Someone knocked on the door outside the president, Ruyi ran to pull the door to take a look, and shouted happily: "Mr. Qin! Come on in! ”

Qin Feng stepped forward and said to Miss Jia, "I didn't scare you today, did I?" ”

Jia Jingmin just stood up, and when she heard this, her nose suddenly became sore, and her face was instantly full of grievances. I was so staggered to see that I grew up with Miss almost together, and I really didn't find out that Miss had this ability.

Qin Feng looked at that pretty face, both gloomy and resentful, but also aggrieved, his heart hurt, he couldn't help but reach out to support Jia Jingmin's arms, and said softly: "I did the prevention a long time ago, but this kind of prevention is always a little unacceptable." So I didn't tell you about it in advance. ”

The Chinese people as a whole attach more importance to contracts than modern people in later generations, and this value is not only a written contract, but also a word, a promise, which ordinary people can keep.

The merchant took out a loan in the bank, and the application conditions were not enough, and the bank staff helped solve it. In the eyes of merchants, and even in the eyes of Jia Jingmin, this kind of behavior is also a contract. It is a form of mutual agreement, and generally speaking, it cannot be pursued.

Even in modern society, whether it is a housing loan or a commercial loan, the vast majority of loans have various fraudulent behaviors. For example, the purpose of the loan, proof of income, proof of residence, etc. Regardless of the customer, the bank, everyone knows that as long as the loan is cash! No one will worry that the bank will recover the loan in advance because of the falsification of their materials!

For the bank, you can pay it back when it is due!

This is a very strange logical thinking, such as buying and selling a house in the future, the seller and the buyer sign two sales contracts, one is the real price of the house, and the two parties trade according to this price.

The other is a fake contract that is lower than the real price, and both parties take the fake contract to the real estate center to go through the transfer procedures, because the price is low, they will pay a lot less taxes. Everyone will act separately very tacitly, paying the balance according to the real contract and paying the tax according to the fake contract.

Generally, there will really be no accidents, but strictly speaking, once the buyer cheats, the final payment must be paid according to the fake contract, which can only go to court.

The fake contract is filed with the housing management center. If there is a record, it is evidence of the true intentions of both parties. Even if the court takes into account the current social situation, the real way of trading. This act of signing a yin-yang contract is also not protected by law!

In other words, this lawsuit will be fought!

The bank helps the merchant complete the loan procedures, apply, and finally the two parties sign a contract, and the merchant successfully lends the money. Everyone subconsciously thinks that this matter is a certainty.

Therefore, in the face of a run, merchants, the royal government, and even the people of the bank can't think of this way to chase loans in advance!

As soon as everyone's thinking comes here, they will automatically ignore this opinion, the so-called authorities are confused, that is, there are some information and methods, and you will automatically ignore them when you are in the bureau. No outsider sees more objectively.

Even if Qin Feng is an outsider in Dahua society, he is a guest from the future.

In modern society, yes, everyone has false materials for loans! However, for example, if a company encounters a crisis, it is not uncommon for banks to recover loans early!

Qin Feng designed the palace like this, and he really couldn't tell an honest person like Jia Jingmin who was not deeply involved in the world. This way, according to the folk saying, is a little, shameless.

So he can only tell Shu Zicheng, Wang Gonggong, Gao Wenjin, these people have the ups and downs of the officialdom, and they basically don't care about these subsections. Moreover, they are a community of their own interests and cannot hide anything. They are also their necessary helpers, and they cannot hide it.

Qin Feng didn't tell Jia Jingmin in advance, and he didn't want to destroy his tall and glorious image.

Now that the palace has broken the contract, there are merchants with sinister motives for loans, waiting for the bank to collapse and not having to repay the loan! After experiencing another run and fright, Miss Jia's mood is different, and her perception will be different! If the royal house, the merchants, all act according to the contract! My Mr. Qin will not repay the loan in advance!

Therefore, Mr. Qin is wise and martial. It's just that I don't come to see myself all day, so I worry about it in vain here, and I feel so aggrieved.

It turned out that Qin Feng was right to pick up Miss Jia from work. When a woman is afraid, helpless, and lonely, her feelings will show flaws, and it is easy for others to take advantage of them. Now Qin Feng took Miss Jia's slender hand with a smile, stroking it and comforting it softly.

No matter how strong, proud, and talented a woman is, she is confused in front of sweet words.

Ruyi pouted and scolded: Qin beast! The young lady is also stupid, her hands have been turned over and touched over and over again, and she doesn't know it! Ninety-four Good Book Network

Miss is really strange, just now she can give herself and Wu Ying an accurate analysis, the palace will be defeated! Now why don't you ask Qin Beast over and over again stupidly, what is next? Let Qin Beast touch Miss's hand and take advantage of it in vain?

The group returned to Jia's house and had dinner. Sun Changshi of the palace came as promised.

Sun Zhengyi first looked left and right in front of Jia's house, this was an extremely ordinary courtyard. But in this courtyard, a teaching gentleman has become famous and his strength has skyrocketed in a very short period of time. can beat the Chu Wangfu to a disgrace. It's incredible to think about!

If it weren't for the compelling situation, Sun Zhengyi would have wanted to befriend Qin Feng. The times are shaky, and the court is twilight. A young talent like Qin Feng is the real talent of Dahua, but it's a pity that he is left in the people. This is Qin Feng's pity? Or is it a pity for the Dahua court?!

As an official of the imperial court, Sun Zhengyi still has a bit of family and country feelings in his heart.

Qin Feng received a report from Uncle Zhou, greeted him outside the door in a few steps, bowed to Sun Zhengyi and smiled: "Lord Sun is here, it is shining, please come in quickly." "Everyone is used to it, Qin Feng is his own family when he is Jia.

Sun Zhengyi replied with a smile: "Don't be surprised to disturb Regiment Leader Qin." ”

The two of them stepped into the courtyard and sat directly in the hall of the outer courtyard. The shopkeeper Qi fled, Wang Cheng and Li Zhu moved to live in the school field. The wing room in the outer courtyard was arranged for the guard Liu Ji and other four people to live. The outer courtyard is full, and it is a little crowded.

Sun Zhengyi looked around and said with a smile: "The head of the Qin regiment is young and successful, he is the commander of the resident regiment, and he holds the bank, is this residence a little stingy." ”

Qin Feng replied with a smile: "This is the place where I started, although the place is small, it is of great significance. Even if there is a high-gate compound in the future, this is also the most precious residence. “

Ruyi just came in with tea and secretly glanced at Sun Zhengyi. As soon as he turned his head, he found Qin Feng glaring at him. The little girl's nose wrinkled, she bared her teeth at Qin Feng, set up the tea, turned around and ran out.

"Captain Qin is also very magnanimous to his subordinates!" Son smiled and teased.

Qin Feng looked outside and whispered, "Who is she?" She is Miss Jia's personal maid. The two looked at each other, and together they laughed in a way that only men understand.

The two had a good heart, the atmosphere was very friendly, and the guests and hosts slowly turned from small talk to the main topic.

......

The next day, the Commercial Daily printed an additional issue, only saying that the merchant had admitted his mistake and reached an understanding with the bank this time. He also explained the terms of the bank loan contract. There was no mention of the Chu Palace.

Gao Wenjin and Jia Jingmin didn't expect that the result of this duel with the Chu Wangfu would turn into a jade silk? The Chu Wangfu not only did not take silver, but instead pulled a cart of gold and silver to the bank! Paid off the loans for those merchants and paid interest for one year. We also continue to increase bank deposits.

Qin Feng, Jia Jingmin, and Gao Wenjin stood in the courtyard of the second entrance of the bank, watching the talents count gold and silver, and carry them into the warehouse.

Gao Wenjin said with a smile: "The loan is back, the deposit has increased, and I have earned more than 200,000 yuan in interest for nothing." Later, we will bet 100,000 taels of silver to send it to those yamen, and we will make a net profit of more than 100,000 taels. This money came happily! Make up for the expenses on the side of Yunshan, the money to buy horses, and some surplus. Yes, I'll ask those yamen first, or open an account in the bank directly, so that I can save my money and bring it back. ”

Qin Feng waved his hand: "Don't, Xianyin pulled over and shook their eyes!" Everyone was happy. They're going to deposit the money and pull it back! Also, Yunshan purchased a lot of things, and the total number added up was tens of thousands. I also want to buy another 500 horses, and the militia will be expanded soon, and this time the expansion is mainly to recruit the children of Nanchang. The net profit of more than 100,000 yuan this time is still not enough! ”

Gao Wenjin sighed twice: "The speed at which Yunshan spends money is even happier!" It's like running water! No wonder Xu Qiming's copywriting was shelved back then. ”

"What Xu Qiming did on Yunshan should have been done by the Dahua Imperial Court! But those adults don't have the energy, the mind. But there are some things that someone has to do. Otherwise. Qin Feng shook his head and said, "No matter what, we also have to earn more silver to support Xu Qiming on Yunshan." Wen Jin, when Yunshan produces results, you take the time to go and take a look together, I guarantee that after you read it, you will feel that everything we have done is worth it! “

Gao Wenjin nodded: "I spent so much silver, of course I have to go and see what is going on." ”

"How much you spent, soon, you will earn back a hundredfold, a thousandfold!" Qin Feng took a deep breath: "Just like this time with the Chu Wangfu, there is no militia group built with a lot of money, we really have nothing to do with him!" ”

Jia Jingmin looked at the gold and silver in the warehouse, and her pretty face appeared sad: "Mr. Qin, this time the deposit has increased so much, and you really need someone to take out a loan!" ”

Qin Feng nodded and said, "It's almost there!" This run can turn the danger into a disaster, and we have the militia as an armed force. Also, there is strength in numbers. With the support of the Shu family and Wang's father-in-law, we have the confidence to compete with the palace! There will be more challenges and opportunities for banks in the future, so I am ready to bring in some more shareholders, so that the banks will be stronger and the equity capital will be higher. The resilience to risks will also be stronger. Lu Shanchang has already made an appointment with some wealthy people in Nanchang, and later, Wen Jin and I will go over to discuss with them, draw up the future of the bank, and complete the matter of increasing capital and shares. Next, it's time for banks to develop loans. That's when banks really spread their wings! “