"President Wariochi Jr., the ICBC has benefited a lot from the people of Lviv, and I, as the mayor, would like to express my gratitude to you."

Mayor Dover Ritch seized this opportunity to express his gratitude to ICBC for this initiative in front of the public.

"Mr. Mayor is concerned about the Romanian government's concern for the people, and our bank is just following in the footsteps of the government."

In the face of the mayor's praise, of course, President Wariochi Jr. would not say that it was ICBC's own decision, but brought the government with him, saying that it was a good act of the government. Anyway, this kind of thing is for your own benefit, so why not give the government a reputation.

Therefore, led by Governor Wariochi Jr., the people present praised the government's concern for the people of Lviv, so that people who did not know the truth thought how much these people loved the Romanian government.

Lviv is the core city and transport hub of Eastern Galicia, and the financial environment here is better than most of the country, with the exception of Bucharest and Constanta, which are the most promising. Otherwise, he wouldn't have transferred him here to increase his qualifications, of course, he himself is also very capable, otherwise he won't be able to seize the opportunity.

The lively opening ceremony passed quickly, and the industrial and commercial support loan business given by the industry and commerce was given. Many people present were moved, even if they didn't come to handle the business, they could let other people in the family come to handle it, which was not a problem for them.

So in the following time, President Wariochi Jr. received business cards from many people.

"Governor Warriochi, I'm the little Margery of the Margerie family east of the city, and this is my business card. Our family's main industry is the production of textiles, and it may be troublesome for you next, so I hope you don't mind. ”

The well-dressed little Margery handed his business card to little Wariochi with both hands, and at the same time took the opportunity to introduce himself.

"The Margeries, of course I know. I knew your name when I was at the head office. When you were in Austria-Hungary, your family's textiles were sold all over the world, and I am very grateful to a company like yours for taking care of our bank. ”

Yesterday, little Valioch, who was familiar with the local family information in Lviv, touted the other party to take the business card and put it in his already thick pocket.

"I didn't expect the name of our company to come to your ears, and today I mainly came to Daoxi and didn't bring business. Another day, I will invite you to my house alone, hoping that the President will not refuse. ”

"Definitely, definitely."

Immediately after the little Valiochi saw off the little Margery, another guest approached him, and he immediately greeted him with a smile.

On this day, the Lviv branch of the Industrial and Commercial Bank of China negotiated a lot of business. The total amount of intended deposits amounted to 7.8 million lei, and loans amounted to 15.72 million lei. In one day, little Varioch became famous in Lviv, and also allowed ICBC to gain a firm foothold.

After attending the opening ceremony, Dov Rich, the mayor of Lviv, did not stay here but returned to the city government. Before leaving, however, he went to Governor Wariochi Jr. and told him that he had something important to discuss with the city government tomorrow.

And the next morning, the little governor of Wariochi came to the city hall. After a briefing, Mayor Dover Ritch personally welcomed him into his office.

"You may be seated, Governor Warriochi Jr."

Seeing the overly polite Mr. Mayor, little Wariochi could basically guess that this one must have something to ask for. But he didn't ask, but sat down as he was aware.

After the secretary brought the coffee, Mayor Dove Ritch opened the clip. "What do you think of Lviv, little Mr. Wariochi?"

Little Warriochi, who took a sip of coffee, answered the mayor's question. "Lviv is a very good business city, it is easily accessible, and goods from all over the world can be found here. The area is also rich in products, making it a rare place. ”

After listening to the words of little Warioch, Mayor Dove Ritch sighed and said, "Yes, that's right. There is a railway from Poland to Kiev, and there is a line that extends here from Bucharest, so it can be said that the transportation is very convenient. No matter which direction you go, you can take the train from here. ”

After talking about the advantages of transportation, Dover Rich's painting style changed: "However, because of the fact that the two countries were divided before, the railway line became irregular. Take the railway from Kyiv to Warsaw, for example, because it was divided into two countries, so it was necessary to transfer between standard and Russian-made rails. This is the case with the huge conversion hall outside the city, which is a huge waste of goods and people, and it is also not conducive to circulation. ”

"Therefore, His Excellency the Mayor wants to change the Russian-made railway gauge to the general railway gauge in Romania."

Little Warioch finished what Mayor Dovrich wanted to say for him.

"Yes, that's what I thought. As long as this way, the goods can be transported directly to various places without changing vehicles, which is very convenient. ”

Mayor Dove Ritch immediately confessed to what he was thinking.

"So can you ask, how much is your renovation fund, and how much money has been approved by the Ministry of Transportation?"

Little Wariochi immediately asked the crucial question. He knew that since Mayor Dove Ritch had told him, the matter must have been approved by the Ministry of Transportation, and most of the discussions had been made with the city and county next door. So you just need to ask how much.

"We calculated that the renovation cost was 24 million lei. Among them, the Ministry of Transportation promised to bear half of the cost, and the other expenses were raised by the cities and counties along the way. ”

After listening to Mayor Dovrich's words, little Warioch thought about it and felt that there were not many Russian-made railways in Lviv, as for the need to find a bank loan? So he asked curiously: "So, are you renovating the railway lines in your own jurisdiction?" ”

Little Warioch's inquiry made Mayor Dovrich a little embarrassed and said: "It's not this way, but to calculate the cost of all the railways that need to be renovated, and the cities and counties will share the costs according to their wealth." ”

"No wonder."

Hearing Mayor Dove Rich's words, little Warioch finally knew why the mayor needed to ask him for a loan. Cities and counties along the way, who could be richer than Lviv. So in terms of expenses, Lviv also has to make a big head. Of course, as a mayor, you can't be as calculating as a businessman, and Lviv has the biggest benefit from renovating the railway. If he doesn't make a big head, who will do?

Little Wariochi, who had come to some understanding, continued to ask, "So how many gaps do you have now?" ”

"5,000,000 lei."

"What!"

Hearing the figures reported by Mayor Dovrich, little Warioch couldn't help but scream.

It's not that he has little knowledge, even if it is a one-time loan of tens of millions of lei, he can take it out, as long as your collateral is of such high value. Government loans are the most difficult of all banks to deal with, with frequent delinquencies and doubtful debts, and they are commercial banks rather than policy banks, requiring self-financing institutions. If they open an opening, and local governments come to ICBC to lend money like this, then it is possible for them to make a profit and go bankrupt (don't take the big four banks to set up European commercial banks).

"Your Excellency, the amount you said is too big, and I can't call the shots."

Faced with the figures reported by Mayor Dovrich, Governor Warioch Jr. refused on the spot.

"We can use the proceeds of the railroad as collateral, and you can consider it, President Wariochi."

In response to the reaction of Governor Wariochi Jr., Mayor Dove Ritch did not give up but said his own plan.

"Mayor Dove Rich, it's not for me to decide. And with all due respect, the income of your railway cannot be used as collateral at all, there are too many irresistible factors, and the only thing that can be used as collateral is financial revenue. ”

President Wariochi Jr. stopped drinking coffee, which was too expensive for him to drink as a bank president, and he stood up and said the best thing he could think of at the moment.

"Little Governor Warriochi, think about it again."

Mayor Dove Ritch was still a little resistant to using the municipal government's financial revenue as collateral, and couldn't help but continue to try.

"Sorry, I missed you."

Little Governor Wariochi was not used to the mayor, and he pushed the door open and walked out.

As for the terms of the loan, Wariochi Jr. does not think that any bank will accept it. And the conditions proposed by myself can be regarded as the most generous. If the bank really agrees to the mayor's conditions, then it will be too late for him to be happy.

And soon after that, an incident happened that made little Wariochi sometimes feel that he was being manipulated by God.

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