Rubbish!! Rubbish!!! Hearing this bad news, Hong Lianze couldn't suppress his anger anymore, and shouted on the street, "What the hell are you doing!" It's good not to ask someone to block the news yet, so it's ......."

Before he could finish his sentence, he fell to the ground with a frown, clutching his chest.

"Father!" "Sir!" ......

The people around Hong Lianze immediately threw themselves into the fierce battle to rescue their own master.

......

At the same time, the Gambling House.

Madame Purple Kite calmly listened to Ling Ya's story, and raised her eyes to look outside the still empty casino door.

"Sure enough......"

The female shopkeeper sighed.

"Such a skillful and methodical approach seems to be a whim, but in fact it is well planned...... This kid is indeed not an idle person! “