Chapter 7 Renminbi Design Committee
For a while, everyone offered their opinions, they were not interested in the benefits brought by this, but they were very interested in leaving their names in history, and they asked to print the landscape of their hometown or their favorite landscape on the "Presbyterian version" of the RMB, among which the Great Hall and the Potala Palace naturally did not exist because they had not yet appeared, and the right to mark the vacant 50 yuan and 100 yuan was fiercely contested.
The good thing is that basically no one dares to print their own photos on the front, and everyone knows that it is a taboo thing.
Hebei people desperately promote the Great Wall, Guangdong Guangxi people are naturally in accordance with the continuation of the previous life to promote the Guilin landscape, but different from the situation in later generations, in this era, whether it is the Three Gorges behind ten yuan, or Mount Tai behind five yuan There are many differences, if you act rashly, but you will laugh and be generous.
The reason for setting up the central bank's shelf is also very simple, the elders have spilled at least dozens of tons of gold in the past two years, considering that the old wealth of the northern landlords themselves is not much money, and the wealth accumulated by the people can be regarded as being evenly divided.
It can be said that around the imperial capital, there are already some wealthy people with a large amount of cash in their hands, and the money in the hands of these people is not only a piece of fat, but also a terrible inflationary tiger.
Of course, how to channel this money back and use it for economic development, instead of the Spaniards and the Dutch, where countless money plundered from overseas ended up accumulating, eating, drinking, or frying tulips, speculating in houses, etc., and finally losing their wealth little by little.
Just say a terrible figure, the Soviet era defrauded 560 tons of gold from Spain, and at the beginning of the 21st century, a large country like China was also very difficult to exceed 1,000 tons.
A small country like Spain has received so much money from overseas, but for various reasons, it has not carried out industrial development, of course, the reasons are also very complex, whether it is because of the suppression of science caused by Catholicism, or the excessive power of the king, or because the money does not go into industrial investment to make money.
Anyway, the later Spain was so unlucky.
In the early stage, it was almost difficult to expect private capital to take the initiative to open factories, at least Li Xiangqian knew that those who opened small brick factories and small factories and bought machines from the Council of Elders did not seem to be a normal development idea now.
The first is the regional culture, the rise of protectionism in this place is alarmingly fast, relying on the power of the clan to crack down on competition and solicit monopoly ideas, not to mention anything else, under the lack of competition in the market, the price of bricks has also begun to rise, so that Li Xiang's idea that everyone in the world has a house is a heavy blow.
Another problem is that although these people who got rich first are also small rich, many of them have followed the tradition of the past countless years and began to enjoy their money for personal enjoyment, which is actually nothing more than buying land, buying concubines, changing into new clothes, letting their sons go to private schools, and even indirectly raising the price of land.
This is contrary to the idea of the Presbyterian Council to give up rent and interest reductions and use economic means to allow the people to expand overseas, and it is also a stubborn disease.
It was still tempted, but the first idea of the elders was futures.
What are Futures? Maybe many people don't know it, but it is all too familiar to many elders who have a little spare money and occasionally make a small investment.
The incident that let the elders know what futures are the most is the first thing in 2003, when the Americans started the soybean war, in fact, the context was very clean.
As a country with 2.9 billion acres of land, the United States has an overwhelming advantage in crop production, basically accounting for more than 90% of China's imported soybeans, and the annual import and export amount is amazing.
As long as ordinary Chinese people go to buy edible oil, they can basically be sure that they are eating American soybeans.
But the problem is that people are not willing to just sell soybeans, in 2003, after the market occupied, the game began, before the purchase, the United States Department of Agriculture is a report, saying that due to the weather, this year's soybean production is afraid to dive.
As a result, the price of soybeans is like a rocket, and the price has nearly doubled.
Chinese can't afford not to eat soybean oil, and oil extractors have to buy those soybeans because no other country can provide so many soybeans.
But after the end of the transaction and the shipment of soybeans, it was the US Department of Agriculture, and the same group of people, issued a report, saying that due to the influence of some unexpected factors, the United States has had a bumper soybean harvest this year, and the price of soybeans is expected to ......
Almost overnight, China's oil extraction companies were beaten to death, a large number of enterprises were bought with the help of countless leading parties, more than half of the oil extraction capacity belonged to foreigners, and since then the fate of Chinese oil has been mastered, and its price has ...... As long as a Wall Street tycoon is in a good mood and announces that the price of soybean oil will be halved, it is not a problem.
It can be said that this time, let the Chinese know what futures are, and later, one winter, the egg futures in the north also let many people know what is called urine blood, as for what beans you play, garlic you ruthless, ginger you army, naturally it is also unique.
Engaging in futures is a sharp blade, and it must be cautious, but fortunately, the elders have thought twice, as one of the economic laws, futures are something that will inevitably appear, if you don't do it, there will naturally be others to do it, rather than so, it is better to do it yourself.
Unlike the stock market, which requires a lot of modern accounting and open accounts, futures are complex and complex, simple and simple, and may not be possible in the short term, but in the long run, when there is a large number of food processing plants, or after the demand for bulk goods, it will inevitably be generated, and at the same time, the Presbyterian Church also has the most powerful sources in the world, gold and silver mines.
Although China exploited too early and too much silver was mined, Southeast Asia was still almost a blank slate, and the colonizers were too short and lacked strength to know how much there was in the area.
Vietnam has the world's top iron ore group, Indonesia's gold, silver, and copper mines make the balance sheet of mining companies very beautiful, Malaysia has 20% of the world's tin ore, and Brunei, such a small projectile can support a luxurious royal family, which is naturally hugely rich.
Before, the elders have always relied on the silver in the market to mint and exchange money to maintain profits and maintain the market, after all, there is no unified currency, how can the economy develop, but later, the ratio of gold and silver value began to sit still.
In order to maintain finance, Qian Jin, as his imaginary Minister of Finance, chose to play gold futures and issue RMB with gold as margin!
This point, on the contrary, is the reaction of the earth comparison in later generations, which is completely the so-called legal tender, compared to the paper money of this era, which can really be cashed in gold, which is naturally completely different.
In this era, paper money was not actually used in Europe, and bills of exchange were still used, as well as gold and silver as a medium of money, and in a large basement, the elders had actually stockpiled a large number of gold bricks as an exchange for paper money issuance.
Naturally, there are gold and silver shops in the imperial capital, and even quite a few of them are century-old shops, which belong to those nobles in the imperial capital, and the elders naturally don't have to eat it all at once, but these talents are really the only bank teller talents.
As a carefree faction, although Li Xiangqian also disagrees with this, the actual political influence is the key, but he still has a brain, as a man who takes the world as his own responsibility, Li Xiangqian has long regarded the rest of the earth as the land of China, so he is very dismissive of other people's petty family statements, and he has also said something to take the world as the stage, rather than the stage as the world.
Therefore, everyone is arguing more, since Li Xiangqian opened that idea, they found that it may not necessarily be Yin scenery and great people.
Some people suggested that the Yin scholars were already full of discipline, and the four major inventions were printed, or the various weapons and equipment of the Presbyterian Church were directly printed, and as for the front of the 100 yuan elder coin, the entry and exit of the Ping'an was directly used as a holy ship to scare people.
"You should know that as far as we know from our investigation, the people of the imperial capital, how much cash can they have, the real money is those big households, and it is not us who really sells gold and silver futures, so my thinking is very simple, at the beginning, if paper money wants to be credible, it cannot be a mandatory measure of the state, but it needs to be endorsed by something, otherwise, it is to ......"
Li Xiangqian also knows the stories he heard from his elders when he was young.
In the 8090s of New China, there was a difficult period, in order to maintain resources, the government had to change some wages for employees of state-owned enterprises, that is, part of the wages were exchanged for treasury bills, which were agreed to be returned after one year.
In society, it caused a period of suspicion, and some people rumored that these small pieces of paper were about to be finished, so spend them quickly!
Some people panic and even exchange only half of the value, while the other half ......
A year later, the shortage of government funds was alleviated, and the policy was to use high interest repayments for those who simply spent the treasury bills......
Li Xiangqian has been in the Ming Dynasty for a long time, and he has a deep understanding of the faces of the gentry of the Ming Dynasty, if the elders will rashly issue paper money without a period of accumulation, then this kind of paper money without credibility will inevitably be spoiled, and the family with knowledge, brains and funds will play a wave of harvesting.
Historically, the government of the republic relied on itself to control the power of the main grain-producing areas, and in the early days, the money was completely dependent on grain, and even the salaries of many university professors were calculated by how many catties of millet and how many catties of rice.
You can calculate, why do ordinary people save money?
It's because this money represents the income of his past labor and the guarantee of survival in the future.
If anyone hears that their money is about to depreciate, who is not angry? Who doesn't hurry up and find a way to spend their money?
Currency must maintain its value, at least relatively, and at the same time ensure that you can buy something, at least something that is useful to yourself.
Not to mention anything else, the Eighth Route Army also issued cloth coins in history, and directly used locally produced local cloth as an exchange, and the effect was also very good.
But there is such a level, it is not easy to pass.
"In fact, it's good to set the result, the key is that the goods and tax channels we have mastered, first open exchange points, some in-demand commodities, only allow the use of RMB to buy, and at the same time only accept RMB for tax payment, well, that's it, we can't do the unified purchase and sale of grain for the time being."
Liang Cunhou could only smile bitterly, although they seem to be powerful, but the words of unified purchase and sale of grain are not words, if you have money, you can do it by giving orders.
What is needed is a close and strong ruling team, at least when purchasing grain, new rice cannot be turned into old rice, and you can't play the trick of burning the warehouse with a fire dragon, and it is even more difficult for the big bucket to enter and the small bucket to get out.
There is a warehouse of grain there, the accounts say that it is a hundred tons, but in fact it is only ninety tons, as a manager, how to investigate?
Acquisition, transportation, publicity, storage, and the rotation of new rice and old rice, all require a very precise social division of labor, but it is not the classical era of people can play around, as for the Ming Dynasty implementation, the mandatory requirement for the people of a certain place to spend several times the value of the grain to put the grain into storage, even in the process of storage is also exploited, how can it be implemented.
The central bank is listed, but it is definitely the most grassy central bank in countless time and space, although it has the world's largest gold reserves under its name, but these gold are the same, at least they can't touch any of them.
Although Qian Jin also wants to "concurrently" serve as the governor of the central bank, countless people are reluctant to obey, who doesn't know how rich the oil and water are? Not to mention what kind of consortium can be engaged in by arranging their children in the future, even this influence is strong enough.
In the end, Zhang Liang, who has gradually come out of his daily driving work, was pushed out, although he has not done a day of financial work, and even in the past the financial front has been repeatedly defeated, but he is the most familiar with how all kinds of evil villages do evil, at least some immunity to those vicious propaganda, besides, the existing work is not complicated, compared to ordinary black-hearted gold and silver shops, the elders are more accustomed to putting a long line to catch big fish, first using gold and silver as the currency theme, the future.
Li Xiangqian still remembers when he was a child, his mother kept urging him to buy treasury bills and go home, for a country's national policy, if there is no hard currency such as unlimited gold mines, it is also a good choice to absorb savings with little interest, return on national investment, and earn huge profits.
This is also to create a good circle of loyal ministers, after all, if a person's net worth is all the dog's head gold in the cellar, if it is all national debt, once the country perishes, it will be over, he is definitely the country's first loyal minister!
(End of chapter)