"Set up a trading center too?" Li Mu was really surprised at this time, he didn't expect that Qin Huaidao would be able to think of this layer. He had the heart to test Qin Huaidao, so he asked, "What do you do when you set up a trading center?" ”

Seeing Li Mu ask like this, Qin Huaidao was even more sure of what he was thinking. It is impossible for the teacher not to think of this layer, he is taking the test himself. Qin Huaidao replied with a straight face: "Teacher, the student thinks that it can be divided into two aspects. ”

"Tell me more."

"First, if you want to build a trading center, convenient trading is the premise. With the example of Luoyang before, we can see the strategy of the mentor and try everything to make the transaction more convenient. Banks are proof of this, and with banks, large transactions don't have to be so cumbersome. In the past, if you want to trade in large quantities, copper coins are not necessarily much less than goods, not to mention, a thousand yuan, that is also 100,000 copper coins, can hold a few boxes, almost a ox cart to carry it, such a swagger through the market, no matter where you go, is a very risky thing. ”

"In order to ensure the security of the transaction, it is necessary to prepare some domestic guards, which is also a cost. When I arrived at the place, I had to count the numbers from the beginning in order to calculate them. Just count it once, and see if these copper coins are rotten, whether they are five baht coins of the Han Dynasty, or five baht coins of the Northern and Southern Dynasties, and how good they are, just this one transaction, from the beginning to the end, I am afraid that it will not take half a month. ”

"And now with the bank, a thousand glass treasure banknotes can be solved, no need to guard the family, no need to count the money in the account room, and no need to look at the quality. Even this treasure banknote does not need to be exchanged, it is completed directly by transferring an account to the bank. Banks made transactions easy, and business thrived. Yangzhou Port gathers goods from all over the world, and there is no place like this, which needs to be completed quickly. Closing transactions quickly avoids hoarding of goods at the port. The faster the transaction, the more goods will circulate. The higher the value of the teacher's vigorous efforts to build Yangzhou Port. ”

"The businessmen of Fanbang can deposit their wealth in the bank to facilitate transactions, and the bank can also help Datang so that the wealth does not flow out. This will help Datang establish a standard for other countries to follow, so that not only this generation, but the next generation and even thousands of generations, as the standard-setter, Datang is already invincible. ”

Li Mu bowed slightly, Qin Huaidao was encouraged, and continued: "In addition, Yangzhou Port also needs a trading center like Luoyang, just like the order of the Internal Affairs Government. This discovery is something that Qin Huaidao has been thinking about for a long time, and he is trying to use this opportunity to make Li Mu axe: "It's like an order from the Ministry of Internal Affairs, before both the buyer and the seller have the ability to make this transaction, sign the order." There are two advantages, one is that the seller no longer has to worry about not being able to sell, and only needs to do production. It can also allow the buyer to buy the goods he needs in advance and save money, set the order first, and then wait for the seller to produce it, which can be directly delivered to the buyer, saving a lot of time. ”

"And, in the process, the buyer can become an intermediary at any time, and sell the goods in his hand—"

Li Mu listened to Qin Huaidao's endless talk, and he was already stupid. This kid is really a genius, although he is engaged in the internal affairs department, and has pointed out a direction for futures trading, but this is definitely not something that ordinary people can think of, Qin Huaidao This kid, seeing the subtlety, can actually guess his true purpose, why didn't he see that he had this ability before?

“…… Based on these reasons, Tuer felt that Yangzhou should be built into a trading center. After Qin Huaidao finished speaking, he looked at Li Mu expectantly, he had been preparing for this scene for a long time, and the performance just now, he asked himself if it was not bad.

Isn't that good? Li Mudu almost applauded. His palm had already been raised, but after thinking about it, he put it down, he couldn't let this kid float too much, he had to frustrate his sharpness.

Li Mu coughed lightly and said, "What you said makes a little sense, but it's not necessarily the case." There are still many issues that need to be solved, and the time is not yet ripe. He glanced at Qin Huaidao and said, "Do you know where the timing is?" ”

Qin Huaidao thought about it and shook his head, after all, there are limitations of the times, and it is not easy for him to think of so much.

Li Mu put on the master's shelf, and Shi Shiran said: "The problem is that there is a lack of money!" ”

"Lack of money?" Qin Huaidao couldn't understand it, and showed a puzzled expression.

"It's the lack of money." Li Mu didn't go around the bush either, and said bluntly: "All the things you just talked about are actually far away from the people. Buying, selling, trading, stocks, etc., are not something that ordinary people can participate in. Our Datang is now in ruins, but in fact, the people have no money in their hands, and most of the transactions between the people are bartered. The commercial tax you collect can't be collected on their heads, which is why I want to vigorously promote the commercial tax. Engaging in commercial activities, the profits are several times, and the court does not collect their taxes, but collects the taxes of the common people, isn't it not the richer and richer, and the poorer and poorer? ”

"When I say this, I am definitely not alarmist. Go down to the village and see what the trade between the villagers is like, and I will exchange the extra eggs from my family for the cloth you weave, or I will do a few days of work for you in exchange for you to make a basket for me...... There will be such a thing, firstly, the villagers really have no money, and secondly, they do not want to spend it if they have it. ”

"Why don't you want to spend it?" Qin Huaidao couldn't understand, and wondered: "Isn't making money just for spending?" They earn money and don't want to spend it? ”

"Because the copper coins are more and more valuable, what to do with the money, what can be bartered, barter, copper coins are saved and wait for appreciation, isn't it good?"

This is another blind spot in Qin Huaidao's understanding, and he hurriedly asked: "I don't understand, teacher, why can copper coins appreciate?" ”

"Because, first of all, copper coins are money, and secondly, copper coins are scarce, and they are becoming less and less."

"First, if you want to build a trading center, convenient trading is the premise. With the example of Luoyang before, we can see the strategy of the mentor and try everything to make the transaction more convenient. Banks are proof of this, and with banks, large transactions don't have to be so cumbersome. In the past, if you want to trade in large quantities, copper coins are not necessarily much less than goods, not to mention, a thousand yuan, that is also 100,000 copper coins, can hold a few boxes, almost a ox cart to carry it, such a swagger through the market, no matter where you go, is a very risky thing. ”

"In order to ensure the security of the transaction, it is necessary to prepare some domestic guards, which is also a cost. When I arrived at the place, I had to count the numbers from the beginning in order to calculate them. Just count it once, and see if these copper coins are rotten, whether they are five baht coins of the Han Dynasty, or five baht coins of the Northern and Southern Dynasties, and how good they are, just this one transaction, from the beginning to the end, I am afraid that it will not take half a month. ”

"And now with the bank, a thousand glass treasure banknotes can be solved, no need to guard the family, no need to count the money in the account room, and no need to look at the quality. Even this treasure banknote does not need to be exchanged, it is completed directly by transferring an account to the bank. Banks made transactions easy, and business thrived. Yangzhou Port gathers goods from all over the world, and there is no place like this, which needs to be completed quickly. Closing transactions quickly avoids hoarding of goods at the port. The faster the transaction, the more goods will circulate. The higher the value of the teacher's vigorous efforts to build Yangzhou Port. ”

"The businessmen of Fanbang can deposit their wealth in the bank to facilitate transactions, and the bank can also help Datang so that the wealth does not flow out. This will help Datang establish a standard for other countries to follow, so that not only this generation, but the next generation and even thousands of generations, as the standard-setter, Datang is already invincible. ”

Li Mu bowed slightly, Qin Huaidao was encouraged, and continued: "In addition, Yangzhou Port also needs a trading center like Luoyang, just like the order of the Internal Affairs Government. This discovery is something that Qin Huaidao has been thinking about for a long time, and he is trying to use this opportunity to make Li Mu axe: "It's like an order from the Ministry of Internal Affairs, before both the buyer and the seller have the ability to make this transaction, sign the order." There are two advantages, one is that the seller no longer has to worry about not being able to sell, and only needs to do production. It can also allow the buyer to buy the goods he needs in advance and save money, set the order first, and then wait for the seller to produce it, which can be directly delivered to the buyer, saving a lot of time. ”

"And, in the process, the buyer can become an intermediary at any time, and sell the goods in his hand—"

Li Mu listened to Qin Huaidao's endless talk, and he was already stupid. This kid is really a genius, although he is engaged in the internal affairs department, and has pointed out a direction for futures trading, but this is definitely not something that ordinary people can think of, Qin Huaidao This kid, seeing the subtlety, can actually guess his true purpose, why didn't he see that he had this ability before?

“…… Based on these reasons, Tuer felt that Yangzhou should be built into a trading center. After Qin Huaidao finished speaking, he looked at Li Mu expectantly, he had been preparing for this scene for a long time, and the performance just now, he asked himself if it was not bad.

Isn't that good? Li Mudu almost applauded. His palm had already been raised, but after thinking about it, he put it down, he couldn't let this kid float too much, he had to frustrate his sharpness.

Li Mu coughed lightly and said, "What you said makes a little sense, but it's not necessarily the case." There are still many issues that need to be solved, and the time is not yet ripe. He glanced at Qin Huaidao and said, "Do you know where the timing is?" ”

Qin Huaidao thought about it and shook his head, after all, there are limitations of the times, and it is not easy for him to think of so much.

Li Mu put on the master's shelf, and Shi Shiran said: "The problem is that there is a lack of money!" ”

"Lack of money?" Qin Huaidao couldn't understand it, and showed a puzzled expression.

"It's the lack of money." Li Mu didn't go around the bush either, and said bluntly: "All the things you just talked about are actually far away from the people. Buying, selling, trading, stocks, etc., are not something that ordinary people can participate in. Our Datang is now in ruins, but in fact, the people have no money in their hands, and most of the transactions between the people are bartered. The commercial tax you collect can't be collected on their heads, which is why I want to vigorously promote the commercial tax. Engaging in commercial activities, the profits are several times, and the court does not collect their taxes, but collects the taxes of the common people, isn't it not the richer and richer, and the poorer and poorer? ”

"When I say this, I am definitely not alarmist. Go down to the village and see what the trade between the villagers is like, and I will exchange the extra eggs from my family for the cloth you weave, or I will do a few days of work for you in exchange for you to make a basket for me...... There will be such a thing, firstly, the villagers really have no money, and secondly, they do not want to spend it if they have it. ”

"Why don't you want to spend it?" Qin Huaidao couldn't understand, and wondered: "Isn't making money just for spending?" They earn money and don't want to spend it? ”

"Because the copper coins are more and more valuable, what to do with the money, what can be bartered, barter, copper coins are saved and wait for appreciation, isn't it good?"

This is another blind spot in Qin Huaidao's understanding, and he hurriedly asked: "I don't understand, teacher, why can copper coins appreciate?" ”

"Because, first of all, copper coins are money, and secondly, copper coins are scarce, and they are becoming less and less." "First, if you want to build a trading center, convenient trading is the premise. With the example of Luoyang before, we can see the strategy of the mentor and try everything to make the transaction more convenient. Banks are proof of this, and with banks, large transactions don't have to be so cumbersome. In the past, if you want to trade in large quantities, copper coins are not necessarily much less than goods, not to mention, a thousand yuan, that is also 100,000 copper coins, can hold a few boxes, almost a ox cart to carry it, such a swagger through the market, no matter where you go, is a very risky thing. ”

"In order to ensure the security of the transaction, it is necessary to prepare some domestic guards, which is also a cost. When I arrived at the place, I had to count the numbers from the beginning in order to calculate them. Just count it once, and see if these copper coins are rotten, whether they are five baht coins of the Han Dynasty, or five baht coins of the Northern and Southern Dynasties, and how good they are, just this one transaction, from the beginning to the end, I am afraid that it will not take half a month. ”

"And now with the bank, a thousand glass treasure banknotes can be solved, no need to guard the family, no need to count the money in the account room, and no need to look at the quality. Even this treasure banknote does not need to be exchanged, it is completed directly by transferring an account to the bank. Banks made transactions easy, and business thrived. Yangzhou Port gathers goods from all over the world, and there is no place like this, which needs to be completed quickly. Closing transactions quickly avoids hoarding of goods at the port. The faster the transaction, the more goods will circulate. The higher the value of the teacher's vigorous efforts to build Yangzhou Port. ”

"The businessmen of Fanbang can deposit their wealth in the bank to facilitate transactions, and the bank can also help Datang so that the wealth does not flow out. This will help Datang establish a standard for other countries