Gao Wenjin looked at Qin Feng: "Do you doubt the King of Chu?" ”

"Most of the deposit money is his, and in the past few days, there have suddenly been some inexplicable loans. I don't want to doubt him! There are too many horses' feet! ”

"What horses' feet, let's hear it."

"The inn expanded, the restaurant expanded, the shop expanded. In the past few days, the reason for the loan is to expand the operation of the old bank. There are three new restaurants in the restaurant! Isn't that nonsense? A business model without logic! ”

"Oh? Why? When you open a bank, don't you just lend out loans for people to do business? “

"Traditional business, clothing, food, housing and transportation, in a certain period of time is a saturated balance state, a fixed number of consumer groups correspond to a fixed number of businesses. The extra merchants will be eliminated naturally. Why do you want to expand your business overnight? ”

Gao Wenjin thought for a moment and nodded: "Makes sense!" Your point of view is refreshing to me! But people feel that they have the ability to expand their business. What about other merchants? ”

Qin Feng shook his head: "It's possible for one or two companies, but how could it be so coincidental that they came together, and everyone made an appointment to expand during this time period?" The city did not expand suddenly, and there were 100,000 more victims outside the city, but they could consume inns? Restaurants? Jewelry? ”

Qin Feng thought about it for a while, and said: "Business needs to be expanded, but first of all, it is to expand the consumer group. For example, someone takes out a loan and says that they go south to do business. I accept this reason, because the customers facing the south are the customers who are growing in addition, and they are behind the overseas Westerner countries. Nanchang only needs to expand production, and there is no need to worry about not being able to sell goods. To expand production, it is necessary to increase manpower, buy more raw materials, increase taxes, increase employment, and he can also make money. Or a new industry, such as a few girls' perfumes, which is a new product, and everyone uses the money saved at home to buy, which does not affect the consumption of other industries. There are also high-loss products, such as the clothes in Xiaoxiang Pavilion, the more the merrier, as long as it looks good, someone will buy it, and it will not be too much. This is all about increasing consumption, and the increased consumption feeds the expansion of business. This is the business model that banks should support. “

"It makes sense, the new restaurant is opened, and the business of others is robbed. For example, if you and I go to the east tonight, then the west restaurant will not be able to earn our silver. There is always a limit to how much you can spend. They have been in the industry for so many years, and they don't understand this truth, so why do they do it? ”

Qin Feng nodded: "Fraudulent loans!" Taking Dong Changsheng as an example, he asked for a loan of 50,000 taels when he opened his mouth, and finally agreed to 30,000 taels, and he was also willing. He plans to expand the store, and the investment of money is so arbitrary? There is also a jewelry store chain store that wants to borrow 400,000 yuan, and finally gives him 200,000 yuan, which is also picked up and left. Their purpose is clear, they can borrow as much as they can. This is loan fraud! “

"Oh? So do you repay the loan? “

Qin Feng shook his head: "The Mongolian merchant Agoura will be able to send five hundred horses in two months, and it will cost 10,000 taels of silver." Yunshan bought ore, coal, recruited people, etc., and it cost me more than 30,000 taels! After the blast furnace is built, a steelmaking plant will be built immediately, this time it is made of graphite clay to make crucible steel, and the crucible steelmaking method can get the best steel, but Xu Qiming They are also trying for the first time, and the cost must be indispensable later. I need silver, lots and lots of silver! As long as these people have enough collateral, I will take out a loan! Not only do I have to lend, but I even changed the bank's internal three-check system to a fictitious one! I probably guessed what they wanted to do, this showdown will come sooner or later, and it's better to come early than late! “

"Oh? What will they do? "Gao Wenjin is curious."

"I'm guessing now, I'll tell you when I find out. However, there is another thing I have to prepare first, please contact Lu Shanchang, the most famous and powerful businessman in Nanchang. By the way, there is also the owner of the pawnshop, set a time to meet. I talked to them about the bank to see if anyone was willing to increase their capital and expand their shares to make money together. You can tell Lu Shanchang, this time, I will sell 300,000 taels of silver for a bank stock. Qin Feng said with a smile: "Everyone's shares have increased in value." ”

Gao Wenjin pouted: "Selling it is value-added!" ”

"I've made an appointment, I'm sure I'll convince them!"

"Then, this is a good thing, why don't you go and tell Chief Lu in person?"

"Last time, Chief Lu thought that I would exempt the gambling debts of the students of Shilin Academy, but I didn't agree. Hehe, if you win with your ability, why should I be exempted? Also, I heard that Wang Zhenren, the master of Qingfeng Guanguan, is sick, and I have to go and see him. Qin Feng was a little puzzled: "I'm still a little strange, isn't Taoist health preservation very powerful, real people can also get sick?" “

......

Some time ago, the king of Chu sent a steward to Yunshan to invite Wang Zhenren, the lord of Qingfeng Guanguan, to come to the palace and do a dojo to worship the ancestors. This is also before the Zhongyuan Festival, the king of Chu and Wang Zhenren made an appointment in advance.

But unfortunately, Wang Zhenren fell ill. Those who cultivate the Tao will become immortals in the future. Moreover, the Taoist priest has seven points of medicine, whether it is medical skills, health care, or health preservation, he has his own know-how. Why is the first real person in Nanchang sick?

As soon as I inquired, oh, being angry was not a physical illness, but a mental illness.

Aren't Taoist priests all advocating nature, and their hearts are boundless, can they be sick with qi? It's a bit mysterious. Again, oh, it's not exactly a gas disease, the formal way of saying it is that competing with people is exhausting.

Who is so powerful? It is said to be another Taoist who has traveled here, the Immortal Dao Chief. Hearing this name, it is more arrogant, you have not yet become an immortal, or a Dao Chief, how can you dare to call yourself an Immortal Dao Leader?

Perhaps Wang Zhenren was also not convinced, so he debated the Dao with the Immortal Dao Master, and the result was that the two were comparable. Bayi Chinese Network

Then the dojo competes, and each has its own strengths.

Medical skills, health preservation, alchemy and various Taoist skills, the two of them learn from each other one by one, and the two sides have won and lost, and the whole is almost tied.

Finally, compare the tricks, look at the sky and the stars, and divinate the future!

Unexpectedly, the Immortal Dao Elder actually defeated Wang Zhenren! Or Wang Zhenren took the initiative to throw in the shell and admit defeat, that is, to throw away the tortoise shell in his hand and admit defeat. It is the same as the literati throwing a pen to admit defeat and the chess player throwing a child to admit defeat.

If you lose, you lose, Wang Zhenren is still overdrawn, exhausted, and tired.

Looking at the sky and stargazing, divining the future, this is a big skill, looking at the national fortune, the general trend of the world! This kind of ability naturally consumes effort!

In the previous dynasty, there were two Taoist chiefs who were coaxed by bulls, and the emperor asked them to divinate the future and deduce the national situation. One person bothered to do so, buried himself in calculations, and his whole body and mind entered a state of self-forgetfulness, writing while calculating. I didn't even notice that my black hair was slowly turning white, my skin was slowly wrinkled, and I was aging at a speed that was visible to the naked eye. Fortunately, the other elder saw that the situation was wrong, and pushed him on the back, woke him up, and stopped divination and deduced the general trend of the world. He wrote half of the deduction results, which was called "Push-Back-Figure" by later generations.

Wang Zhenren spied on the heavens and fell down tired, which is normal. It's nice not to get older.

However, the immortal Dao Chang won, and the people are not tired. After finishing the work, he ran around Yunshan Mountain, soaked in hot springs, watched the scenery, and helped Wang Zhenren set up a few dojos by the way. Wang Zhenren was tired, and the dojo he had agreed with before would either be canceled or replaced.

About in Yunshan, there is a master who asks for the immortal Dao chief to replace Wang Zhenren, this thought, what he thinks is, the immortal Dao chief is more powerful, and it is not a loss to replace Wang Zhenren's own family.

The common people can think so, and so can the prince. The heart that wants to take advantage has always been noble and cheap.

Moreover, I don't know when Wang Zhenren's body will recover. The Midyear Festival has passed, and the dojo that worships the ancestors can't wait until the Mid-Autumn Festival, right? You have to be in time before the full moon.

Therefore, the palace steward also came to invite the immortal Taoist to come to the palace to set up a dojo for Wang Zhenren and worship the ancestors.

Who knows, the elder of the immortal path refused. The steward of the palace was in a hurry, and he kept begging for help. Only then did the Immortal Dao Elder say: "The poor Dao has entered the Tao since he was a child, and he has been traveling in the world for decades. The ordination degree was also awarded by the emperor before the emperor. I don't know where I left it behind. Therefore, the poor road is even a wild road, with no identity, no name, and no origin. It's okay to set up a dojo for the people, you and I want to. It is not appropriate to go to the palace, the palace has its own rules of the palace, and the guests and guests must be checked and registered. Poor road to go to the palace, that is self-inflicted and boring. It also caused trouble for the prince. So, it's free. “

Only then did the palace steward understand, and turned back to the prince.

The king of Chu pondered in his heart, Du Mu is an identity card name, even if it is lost, he can receive it by placing an order in Qingfeng Temple. Immortal Dao Elder this is mostly an excuse, he doesn't want to come.

But it is one thing for the King of Chu to invite the Immortal Dao Master to set up the dojo, and the King of Chu has another thing in mind. Didn't the immortal Taoist and Wang Zhenren watch the sky and the stars together and divinate the future? The king of Chu is very concerned about the general trend of the world and the trend of national fortune! Therefore, the immortal path leader must be invited.

The Taoist chief was annoyed by being entangled, and the other party was the prince, so he couldn't turn his face. So he deliberately made things difficult: "It's okay to come to the palace." It's okay to set up a dojo, this way is a long practice outside the world, and there are no taboos! It is necessary to worship me for 7749 days, and every day I will have good wine and food. Also, the poor path of immortality, all because of the practice of double cultivation of yin and yang complementary method, since he has entered the palace, then this cultivation assistant, the palace has to provide. ”

Yin and Yang dual cultivation method? I like this practice too! Can you still find a chance to learn from the Taoist?

The Chu Wangfu agreed, originally, with the intention of spying on the opportunity, he wanted to entertain you well. Now there are many opportunities to learn the way of health, perfect! And the food and wine and the beautiful assistant are not a problem at all! The guests of this palace can have this treatment.

The Immortal Dao Chief had no choice but to obediently follow the steward to the palace.

Set up the dojo and start the ritual. Wearing yellow robes, holding a peachwood sword, stepping on the bucket, playing the table and calligraphy, burning incense to pass the gods, and burning money to reward the ancestors.

I was busy for a long time before I finished the rituals.

The king of Chu only asked for peace of mind about the rituals, and he didn't care very much. is very attentive to the longevity of the Taoist.

On the same day, the king of Chu set up a banquet to entertain the elder of the immortal Dao, and the royal palace sang and danced, accompanied by his guests. The longevity of the Tao will become a guest on the throne of Chu, with delicious wine and food, and the song and dance of the warbler. The Taoist who is good at double cultivation and complementarity, and he does not refuse to come to the entertainment of dogs and horses.