Chapter 338: Money Bank, Exchange

As soon as Mo Zhinian entered the door, the first thing Wu Zheng said to him was, "You have a good granddaughter!" ”

"Yes, the old man is proud of Yiqing." Speaking of this, Mo obsessively owes himself, "But she belongs to the lord." ”

"Hmm." Wu Zheng bowed slightly, "I take your affection." ”

"Thank you, Lord."

The words of the two seem to be just polite and cold, but in fact a deal has been reached.

Yes, the transaction.

No, to be precise, the deal was reconfirmed.

Life and death, honor and disgrace, interests and loyalty...... There is also a future for a young girl.

"The strategy Qing'er said, you must already know?" Wu Zheng asked.

"Yes."

"What do you think?"

The old man agreed. With the financial resources of the Mo family, it is enough to support the opening and operation of the money village, but what is lacking is the acquiescence and cooperation of the government of the nine prefectures under the jurisdiction of the imperial court. ”

"You don't have to worry about this, I'll take care of it."

"Then there won't be a big obstacle." Mo Zhi hesitated for a moment, but still put forward the most important point, "The lord can have a decision, the matter of the distribution of shares in this bank." ”

Wu Zheng smiled, "According to Mo Lao's meaning, how should it be distributed?" ”

Mo obsessively thought: "The old decay throws bricks and stones, so I will first talk about what I think in my heart, so that the lord can weigh it." ”

"Please."

"The cost of opening a bank and the capital required for operation are all expenses of the Mo family, and the Mo family must account for ...... Forty percent. ”

Speaking of this, Mo Zhinian cautiously glanced at Wu Zheng, and saw that Wu Zheng's expression was unmoved, so he boldly said: "The lord naturally has to take the lion's share, it is fifty percent, and the remaining one percent can be used by the most powerful businessmen in Hangzhou City, or Fan merchants and Hu merchants to buy shares with real money, of course, their expenses should be much higher than the Mo family's expenditure." ”

Wu Zheng asked, "How much do you plan to invest to open a bank?" ”

Mo Zhizhi replied confidently: "If the lord does not object, the old man wants to open the general account of the Qian Zhuang in the Yamen of the Political Secretary, so that the identity of the Qian Zhuang is different." After that, in the east, west, north and south of the city, and open a branch, according to this city quarter, within half a year to the nine provinces, within a year, open to the county seat, so estimated, the opening cost plus the operating principal, at least more than 10 million taels. ”

"Then how much share capital do you use to receive this percentage of the shares?"

Mo Zhi looked at Wu Zheng's face, and said tentatively: "Why do you have to quadruple it?" If according to the estimated income of the bank, this is a sharp weapon to make money, no less than the Shen family's cornucopia, the old man thinks that he will raise a cost of 40 million silver shares, what does the lord think? ”

Wu Zheng raised his head and smiled, laughing a little inexplicably.

"To borrow a sentence from Qing'er, Mo Lao is really generous, like a cornucopia-like bank, can he also let others become shareholders?"

Mo was stunned for a moment, and hurriedly said: "The lord is generous, the wealth of the world is inexhaustible, but someone needs to respond, even if it is the Ninety-Five, he has to share the world with the scholars." With this share of the shares, you can take many businessmen with background and strength in your hands for the lord to drive, and this business can be drawn! ”

Wu Zheng saw that Mo Zhinian misunderstood his meaning, Wu Zheng did not approve of this share being scattered, but the total share capital of 40 million issued by Mo Zhinian was too little.

Such a money-making business with the imperial court in the background, and the Mo family's 10 million principal shares, only quadruple that is indeed less.

Wu Zheng knows very well that any stock in the stock market in the future with an annual profit of more than 20% will have a price-earnings ratio of more than 20 times, or even 30 times, that is to say, the 40 million is too little.

However, Wu Zheng was not interested in explaining, but said directly: "Twenty thousand taels, according to this number, to Hangzhou City, no, the world recruits giant businessmen to become shares, anyone, including Fanshang and Hu Shang, can join the shares." ”

20,000 taels, 19 times the principal? Even if it is one, it will be twenty million taels.

This number, Rao is well-informed Mo is obsessed, and he can't help but gasp.

He replied, "This ...... This...... Will it be over? ”

Wu Zheng asked casually: "Is the Mo family unable to afford 10 million taels and continue to increase the principal?" ”

Mo was stunned for a moment and replied: "As long as the total principal does not exceed fifteen million taels, the Mo family can make up it." More ...... I'm afraid I'll have to sell my land and real estate. What does the lord mean ......? ”

"I mean, since the Mo family does not lack the principal to open a bank, then the stake is just to let people share this pie, so why not raise the threshold?"

"What do you mean by ......?"

"Although the imperial court only controls the land of Jiufu, after all, it controls all the cities between the Yangtze River and the Qiantang River, and most of the major ports along the coast from the north to the south are concentrated in this area, don't you understand?"

After thinking about it for a while, Mo Zhinian understood what Wu Zheng meant, he was also a general in the shopping mall, so he naturally understood the mystery.

Whether it is a domestic merchant or a foreign businessman, whether it is an import or an exporter, if they want to bypass the port between the Yangtze River and the Qiantang River, then their transportation and consumption will increase exponentially.

If there is an opportunity to establish a good relationship with the government and the imperial court, it is equivalent to getting a pass.

Moreover, this is a partnership with the imperial court, and the relationship is naturally even more different.

Spending 100,000 or hundreds of thousands of shares not only opens up the channels in and out, but also gets a share of the income of the bank, this good thing is really too late to scramble, who will be too expensive to lose this opportunity?

"The lord is wise, and the old man is convinced." Don't obsessively figure it out, don't hesitate to praise.

But Wu Zheng said: "The Mo family accounts for forty percent, isn't it too much?" ”

Mo Zhi hurriedly said: "The old man said it at the beginning, this is just the old man talking casually, if the lord has objections, it will naturally come according to the lord's will." ”

Wu Zheng said: "The Mo family has been in business for many years, and they should understand the truth that they can't chew too much. ”

Mo Zhinian didn't understand Wu Zheng's meaning for a while, but he nodded again and again and said, "Old man understands, please teach the lord." ”

"Since you want to divide one percent of the shares in the world, why can't you think of giving two percent to the imperial court and the Xingguo Gong? If the imperial court and the rejuvenation of the country are included in this feast, then how can the money village not achieve the goal of exchanging the world? ”

Mo was obsessed suddenly, he patted his head and said: "The old and shrewd I, confused for a while, just now I was explaining to the lord the intention of scattering Yicheng shares, but I forgot the court and the prince of Xingguo. If it weren't for the lord's mention, I'm afraid I would have really missed a big deal. ”

Mo Obsession's pretentiousness made Wu Zheng smile in his heart.

In fact, Wu Zheng understood very well that this old man had already understood this principle, he just exposed this obvious flaw and asked Wu Zheng to excavate it, which has been rumored since ancient times to be a minister and a subordinate.