"Xiaolang, this is the Ya Lang of Qiantang County, who is in charge of Tian Zhai Cattle Boat and Mi Su, his name is Zhou Ying'er, and he is said to be the Yalang with the best reputation in ten miles and eight villages!"

Zhou Ying'er is a man, in ancient times, in order to make a living, he often gave men female names to show humility. This person is thin, upright, bows down, speaks without hurry, and is not in a hurry to complete the business, and the first impression is not annoying.

"I don't dare to be a little lady to praise, the bowl of rice eaten by the villain is held by peers, the villagers are used to it, and the owners who come and go from the south to the north are rewarded, what is good or not, all do things with a little conscience."

Zuo Yan was unwell and couldn't go out, He Wei would rather lie in bed and sleep for a day, and didn't bother to do these trivial things, the winter solstice just got out of Guo's family, and he was worried about Sili's Mansion, and he didn't go out when he was idle, so these days were the autumn equinox and frost went out to find the house, and I didn't know where to inquire about the way and found Zhou Ying'er.

"Are you an official or a private one?"

There is a distinction between official and private, and the official tooth holds the tooth sticker issued by the county government, which is a legal business, but the tax is more, the cost is high, and the price is naturally expensive. And private teeth belong to black intermediaries, with low fees, poor service, and no protection. That's why there is a saying that the car and boat shop has feet and teeth, and the innocent should be killed.

Zhou Ying'er took out the tooth sticker and presented it to Xu You, Xu You didn't know much about these, but there was a seal of Qiantang County on it, it shouldn't be a fake, and said, "How many houses do you have now?" ”

"There are always four or five places, if Lang Jun is not satisfied, give me three or five days, and you can find seven or eight more."

"How many places are there that sell millions?"

Zhou Ying'er's eyes lit up, big business came, and said, "There are two places!" ”

"Oh?" Xu You found it interesting, although Qiantang is a major land of Sanwu goods and has a prosperous economy, but after all, it is not Wu County, not Jinling, and it is not easy to have more than one million houses, and Zhou Ying'er alone has two in his hands, which is really unbelievable.

Zhou Ying'er observed the words and immediately knew that Xu You had misunderstood, and said with a smile: "Lang Jun doesn't know, these two million-dollar mansions are not unique to villains, and the yaws in Qiantang and even the surrounding counties are helping to find buyers. To put it mildly, our Qiantang is worth the price of these two places. ”

"I see!" Xu You nodded, and asked again: "How many places are there for the 500,000 yuan?" ”

Zhou Ying'er had a smile on her face and said, "There are all the 500,000 dollars, clumsy, luxurious, elegant, and quiet, let Lang Jun choose." ”

He was afraid that if Xu You continued to ask, it would be a house of 200,000 yuan, and the business was getting lower and lower, which was not a good phenomenon, so he hurriedly said: "There is a place in Xicheng, the owner is selling urgently, it was originally worth 780,000 yuan, but now it only costs 600,000 yuan, otherwise, will you accompany Lang Jun to take a look?" ”

There was nothing to do, Xu You stretched his waist and said, "Autumn equinox, go and call his wings to get up." Tell him that if he doesn't get up yet, he won't have his share of lunch, and I will do it! ”

He Wei didn't resist the temptation to eat, and got up reluctantly. The group did not hire ox carts and walked on the streets of Qiantang. Zhou Yinger is a native of Qiantang, and her mouth can speak well, and she can tell a history and allusion every time she passes through a place, and says: "...... Lang Jun is a foreigner, do you know why this is called Qiantang? ”

"Tell me about it."

Legend has it that the Han Dynasty came out of the Lingyin Mountain countless clear water, the place where it flowed through was fragrant, attracting the people to drink bitterly, and then after the sun was basking in the sun, the water was shining with golden light, as if it was full of gold and silver, so it was named money water. The money and water converge into a river, connecting the rivers and seas, and there are officials in the imperial court, Huaxin, who deceives the people into building embankments into ponds with a thousand dollars of soil, which gives them the name of Qiantang. ”

Xu You laughed and said, "The legend is good, but it is absurd. After Qin unified the Six Kingdoms, he had already established a county in Qiantang and had something to do with Huaxin. The pond was originally called Tang, and there was no soil. Tang people, the way also, take the road to Jiangdong, because there is a Qian family to live, so the name Qian Tang. ”

Zhou Ying'er smiled and said, "Lang Jun is talented, what the villain hears is rumors from the countryside, and he can't do it." ”

"It's not true, but it's good to relieve boredom."

Xu You loved to travel around in his previous life, and many scenic spots were already beautiful enough, but he had to draw snakes and fabricate some myths, legends, and celebrity allusions to improve the cultural connotation, which made the Fang family laugh.

While chatting, while enjoying the clear eyes after the heavy snow, everyone walked and stopped, so leisurely, even He Wei, who got up and was full of anger, also felt quite interested, and talked about the tide of the Qiantang River with the autumn equinox and the frost, he was knowledgeable, eloquent and convenient, it was really eloquent, even Zhou Yinger couldn't help but secretly remember a few words, thinking about it in the future, so that the guests could slip their lips.

"Lang Jun, this is it!"

Zhou Ying'er stopped in front of a house, blue bricks and blue tiles, surrounded by pink walls, green willows hanging around, quiet and not listening to the sound of the city, only hearing the sound of birds in the depths of the courtyard, and the end is a pleasant and refreshing place.

"Is the master there?"

"The original owner of this place was a big man who ran offshore shipping, and in order to facilitate business, his family moved to Guangzhou, so he sold the house cheaply. Lang Jun is fortunate to be in a hurry, there are a lot of people who have come to see the house these days, if it is a day or two late, I am afraid I will not be able to see it. ”

Since the Wei and Jin dynasties, the so-called offshore refers to the Maritime Silk Road from Guangzhou to Southeast Asia. Xu You smiled, but all agents like to say this set of words, creating the illusion that supply exceeds demand, ancient and modern. However, when I heard that it was a merchant's house, my expectations in my heart suddenly lowered a lot, and I was ready to look at the golden and vulgar scenery, and said, "Go in and take a look." ”

This is a five-entry house, covering an area of three or four acres, compared with the Huamen nobles, it is not big, but it is by no means small among the ordinary people, and the layout is full of the unique style that only the people in the south of the Yangtze River have. After the wall, the eyes suddenly opened up, pavilions, pavilions, ponds and pavilions, reflected in the green pines and cypresses; Rockery and strange stones, abrupt and rugged, vines and green bamboos, dotted in turn. Wait for the instrument gate, along the hand-copying verandah, meander forward, enter the eye of the beautiful wood and onions, clear stream and snow, stone through the clouds, white stone for the column, around the edge of the pool, indescribable attitude, graceful like the dance of the beauty of the city.

After walking around, there is no place that is not satisfactory, nothing is not satisfactory, Xu You has decided to buy this house, he can't imagine that a businessman can have such aesthetics and elegance, and he really can't underestimate anyone.

"Isn't it too big?"

Zuo Yan asked in a low voice, he was born in the Yuan family, and he had seen many big mansions, and the reason why he was worried was that he was afraid that the tree would make a big move and cause unnecessary trouble to Xu You.

He Wei watched around, listened to Zuo Yan's words, turned his head and smiled: "It's okay, Qilang is Qi Min, not a slave, not to mention living here, just to show people's ambition to ask for help, not only worry-free, but can reduce a lot of useless suspicions." ”

Lu Shuang hurriedly said: "Oh, He Langjun whispered, even if we want to buy it, we have to pick the unsatisfactory place, so that we can suppress the price." Otherwise, if you listen to Zhou Ying'er, maybe how to sit on the ground and start the price. ”

Autumn Equinox looked at Zhou Ying'er's back, leaned to the side of Lu Shuang, and said in a very low voice: "Sister, don't worry, I see that Zhou Ying'er doesn't know martial arts, and she is more than ten steps away, and she will never hear He Langjun speak." ”

Xu You quipped: "Since you can't hear it, what are you still talking in a low voice?" ”

The autumn equinox blushed and hid behind Frost, who held her hand and said angrily: "Xiaolang will bully people......"

Zhou Ying'er opened the lock of the arch in front of everyone, and ran back to wait, saying: "The back is a garden, planted more than 100 chrysanthemums searched from all over the world, there is no lack of precious, when the flowering period comes in October, the garden is full of fragrance, but unfortunately it is defeated now." ”

Chrysanthemum, the hermit of flowers, Tao Yuanming loves chrysanthemums, what he loves is the free and indifferent chrysanthemums that do not compete with the world, this unknown businessman also has the ambition to be born, which is really amazing.

Finally finished shopping all the places, Xu You looked at everyone, shook his head and said that he had no objections, summoned Zhou Ying'er, and asked directly: "Is the title deed in your hands?" ”

"The owner of the house entrusted everything to his nephew, and now the title deeds are in his hands. If Lang Jun decides to buy it, he can complete a deed in five days at most, and he will never make a mistake. ”

The so-called deed, that is, the contract, is signed by both parties and then stamped with the official seal of the county office, and becomes a red deed before it has legal effect. Xu You nodded and said, "Have your relatives and neighbors asked?" ”

Since the beginning of the Western Han Dynasty, it has been stipulated that the sale of houses is limited to the four neighbors, which means that whether you want to buy or sell, you can only choose to trade next to the neighbors around your house, and people in other places cannot pay more money. Later, to the Wei, Jin, Sui and Tang dynasties, the commodity economy flourished, and the purchase restriction order was extended to relatives and outsiders, who could ask relatives first, and relatives should not ask their neighbors again, and the neighbors' purchase order was east and south, followed by west and north. If the neighbor does not want it, he can call out the moneyman and allow other unrelated people to buy and sell. In addition, it is stipulated that all kinds of searches in the house are also sold with the goods of the business, and no additional price is allowed.

"Lang Jun rest assured, there are signatures from relatives and neighbors on the deed." Zhou Ying'er hesitated and said in a low voice: "Lang Jun, can you take a step to speak." ”

Xu You didn't know what he was going to say, so he went to a secluded place and said, "What? Is there a problem? ”

"Can Lang Jun know the loss?"

"Lost estimate...... It's a tax. ”

In the Southern Dynasties, all the buying and selling of slaves and maids, cattle and horses, and farm houses, and the large sale with the deed of the document had to be taxed 400 for every 10,000 yuan, and the seller paid 300 and the buyer paid 100, which was called loss and valuation.

Zhou Ying'er said: "Exactly, I didn't expect Lang Jun to understand this." Don't hide it from Langjun, the officials we earned were only a little hard-earned money, and most of them were taken away by the imperial court. In this case, 600,000 yuan, the seller has to pay 20,000 yuan, and you also get 6,000 yuan, which is not cost-effective. ”

"Oh, what do you think?"

Zhou Ying'er observed Xu You's expression, but he couldn't see what was wrong, he prided himself on being shrewd, his eyes were more vicious than anyone else, and he could see through the idle characters in a few words. But Xu You seems to be young and ignorant of the world, so he just talked about the origin of Qiantang with a very sour and rancid taste of literati, but at this moment, it seems that the city is strict and difficult to understand.

After pondering for a while, he decided to act according to the plan, and said: "If we follow the rules of our business, or we can not go through the county government, I will guarantee that Lang Jun can sign the deed with the owner of the house, so that Lang Jun will not be lost......

Xu You smiled: "It's only six thousand yuan, it's not too much, let's pay it, so as not to trouble in the future." In addition, if you do not sign the red deed, all the losses will have to be paid by the owner of the house, and the other party may not agree. ”

In the face of the trend of private transactions among the people, the government has also formulated corresponding countermeasures. If the house is sold without a red seal from the government, the 4% tax will be borne by the seller, also known as the scattered tax.

That is to say, if you make a private transaction, first cut and then play, the government turns a blind eye and acquiesces in this behavior, and the tax that should be collected is not a penny, but if there is a dispute between the buyer and the seller in the future, you will solve it by yourself, and the government will not accept it.

Even so, there are many people who are reluctant to go through the government, but find a tooth to guarantee it, and the buyer and seller pay the money with one hand and the house with the other, and the money and goods are cleared for their own convenience. The root cause is that the government often makes it difficult to collect taxes, and in addition to the taxes, there are many unsightly additional expenses, and some neighbors and relatives will also be jealous and then obstruct them, resulting in many transactions either not being completed smoothly, or selling at a low price to the detriment of homeowners. That's why there is a credibility like Zhou Yinger, who receives remuneration from it, guarantees the completion of the transaction between the two parties, and the three parties take what they need, which can be called a model of the ancient business model.

"The owner of the house doesn't have to worry, they are in a hurry to sell, and they are willing not to sign the red deed, although there is an additional loss of 6,000 yuan, but there is a lot less trouble, and the two are not at a loss."

Seeing that Xu You was silent, Zhou Ying'er thought that he was worried about the future, and said, "As for the rest, Lang Jun doesn't have to worry. After the sale of this house, the owner of the house is far away in Guangzhou, and it is estimated that he will not come back in this life, and there will be no disputes at all. Besides, with me as a guarantor, Lang Jun can inquire in the city, I have been a tooth boy for so many years, and there is no dispute over the rights and wrongs of the guarantor's business, and it is the safest. ”

The only advantage of the red deed over the ordinary deed is that the government provides security. If it is really as Zhou Yinger said, there is no need to worry about disputes in the future, and private transactions that save money, time and effort can be more recognized by the people.

"What you say is reasonable, but I still think the government is better."

Zhou Ying'er said that her mouth was rotten, but she didn't expect Xu You's oil and salt to not enter, her eyes rolled and she said, "That's it, I'll give Lang Jun another answer." The owner of the house said before, if the owner of the house agrees not to sign the red deed, it can be reduced to 500,000 yuan. How, with a hundred thousand dollars less, there is no better deal than this. ”

"Oh?"

Although he knew that the house price was greasy, Xu You couldn't imagine that before he started to bargain, Zhou Yinger lowered his own 100,000 yuan. If all the tooth lovers in the world did this, the tooth shop would not be scolded for thousands of years.

If something is abnormal, there must be a demon, what does Zhou Yinger want to do?