After attending the unveiling ceremony of this "Golden Mountain and Silver Sea", Yu Wenming, the eldest grandson Wuji, Shumeng, Red Sleeves, Du Ruhui, Fang Xuanling, Wei Zheng, Yan Wenzhi and others came to the Taihe Hall of the palace together to discuss the next countermeasures.

They all know very well in their hearts that this so-called "gold and silver sea" is actually just a fake and shoddy product that is strong and dry in the middle. There was only a silver and gold shell wrapped around the shell, and the inside was all stone. So this is also the reason why the Ministry of Finance wants to set up three blocking lines overseas to prohibit anyone from approaching it.

Therefore, it is only the first step to ease the people's mood and think that the treasury is abundant and has the ability to exchange gold and silver, and the key is to let merchants and ordinary people receive paper money from the bottom of their hearts, like paper money, and use paper money.

Yu Wenming knows very well that no matter how good his personal reputation and the country's credit are, it is only a symptom but not a cure. After all, between paper money and real money, whoever chooses will not hesitate to choose to use gold and silver, rather than a note.

Although the emergence of "gold and silver seas" can alleviate the "tide" of people, it cannot solve the fundamental problem. Most businessmen and people will still exchange paper money for gold, silver and copper coins as quickly as possible.

This situation happened at the end of the Western Han Dynasty, during Wang Mang's usurpation of the throne. At that time, Wang Mang issued large and small coins to replace the common five-baht coins, but the value of the currency was unreasonable. The so-called big money weighs no more than 12 baht, which is only equivalent to 2 of five baht. 4 times, but it should be used as 50 pieces of five baht. However, the small coin weighing 1 baht should be equal to 1 coin of 5 baht. As a result, many people refused to use small coins and kept the five baht coins.

At that time, no matter how much the government guaranteed the exchange value of the small coin, people would always try to exchange it for five baht coins, because everyone knew that the actual value of five baht coins was higher than that of small coins.

Bad money eliminates good money, even in ancient times, people have long known, people say that "rich merchants are hiding two coins (copper coins) at home, the market will be flooded", that is to say, businessmen hide "good money" at home, the "bad money" try their best to sell as soon as possible, so that the market is full of bad money, and good money is nowhere to be seen.

And now the paper money issued by the Great Zhou Dynasty is "bad money" in the eyes of the people, and it is as bad as a piece of paper. It is too difficult for people in this era to change their minds all at once.

As for how to solve this problem, everyone discussed for a long time, but there was no good way.

However, seeing Yan Wenzhi holding a few gold and silver coins in his hand, Yu Wenming suddenly remembered that when he was a child in his previous life, he used a piggy bank to store coins.

At that time, paper money was in circulation every day, and coins were not used much. Children, on the other hand, are very fond of collecting coins and putting them in their ceramic piggy banks. However, when the jar is full of coins and needs to be taken out and used, it is very inconvenient. Not only did many small traders refuse to accept so many coins, but even when they went to the bank to deposit money, they would be met with white eyes, and the bank staff was also unhappy.

Therefore, after Yu Wenming arrives, he will not save any more coins, even if he has coins in his hand, he is eager to use them as soon as possible, for fear that he will hold them in his hand for a long time.

It can be seen that in fact, good money and bad money are also relative. As long as the people feel that gold and silver coins are inconvenient to use, gold and silver can be turned into bad money, and paper money can become good money.

Thinking of this, Yu Wenming smiled slightly: "Ladies and gentlemen, I have an idea, we might as well do it......"

After hearing this, the ministers were dumbfounded, but they had to admit that Yu Wenming's idea was indeed a good way to elevate the status of paper money and suppress the status of gold, silver and copper money.

……

After Mubashaf left the treasury of the Ministry of Finance, he also felt a little uncomfortable. After all, after seeing the "sea of gold and silver", I felt that it was not a wise move to go to the exchange office of the Ministry of Finance to exchange gold and silver in a hurry a few days ago. After all, in the treasury of the Great Zhou Dynasty, there was so much gold and silver that it could be exchanged at any time. I can go at any time, why do I have to wait in such a long line in the cold wind, so that I am starving, and I almost set up a tent and sleep on the floor, which is too much to lose.

After sighing for two days, Mubashaf went to a teahouse in the city, where he often came to rest and relax. When he was in a bad mood, he would come here to sit down and listen to the music.

Just when Mubashaf sat down and ordered a pot of tea, he ran into his old rival Xie Changfeng again.

Xie Changfeng saw that Mubashaf had come to this teahouse again, and he also smiled. Naturally, he would not let go of the opportunity to ridicule this old rival.

So, he took the teapot and sat down next to Mubashaf, and then said with a smile: "Hehe, Mubashaf, do you have time to sit here today?" What do you think? I said that we will not be short of money in Da Zhou! Look at the mountains and seas of gold, I am afraid that there are more than all the gold and silver you have eaten. Remembering that you queued up late at night in the cold wind a few days ago, it really made Xie admire! We're too poor to stand for as long as you do! ”

Xie Changfeng's words slapped Mubashaf's face hard, making his face blue and white.

Mubashav couldn't help but snort coldly: "Hmph, Xie Changfeng, what do you know?" Even if paper money can be exchanged for gold and silver forever, I am willing to exchange it sooner! These solid gold bars and silver ingots are much more secure in your hand than your pieces of paper! ”

After all, he also felt that sitting with this old rival was really not speculative. After drinking all the tea in the teacup, he called the shopkeeper and said loudly: "Junior Er, settle the bill for me!" ”

The shopkeeper immediately ran over, and then said, "Lord Mubashaf, twenty wen!" ”

"Oh, it's okay, it's not expensive!" Mubashaf muttered, then took out a piece of broken silver and handed it to the shopkeeper, "There are so many of them." Tip the rest! ”

But something he didn't expect happened, but the shopkeeper did not accept his silver, but said respectfully: "I'm sorry, Lord Mubashaf, this shop doesn't accept gold and silver now." You can only check out with copper coins and banknotes! ”

"What? You don't want real money, but you want that banknote? Does your boss think that this piece of broken paper is worth more than the silver that is "spent" or "spent" for nothing? When Mubashaf heard this, he was immediately angry. He didn't understand, was the owner of the teahouse funny or what? Like Xie Changfeng, was brainwashed by the imperial court?

The shopkeeper had a difficult face, and approached him and whispered: "Back to Lord Mubashaf, this gold and silver nuggets, as well as broken gold and silver, have never been one of the currencies issued by the imperial court. Only gold, silver, copper, and paper money! Now the imperial court has announced that gold, silver and copper coins are commonly known as coins, and together with paper money, they constitute the monetary system of our Great Zhou, and no other currencies are allowed to circulate. You settle the bill with broken silver, not to mention that the store is in trouble, this silver is not easy to use in your hands, and it will depreciate a lot if you don't get it! ”

"Devaluation? Will the silver of white 'flowers' and 'flowers' depreciate? I think it should be the depreciation of paper money! Xiao Er, I said that you deliberately made trouble for me today? Call your boss! Mubashaf snorted coldly and said angrily.

Before the shopkeeper could answer, Xie Changfeng laughed and said, "Hehe, Mubashaf, you really blame others!" What he said is true, and gold and silver are not as good as paper money in the hands now! ”

"How is this possible? How can anyone put real money and silver instead of paper money? Mubashaf was taken aback and looked incredulous.

At this time, the shopkeeper bent down and said cautiously: "Lord Mubashaf, the Ministry of Finance has issued a notice yesterday that in the future, all shops will 'pay' taxes, and the tax department will only accept banknotes and coins. In addition, all government-run salt shops, blacksmith shops, factories, mines, granges, and other industries accept only paper money and coins, not gold or silver, whether they sell goods, purchase goods, or provide services. If you use banknotes, you can also get a 95% discount. ”

"What? And such things? When Mubashaf heard this, he couldn't help but be surprised. If that's the case, it's better to use paper money.

"It's true! Xie also knows about this! Xie Changfeng stroked his beard at this time and said leisurely.

Mubashaf glared at Xie Changfeng fiercely, and then said to the shopkeeper: "Then I'll give you gold and silver, can't your shop go to the Ministry of Finance to exchange it?" It's not the same as paper money! Anyway, you can redeem it at any time! ”

"It's different!" The shopkeeper shook his head like a 'wave' and a 'wave' and said: "I have to wait a lot of time to exchange, and it's strange that the shopkeeper doesn't deduct my salary!" Besides, this banknote is really different from gold and silver. Banknotes and coins can be exchanged for a full amount of gold and silver, but if gold and silver are to be exchanged for banknotes and coins, a 10% of the fire consumption must be deducted from the "color" as a handling fee. ”

"Ahh There is such a thing! When Mubashaf heard this, he was really stunned.

Oh, my God? 10% handling fee! Is this a live robbery? I exchanged so many gold bars, and the loss was not small.

After a long time, he was furious and said, "How can Your Majesty be so untrustworthy? Didn't he decree that when paper money was issued, it was freely convertible? And at the unveiling ceremony of the 'Golden Mountain and Silver Sea', he also repeatedly emphasized this point, saying that any time he took paper money to exchange for gold and silver, the Great Zhou court would not refuse, and he would definitely exchange it in full! ”

"Haha! Mubashaf, you also said: anytime you take paper money to exchange gold and silver, the Great Zhou court will not refuse, and will exchange it in full. But the emperor didn't say that if you take gold and silver to exchange for paper money, you can exchange it in full! If you don't believe me, you can go to the exchange office of the Ministry of Finance and take a closer look at the announcement posted on the wall! Xie Changfeng laughed and said: "It's because you didn't read the regulations clearly, and you were embarrassed to reprimand the emperor!" If this matter had been placed in the previous Great Sui, you would not have been immediately punished for the crime of disrespecting His Majesty and the imperial court. If you don't get it right, you'll be beheaded! ”