Looking at Jia Song's back, Qin Feng's smile slowly converged......

It's impossible to be a gentleman for life.

It is impossible to take the test to be an official.

Only by making money, donating to make a name for yourself, marrying a few wives, and living a rich and dignified life. is the right life plan for you.

Then, opening a bank is the best choice, and it is also in line with your previous life's major.

Qin Feng wrote and drew some symbols on a piece of paper that only he could understand. As he wrote and drawn, a smile slowly appeared on his face......

For the whole afternoon, Qin Feng was thinking about the bank. Even Jia Jingmin's carriage drove back to the small courtyard, but Qin Feng didn't notice it.

Miss Jia stepped out of the carriage and walked into the inner courtyard, while casually glancing at Qin Feng's room, the door was hidden, and she only vaguely saw a figure sitting at the table......

"Mother, the interest of the pledge is calculated by the day, two hundred taels of silver, and the interest is two hundred wen a day. Calculated on the day and at the right time, if you have time to return the goods after delivery tomorrow, you will have one day of interest. If it's too late, it's two days. Jia Jingmin whispered softly to her mother.

Mrs. Jia nodded: "It's only for a day or two, but it doesn't matter." After finishing the work, you have to seal the shopkeeper Qi for five taels, and the arrangements for people to run before and after can't make people feel cold. ”

Jia Jingmin nodded and looked around: "What about Jia Song?" ”

"I went out, saying that I was going to Fujian Stone Store to find out some news." Mrs. Jia picked up the guild post on the table and said, "He just isn't convinced by this hundred taels." ”

Jia Jingmin sighed: "I'm not convinced, but what can I do?" However, what did he ask when he went to the stone shop? ”

Mrs. Jia nodded at the door: "I'm back, you ask him." ”

Jia Song entered the door just as he answered: "Ask me what?" ”

Jia Jingmin asked angrily: "Why did you go to the stone store?" ”

Jia Songyang raised the list in his hand and pouted: "This stone, in Fujian, only costs two thousand taels!" ”

"So what, this is in Nanchang." Jia Jingmin said: "The sale of southern goods to the north or the northern to the south is originally more than two or three times the price difference, what's strange?" ”

Jia Song said: "I'm just going to ask, how do they transport the goods here, if we learn to transport them, wouldn't we be able to make a lot of money?" ”

Jia Jingmin smiled slightly: "Then did you ask it?" Can you learn? ”

"Hehe, there is a stone quarry in Fujian, which is home to hundreds or thousands of families, and everyone takes turns to draw out men to transport them. When I went back, I helped the caravan deliver the goods. I asked, but I couldn't learn it. Jia Song replied bluntly.

Mrs. Jia suddenly sighed: "We don't have this ability. In your father's life, it's one thing to want to go out with people and make money. He said he wanted to see the sea, and he thought about it all his life, but he didn't think about it. I don't know, he's down there, did he see ......" Mrs. Jia's voice was a little choked.

Jia Jingmin glared at Jia Song: "Mother, don't think nonsense. Daddy will bless us with happiness. By the way, Jia Song, you and I will go to Qi's house early tomorrow morning to pick up the goods and sign the IOU. ”

Jia Song's face changed, and he said angrily: "Of course I want to accompany you, hum!" I can sign it, and my mother can sign it, but Wu Jin just specified that you want to sign it. Isn't it just counting on you to remember this favor. Wu Jin hasn't given up yet! ”

"What he thinks, it's none of my business! This is a deal, tomorrow Hu Shang will get the silver from him, and he will send it to the Wu family no matter how late it is. By the way, you have something to do tomorrow, and you will go to the guild meeting the day after tomorrow, did you tell Mr. Qin? ”

Jia Song nodded: "I'll go talk to Mr. now and adjust the class." ”

Jia Jingmin said: "Will he agree?" Do you want your mother to help you talk about it? ”

"No, I'll do it myself." Jia Song turned around and went out, and said in his heart: My husband, don't talk about changing classes, even if the class is suspended, he can agree to it.

Qin Feng's entrepreneurial planning on paper has reached the stage of insurance business, and he is planning to establish an investment bank and a stock exchange. Jia Song called outside the door: "Mr. Qin is here?" Jia Song has something to see. ”

Qin Feng threw the charcoal in his hand and leaned back on the chair: "Come in." "This paper rehearsal of the business plan is also quite laborious, and Qin Feng is also a little tired.

Jia Song walked in and said with a smile: "Sir, I know why it is profitable to pull stones over from Fujian Stone Company." ”

Qin Feng pointed to the teapot on the table and asked, "Oh?" Let's hear it. ”

Jia Song poured a cup of tea and handed it to Qin Feng, and said: "I went directly to the stone shop to ask, a stone quarry feeds hundreds of thousands of families, and the male quarries and pulls stones." Female grinding, slitting, slipping. Each household took turns to send men to transport stones, and the people, carriages, and mule carts were all the quarry's own, and robbers and bandits did not rob stones. When they go back, they help the merchants pull the goods, and the merchants have their own guards, and they earn freight. In this way, people not only make money, but also make a lot of money. No wonder you can feed so many families! ”

Qin Feng was a little surprised, and praised sincerely: "I see! Jia Song, I really didn't expect that you would go and find out right away. This quality is good! Strong execution and promising. ”

Jia Song was praised, his heart was comfortable, and he said with a smile: "Sir, although we can't learn this way of stone shop." But what you said, sir, may be true. I did the math again. If you invite 300 guards, plus 200 guys, this escort force should be enough! You can also make money! However, there is a problem, please guard, if the man pays first, the eight thousand taels collected is not enough to pay. There is no money to restock. ”

Qin Feng smiled: "At the beginning, you had nothing. With a discount of 20%, the silver of other cloth shops was collected in advance, and the empty gloves were 8,000 taels. Next, you have to set, you have people, cars, guards. You take a few hundred people to run a few laps in Nanchang City, find a place to train with great fanfare, make a big noise, and show off your escort strength. Anyway, you have a reason to train guards for that Gonggong Li to pull the stone, and the government will not interfere. When the limelight is in full swing, I will ask you, if this guard force is someone else's, and now you are asked to load the goods and come back to share the profits, are you willing? ”

Jia Song thought about it: "It's not okay to have more, but there are some unsalable stocks in the cloth shop, and the value is only a few dozen taels, and I am willing to put this into it." ”

"The whole Nanchang is so big, there are tens of thousands of merchants, and many small merchants have unsalable goods, so you only need to calculate the profit sharing ratio. Not only that, but you can also cooperate to bring goods. Aren't there many small businessmen who want to sell goods, but are afraid of insecurity? You can join in, we provide escort protection, and we charge protection fees. The more goods you collect, the more the guards, the guys, and the mule-and-wagon will look at, the more creditworthiness you have. You can talk to them again, pay the deposit in cash, come back to settle the settlement, and add more bonuses. In short, it must be difficult, but absolutely, there is a chance to do it! Qin Feng half lay on the chair, shaking his head and pointing out the country for Jia Song.

Jia Song was enthusiastically boiled by this remark, and asked in a trembling voice: "Sir, this means that we can make such a big deal empty-handed?" ”

Qin Feng shook his head: "Right now, it's just talking on paper, if you want to do it, you must analyze and calculate it in detail every step." At least find out how many small businesses are willing to join. Or, how much you owe on credit. However, it seems that the time is a little, too late? ”

Jia Song was a little disappointed: "It's really too late, early the day after tomorrow, the guild will hold a meeting to pledge donations." However, listening to what Mr. just said, I think it makes a lot of sense, and I want to try it. ”

Qin Feng said proudly: "There are many ways to make money. But this one is the most promising. ”

Qin Feng paused for a moment, and then said: "The goods brought here to Fujian are basically taken away by sea merchants. Those blonde and blue-eyed maritime merchants, there were many of them, came from Europe. Europe is made up of many small countries that also have their own religions, similar to our Taoism. Many local believers go to their religious shrines to worship. But there were also robbers and bandits along the way, and hundreds of years ago, a part of the knights, in order to protect the safety of the tributaries, they obtained the recognition of the supreme leader of religion, the pope, and formed a cavalry team. Called the Knights Templar. The Order also needed funds to support its expenses, so the Templars also provided protection for merchants and received a fee. Because of the reputation of the Knights, more and more merchants handed over the gold and silver they earned to the Knights for safekeeping. Over time, the Knights had a backlog of gold and silver. As a result, the Knights began to borrow money from the kings and nobles of European countries and lend money to earn interest. The Knights have amassed a great fortune as a result! They also have more powerful force! They're rich! With countless lands, estates, castles, beauties...... The kings of many countries in Europe had to rely on their snorts. ”

Qin Feng picked up the teacup and took a sip of tea, glanced at Jia Song's surprised expression, and said with a smile: "So, I also want to try this road." ”

Jia Song was stunned for a while: "So that's the case, this has to be, how big a business?" ”

Qin Feng sneered: "No matter how big the business in the world is, aren't all people doing it?" ”

Jia Song saluted and said, "Thank you for your teachings, I understand!" Sir's story today is to tell Jia Song that the Knights have their own cavalry team that can provide protection to merchants, so they have achieved a great career in the end! If we build a convoy, we can make a deal for the Knights! ”

Qin Feng snorted: "Haha, the son can be taught!" ”

Jia Song was stunned, although Mr. Qin made an agreement with himself at the beginning, it seemed very unreliable. But with the contact and interaction in the past two days, Jia Song has already felt that this gentleman is not only different, but also seems to be unfathomable. Other gentlemen's evaluation of themselves is relatively uniform, and rotten wood cannot be carved. But Mr. Qin has praised himself several times, and now he still says that he is teachable!

Jia Song smiled and said, "Thank you, Mr. for the compliment!" Sir, Jia Song has another matter here, tomorrow Jia Song will go to Wu's house to pick up the goods and trade with Hu Shang. The meeting will be held the day after tomorrow. Therefore, I would like to ask Mr. for two days off, and I hope that Mr. will ......"

"It's okay, you can go. You're only taking one day off, and the day after tomorrow you should have rested. Qin Feng waved his hand.