A full 500 million, equivalent to half of the financial income of the entire Great Qin in a year, this huge number made everyone in the entire court feel breathless, it can be said that in addition to the land, population, and food, there is no such high value in Great Qin.

"Your Majesty's forgiveness, the minister's family education is not strict, resulting in Fan's trespassing in the court and talking nonsense, this matter the minister explained, in fact, the additional 500 million bills will not be redeemed in the end, most of them will enter the circulation link, as long as the economy continues to develop, all industries are prosperous and people's livelihood is good, even if the court does not pay back a few years later, Huaxia Qian Zhuang will definitely be able to earn this money back, not that Fan said that the money bank may go bankrupt, and the minister will not let him go out of business......"

"Huh~ The young master is serious!" The First Emperor interrupted Chen Xu's words again, slowly stood up and walked a few steps back and forth in front of the dragon chair with his hands, and then turned his head to look at Fan Caiying, who was still kneeling in the pear blossoms and rain under His Royal Highness, and after thinking for a long time, he spoke: "Fang Caizhen has forgiven you for your innocence, so don't worry about being afraid, and what you just said is reasonable, this huge plan of the Taishi is indeed very expensive, and neither the imperial court nor the Shaofu can afford it, but this plan is a move for the benefit of the country and the people, and it should be funded by the court, how can Huaxia Qianzhuang bear such a big pressure, Moreover, Huaxia Qianzhuang is also responsible for all the money transactions between the court and the people of our Great Qin, not only can it not go bankrupt, but it needs to be stronger, so as to provide better financial security for my conquest of overseas and Western countries in the future......"

As Qin Shi Huang spoke, the voice of the whispered discussion in the court instantly calmed down, and everyone was sitting in danger and listening carefully to the big boss's speech.

Chen Xu sat down helplessly, but in fact, he was not as angry as he seemed on his face, and he was even slightly relieved.

This fundraising plan originally had loopholes, and the loopholes were huge, and Chen Xu discovered it from the time Fan Caiying proposed to issue additional bills.

On the surface, there were 20,000 catties of silver and hundreds of millions of deposits as collateral to the central bank, but in fact there was no use for any collateral.

20,000 catties of silver deposited in the bank, the money bank must issue an equivalent certificate of deposit or bill, of which in addition to the two percent to be handed over to the Shaofu as a tax, the rest is Chen Xu's private deposits, although the private deposits are all precipitated funds, but there are deposit certificates, that is to say, these money are the deposits of wealthy businessmen and ordinary people, and they may be withdrawn at any time.

In particular, once the issuance of treasury bonds begins, a large amount of these deposits will be purchased into treasury bonds under the temptation of usury, and the money will have to be used in actual projects, that is, it is necessary to turn the dead money stored by the people into living money for investment, and in fact, the money banks will not have enough deposits as collateral at that time.

In addition, when this unprecedented huge project starts, many wealthy businessmen will take out the money they have stored in the bank and invest it in the construction of the project, and the contracted project needs to advance a large amount of funds to buy tools and building materials and recruit manpower, etc., in the case of relatively high loan interest rates, most businessmen will still give priority to using their own reserve funds or borrowing from each other.

Therefore, the 500 million redemption is really equivalent to a blank check, which is not the same as the original pry on the additional issuance of the Oriental Road project, the last additional issuance of the redemption is also the auction rights of the cement plant and the future income of the service station and the logistics center as collateral, so it is considered to have visible income as a guarantee, but this time it is difficult, except for the opening of the wharf and warehouse, almost all the investment is completely infrastructure.

Maritime Academy, Naval Division, Fleet, Firearms Bureau, Ammunition Factory, Planning and Construction of Various Yamen, Construction of Ports and Ancillary Facilities, etc., all have no income from spending money, and the imperial court has almost no collateral to stimulate the investment of private funds, and Daqin is currently prosperous in the economy, all walks of life are developing rapidly, and most businessmen are not interested in investing in the infrastructure of wharf warehouses with a long investment cycle and slow results. It's fair to say that in a few decades, there won't be much change in the places, and it's going to be even more chaotic.

Therefore, after thinking about it repeatedly, Chen Xu decided to adopt Fan Caiying's bold plan and use the 500 million empty checks to promote the smooth start of this huge project, otherwise his hard work would really be in vain.

After all, just like Fan Caiying said, relying on the issuance of treasury bonds alone is that the people cannot digest such a large amount of funds, and second, the imperial court may not be able to pay it in the future, causing a national credit crisis.

However, as a special fund to promote this huge plan, the 500 million redemption notes can only be paid to those businessmen who contract the project, and the imperial court will have a qualification review, and there will be two and three phases of the project in the future, these redemption bills will soon enter the circulation field, and the payment pressure of the money bank is relatively small, and it is not as exaggerated as Fan Caiying said in the court, and it will run the money bank out of business.

But this is not the biggest loophole, the biggest loophole is that the 500 million redemption notes will not be paid at all, as long as the imperial court gives sufficient compensation, in the end, Huaxia Qianzhuang will use this fictitious mortgage to obtain 500 million assets for nothing.

If this loophole is placed in the future generations, even an ordinary financial person can find it, but now everyone will turn a blind eye to it, because they basically don't understand it.

According to the provisions of the Daqin Monetary Act and the Commercial Money Management Act, the commercial bank has no right to issue additional bills, any exchange must have the same value of gold, silver and copper coins deposited in the bank, each transaction must be recorded, and there are countless people repeatedly audited and re-examined, the current bills are printed by the central bank, and then issued by the headquarters of Huaxia Bank, and so on to the hands of ordinary people, it has been densely stamped with seven or eight completely different seals, one is to prevent civil fraud, The second is that this layer of review also prevents the inner ghosts from filling their pockets.

Therefore, Chen Xu put it forward when Fan Caiying and Yang Kun discussed the specific implementation plan in the later period, but Yang Kun, as Chen Xu's dogleg, did not have the consciousness of checking for the Great Qin Dynasty at all, so he pouted and said directly: "What are you afraid of, the redemption ticket is money in the eyes of everyone, and it is convenient to use, as long as Daqin does not fall, no one will go to the money village to exchange it for copper coins, and when the project is completed, slowly take back the redemption bill, or continue to write down the coins minted by the Mint, after all, this money should have been funded by the imperial court. This is just a temporary advance payment from Huaxia Qianzhuang! ”

Facing Fan Caiying, the concubine who was bent on saving money for himself, and Yang Kun, the loyal dog-legged son, Chen Xu finally compromised, this money Huaxia Qianzhuang had to earn, otherwise his huge project would not be able to promote it at all.

He envisioned that the construction of 10 ports in important coastal areas such as Beihai, Panyu, Fuzhou, Hangzhou, Shanghai, Weihai, Tianjin, Yingkou, Dandong and other famous seaports in the future would require a total of more than 2 billion yuan in the third phase, and more funds would be needed if more ports were expanded in the future.

And once these large-scale seaports are successfully built, Daqin can be said to be like loading hot wheels and starting to go crazy, and a strong infrastructure can support large-scale overseas expansion, and when Daqin returns from a long voyage, the unloaded goods will be either gold and silver treasures or a string of slaves.

Chen Xu didn't have any selfish intentions, and he didn't need Huaxia Qianzhuang to pay him a lot of money, and he didn't want the 500 million money, but the current situation made him find that this was the best way.

After discussing, Chen Xu and Fan Caiying considered and wrote a fundraising plan together, but he didn't expect that this plan was secretly taken away by Fan Caiying, and today he also ran to the court to cry to the emperor that his marquis was benevolent and virtuous, not only for the development of the first emperor's Great Qin, not to mention that he had lost a lot of weight, but also had to put in hundreds of millions of net worth, and he would be poor and bankrupt in a few years.

Well, looking at Fan Caiying's crying pear blossom with rain and delicate face, which was so charming that all men couldn't ignore it, Chen Xu decided to forgive her.

His thinness and dark circles under his eyes are definitely not caused by staying up late to write recitals.

But it's good to make a fuss like this, at least let the Manchu civil and military ministers and emperors see that they are indeed working hard for the emperor of Daqin, instead of only knowing that they are spoiled by their mother-in-law and maids all day long, and even if someone sees the huge loophole in Huaxia Qianzhuang to take national wealth in the future, they will still blame Fan Caiying for this incident, thinking that Fan Caiying revised Chen Xu's recital.

Although he is very proud of the title of spoiled wife madman.

But in fact, all the men in the entire Great Qin were very hurt in private, so they hated him very much.

Many men secretly and privately lamented that the Marquis of Qinghe had messed up the customs of Great Qin.

Even many familiar princes and princes criticized him for making men have no status, especially the rogue father-in-law, who criticized him every time they drank and ate together, and even criticized him in front of his daughter Meng Wan, and even the emperor once reminded him very vaguely that if he is a man, he should be domineering at home, and he can only do this occasionally and spoil women, and he must not develop a habit, otherwise he will spoil women and lose their due deference and gentleness, which is not done by the marquis.

And the present is a perfect example of this.

A mere concubine was so bold that she secretly changed the content of the book and broke into the court.

If it weren't for the fact that Chen Xu was a disciple of the Immortal Family, a left-hand minister, a prince, and two marquises, it is estimated that countless ministers in the court would have jumped out to impeach and accuse him, and as for Fan Caiying, it is estimated that he was also dragged out by the forbidden army arranged by the First Emperor to cut him.

However, the current court pattern is that the eldest of the heavens, the second eldest of Qinda, the third of the Marquis of Qinghe, the emperor does not speak, no one dares to jump out casually to accuse Chen Xu, even in the face of Fan Caiying, the concubine who bullied the monarch, he did not dare to be too excited, because no one was willing to touch this mildew in vain.

And the First Emperor really didn't get angry because Chen Xu had no way to teach him, but easily forgave Fan Caiying's guilt, but he fell into contemplation because of Fan Caiying's request.

Huaxia Qianzhuang alone bears the pressure of 500 million bills to support the construction of Daqin, but what method to compensate him has a headache, and it is impossible to repay the money directly, although the imperial court is earning more and more, but according to Chen Xu's huge plan, the investment in the next few years will be more and more large, and the expenses of the imperial court will inevitably rise, and the annual interest on the national debt alone is a huge expense.

"Fan Niangzi, please get up, I understand what you just said, and I will definitely give Huaxia Qianzhuang enough compensation, and I will never let your marquis exhaust the family wealth, so I ask you, what kind of compensation do you want?" Qin Shi Huang didn't come up with a good way for a while, and finally sat down helplessly and asked.

"The sinner is short-sighted, and she doesn't know what compensation she needs, but she feels sorry for the Hou Ye's money......" Fan Caiying still knelt on the ground and gently wiped her tears with tears in tears.

A burst of laughter instantly sounded in the courtroom.

I only like money, this statement is both straightforward and not wrong at all, so the First Emperor couldn't help but smile, but he still said helplessly: "I will consider your request carefully, but I really can't get out the 500 million money, at least in the next three or five years, but I promise you that in the future, when the imperial court is financially rich or the Shaofu has enough financial resources, I will definitely return the money to the Qian Zhuang, you can get up and go back to the house first!" ”

"Thank you, Your Majesty!" Fan Caiying stood up with a sob, left the book she brought, and then saluted the first emperor and the Manchu civil and military ministers, and then followed the confessor out of the court with small steps.