Wei Bao actually has no idea himself, when he makes decisions, sometimes he will have a stroke of inspiration, but that is all based on the fact that he knows the process of history and knows in what direction the world will develop in the future.

As for many specific matters in front of him, Wei Bao does not have superior intelligence, and many times, he doesn't know what to do, so Wei Bao has always focused on developing the team and cultivating the team.

"Yes, President." Lin Wenbiao immediately agreed.

Yang Xue, Xiong Xin'er and Zuo Guozhu were originally going to go to the room arranged for them to rest by the people of the Maritime Chamber of Commerce, but they were called over by President Wei.

The three of them listened to the situation.

Zuo Guozhu spoke first: "This matter is not easy to do, the governor of Shandong has a lot of power, and he has a very good relationship with Wei Zhongxian, if he deliberately makes trouble, we may not be able to compare with them, and Wu will definitely not be able to compare with them." ”

"Biwen, we are not afraid, the president is a celebrity in front of the emperor, and they may not dare to use force in the competition! If you dare to bring thousands of soldiers and horses to Tianjin Weilai, you can impeach them! Yang Xue said disapprerovingly: "We have a holy decree to set up the Yamen of the Governor of Haiphong, do they dare to obstruct the holy decree?" At most, they are doing small things behind their backs. ”

"Capture the thief and capture the king first, since you know that Liu Yangao and Li Jingbai have arrived in Tianjin Wei, you will control them first." Xiong Xin'er is even more ruthless.

Yang Xue is a strong personality on the outside and soft on the inside, while Xiong Xin'er is just the opposite, she is soft on the outside and rigid on the inside, which is very similar to Wang Qiuya.

Wei Bao smiled indifferently: "Even if they know where they are, they will definitely find an excuse to refuse." Yang Xue is right, use force, they don't dare, at most they will secretly sabotage, we can only fight with each other. ”

"In this case, it's better to ignore them for now, let's do it according to the original plan, on the one hand, set up the Yamen of the Governor of Haiphong, and on the other hand, change the money bank of the Heaven and Earth Society to the Haiphong money bank." Zuo Guozhu said: "See what they plan to do, and then see the move." ”

Wei Bao nodded: "I guess the other party thinks the same way, waiting for us to make a move!" Then let's play with them. What is more troublesome now is that my application for Haiphong Qian Zhuang has not been approved! This matter is too big, and Daming has no precedent for the government to open a money bank! Therefore, Wei Zhongxian should wait for me to get it myself, if it is done, if he is profitable, he will approve it, and if it is wrong, he will reject it, and it has nothing to do with him. But if we can't get the money, we won't be able to dismiss tens of thousands of troops. ”

"How much silver will it cost to dismiss the army?" Yang Xue asked.

"A total of 100,000 are planned to be dismissed, 50,000 in Jiliao and Liaodong, 50,000 in Shandong, first count the 50,000 in Shandong, don't care about the people and horses in Jiliao and Liaodong, 50,000 people, a person needs at least 50 taels of silver, and they have to make up for a year's worth of money, 50,000 people need at least 2.5 million taels, this is still the beginning, if we want to find someone to support us in the old army, we must also count a part of the silver, this part of the silver, even more than the severance pay that must be given! Add the two together, and you need at least five million taels! This is not the end, the Yamen, the governor of Haiphong, as well as the construction of the wharf of Tianjin Weihai Port, the construction of a dock, and the manufacture of large ships, all cost silver, no less than five million taels of silver, and the sum of them is at least tens of millions of taels of silver. Wei Bao said.

"Tens of millions of taels of silver?" Yang Xue, Xiong Xin'er, and Zuo Guozhu were all frightened by Wei Bao.

How much money does Daming pay in a year? This is equivalent to more than three years of taxes in the Ming Dynasty!

Of course, if it weren't for such difficulty, Wei Zhongxian would not have agreed to Wei Bao's request to set up a yamen of the governor of coastal defense, and before any reform, the first thing that comes to mind is silver!

Wei Bao is not only out of silver, he naturally also has income, after the vast areas of Hejian Mansion, Cangzhou Mansion, Shandong and Denglai are under his control, his power has increased, and the state-owned assets that can be sold have increased.

There are more official positions that can be sold.

Such a large area is equivalent to one and a half provinces.

Taxation is an important source of fiscal revenue for the feudal state and the material basis for the survival of the feudal state's rule.

As the main means of payment, money only plays an important role in stabilizing the country's finances.

Therefore, the ruler attached great importance to the legislation of fiscal taxation and monetary finance.

There were various types of taxes paid in the Ming Dynasty, the most important of which were land tax, population tax, and commercial tax.

The land tax and population tax of the Ming Dynasty were levied on the basis of the Yellow Book and the Fish Scale Book.

The yellow book is the household registration of households across the country, and it is named after the yellow cover of a copy handed over to the household department; The fish scale book is an atlas drawn after measuring the land of the whole country, and the location, size, and shape of the land of each household are marked out in the fish scale book.

At the beginning of the Ming Dynasty, the two tax laws since the Tang and Song dynasties were basically followed.

The summer tax levied in the summer shall be paid in August of the same year; The autumn levy is called autumn grain, which is limited to February of the following year.

Generally, tax payment is mainly in kind, in addition to rice and wheat, etc., can also be discounted in money, banknotes, gold, silver, etc.

In the middle of the Ming Dynasty, due to the heavy servitude, many people were forced to flee, production was seriously damaged, and the country's finances fell into crisis.

During the Wanli period of Emperor Shenzong, in order to solve the disadvantages of the uneven tax system and the chaotic collection of taxes, Zhang Juzheng, the first assistant, began to implement the "one whip law", the main content of which was to spread part of the Ding service into the acres of land, and all kinds of field taxes, forced labor, and miscellaneous taxes were combined into one, all of which were paid in silver, and the errand was hired by the government with silver.

The implementation of the "One Whip Law" occupies an important position in the history of ancient Chinese tax law. It merged all the tax items of the past into one article and apportioned the conscription into the mu of land, which not only simplified the tax items and collection procedures, reduced the burden on the landless peasants to a certain extent, and greatly weakened the personal dependence of the peasants, but also transformed the tax in kind into a monetary tax, which was conducive to the development of the commodity money economy.

Commercial tax was another important source of tax revenue in the Ming Dynasty, mainly including city tax, customs duty and foreign tax. Customs duties, also known as "passing taxes", refer to the establishment of customs and cards on the main transportation routes of merchants, and the collection of passage taxes.

During the Xuande period (1426-1435 AD), checkpoints were set up on the waterway, and ship material fees were levied, and the tax amount was determined according to the size of the ship.

For the tariff, the city tax in the early Ming Dynasty was basically levied according to the principle of taking one out of thirty and "everything that is not in the city is not taxed", but it was not until the first year of Hongxi of Ming Renzong (1425 AD) that the banknote law was implemented, and the commercial market developed from the door stall to the market, and the tax was levied on the door stall.

At the beginning of the Ming Dynasty, foreign goods from various countries were exempted from shipping tax, and the foreign tax system was implemented only after the sea ban was loosened during the Longqing period of Muzong of the Ming Dynasty.

In order to strengthen the management of commercial taxes, the Ming Law also stipulates criminal liability for tax evaders, and the Ming Law stipulates that all commercial and trade fairs and harbors and wharves in towns and villages shall be specially managed by personnel set up by the government; Those who do not pay taxes by merchants and wine and vinegar shops who do not pay taxes will be flogged fifty times, and half of the goods will be paid to the officials. In order to reward those who denounce tax evasion, three-tenths of the confiscated goods are also given to the whistleblower.

Merchant and ship households were issued with "sealed letters" and "document books" to register their nationality and become officials.

In addition, the Ming Law requires the merchants who undertake the tea and salt monopoly to pay the commercial tax at the end of the year, otherwise, they will be punished with a cane punishment for the amount of the insufficient amount, and the tax payment will be compulsory.

After Wei Bao had the right to manage such a large area, he could put the taxes and commercial taxes, as well as the freight of chartering ships and shipping to Haiphong Bank.

In this way, Haiphong Bank can collect a lot of money in advance!

Wei Bao can not only collect money in advance, but also officially let the Tiandihui banknotes enter the customs from time to time.

The Ming Dynasty had a great development of domestic and foreign trade, and commerce was very developed, not only attaching importance to domestic tax legislation, but also making strict regulations on the entry of foreign businessmen.

Prior to the Ming Dynasty, there were regulations governing currency in all dynasties, and the power to mint and print currency was always in the hands of the state.

Any act that endangers the state's monetary system and undermines the state's financial management must be severely cracked down.

After entering the Ming Dynasty, commercial activities became more active, the amount of money in circulation increased, and more money was needed as a means of payment.

To this end, the "Da Ming Law" for the first time set up the "Money Law" and "Banknote Law" special articles, and established the system of parallel use of treasure banknotes and copper coins.

According to its provisions, all kinds of coins are used in parallel, and no heavy money is allowed to be light, and violators are punished with canes; forgery of treasure money, regardless of the head of the subordinate, will be beheaded, confiscation of property; The owner of the nest, the person in the know, and the user are guilty of the same crime as the forger; The descriptor's staff is a hundred, and the flow is three thousand miles; Those who privately mint copper coins will be hanged, and the craftsmen will be guilty of the same crime. It even severely cracked down on the illegal sale of scrap copper, and violators were each punished with 40 lashes to prevent the minting of counterfeit money.

These laws and regulations have played an important role in ensuring the normal circulation of the national currency, stabilizing the economic order, and developing the commodity economy.

During the orthodox years of Ming Yingzong, the value of the Ming treasure banknotes was depreciated, the government relaxed the ban on the use of silver, and the silver money was publicly circulated.

In the following generations, due to the large and complex private money, the weight of copper coins is different, the fineness is different, and the price difference between money, private money, and white money is large, and there are many changes, and the exchange industry is more developed.

For example, when Jiajing opened the casting furnace, there were many kinds of coins, and there were dozens of names such as gold back and spiral edge for making money alone.

Under such circumstances, there are more copper coins sold and privately minted and smelted, and a number of financial organizations specializing in the exchange of copper coins have emerged, called money shops, also known as money shops, money shops, money shops, money tables or money stalls.

In the eighth year of Jiajing, the smuggling of copper coins was rampant, and the imperial court ordered a ban on the sale of copper coins.

As a result, money desks and money shops engaged in currency exchange business "made private agreements with each other, and each closed the money market, resulting in a sharp increase in prices."

In the fifth year of Wanli in the Ming Dynasty, Pang Shangpeng approved the establishment of a money shop, which was the beginning of the money shop by law.

At the end of the Ming Dynasty, Qianzhuang has become a kind of independent financial organization, not only operating exchange, but also lending, providing the convenience of issuing posts and withdrawing money.

In addition, a number of small-scale money exchange shops and money and rice shops are quite active in rural areas.

With the development of Qianzhuang and the increase in the number of families, guild organizations of Qianzhuang appeared in various places in the Qing Dynasty.

In the 100 years after the establishment of the Ming Dynasty, domestic agricultural production has been relatively rapidly restored and developed.

In the middle and late periods, that is, after the 15th century, the relationship between the domestic urban economy and commodity money also underwent significant changes.

The performance is more prominent, more than 30 new commercial cities have been established across the country, and commodity-money relations are active, which has promoted the germination of capitalism.

In the countryside, tenant farmers were increasingly granted legal personal freedom, and the tenant farmers themselves began to diverge, with some tenant farmers in better economic conditions and small and medium-sized landlords rising from wealthy peasants to employing labour in the form of hired labour.

The hired laborers became the second largest agricultural labor force in the peasant class at that time, second only to the tenant farmers.

Employees are divided into two categories: "those who count their years and are on duty and work for long days", and "those who count daily workers are called short-term workers".

In terms of monetary economy, the precious metal silver began to become a commonly used currency.

Under such socio-economic conditions, the paper money system, which originated in the Song Dynasty and continued to be implemented in the Yuan Dynasty, continued to be implemented in the Ming Dynasty or was replaced by other monetary systems, or in parallel with the copper and silver currency systems.

The Ming Dynasty inherited the Song and Yuan dynasties and continued to implement the paper money system, and in the early years of the Ming Dynasty, the paper money system was continued to be implemented. Began to refer to the method of the Yuan Dynasty, using banknotes without money, and prohibiting private transactions in gold and silver.

Soon, however, due to the gradual depreciation of paper money, and the depreciation became more and more severe, the ruler had to abandon the method of using paper money exclusively and switch to a system of combining money and money.

The banknotes of the Ming Dynasty were issued by Zhu Yuanzhang in the eighth year of Hongwu.

The name of the banknote is called the Daming Pass Treasure Banknote.

There are six denominations of treasure banknotes: 100 Wen, 200 Wen, 300 Wen, 400 Wen, 500 Wen, and consistent.

Each guan is equal to one thousand copper coins, or one tael of silver, and four taels of gold.

Gold and silver can only be used for money, and are not allowed to circulate.

Those who held gold and silver were not allowed to trade privately, but could only sell them to the government.

In the tenth year of Hongwu, the amount below 100 wen was paid with copper coins.

Seventy percent of the commercial tax is paid in banknotes and thirty percent in money.

In the 22nd year of Hongwu, due to the needs of circulation, small banknotes were printed and distributed, which were divided into five types: 10 Wen, 20 Wen, 30 Wen, 40 Wen, and 50 Wen.

In terms of shape, there is a dragon pattern flower bar around the Ming treasure banknote, and the six words of the Ming Dynasty pass treasure banknote with a horizontal inscription on it.

There are four words on both sides of the pattern bar in the seal book: "Daming treasure banknote, the world passes", and there is a pattern of money in the middle. Below it is printed for the permission of the Chinese province or household department, and the amount of money that is used to make money, the forger is beheaded, and the amount of silver rewarded by the informant. At the end, there are Hongwu years, months and days.

After Hongwu, although it continued to be issued, it still used the Hongwu era name.

Consistently large banknotes, about 9. 5 city inches, the width is 6 city inches, and the length and width of the small banknotes below are much smaller. There is not much difference between the size of the banknote and the size.

There are three obvious differences between the paper money system implemented in the Ming Dynasty and the Song and Yuan dynasties, one is that in the more than 200 years of the paper money system, there was only one type of banknote. This is different from the banknotes of the Yuan Dynasty.

During the decades of the Yuan Dynasty, its banknotes changed their names several times.

Second, the paper money of the Ming Dynasty did not implement the method of demarcation, because there are more and more old banknotes, the problem of exchanging the old with the new and committing fraud is very prominent.

In the face of increasing inflation, merchants treated the old and new banknotes differently, while the officials of the tax and banknote bureaus, taking advantage of the difference in the price of the old and new banknotes, forced the people to pay taxes on the new banknotes, and they exchanged them for tattered banknotes and sent them to the state treasury for profit.

Third, silver became more and more widely circulated and had a very high reputation, and finally became the official currency of the Ming Dynasty. Under the situation of continuous expansion of silver circulation, the circulation scope of Daming treasure banknotes is getting smaller and smaller, so that it has completely withdrawn from the circulation field.

After Orthodoxy (1436 AD), treasure money was no longer available, and only the official Dai was still paid with banknotes.

Due to the many advantages of paper money in performing the function of a means of circulation, it is still considered necessary by many to preserve it when paper money is no longer in circulation.

Until the end of the Ming Dynasty, banknotes were used to represent money, or money, or banknotes, but what was actually paid was silver or money. This shows that paper money has an objective inevitability of its existence.

On the other hand, because paper money was easy to print, it was easy for the ruling class to use it as a tool to loot the people's fat and make up for the fiscal deficit, and until the end of the Ming Dynasty, when the Ming Dynasty was about to fall, it still remembered to issue banknotes.

During the Apocalypse (1621 AD), due to financial difficulties, Hui Shiyang suggested the use of banknotes.

In the eighth year of Chongzhen (1635 AD), He Kai asked for money in the matter.

In the sixteenth year of Chongzhen (1643 AD), Jiang Chen's proposal to make money was approved by Ni Yuanlu, the minister in charge of finance in the court, and others.

The supreme ruler Sizong Zhu Youzhen is even more contentious, and is willing to implement the banknote law.

At that time, the Ministry of Household discussed the banknote law has many advantages, one day to make the province, one day to travel the way wide, three days of capital is also light, four days of hiding is also simple, five days of no good and ugly, six days of no weighing of the weight, seven days of leather silversmith treacherous theft, eight days of thieves of the watch, nine days of money without using money, its copper casting weapons, ten said that the banknote law is a big line, private goods can be sold without silver, silver is not used and special banknotes, the silver of the world can be used in the treasury.

Although the saying of "ten poops and ten wonders" lists some advantages of banknotes, the key point is obviously that "the silver of the world can be fully realized".

At that time, it was in a situation of poor livelihood and social turmoil, and as soon as this banknote plan came out, it was opposed by the broad masses of the people, and there was a situation of "Beijing merchants were in an uproar, and the silk and satin shops were all rolled up in baskets".

The plan that the Chongzhen rulers were eager to pursue was completely bankrupt with the collapse of the Ming regime.

"I've already asked people to transfer banknotes from Weijiazhuang! Now you can put up the sign of Haiphong Qianzhuang and demarcate a piece of land with a radius of 100 miles next to Tianjin Weixin, I want to build Tianjin Weixin City, and the Yamen of Haiphong Governor will account for one-fifth of Tianjin Weixin City! It can accommodate 100,000 troops for garrison and training. "Wei Bao said: 'In addition, an announcement will be issued today that in the future, all money exchanged with the Yamen will be exchanged for Tiandihui banknotes at Haiphong Money Bank for payment and storage. And issued an announcement that the proletarian farmers who had not paid taxes before were exempted from taxes in the past and will no longer be pursued! The entire people of Hejian Prefecture, Cangzhou Prefecture, Shandong Province and Denglai Prefecture were all re-registered. From now on, the yamen in various localities only have the power to register and demand, and do not have the right to directly collect cash, and all cash will be paid directly by the parties concerned to the local Haiphong money banks. ’

Wei Bao said several decrees in a row, and Yang Xue hurriedly wrote them down.

Wu Xuexia and Wang Qiuya did not come to Tianjin Wei, she is now President Wei's personal secretary.

"When this announcement is issued, I am afraid it will cause an uproar. In the past, the arrears of taxes, the imperial court will definitely not be able to collect, they are all intercepted by the yamen at all levels themselves, and now not only do they not recover the previous arrears, but they are not allowed to collect cash again, they must not be mad," Yang Xue reminded.

"But the people must be happy, how many desperate people's families will be saved by the president's move?" Xiong Xin'er said happily.

Zuo Guozhu said: "President, do you really want to send it like this, do you think twice, this announcement will make the president offend the gentry and yamen at all levels in the world!" ”

"I can't care so much, aren't Li Jingbai and Liu Yangwu waiting for me to make a move? I'm going to show them all the tricks right now! I want to see how powerful the gentry of Hejian Mansion, Cangzhou Mansion, Shandong and Denglai are, as well as the yamen at all levels, and the 100,000 army in their hands! Wei Bao didn't care.

Wei Bao really doesn't matter, in fact, Wei Bao is definitely not to sit in a firm position and climb up, but to take this opportunity to expand his power!

His old nest is in western and southern Liaoning, and if he comes by water, as long as he works for two days, if he can't even deal with such a small range of feudal forces as Hejian Mansion, Cangzhou Mansion, Shandong and Denglai, let alone expand to the south in the future!

After all, the north is poor, the poorer it is, the weaker the strength of the landlord class, and when it is close to the Yangtze River, or even across the Yangtze River, it is the fortress of the Ming feudal forces that are layered on top of each other.

President Wei made a move, not only a move, but also a heavy punch as soon as he came up!

Although Yang Xue, Xiong Xin'er and Zuo Guozhu admired President Wei's courage, they were worried at the same time.

I am afraid that Wei Bao, the governor of coastal defense, has not yet been formally established, and it will be overturned.

Sure enough, that night, the announcement was posted outside the Tianjin Governor's Yamen, and the next day the entire Tianjin Wei, the entire Hejian Prefecture, the entire Beizhili and Shandong, all knew about it.

The wind is blowing faster than a written inventory.

Because it's in everyone's interest.

The Tianjin Governor's Yamen officially changed its brand and became the Governor of Haiphong's Yamen!

However, this is only temporary, according to Wei Bao's standards, the newly established Yamen of the Governor of Haiphong will become the largest Yamen of the Ming Dynasty! It has to occupy a radius of dozens of miles, which can accommodate 100,000 garrisons!

In addition, Wei Bao also wants to build Tianjin Wei New City, Wei Bao believes that with their own policies, as long as the residents are stabilized, it will not take a year to work, Tianjin Wei's economy will be highly prosperous, this is originally an important port in the north, whether it is to the northwest, or to the outside of the customs, or to Mongolia, or through here to the south, you have to go through Tianjin Wei!

"Humph! I thought this Wei Bao had three heads and six arms, it was a stupid pig! Liu Yang laughed and scolded angrily, "He can't think about silver and want to go crazy?" They don't let the yamen in various places collect cash, and can only call for payment and registration? So who is willing to do things? If you can't make money as an official, who is still an official? ”

"Don't say that, I heard that Wei Bao has been very successful in the Duchayuan and Dali Temple, and the people under him have not only increased their income, but also obtained official positions! Wei Bao still has a very good set. Li Jingbai reminded.

Wonderful Book House