In Guangzhou, the workshops were suspended, and most of the shops were closed, and from the governor's yamen down, most of the officials who were driven by Chen Kai to keep their feet from touching the ground on weekdays did not come to duty.

After many years of reconquest, Guangzhou's population has continued to rebound, and many houses and houses that had been vacant due to the massacre have also been sold and rented out by the government.

The streets were filled with the smell of gunpowder left over from the explosion, and most of the people had nothing to do, no desire to work, drinking and playing cards all day long, and even those yellow children were begging for money in groups, as if the whole of Guangdong had fallen into collapse......

Probably, the Spring Festival is such a day in the eyes of pessimists who do not understand Chinese customs, but in the eyes of Chinese merchants, the year before it is a rare peak season, and it has been the case for thousands of years. Even in such troubled times, it is also inevitable that it is vulgar, and the places next to it are like this, not to mention Guangdong, which has been restored for two years.

However, the economic crisis does not exist, but the newly decided ticket number business will be launched in the first month, and those members of the Guangdong Business Alliance who are interested in it do not plan to do so either.

After a comprehensive preparation in the first month, on the first day of February, an original shop in Shuangmendi Street, the most lively commercial street in Guangzhou, was finally officially opened for business after this period of redecoration.

The crowd of onlookers has been crowded to the left to see the place where this place is, in front of the gate, the dragon and lion dance, very lively. The content of the plaque is a little different from the ticket number of the past, not the words of a certain number, but the six lacquered gold characters of the Guangdong development ticket number, which seems to have no cultural depth.

However, such a straightforward name confirmed the recent rumor, which made the gentry, businessmen and people of Guangzhou have more expectations for this newly opened ticket number.

Just like the other workshops and shops of the Guangdong Business Alliance, this is also a joint venture. However, compared with those where there are many great regional divisions, the shareholders here are from various prefectures and counties in Guangdong, and the ticket numbers are also opened in each province at the same time, and here is only the general number.

The shareholders and shopkeepers are already entertaining those gentry and businessmen, most of whom are figures with heads and faces, and they are specially invited by the shareholders to support the party, so it is natural to take care of them here. They are like this, and the guys below are not idle, working hard to promote the marketing slogan of the ticket number to the people who are watching the excitement.

"Interest as long as you save money?"

"It's not just that you save money and you pay interest, it's a regular savings, and you don't pay interest until you save enough for an agreed time limit."

"To put it bluntly, aren't you going to trade with our money?"

"That's what happened, but sitting at home and taking money for nothing, you don't need to take risks, that old man of the army is really calculating."

“……”

The layman looks at the bustle, and the insider looks at the doorway. Agreeing on a time limit is actually using interest to induce storage, and at the same time avoid risks and reduce the risk of a run.

Earlier, there were rumors in Guangzhou City that Chen Kai's Guangdong Trading Company had injected capital into a ticket number, which is still the model of the Guangdong Business Alliance. Chen Kai's talent, coupled with the successful cases of the Guangdong Business Alliance, has aroused the interest of many gentry and ordinary people in the market. The interest spread rapidly in the first month of visiting relatives and friends, and at the same time continued to ferment, and today it finally revealed the true face of Lushan.

The more people gather, the more people gather, the herd mentality is the common nature of human beings, and few people will not be affected by this. The bustle here has pushed the atmosphere of the street under the double gate to a new level, during which there are indeed some invited people who have handled business, and I don't know if they are deliberately putting on a show, or if they are really interested in it, but it is undeniable that the interest is attractive, especially if you don't need to do anything to sit back and enjoy it.

In the eyes of more people, this is nothing more than a question of credibility. It is undeniable that Chen Kai's prestige, coupled with the successful case of the Guangdong Business Alliance, is extremely convincing, and even those guys are using it as a theoretical basis to persuade the people, but how much Chen Kai is involved in, or whether Chen Kai's background here is true, is not an insider, it is difficult to confirm.

More people are still stopping to watch, and some people are beginning to move their minds under the temptation. There are always a few people who make decisions immediately, and it has nothing to do with impulse, but it is really a person who looks at the excitement and basically carries silver and copper coins for shopping, and saving is something that is not planned, so it is naturally not easy to mix it up.

The bustle here is just as it was when other shops opened, and most of the people are used to it, but the novelty of saving interest is indeed a bit eye-catching. However, this time, just after the performance ended, and before the people had time to disperse, a member of the political envoy of Guangdong came to congratulate him in person, and at the same time announced the decision of the governor of Guangdong and the political envoy of the yamen.

After discussion, the governor of Guangdong, Mr. Chen, and the political envoy Mr. Wang, then initiated a vote in the Consultative Bureau, and after being approved by the Consultative Bureau, it was decided to use the Guangdong Treasury as a guarantee for the Guangdong Development Ticket Number, and the Guangdong Development Ticket Number would pay a deposit of 100,000 taels of silver to the Domain, which would be stored in the Domain Treasury for a long time to ensure the safety of depositors' savings. Subsequently, if the amount of savings increases, the margin will continue to increase. The Guangdong government will ensure the safety of the people's savings, and at the same time ensure that the people get the principal and interest they deserve. ”

After reading out the official documents, he left for the political envoy to return to the yamen of the political envoy. The sedan chair passed through the crowd steadily, but those who watched this scene were mostly affected by the immobilization method, and they were dumbfounded, and they really couldn't ease their strength in such an unexpected situation for a while.

"The government, guarantee the ticket number?"

"Didn't you say that the ticket number also has to pay a deposit to the government to ensure the safety of depositors."

"My God, it turns out that the rumors that Chen Fujun has shares in it are true. According to the current posture, I'm afraid that the officials and masters of the entire governor's yamen and the political envoy department have thrown money into it. ”

“……”

The government, in feudal society, is a place that ordinary people are afraid of, because she has the right to directly decide life and death. The corruption of officialdom is a well-known thing, but the authority of the government itself is so great that even in today's troubled times, it cannot be shaken too much.

The current government of Guangdong is not a local extension of the Yongli Imperial Court, and the lack of the blessing of the imperial court center is a factor that will affect the authority. However, today's governor's yamen, its subordinate political envoys, the yamen of the inspection envoys, and the yamen of various prefectures and counties all started from Chaozhou, which was recovered by Chen Kai and Zheng Chenggong, and step by step to today, there is the strength to recover the lost land, the tenacity to defend the land, and the feat of rescuing the people and the miracle of recovering the whole of Guangdong, which is incomparable to the imperial court that flutters like a candle in the wind in the southwest.

"One hundred thousand taels of silver, my God! It is said that the Guangdong Business Alliance makes money, but it is so profitable. ”

"You don't look at who started it, can you not make money?"

The confidence in Chen Kai has never been less in the land of Guangzhou. One hundred thousand taels of silver is indeed an astronomical amount for the one or two taels of silver per month for ordinary people, but the maritime merchant families running sea trade on the southeast coast do not have a family background of hundreds of thousands, hundreds of thousands, or even millions of taels of silver. The gap between the rich and the poor is large, and it is the least new thing in the late Ming Dynasty, which is like the salary of ordinary people in later generations who have to eat and drink thousands of yuan a month, and the rich man sets a small goal first and earns him 100 million, in fact, there is no essential difference.

Poverty limits the imagination of the vast majority of people, and the establishment of the ticket number is a collective action of the Guangdong Business Alliance, after two years of rapid development, as well as their past family background, funds are the least need to worry.

This time, the credit of the Guangdong government is excellent, and the deposit of 100,000 taels of silver is undoubtedly a great help to the credit of Guangdong's development ticket number, which makes people more interested in this savings behavior that can eat interest by depositing silver.

The crowd did not disperse, but became more and more dense, so that it didn't take long for even the street under the double gate to be cut off.

In the crowd, an old scholar with a white beard blew his beard and glared, and his body trembled slightly. Pointing to the shopkeepers and guys who hyped up the government's guarantee, and pointing to the people who desperately squeezed forward to consult, his mouth was also full of words.

"The dignified government actually vouched for profiteers. What a system! What a system! ”

The old pedant was so angry that he was smoking, and when a shopkeeper here saw this, he hurriedly asked the guy to bring a chair - the service was considerate and thoughtful, talking about a person who stretched out his hand and didn't hit a smiling face. What's more, on this happy day of opening, if there is a fatality, even if they don't need to bear any responsibility in law, they will inevitably have the word bad luck.

In the face of the enthusiasm of the merchants, the old pedant's fingers trembled and pointed at the shopkeeper and the man, then shook his sleeves, turned around, and strode out of the crowd, without taking a trace of dust, showing the dignity of a scholar, and making the gentry who sat in the ticket number, drinking tea and talking, ashamed - if they could see through the wall.

This is just an episode, the government for the business to protect such an eternal new thing happened in the city of Guangzhou, the people of course do not bother to pay attention to the system, they only care about the amount of interest, how to get the interest. This is something that is closely related to their lives, and what does it matter if the government is decent or not.

The bustle of the Guangdong development ticket number lasted all day, and it did not end until the store closed in the evening. In the small courtyard near the archway, the father and son came back from work, and the old wife and young wife of the family also made dinner for their husbands.

The ingredients for the meals are relatively cheap, but the cooking is clearly a lot of thought. It's just that here, whether it is the father and son, or the mother-in-law and daughter-in-law, the interest in this meal is far less than the new things heard today. Only the child, who was only one or two years old, had a better level of concentration.

What they talked about was naturally the matter of the Guangdong Development ticket number on the street under the double gate. Interest, which is inevitably a great temptation for families like them, who have a little savings, but still inevitably have to work hard.

The father and son heard about it in the workshop, and the mother-in-law and daughter-in-law also heard about it, but the little daughter-in-law's maiden home was not far away, and she ran into a concubine when she was shopping for vegetables, but her concubine saw it with her own eyes, from the beginning to the end, and there was no omission at all. That is, when she has seen enough of the excitement and thinks about buying vegetables, even the vegetable sellers are scattered.

"The concubine heard that the old scholar who lived next to our family when he was in Chaozhou was almost angry, saying that the government did not have the decency to do this."

"What does this have to do with us, the old pedant, the knowledge is excellent, but people are too sour, more sour than old vinegar."

The union of the young husband and wife originated from the two families getting along together in Chaozhou, and some people who knew at that time were not able to touch the edge at all in the past, and even now they inevitably move around less because of the difference in identity. However, for personal understanding, these will not be consumed too much because of this short period of two years. Especially like the old pedant, who opens his mouth and talks about ethics, as if the words of a saint do not exist if he can't even speak, it is really a deep impression.

"A fixed deposit of one year will give one into five interest, two years of deposit will give three into five interest, three years of deposit will give five percent of interest, and five years of deposit will give double the interest. Here, put the money for five years, and you can turn it over! ”

The old pedantic jokes were thrown out of the way, and they went straight to the point. After all, this interest is their primary concern at the moment.

Speaking of which, the interest rate of 15% a year on a regular basis does seem like a lot, but it is still far from the normal borrowing interest rate in this era, let alone compared with usury.

Chinese businessmen have always sought stability, and in the primitive accumulation stage, they paid attention to a deep-rooted foundation and sought victory while maintaining stability. Borrowing often occurs when the business turnover is not effective and the borrower urgently needs to inject capital to tide over the difficulties, at this time, the borrower will also choose to increase the interest rate in order to protect the capital and make profits, which makes the private lending interest rate in this era remain high.

When borrowing money, you always have to worry about the other party's ability to repay. However, it is obvious that the Guangdong Development Ticket No. did not borrow money because it was poor, and since they were able to come up with the deposit of 100,000 taels of silver and let the government guarantee it, it was obvious that there was no shortage of silver. If you want to start such a business now, it will naturally not be nonsense such as benefiting Xiangzi.

"I heard Lao Zhao say that the silver saved will be used for business, and now all the businesses of the Guangdong Business Alliance are making money, and I am not afraid that I will not be able to pay it back."

Lao Zhao is the account office of his workshop, and he is careful in his calculations on weekdays, and he can break out an eight-petal character for a penny, but he never hesitates when it is time to spend money, and he is far more active than their boring brains.

Such a person can see it very clearly, and he is obviously also moved. As for the repayment problem that they are most worried about, not to mention it, it is not enough, isn't there still Chen Kai. The prestige of the governor is still well-known in Guangdong, and since he has said what he said as a guarantor, it must be a spittle and a nail, and there will never be any problems. As the head of the family, he has long been tempted. It's just that how much to save and how long to save still takes time to figure out.

Three days later, after continuous discussions, and repeatedly learning from that old Zhao, they finally decided. Just in time for the rest of the day, the family went straight to the ticket number with their savings, and when they arrived, it was already crowded, so that the housewife could not help complaining that the departure was too far.

The daughter-in-law is watching the children at home, and she has to rush back to buy vegetables and cook, so she can't be delayed. It's a little anxious here, especially when you still have to queue up, and it's still far from being in place, even more so.

She had already given birth to the desire to go back, but her husband and son, while they were equally anxious, were suddenly attracted to something else.

"Look, isn't that the son of the old pedant, he's not here to make trouble, is he?"

The old pedant's son had already come out of the ticket number, holding the receipt and contract of the ticket number tightly in his hand, and the excitement on his face could be seen as long as his eyes were not blind. He has been neighbors with this family, although the status of scholars and craftsmen is poor, but when he was in Chaozhou, he did not trouble people, and when he saw it here, he also stepped forward to say hello.

"I heard, isn't Ling Zun not very happy that the government is a guarantor?"

"This matter, after my father came home, I thought about it for a few days, and felt that since it was a business of Chen Fujun's family, it was still necessary to support it, and it was necessary to know how to repay it. Everything else, it's all subsections. ”

Stunned, looking at the back of the middle-aged Confucian student who was departing in a hurry, the admiration of "It's so fragrant" sounded in his ears, and I don't know if it came from the restaurant far away from Bazhang.