Chapter 281: Open the bank

"Old Fan, how is this method? If the money bank can be prepared perfectly, it will perfectly solve the current problem of merchants buying and selling money, and can also revitalize the excess money in the hands of many people, and the people who open the money bank can also make countless profits from it, which can be described as a multi-task! Chen Xu said with a smile.

"Xiao Langjun's idea is simply an eye-opener for Fan, but it is not easy to prepare and improve, the amount of money in and out is huge, there is no room for the slightest error, and the seal letter must not be imitated, so it requires a large number of reliable and proficient calculating people, and it can be done overnight!"

"Yin Xinxu has a special method to ensure that no one can fake, and can also design a set of special accounting techniques so that people can not cheat from it, as for manpower is indeed a problem, but this matter can be slowly advanced, such as opening two or three as pilots in Wancheng and Luoyang, and then spreading across the country after accumulating a lot of experience, and in a few years, the natural money can spread all over the entire Daqin, and then the money will roll in every day!"

"Xiao Langjun, since you entrusted the matter of the money village to the old man today, the matter of the money village must not be faked by others, Fan is willing to cooperate with Xiao Langjun to open a money bank, according to what you just said, open two in Wancheng and Luoyang first, and see how the effect is!"

"Fan Lao is willing, Xu is naturally willing to make a fortune together, in the early stage, you are responsible for the preparation of the place and manpower of the bank, and I am responsible for the operation strategy and planning of the bank, maybe the money village will be able to complete the preparation and start business after the spring!"

"Haha, good!" Fan Yan stood up excitedly

"Xiao Yun, come in and put away the dishes and chopsticks, and help me make a pot of tea!" Chen Xu shouted outside the door, and the girl standing outside the door hurriedly ran in to clean up the dishes and chopsticks, and after the brewed tea was delivered, the old and the young sat on the kang and spread out the hemp pulp paper and began to discuss the details of the preparation of the money village.

Although Fan Yan understood the principle of Qianzhuang, but did not know anything about the specific operation methods, Chen Xu said what he knew about the concept of the bank in the future, from the design of the front desk of the bank, to the accounting processing of the backstage, from the arrangement of manpower to the confirmation of the seal, everything that can be thought of in terms of loan repayment is not too small, the two have been discussing for nearly two hours, the sky has been completely darkened, and the matter of Qianzhuang has been finalized. In the end, naturally, the two parties signed a contract again on the cooperation in opening the first money bank in Daqin.

In the evening, Chen Xu once again accompanied Fan Yan to have a sumptuous dinner, drank two bottles of Qinghe wine, and after sending the old man away, he lit the pine lantern and continued to design the seal letter and account book under the lamp, and did not fall asleep with his clothes until late at night.

Opening a bank was not necessary for Chen Xu, but it was an extremely important move to promote the development of Daqin's business.

Through what I have seen and heard in the past few months, although Daqin attaches great importance to agriculture, in fact, the development of the countryside is extremely deformed and unstable, and the peasants are confined to the land and cannot increase their income through additional side jobs, and farming is basically not enough to eat and clothe, and in the event of natural and man-made disasters, it is almost inevitable to starve to death and go bankrupt under harsh taxes.

And although the business of Daqin is more suppressed, the status of merchants is low, but the group of merchants is like weeds, with extremely tenacious vitality, merchants for profit, can even risk death to appear anywhere, although the law of Daqin has a lot of discrimination against merchants, but it has never been prohibited, and the goods from the south to the north are transported to various places by countless caravans every day.

The emergence of banks will inevitably greatly solve the troubles of businessmen, and can also promote the development of commerce, the most important thing is to explore the monetary function of coins, and greatly promote circulation.

Although Chen Xu didn't know much about Fan, he was now in the same mind as Qin Shi Huang, anxious, very anxious, one was anxious to kill Baiyue and the Xiongnu, and built Great Qin into an iron bucket that could be passed on for thousands of generations, and the other was anxious to release everything he could to change Great Qin and renew his life for Great Qin.

Therefore, even if Fan Yan finally gave up cooperating with him to open a money village alone, it would not be a big loss for Chen Xu, and he has no power now, and he must rely on the Fan family, a family and figure who is a leader in the business world, to withstand the pressure and rush to the front, as long as the money village is successfully opened and recognized by the world's businessmen and even the imperial court, this change is enough to affect the business pattern of Daqin.

The opening of the joint of the money village, naturally have the Fan family to open up and deal with, the Fan family is known as one of the three households in Chu, this family inherited for hundreds of years has a non-negligible energy, coupled with the influence of Fan Li, the originator of the businessman, as long as the Fan family ascends to the heights, the world's businessmen will inevitably respond like a cloud, and the court will not dare to ignore this power easily.

You can feel it through Fan Yan's tone.

Nor is the merchant a lamb to be slaughtered.

The next day, the street in front of Qinghe store was still crowded, and there were more people watching the excitement and strangeness, but there were a lot fewer people entering the store to consume, even if they entered the store to consume, most of them bought some sweet and sour rice cakes and the like, and very few bought Qinghe wine, but this was also the result that Chen Xu needed.

The store is a new model, and high-end luxury items can only be used as a gimmick, as long as the popularity is enough, several surrounding houses are taken down to open a hotel, and finally turned into a high-end commercial complex where businessmen and wealthy people gather.

There were still a dozen pieces of porcelain left, but as soon as the door opened this morning, a guy who looked like a local tyrant bought them all with a few large lumps of gold.

There are only five sweaters left, and there are not many woolen scarves left, which are estimated to be sold out today and tomorrow.

The snack bar next to the store also officially opened today, with steamed buns, noodles and dumplings, Lu Dong and his wife followed Liu Dazhui to help learn to make pastries, their two sons helped sell steamed buns, and their daughter Xiaoyun followed behind Chen Xu to serve tea and water at any time.

Chen Xu and Gao Yao, who had a slightly blue nose and swollen face, stood in the courtyard and talked.

"Master Gao, I'll go back to Qinghe Town today, please help take care of the things here!"

"Chen Lidian rest assured, that Cao Jian was beaten by me outside the city yesterday with a blue nose and swollen face, and he personally promised that he would never come here again to find trouble!" Gao Yao hurriedly said.

Chen Xu's cheek twitched a few times involuntarily, Nima is in his twenties, and he is also the second generation of officials, for Mao to use such a crude means of fighting to solve the problem, but it seems that only fighting can convince people, people in this era only believe in fists, and literati are no exception.

"Hu Kuan, come here!" Chen Xuzhao called Hu Kuan over.

"My lord, Mr. Gao!" When Hu Kuan saw Gao Yao, his expression was slightly nervous and apprehensive.

"If there is anything that can't be solved in the future, go to Gao Gongzi, ask a few foot houses and households around in a few days, see if you can buy their house, now the money is enough, pay more, don't use force, next time I will let people bring renovation drawings, I want to build a big hotel here, and remember to pay taxes on time!"

"Don't worry, my lord, I will arrange and deal with it!" Hu Kuan nodded hurriedly, and in his heart, Chen Xu was completely convinced, and he couldn't give birth to the slightest second-heartedness, and the speed at which he made money yesterday completely and completely frightened them to the point of going out of his body.

"Wang Qi, Brother Wuya, let's go! Gao Gongzi said goodbye! ”

Chen Xu bowed his hand to Gao Yao, and prepared to return to Qinghe Town with Wang Wuxi, four five big and three thick guards and Yu Wuya, but when he walked to the door, he suddenly remembered one more thing, and after a little hesitation, he turned around and whispered in Gao Yao's ear: "Remind you, be careful of Ran Feng, this person has the intention of rebellion!" ”

"What?" Gao Yao's body shook violently, and then his face changed greatly, and when he wanted to ask Chen Xu again, Chen Xu's group of people had already walked outside the foothouse, turned over and whipped away.

Ran Feng Chen Xu basically didn't know anything about it, but this person and the two big anti-bone boys in the later generations, Chen Ping and Yingbu, were mixed together, and some things in his workshop were also suspicious, and this person and Gao Yao were more deeply involved, and now that Gao Yao can solve a lot of troubles for himself, this matter reminds him that there may be additional gains.

"What did you say?" In the county governor's mansion, Gao Yan, who was drinking tea, shook his hand, and all the hot tea was poured on his thighs, while his eyes were staring at his son.

"Dad, Chen Xu just said that Ran Feng has the intention of rebellion, let me be careful!" Gao Yao was sweating profusely on his forehead, frightened and a little puzzled at the same time, and said, "Dad, this Chen Xu and Ran Feng have only met twice, how does he know that Ran Hao will have the intention of rebellion, is he deliberately scaring me......"

"No, he won't use this kind of thing to scare you, rebellion is the crime of speculating on the family and exterminating the clan, and Ran Feng is the largest copper and iron merchant in Nanyang, if he doesn't have an exact certainty, he will never be framed, once this word spreads out and there is no evidence, but the crime of reversing, why should he make trouble for himself with this kind of Yi Sanclan out of nothing, so ...... He must have ample evidence......"

Gao Yan walked around the room, and after a while, he suddenly said, "There may have been signs of this matter, but we have been kept in the dark!" ”

"What are we keeping in the dark?" Gao Yao asked blankly.

"Slaves!" Gao Yan looked up at his son, "In the past three years, Gao Yan has purchased thousands of slaves through our hands, plus his workshop is opened alone in the mountains, and he uses a lot of money and beauty to bribe officials of Wancheng on weekdays, so he must be secretly doing some shady things in the workshop." ”

"Daddy...... You...... Are you saying that Ran Feng is a slave and intends to create ...... Rebel? Gao Yao also instantly understood his father's words.

"If what Chen Xu said is correct, this is what makes me most confused, fortunately you got his mention, if this Ran Feng really rebelled one day, my Ma clan and the three clans will fall to the ground, you must rot in the belly and don't spread it, let me plan well, there are a large number of officials in Wancheng who are in contact with Ran Feng, especially the county Cheng Cao Kun and the supervisor Shi Yongpo, secretly I don't know how much gold and jewelry he received, but since I already know about this matter, I naturally have to investigate it first so as not to startle the snake, tomorrow you inform Ran Feng, Tell him we've got another batch of homeless people to sell to him......"

"Still selling?" Gao Yao's legs were weak and he almost fell to the ground, and his face was already deformed in horror.

"Stupid, how can you find out the situation in the workshop if you don't sell him slaves, this group of outcasts will naturally arrange for the fine work to hide in it!" Gao Yan hated that iron could not be made of steel, and he couldn't wait to kick his son out.