Chapter 126: Bank opening

The blood-colored birthday banquet, in addition to Nanchang is a bright and bright country. Another result was produced.

There are about three types of UOB money lending.

One is the quality bank, pawnshop and the like. The interest rate is high, but the interest rate is clear. If you do not repay the money within the time limit, the collateral will be pledged to the treasury. The pledge bank disposes of the collateral and earns more, so the pledge bank will not come to force the debt. Love is not returned, and it is even happier if it is not returned to the quality bank.

The second is that borrowing money between private acquaintances is based on a good relationship, and if you borrow money to do business and make money, you will give interest to others. Borrow money for emergencies, and some do not charge interest. In short, there must be friendship first.

The third is that there is no collateral and no mercy. You can only borrow money from the big gangster, and the interest is as you like. Some are emergencies, and once the poor family encounters an accident, they can't deal with it, so they can only borrow money. Some are framed by design, or gambling, or fairy jumping, or other tricks. In short, if you have something to do, he will always be thinking about setting you up. The third type, once you borrow money, you are basically stuck in a sea of misery and let others take care of it. There is nothing to be done about public or private.

In one fell swoop, Qin Feng rescued all the third type of borrowers from the sea of suffering. It also completely destroyed this kind of lending.

The second type of creditor is also jealous, and this time no one deliberately frames the second type of creditor, because this kind of loan is in the first place. However, human favor cannot stand the long-term test of time and interests. The creditor will think, if you don't report me for borrowing money today, what will happen tomorrow? What about the day after tomorrow? What if you can't afford it? There are also some who have received interest from others, and their hearts are even more worried.

Although Qin Feng is a financial undergraduate, he has a pair of fiery eyes. I will never be paralyzed by this kind of normal borrowing. But the people don't know that it is very normal to be jealous. The scale of this kind of borrowing has shrunk by more than half!

The first type of quality repertoire is currently unaffected. The debtor is a pawn ticket in his hand, and you don't need Qin Feng to help you claim it back, you can destroy it yourself, and you can't get back your collateral. Moreover, the pledge bank is a licensed legal loan.

But the pledge bank is even more anxious, because it is rumored that after Qin Feng's bank comes out, it will use at least half of the loan interest to steal the pledge bank's business. There is also a restriction in the quality bank, that is, the principal is limited.

In short, the bank's loan business seems to have a bright future.

Everything was in place, and the bank was finally opened.

Early in the morning, Qin Feng stood in front of the gate of the Shujia Courtyard, looking up at a few big words on the gate of the Courtyard: United Overseas Bank. For a while, I had mixed feelings in my heart, and personally, I actually became a banker! In the Hereafter, this is almost a fool's dream.

However, Dahua will also face a catastrophe in the future, the fortune of destroying the country! So how far can you and this bank go? Is it able to save the whole of Dahua? Or can you only save yourself and those around you? Or, can't even protect yourself, and burn Dahua jade? Or, shave your hair, keep a big braid at the back, and be a slave?

......

In the end, the Shujia courtyard is the governor's courtyard, three into the courtyard, covering an extremely vast area, each into the courtyard alone, there is the size of a basketball court in later generations. business area, that is spacious enough.

UOB's pattern is different from that of later generations, and it needs a street frontage.

The gate and wall of the Shujia Courtyard have not changed. The first inside, the main hall, the partial hall, etc. are all opened, and the counter is done, separated into the inside and outside, and the external business is opened, and the built-in review is made. The middle partition wall is broken, and there is a row of one-foot square holes in the partition wall, and the wire link can be used to clip the ticket. Two accountants, one reviewer.

The wings on both sides and one side are converted into customer lounges. One side has been changed to more small rooms, one-to-one introduction service.

In the second entry, one side of the wing room was changed to a women's seat, and one side was changed to a VIP seat. The middle is connected to the main hall of the third entrance, the side hall, and is changed to a conference room and an office. The most comfortable room is Jia Jingmin's president's room.

The third entry is set up as a treasury, where silver, bills, account books, etc., are all stored.

Behind it is the Shujia Courtyard garden area, lotus pond and so on. Except for some wings used as staff and guard sergeant quarters, the rest were temporarily idle and did not come in handy.

The biggest feature of UOB is that all thresholds have been removed, and the horse-drawn carriage can drive directly from the gate to the third courtyard. According to Qin Feng, this will be the channel for transporting silver from now on. It must be unobstructed.

In terms of security, the militia dispatched 300 sergeants to guard the militia full-time, and supplemented hundreds of people from the disaster victims into the militia and placed them in the Jinyi Guard School Field, where Shu Yong led the team for training.

Feng Liansheng selected a clever 100-person plainclothes team to be responsible for plainclothes secret visits, which is also his old job.

Jia Song led 200 people and was responsible for guarding the open guns.

The sergeants of the militia fortified the perimeter on both sides of the gate, and bank notices were posted on the walls, and the opening of an account by a merchant or a wealthy family must be the head of the merchant family, or the person in charge of financial power, who came to handle it in person.

This is a bit excessive, and the big family sends a housekeeper, but it can't be opened! Taking the Wu family as an example, at least it has to be Wu Jin's level! Chu Wangfu, that is the long history of Sun Zhengyi.

When people open their doors to do business, they try to take care of their customers. Good Chinese

Banks are open for business, but they are all requirements! If you don't accept it, you can't do it. Because the preliminary work was laid in place, the bank put on a high posture, and large families and merchants, even if they were resentful, had to rush here. On the side of the bank, there is a long queue at this time.

Soon, everyone found a problem, although the bank is playing the score, it is absolutely fair! Whether you are the head of the guild or a strong party, everyone is queuing up to get the number. The announcement is clear, 250 numbers a day. Open an account of 100 households in the morning and 150 accounts in the afternoon, and everyone can get the number and get an account opening instruction, and then you can go home and rest. Count the time to come again, and if you don't get the number, you'll come back tomorrow.

It looks fair from the outside, but in fact, there is a back door in the Shujia Courtyard. For example, the Shu family, Wang Gonggong, the chief of the palace, Sun Zhengyi, even the two masters of Nanchang and Xinjian counties, if they come, they will enter through the back door. Go to the second VIP seat to open an account.

The female dependents also set up a separate side door to enter and exit, and do not wait at the gate.

In this way, the bank opens about 300 accounts a day. And Qin Feng's scheduled cleaning fee charges have a total of 9,000 households. Just to open an account, you have to be busy for a month!

The sergeant began to release the number, and those who did not get the number made an appointment for tomorrow. Those who got the number, calculated the time, and some went home to wait. Some were chatting outside the bank.

Qin Feng was still in a reverie in front of the door, and Jia Song leaned over and said, "Sir, Wu Jin is also here." The leaders of the three guilds of the cloth guild came together, I guess, he felt that he was a little embarrassed to come alone, hehe. “

"What are you going to do?" Qin Feng retracted his thoughts and asked.

Jia Song hesitated: "Let's open today, everyone who comes is a guest." After all, I have dealt with him for many years before, and I won't embarrass him if the past is broken. ”

"There is a chance, there is a stomach. You are my apprentice, and you will be my brother-in-law in the future, I will support you in whatever you want. I'll go in and see how Gao Wenjin is preparing. Qin Feng took a step forward and turned back and said, "I heard that you have been going to Boss Wu a lot recently, so I wonder that you don't take the time to go home to visit your mother and sister." Qin Feng paused: "And your husband, what's the matter of running to the ready-to-wear store all the time?" Later, I checked, and it turned out that Wu Wenyao had a good-looking little daughter. But don't worry, I won't betray my brother like you. After finishing speaking, he pointed to himself, pointed at Jia Song, turned around and gave alms.

Jia Song's original smiling face suddenly turned into an eggplant face, and he muttered in a low voice: "How many times a day I see you on campus, do I still need to go home to see you?" ”

On that day, Jia Song went to Wu Wenyao to send the bank uniform pattern, negotiated and explained clearly, and asked Boss Wu to give priority to the production of bank uniforms.

The next day, the sample came out, and Jia Song went over to inspect it. Taking advantage of Boss Wu's arrangement for someone to try on clothes, Jia Song also asked Boss Wu to take a military uniform and dress to change into a good time.

After a while, three ready-to-wear store guys with different figures put on Zhongshan coats, and Jia Song looked up and down, looking satisfied.

When trying on the women's uniform, I don't know if Boss Wu didn't have a suitable female clerk for a while, or if Boss Wu's youngest daughter also liked this work outfit. In short, the three girls who tried on clothes, the tallest one, is Wu Wenyao's youngest daughter Wu Ying.

When the three girls appeared in front of Jia Song in bank uniforms. Jia Song was immediately shocked, this kind of beauty, this kind of beauty, this kind of beauty, Jia Song has never dreamed of it!

The temptation of uniforms that most men, including Qin Feng and Gao Wenjin, can't resist, how can this 18-year-old hairy guy resist it?

His eyes fell on Wu Ying, and he was reluctant to leave.

Coming back from the ready-to-wear store, Jia Song felt as if he had lost his soul, and Wu Ying's shadow kept hovering in his mind. According to Shu Yong, this baby was stunned.

Feng Liansheng couldn't look past it, so he took Jia Song to the ready-to-wear store again, and Feng Liansheng communicated privately with Boss Wu. It was also a coincidence that Wu Ying saw the tall and sturdy Jia Song on that day, wearing a military uniform, and was also shocked by Jia Song's heroic spirit, and her heart was secretly moved.

A man is drooling when he sees a military dress, let alone this girl who is just starting to fall in love?

At that time, a young officer in a German military uniform and a girl in a bank uniform stared at each other and fell in love with each other......

If you ask about the age again, one is 16, the other is 18, just right!

Feng Liansheng is like a matchmaker, as soon as the information on both sides is conveyed, it is agreed that after a month, Jia's father will be dead for three years, and he will find someone to propose marriage.

So Jia Song went to the ready-to-wear store to chat with Wu Ying when he was free these days.

Jia Song's relationship spread very quickly in the militia and attracted the envy of countless people. Feng Liansheng also truthfully reported the details to Qin Feng as soon as possible.

Feng Liansheng finally added that Wu Wenyao did not inquire about Jia Song's family situation in detail that day. This means that Wu Wenyao must have understood Jia Song's details a long time ago.

So, Wu Wenyao arranged for Wu Ying to try on the bank uniform that day, it seems that there is still a possibility?

Qin Feng is also happy for Jia Song, the day Jia Song proposes marriage, or the day he goes to Jia's house to propose marriage. The brother-in-law's personal problem is solved, and Miss Jia can rest assured that she is with herself, so what.