Chapter 209: Financial Issues
"Isn't this going to be done?"
Liu Chen stood up halfway and was called back by her son's words, she turned her head and muttered.
Liu Ximing was a little strange, what was wrong with the old lady, but now he couldn't ask directly in front of everyone, so he simply pretended not to hear what he thought.
"Now the monthly salary in the family is all paid in cash, I heard that the account office has been complaining for the past few months, right?"
Xia Mingzhi smiled a little embarrassedly, isn't he the most fierce person who is bitter, originally Yu Qiaoman took someone to do it, but she is young after all, and it is indeed a little powerless to deal with the distribution of so many silver coins and copper plates.
After Xia Mingzhi was promoted, Liu Chen handed over the job to him, and now there are nearly 10,000 people in the village receiving salaries, and it takes more than a dozen people to move money every day, which is really a chore.
Liu Ximing glanced at the sympathetic expressions of everyone in the account room and smiled, "It is precisely with this problem in mind that I plan to implement the money ticket system at home in the future." ”
Well?
The crowd at the meeting suddenly came to their senses.
"Didn't the year ago let the duty room distribute cloth tickets to everyone, according to the reaction of the commercial room, the cloth tickets are easy to carry and extremely convenient to use, so I have an idea to develop a separate money ticket to replace the silver and copper coins."
Su Jin hesitated for a moment and asked, "Young Master, is this money ticket like a treasure banknote?" ”
"That's right."
"Wow"
"That's not good, no one wants to ask for treasure money now."
"That's it, I'm afraid the villagers don't know how to recognize this."
There was a sound of discussion in the conference room, but those who could be left by Liu Ximing could be regarded as confidants, and no one wanted to dismantle the stage yet, everyone was just talking about things.
"Young master, if you use money tickets, there are two major drawbacks that are difficult to solve, one is the trust of the villagers, the treasure banknotes of the imperial court depreciate every year, and now one or two silver treasure banknotes are not worth a hundred dollars, and the other is the anti-counterfeiting problem, of course it is okay to use it now, but after a long time, it is inevitable that some people will have the crooked idea of forgery, I don't know if the young master can consider it?"
The Su family used to have a big business, and Su Jin hated such things as treasure banknotes, and they depreciated when they got it, if it wasn't forcibly promoted by the government, I'm afraid no one would want to use it.
He was afraid that Liu Ximing came up with this method because he cherished money, and its purpose was to loot the people's wealth, and in order to prevent Liu Ximing from using this stupid trick, he hurriedly pointed out the problem.
"Sir, don't worry", Liu Ximing smiled at Su Jin, "I have considered all the problems you just said. ”
"First of all, the replacement of silver and copper coins by paper money is an inevitable trend of historical development."
Liu Ximing patiently popularized financial knowledge to the executives present.
"Compared with silver, banknotes are cheaper to make, easier to carry and keep, and can effectively avoid the loss of gold and silver in the process of use, so paper money will definitely replace gold and silver in the future."
"Then the imperial court has been promoting treasure banknotes for hundreds of years, why are you still reluctant to use it?" , Chen Yiding asked with some confusion.
"This is related to the essence of money, money is only a medium of exchange, it has no value in itself, in the early days of human beings, people even used shells as currency......
"Theoretically speaking, the treasure banknote backed by the state's credit has the potential to become the only currency, but everyone knows what kind of virtue the government is, and Emperor Taizu will print treasure money as long as he is short of money, which eventually leads to the number of treasure banknotes far exceeding the reserves of gold and silver, and eventually leads to the collapse of the entire currency value."
Hearing Liu Ximing's basic financial knowledge to everyone, Su Jinzhen was shocked the more he listened, he thought that he had estimated the second young master high enough, but he didn't expect to underestimate him.
He couldn't help but whisper to Zhou Liangcai next to him: "This kind of learning from the world to help the people is not taught by Mr. Yudan?" ”
Zhou Liangcai closed his wide open mouth, swallowed a mouthful of saliva hard, and said with a wry smile: "I have never heard of such a truth, where is the ability to teach him, the ancients Changyun was born to know, I only know today that his words are true." ”
"So everyone understands, the money bills in our Liujia Village are issued based on the amount of gold and silver they own, and the main purpose is to facilitate transactions in the village and reduce the workload of the account office, so the currency value can be ensured."
"That being said, but don't the people necessarily recognize it?" , Liu Xihe himself is also from an ordinary family, and he is very clear about the mentality of ordinary people, even if Liu Ximing said that the sky is falling, but everyone is afraid of it, and this matter may not be able to be pushed forward.
The corners of Liu Ximing's mouth twitched, this problem is a difficult problem in other places, but not necessarily in Liujia Village.
You must know what kind of economic system is being implemented in Liujiacun now, which is a public-owned economic system!
Under this system, the enforcement power is far greater than that of the small peasant economic system of the Meng Dynasty, and all the consumption places in the village are in their own hands, and if these places only collect money tickets, what will happen in the end.
"This is simple, after the implementation of the money ticket, all the personnel's monthly salary is issued with money tickets, and the consumption places in the village only collect money tickets, and a new money ticket bureau is set up under the account room, which is responsible for providing silver exchange services for the villagers who leave the village, but the departure from the village must be issued by the house to which it belongs, and the personnel who do not belong to it are issued by the duty room."
Liu Ximing's words suddenly exposed his purpose, Liujiacun is now like a separate small society, after the implementation of the money ticket, it is equivalent to the removal of all the money in his hand, and then Liujiacun's foreign procurement and investment will be more generous.
"What about anti-counterfeiting?" , Su Jin still asked about the question he just asked, "I'm afraid it won't work if you still do it according to the cloth ticket, if tens of thousands of people come in this year, there is no guarantee that there will be any fraud." ”
"I've thought about this," Liu Ximing said as he closed his eyes, his mind sinking into the space.
Now there are 340 acres of land in the space, in addition to 200 acres for planting cotton, the remaining 140 acres are mostly planted with rice, and the rest are also planted with tea trees, mulberry trees and other economic species.
Liu Ximing controlled his thoughts and flew over the white cotton fields and golden rice fields to the southern edge of the space, where a green bamboo forest was planted unlike anywhere else.
As early as the Longxiangqu era, Liu Ximing had already tried to plant bamboo in the space, as the main raw material for the bamboo armor of Longxiangqu, and later the space expanded, and the area of this bamboo forest also increased.
Liu Ximing stood on the ground, his aura turned into a knife, and he gently cut off a bamboo and picked it up.
The bamboo bred in this space is very different from the ordinary bamboo in the outside world, the whole bamboo is crystal clear, faintly flashing a green color, and the fiber at the section is not lignified like ordinary bamboo, but like the silk fiber with green in yellow.
"Look at this", Liu Xi's mind returned to his body, and suddenly there was an extra green bamboo in his hand, while passing it to everyone present to check.
Everyone had long been accustomed to his mysteries, and no one cared about where the bamboo came from at this time, and all their attention was focused on this strange thing that was obviously different from ordinary bamboo.
"Ahem, this bamboo is called Xiangong bamboo, I don't think it looks like ordinary bamboo, I don't know if it can be made of paper like ordinary bamboo, if it can be made, I think it should be different from ordinary paper, then based on this, and then to make money tickets, are you still worried that someone can imitate it?"
Everyone in the room looked at it at a loss, your old man's routine was too outrageous, with such an immortal spell, where could a mortal fake it.
"This, such a treasure, used to make paper, is it suspected of destroying the heavens?" , Su Jin carefully took the fairy palace bamboo, and couldn't help but show a look of intoxication on his face, and finally said with some reluctance.
"Hahaha, this fairy palace bamboo is a treasure in our eyes, but it is not worth mentioning in the fairy world, and it is not useful except for being good-looking. That's it, Mr. Xingzhi, move a piece of space from the workshop to build a new paper mill, and try to see if you can make paper first, and then talk about other things. ”
"Yes", Su Jin nodded helplessly in agreement, but what he wanted in his heart was to play with the bamboo in his hand for a few more days.