Qin Feng suddenly got up with tea just now, said goodbye and left. Despite the smile on his face, anyone could tell that he was impatient.

Lu Shanchang was a little dissatisfied in his heart, if you want to arrange this meeting, you should explain your business ideas to everyone, whether the shares can be sold is one thing, at least the attitude must be correct.

He didn't know what Qin Feng really thought in his heart, seeing that you have a rich background and a loss of quality bank, he invited you to make money. As a result, one by one, I couldn't drag the ground, I didn't take it seriously at all, and I could see that if it weren't for Lu Shanchang's face, you might not have come! Since I have no interest in new things, I have lost interest in you.

However, I have said everything that should be said.

The matter has come to this point, and it seems that it will be unhappy. Lu Shanchang could only get up and say goodbye to the heads of the five major families one by one.

These people were all invited by themselves, and now it seems that everyone is a little dissatisfied in their hearts, with a serious face, and a little absent-minded when they say polite words.

Lu Shanchang felt a trace of guilt in his heart, and his face also showed a trace of unnaturalness. Qin Feng really lost his position this time, and he even lost face with himself!

Lu Shanchang personally sent a few people out, and everyone didn't have the heart to talk along the way. Until the gate of Shilin Academy, everyone said goodbye again.

Zhao Junwen stopped talking to Lu Shanchang, and finally only said goodbye, stepped into his carriage and left.

The second person to make another was Su Hong, and Su Hong suddenly said softly: "Lu Shanchang, trouble the mountain chief to tell the head of Qin, my Su family, I am willing to pay 300,000 taels of silver to buy a hundred percent of the bank's shares!" ”

Lu Shan was stunned for a moment, his eyes widened, and he said, "Boss Su is joking? ”

Su Hong smiled: "How dare you say nothing in front of Lu Shanchang and joke casually?" 300,000 taels, my Su family, I want to be one, and I will release the bank tomorrow and go to the bank. After finishing speaking, he bowed his hand, said goodbye to Lu Shanchang, and turned to walk towards a few retinues, who had already led their horses and waited.

Lu Shanchang was still surprised, and his mind flashed during the salute, if this is really the case, I will sell it to you!

Hu Yujin followed and smiled: "Boss Su has traveled from south to north and has a lot of knowledge!" It was decided first! My Hu family's small business accounts for a lot of funds, and the cash is limited, so I will subscribe for half of it. “

Yuan Qushan continued: "I'm almost the same as you!" Business accounts for funds, and I also subscribe for half of it, Mr. Lu bothered! Thank you Mr. Lu and Head Qin for giving me such an opportunity! ”

The two looked at each other and smiled, said goodbye to Lu Shanchang, and turned to leave.

Lu Shanchang was a little confused, but he just said goodbye, and didn't think through the joint for a while.

Tang Shengfu finally came up and said with a smile: "It seems that Boss Zhao really plans to give up, okay, my Tang family still has some idle silver, and the remaining one percent, my Tang family subscribes to it." ”

Lu Shanchang has a closer relationship with Tang Shengfu, he likes Tang porcelain and pottery.

Porcelain is a work of art, a piece of art. So the two have common topics and have more contacts. Lu Shanchang grabbed Tang Shengfu: "Let's go, go back and have a drink with me!" ”

"Is it another day? Chief Lushan, I have to go back and transfer the silver first. ”

"It's not bad for a while, you go back and sit down first, and talk to me well!" Romance 888

The two of them returned to the academy again and found a side room to sit down. Lu Shan said: "Just tell me directly, why did you decide to spend 300,000 taels of silver to buy this shares!" Didn't you just talk about it, didn't you have a pleasant conversation? ”

"Because I really didn't study the bank details carefully at the beginning, and he Qin Feng didn't say anything about the silver bill. There was a reminder of the bank, and I found out that the rules in front of the bank are all foreshadowing, although indispensable! But none of these are where banks really make money. Qin Feng may have disliked us and others, so he was impatient to go. Chief Lu Shan, he was right, there is really no shortage of silver in the bank! This time, it was his favor for me. Tang Shengfu smiled and said: "The future life is terrifying!" This son has a bright future! No wonder it has made a name for itself in such a short period of time! “

Lu Shanchang frowned: "I haven't done business, I really can't figure it out!" Please be clear. “

"The bank has credibility and can guarantee payment, after the introduction of the silver bill." Tang Shengfu said softly: "Suppose someone transports 400 horses from the grassland to Nanchang, and the total price is 8,000 taels. There was no silver in the bank, but he could print eight thousand taels of silver bills directly and use them to buy horses! Sold the horse for 10,000 taels with his backhand, and destroyed the 8,000 taels of silver tickets he recovered, making a net profit of 2,000 taels! In this kind of business, he can do as much as he wants! Who knows? You say that he went south to open up trade routes, and then expanded the trade routes to the whole of Jiangnan, how much business could he do? “

Lu Shanchang gasped! This business is profitable! Just turn your hands fast! It looks like a good store, a good house, a good business, etc. Print your own silver ticket! Buy it! Collect rent, resell! Make a business, keep the profits, and recover the extra silver tickets issued before!

No wonder Qin Feng left after speaking, arrogant, people have this qualification! It's a gold mine!

Why did the later generations become the richest man in the Qing Dynasty? That's the real reason! Really rely on the deposit of silver to open a bank, earn a little handling fee, that profit can be counted clearly in a slap! Still want to be rich? Rich and unbeatable? Dream!

Even so, the ticket number is only a half-trick of using the bank's money-making cheats!

Tang Shengfu continued: "The world is so big, and there is so much business! Banks can see that the business involved is limited after all! Therefore, the bank provides loans and opens bank bills to lend out the business that others like. In the future, the principal and interest will be recovered, the principal and silver bills will be destroyed, and the bank will earn interest in vain! You don't even need a silver ticket! Continuing to buy horses as an example, Zhang San transported 400 horses from the grassland to Nanchang, with a total price of 8,000 taels. I Tang Shengfu wanted to buy it, but I didn't have any cash in my hand. You can come to the bank for a loan, use the Tang family's big courtyard as collateral, and borrow 8,000 taels of silver in the bank! The use is, buy a horse! The bank does not deposit money, but the bank can virtually deposit a loan of 8,000 taels of silver on my account! According to the rules of the transaction, Zhang San handed over the horse to me, and the bank transferred the virtual 8,000 taels of silver on my account to Zhang San's account! If Zhang San wants to buy cloth, wine, and tea and transport them back to the grassland for sale, then the eight thousand taels of silver will be transferred to the cloth village, winery, and tea shop respectively. These cloth bosses, wine bosses, and tea bosses received silver in their accounts, and they would buy other materials and pay their salaries. The money would go back into those accounts, and the cycle would go on and on. And I'm almost supposed to sell my horse at this point, right? Suppose it sells for 10,000 taels, no matter who buys it, 10,000 taels of silver in his account will be transferred to my account! Okay, at this time, the bank will cross out the 8,000 taels of silver that I borrowed from the beginning, and assume that I will be deducted 100 taels of silver interest! I made a net profit of more than 1,000 taels, and the bank earned interest for nothing! The horse seller also made a deal very quickly, and everyone was really happy! ”

Tang Shengfu paused slightly, and said, "If I'm unlucky, the horse is stolen!" If I have no money, the bank will auction off the Tang family compound I mortgaged, assuming that I get 20,000 taels of silver, or deduct 8,000 virtual silver taels and 100 taels of interest, and return the remaining silver money to me. ”

Tang Shengfu spread his hands: "The bank doesn't even bother to issue silver bills, and it doesn't need a penny of silver, so it earns interest!" Moreover, there is no risk and no harm to society. On the contrary, it does promote business exchanges! I really didn't expect the bank to play this trick! ”

Lu Shanchang blurted out: "It turns out that it doesn't matter how much money is deposited, as long as everyone opens an account in the bank and is willing to use the bank to trade!" Can he make no profit? ”

"Exactly! Therefore, at the beginning, we measured the banking business by the amount of silver deposited in Nanchang and the amount of liquid silver, but we missed the point and only saw the skin. Tang Shengfu shook his head: "I almost missed this opportunity, brushed Qin Feng's kindness, and wasted Lu Shan's long Zhang Luo." ”

Lu Shan pressed back and churned in his heart, it turned out that every time he judged Qin Feng, he underestimated it.

Everyone is a scholar, why is Qin Feng so proficient in business? I, Lu Ming, am also considered to be rich in learning, and in front of business tycoons, I can only be taught like a student. Why can you, a twenty-year-old talent, arbitrarily guide the country in front of them?

Where do you come from? If you were born, God would be too kind to you, right?! You are so talented, but you are not used by our Shilin Society. Is this a good thing or a bad thing for Dahua, for the world, and for the imperial court?

Lu Shanchang was slightly distracted, and then said to Tang Shengfu sincerely: "You can immediately capture this key point with only the last few words of silver ticket introduction. But I need you to elaborate. It can be seen that your mind is outstanding! It is worthy of being a wealthy family member! ”

"The mountain chief praises! The way of Confucius and Mencius learned by the mountain chief, the strategy of governing the world, does not need this small skill of the trade route. We are businessmen, who have been in business all our lives, and we have dreamed of when there will be a profitable deal! The issuance of Jiaozi by the imperial court in the previous dynasty is actually a transaction of the imperial court without capital and profit! Qin Feng's silver ticket is basically the same as Jiaozi! However, Jiaozi is indiscriminately issued by the imperial court, only sending but not receiving, and in the end it is a mess. Killing chickens and taking eggs is profitable! Tang Shengfu said slowly in an accentuated tone: "The silver ticket is received while being issued, and only the extra silver ticket will always be used as the principal to make profits and interest!" There is no cost and no profit in the long flow of water! It's not that we discover the key to the bank at once, but that the bank ticket opens up what we dreamed of, thinking that it would never be realized, a dream that can be profitable! “

Lu Shan let out a long sigh: "You explain like this, this bank share, selling for 300,000 taels of silver, is really cheap for you!" “

Tang Shengfu nodded, and said with a puzzled face: "Exactly, but I also have a question." There are five of us, in terms of business ability and silver strength, the Zhao family is at least in the top three! The Hu family and the Yuan family, because their own business occupies a large amount of capital, and the cash may be slightly insufficient. Especially Yuanqushan, the lyrics and songs are the first, and the business ability is the last. Both of them could see that the bank was powerful, and they had to do their best to raise half of it. Why did Zhao Junwen give up the subscription? “

Lu Shanchang pondered for a moment and said slowly: "Perhaps, Zhao Jiazhi is not here." ”