Chapter 669: Emperor Zheng, Are You a Black Hand?
"Skynet is magnificent, negligent but not leaky! As long as you are a traitor, you will definitely be found! ”
Zhu Cihong's face was gloomy, he looked very terrifying, and he seemed to be on fire!
He looked at Zheng Zhilong intently, and said word by word: "Before the old emperor and senior brother came to Donghu Palace, Zhang Shize, Zhu Chunjie, and Su Guansheng handed over the excerpts that they had asked to see, and it seemed that they had found something. Old emperor, let's listen to what they have to say! ”
"Okay...... Let's listen to it. ”
Zheng Zhilong was stared at by Zhu Cihong, and thought: This matter can't be related to my family, right? No, I can't! I have never participated in the buying and selling of feudal debts, and Zheng Sen's kid is hanging around in Annam and Shui Zhenla, and he doesn't know about it. Zheng Jiangong's stupid boy wanted to make meritorious contributions, and he threw himself on the Shui Shi Academy, how could he have the kung fu to meddle in the debts? Could it be that the girl from the tea girl did it? Unlikely, right? She's going to pay to write a letter...... Also, how is this feudal debt bought and sold? Do you sell it at a stall, or do you sell it in a store?
Of course, the mastermind behind the speculation and sale of feudal debts is not Zheng Zhilong, how can he have that level! He had never seen what the feudal debt looked like, and he didn't know how it was traded......
Although he is the major shareholder of Haishang Bank and also participates in some bank affairs on weekdays, he really doesn't know anything about bonds, stocks and futures, and he has never heard of it. His involvement in banking affairs was limited to soliciting clients and introducing lenders...... Moreover, the loans introduced by him (all of which were lent to other maritime merchants) would be recovered with interest unless the ship was wrecked and people died.
Even if the ship sinks, it can be recovered by seizing and selling the owner's property on shore. Therefore, the bad debt ratio is extremely low relative to the interest rate return.
As for misappropriating the funds of Haishang Bank and using related party transactions to harm the bank, Zheng Zhilong never thought about it - this major shareholder wants to be put on hold in the 21st century, and that is also a model major shareholder!
When Zheng's heart was furious, Zhang Shize, Zhu Chunjie, and Su Guansheng had already arrived, and they had been waiting here in Donghu Palace for some time, so they came immediately after being summoned.
After the courtesy of the monarch and the minister, the three Qingtian lords who were ordered to investigate the speculation of feudal debts began to report the results of the investigation one by one.
"Your Majesty, according to the investigation of Jinyiwei, it is not a rogue, nor a Tartar, who speculates and sells feudal debts and sets up traps."
Nonsense...... Zheng Zhilong's teacher, the Dutch, also speculated on a tulip, how could Li Guo and Dolgon use such things as bond futures to trick people? Li Guo wants to have this level and still be a rogue?
"Your Majesty, the Metropolitan Procuratorate has not found that any civil and military officials in Wuhan are involved in speculating in feudal debts."
Few officials in Wuhan can tell the difference between stir-frying vegetables and speculating on debts. These feudal bureaucrats are either written by the Eight Shares article, or they are professional households, who understands stocks, bonds, and futures?
If you really want them to fry, maybe you will take out the pot and spoon!
"Your Majesty, the household department has discovered that the abnormal trading of feudal debts is carried out through the Maritime Bank!" Su Guansheng's tone was gloomy, and as he spoke, he looked at Zheng Zhilong with a righteous and awe-inspiring gaze.
Zheng Zhilong looked innocent, and cast a pleading gaze to Emperor Zhu: Your Majesty, you must believe in the ministers! The minister is a loyal businessman and will not do anything that hurts heaven and reason......
"Old Taishan," Zhu Cihong asked with a smile, "You are the big proprietor of Haishang Bank, you must know something, right?" ”
"Minister, minister, minister doesn't know anything!" Zheng Zhilong shook his head again and again, "And the big owner of Haishang Bank is not only a minister, but also a ......."
There is also a major shareholder named Zhu Cihong!
At the beginning, Haishang Bank was jointly owned by Zheng Zhilong, Zhu Cihong, and Shen Tingyang. But later Shen Tingyang fell into the pit of running an industry, and opened shipyards, gunpowder factories, gunpowder factories, and armor factories in Dengzhou and Shanghai. Oh, and recently I have become obsessed with making cars, and I have hired craftsmen from Macau who can build four-wheeled carriages, and opened a carriage factory in Pudong, Shanghai.
His factories are quite large, and he has hired many Western craftsmen, so the investment is not small, and most of the factories have not reached the time of profitability. In order to raise funds, he had no choice but to sell his holdings in the Maritime Bank to Zhu Cihong, Zheng Zhilong, Huang Jiang and some senior executives of the Maritime Commercial Bank.
So now the maritime business bank is Zhu Cihong and Zheng Zhilong holding a large share, and Huang Jiang and a group of shopkeepers, account offices, and stewards holding a small part of the equity.
But Zheng Zhilong doesn't care about the bank's operation, so the actual major shareholder at the helm is Zhu Cihong himself.......
Zheng Zhilong doesn't know what to say now, he can't expose Zhu Cihong to Zhang Shize, Zhu Chunjie, and Su Guansheng, right?
Seeing that Zheng Zhilong had nothing to say, Zhu Cihong turned his head to look at Su Guansheng again, "Su Qing, what else did you find?" ”
"Your Majesty, the minister is incompetent," Su Guansheng said, "The minister is a scholar, he doesn't understand business, he doesn't know how to manage money, and he can't even read the bank's account books (all Arabic numerals)...... So I can't check it anymore, so I'd better ask the emperor to ask for another master! ”
Zhu Cihong asked: "You don't know business, you don't know how to manage money, you don't even know bank books, how can you be a household secretary?" ”
Su Guansheng sighed and said, "It is indeed difficult for the minister to be the head of the household......
Zhu Cihong nodded, "It is true that we have to find an official who is good at financial management to be the secretary of the household department, so that we can thoroughly investigate the shady debts of the feudal department!" Tell me, who is the best at managing money in the DPRK and China today? ”
Su Guansheng said: "Then it is naturally Quanguo Gong!" ”
Zhu Chunjie also said: "According to Jinyiwei's investigation, the best official in my dynasty is undoubtedly Quan Guogong!" ”
Zhang Shize stroked his beard and looked upright: "The minister recommended Quan Guogong to take up the post of household department and thoroughly investigate the case!" ”
"Emperor Zheng," Zhu Cihong looked at Zheng Zhilong with a smile, "Everyone recommends you to be the head of the household department...... I also think that this shady debt is the most appropriate for you to investigate! What do you think? ”
Emperor Zhu's meaning is very clear - do you want to come to investigate the case, or do you want to be investigated?
You have to think about it!
Because being investigated is nothing more than breaking the fortune and avoiding disasters, Zhu Cihong will not find Zheng Zhilong in prison.
And if you want to be the head of the household department, this pit will be big!
Because the financial reform of the Ming Dynasty will soon enter the "deep water area", from next year onwards, Jiangnan, Jiangbei, Jiangxi, Zhejiang, the "four rivers of the province" of the field will be levied!
In addition, Zhu Cihong is very dissatisfied with the current commercial tax collection! The commercial tax of more than 13 million taels (excluding about 3 million stone of grain and rice) seems to be a lot, but after deducting the salt tax, the North and South Ocean package tax, the seigniorage tax and interest, it is only more than 2 million taels.
This number does not match the new situation of capitalism in the Ming Dynasty, which is developing rapidly!
And if you want to receive more money, and at the same time not suffocate the economy of the Ming Dynasty, you need an official who really understands the actual situation of industry and commerce, and is good at financial management, to be the secretary of the household department.
Looking at the entire Ming officialdom, who else can fill the hole of the household department except Zheng Zhilong?
But Zheng Zhilong is not a fool, he knows how deep this pit is, and then jumps into it with his head covered, isn't he a fool?
Therefore, Zhu Cihong was very unkind to detain the basin of the feudal debt...... If Zheng Zhilong does not obediently come to be the head of the household department, then he will be the number one profiteer who destroys the financial security of the Ming Dynasty!
It's not afraid to fine a few million taels of silver, but after the fine, Zheng Zhilong's reputation will stink......
Zheng Zhilong had no idea at once, so he had to look at his son Zheng Sen and ask for an idea.
Zheng Sen asked Zhu Cihong: "Your Majesty, after my father took office in the household department, who will be in charge of Quanzhou Mansion and Nanyang affairs?" ”
"Here you go!" Zhu Cihong said, "Quanzhou Mansion and Taiwan Island will be merged and set up a feudal town...... It is called the Dongning Army, and you will be the ambassador of Nanyang trade and the envoy of the Dongning Army!
The amount of tax to be paid by the Dongning Army and the Nanyang Trade Division, as well as the various exhortations, are the same as in the past. ”
When Zheng Sen heard this, he immediately got up and respectfully kowtowed to Zhu Cihong: "Minister Zheng Sen kowtows to thank Your Majesty Longen!" ”