The issuance of Daqin banknotes went even more smoothly than expected.

It did not appear as the people were unwilling to accept as Li Si feared, on the contrary, these banknotes were loved and welcomed by the people.

In particular, those Great Qin merchants who contracted the canal unexpectedly accepted these banknotes.

This made Li Si, and even the hundred officials of the DPRK and Central China, feel a little surprised.

However, Li Yang knew that the reason why those merchants and ordinary people were willing to accept these banknotes was due to the uniqueness and irreplaceability of this new currency.

What does that mean?

It is the financial tax of Daqin, which only recognizes this kind of paper money, not even gold.

This is its uniqueness and irreplaceability, as long as you are in Daqin, only this kind of banknote can be regarded as money.

Since gold is no longer money, how can people not accept paper money?

What's more, this kind of banknote, it can still be used to buy gold, and the central bank of the Great Qin Dynasty has a floating gold price every day. This also means that even if you accept the money and worry that it will become worthless, you can still use these banknotes to buy gold, but after the banknotes are bought for gold, the gold cannot be used, and it can only be sold in banks and gold shops in exchange for paper money to be used and circulated in commerce.

For merchants, is it going to ask for gold? Or do you want paper money?

It is clear that merchants will accept paper money.

In particular, the merchants who contracted the canal project not only had to pay the workers, but also buy tools and materials, which required paper money, so not a single merchant objected to paper money.

Moreover, for merchants, this kind of paper money is obviously easy to carry, bringing incomparable convenience to metal money in commerce.

Of course, in order to assist in the issuance of Daqin banknotes, the State Council also took the lead of the Daqin Central Bank and established banks throughout the country.

Because the purpose of the bank is to be a financial institution that undertakes credit intermediaries such as deposits, loans, exchanges, and savings, and at the same time it is industry and commerce, the first commercial bank in Daqin is called Daqin Industrial and Commercial Bank.

The Industrial and Commercial Bank of Daqin is naturally a financial institution under the Central Bank of Daqin, which is completely state-owned.

People could go to the counties to make deposits, take loans, and exchange old money for new money, and even for gold.

Of course, in Li Yang's eyes, in addition to the basic functions of exchange, deposit and loan, the bank also has a function, that is, to cooperate with the social and economic policies or intentions of the imperial court, and directly or indirectly act as a financial institution for the imperial court to develop the economy, promote social progress, and carry out macroeconomic management tools in specific business fields.

bank, which is again a reservoir.

The issued currency can be stored in the bank using the deposit business.

In the future, the imperial court will need to engage in construction, no longer blindly printing and issuing currency, as this time, but directly by borrowing money from the bank to carry out project construction. In this way, there will be no consequences of over-issuance and rotten currency.

In short, the stability of credit currency is of paramount importance.

At the same time, banks have the role of eliminating the false and preserving the true.

Daqin's new banknotes are a new thing after all, and if there are no banks, it is also a problem in case there are a large number of counterfeit money circulating in society.

And once there is a bank, people go to the bank to make a deposit, and they can find counterfeit money in time.

When counterfeit money is discovered, people will naturally seriously identify banknotes in the future, which is a virtuous circle.

Of course, Li Yang is not worried about counterfeit money at the moment.

Because the current banknotes are made by integrating the top technologies and craftsmanship of the Great Qin Generals. In other words, Daqin banknotes represent the highest papermaking, engraving and printing processes in Daqin.

And in this era, there is simply no private person or group that can have that ability and level of anti-manufacturing. Even other countries in the world do not have this ability to prevent manufacturing.

At this point, Li Yang is still very confident.

The issuance of Daqin's credit currency was very successful, which provided the foundation for Daqin to build a prosperous commercial society.

Because of this, on this day, Li Yang put forward the grand goal of vigorously promoting the development of handicrafts and striving to build a commercial society in the Qilin Palace!

As soon as he heard that, he was finally going to start developing the handicraft industry, and Fusu was also gearing up.

Because he had been thinking about it for a long time, he could do it as soon as possible.

He heard Li Yang say that only by vigorously developing the handicraft industry and building a commercial society can Daqin prosper and bring earth-shaking changes to society.

And if it was when he was in charge of the country, he could make a earth-shaking change in Daqin, then when his father came back, it would naturally be a big surprise.

Therefore, Fusu couldn't wait to ask: "Taifu, how should handicrafts and commerce develop?" What should we do as a first step? ”

The officials also looked at Li Yang, because of the development of the handicraft industry and the construction of a commercial society, they didn't understand it at all.

Li Yang said: "The way to build a commercial society is actually very simple, that is, to introduce laws to protect the legitimate rights and interests of businessmen and improve the social status of businessmen. ”

"This ...... That's it? ”

Fusu and Baiguan were stunned.

"Yes, that's it." Li Yang nodded.

"............" Fusu and Baiguan are stupid, commercial society, is it that simple?

This was incredible.

Because in their opinion, the commercial society depicted by Li Yang, with a dazzling array of objects, a prosperous city, and a wealthy life, all of this sounds like it takes a lot of effort to create.

However, this is the way to create a commercial society...... But it's that simple?

Just to raise the status of businessmen, which is simply beyond everyone's expectations.

Li Yang naturally understood why everyone was puzzled, and couldn't help laughing: "Commerce, its essence is exchange, or the economic activity of using money as a medium to exchange to realize the circulation of goods. And to build a commercial society, it cannot be done by relying on the imperial court, but by everyone in the whole society. Let some merchants be willing to do business, produce goods for circulation, and the people are willing to buy and consume, so as to form a benign commercial economy. What the imperial court has to do is to protect the rights and interests of this commercial economy from being violated. ”

Fusu: "............"

Baiguan: "............"

Everyone was still confused, and they didn't understand it at all.

Li Yang saw that the court was full of fools, and he was also very helpless, so he had to say: "To put it bluntly, it is to let businessmen make money with peace of mind, and make money with peace of mind." ”

This time, everyone finally understood.

Fusu said: "Isn't it possible for businessmen to make money with peace of mind now? ”

Everyone nodded their heads in confusion.

Li Yang said: "Today's businessmen have a low status, 120,000 merchants have forcibly moved to Xianyang, and their family property must be registered, and they have become the object of the powerful and powerful, and their money is not guaranteed. Let's ask, with such a businessman status, who will work hard to make money, and who will create social wealth? ”

When Fusu and Baiguan heard this, they couldn't help but nod, because what Li Yang said was indeed the current problem.

Of course, Li Yang deeply agrees with this problem.

Because of the Tianxiaju Restaurant that he cooperated with the Ba family, as well as the liquor business, most of the profits generated in the past year were taken away by the imperial court.

Of course, the money that the imperial court took from the hands of merchants naturally had a nominal purpose.

For example, according to the head of the employee, pay the grain tax?

Like business tax?

Li Yang became a shareholder of Tianxiaju, and in addition to paying taxes, the imperial court did not take more.

Other businessmen are not treated so well, and the imperial court will donate to businessmen when they engage in construction. Therefore, the merchant has to donate one or two percent of the money, which also causes the merchant to be like a leek in a vegetable garden, cutting a stubble when he grows taller, and there is no possibility of growing taller all the time.

This is also the reason why the Qin State repaired the Great Wall, repaired the Chi Road, and repaired the Emperor's Mausoleum, and in ten years, the Ba family donated countless money. Because...... The property of the merchant is registered by the imperial court, and you have to donate it. In other words, the merchant's wealth is not the merchant's own at all, as long as the court says a word, it can become state-owned.

In the Qin State, the merchants' family assets were powerless to protect themselves.

The inability to guarantee the legitimacy of private property is, in Li Yang's view, the biggest obstacle to the commercial society.

(End of chapter)