Chapter 14 Make a lot of money as a new guest, settle the money and buy a house!
At 2 p.m. on May 19, 1972, after we had purchased vehicles and financial instruments, the three of us set off in a truck with tens of millions of dollars in cash!
At 3 p.m., we arrived at the large number of currency exchange points of Brother Wong Kam Fai.
When we arrived at Brother Hui's trading warehouse, Brother Hui had already unpacked 45 boxes of banknotes and placed them neatly for us to list and check!
After we checked the banknotes box by box and sampled the list, the result of our list was 450 million yuan, which was a new 10 yuan unity ticket!
After the money inspection and list were over, I handed over Brother Hui $10 million in cash!
After Brother Hui's people counted and checked the money, they closed the 45 cash boxes in front of us and detained them, and then they moved them to our vehicle one by one, and Song Xiaobing and Gu Shunmin were in charge of counting the money next to the car.
Brother Hui smiled and said, "Lone Dragon! That's enough money for you for a while! I don't have a lot of RMB here! There are still tens of billions of dollars in inventory! Down, you're definitely getting bigger and bigger! You should consider putting this money in the bank! It's a hassle to keep at home! ”
I said, "Yes! We're thinking about it! Brother Hui, where did you get all this money? ”
Brother Hui said, "Alas! Lone Dragon, we're friends! I can tell you that we bought the money from people who went to the mainland to do business or fled! Recently, the mainland is not easy to mix, and more and more people go to sea! Therefore, the more the mainland money is sold, the cheaper it becomes! ”
I said, "Oh! I understand! I can't do this business, only you can do it! ”
Brother Hui said: "Lone Dragon! Never mind! Doing business is about foundation and strength! We don't worry about people coming to steal our business! In fact, not all of this business can make money! The officials of the two places are very strict about this business! In the future, you should be careful! ”
I said, "Thank you Brother Hui for the reminder!" Rest assured, we are very, very low-key in our conduct and work! ”
Brother Hui said, "Okay! They should be ready to do the goods! Hurry up! ”
After they loaded the car, they helped us put down the tarpaulin of the truck and hung the curtain on the door of the car, Song Xiaobing guarded the car, and Gu Shunmin and I went to the cab of the vehicle.
In this way, we drove away from Hui Ge's trading warehouse and returned to Phoenix Garden.
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At about 5 o'clock in the afternoon, our truck drove into the yard of our home, and after we parked the truck in the garage, we moved 45 boxes of RMB to the basement through the garage and the indoor door, and Qiao Yan was responsible for counting and sampling inspection.
At about 6 o'clock in the evening, we finally finished the transportation, everyone took a shower, changed clothes, and ate and talked in the restaurant.
Qiao Yan smiled and said, "Lone Dragon! In the future, let's save more dollars, dollars don't take up space! In the future, how much RMB should be exchanged for how much! Otherwise, there is no place to put it! ”
Song Xiaobing smiled and said, "This is easy to do!" We still have a few big shippers to do business! This period is the off-season for gold consumption! Let's do a little more business! After October every year, gold jewelry begins to sell well! At that time, the supply was tight! ”
I said, "Okay! During this time, we strive to do more business! Save more dollars! After we can move freely, we will go to Gangcheng to register a company, so that our business can take root, and we can stabilize when we have a base! ”
Gu Shunmin said: "Okay! Now we have trucks, and we're well funded! In the future, we specialize in the business of large shippers! It's effortless, and it's fast! ”
In this way, our business began to develop in a big direction!
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During the period from May 20 to July 20, we bought 150 tons of gold from several large cargo owners at a price of 2.65 yuan/gram, and we spent 397.5 million yuan in inventory, so that we only had 52.5 million yuan in cash in stock.
I sold the 150 tons of gold to Long Ye at a price of $1.38 per gram, and we got $207 million in cash!
Before that, we still had 1.618 million yuan and 8.9 million US dollars in our home.
In terms of expenses, we spent 12,000 yuan on vehicles and supplies, and more than 3,000 yuan on daily expenses such as refueling.
Therefore, there are 215.9 million US dollars in cash and 54.103 million yuan in cash in the basement and safe of the office!
In terms of my property, the bank had a fixed deposit of $7 million at an interest rate of 11.5% per annum for the period from 6 April 1972 to 6 April 1977. It turned out that the cash was 540,000 yuan.
recently spent 25,000 yuan to buy a house;
8,000 yuan was spent on Song Xiaobing, Qiao Yan and Gu Shunmin to handle household registration;
gave Qiao Yan's office 50,000 yuan, and later after the business made money, Qiao Yan returned the cash to me;
I withdrew $200,000 in reserve;
Therefore, the cash in my bank account is 257,000 yuan, and the cash in the safe at home is more than 250,000 yuan. Of course, the office villa, three vehicles and other properties are in my name and belong to my personal assets.
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On the evening of July 20, after dinner, the four of us had a meeting in our home office.
Song Xiaobing said: "Lone dragon! Now, we don't have much to do on the market! We may have to stop the gold business for a while! ”
Gu Shunmin said: "Yes! Now there are fewer and fewer goods! And the price is too high, it has risen to more than 8 yuan/gram! And there's no point in saving too many dollars! ”
I said, "Okay! Let's take a break! Qiao Yan! Let's divide the money together tomorrow! The dollar is not divided for the time being, and it is reserved for the capital of doing business in the future! Now, the inventory of RMB is 54.103 million yuan! Leave 4.103 million yuan as the daily life and office expenses of the office! 50 million yuan, according to everyone's shares to distribute! ”
Qiao Yan smiled and said, "Okay! I've already calculated this! Lone Dragon accounted for 45% of the shares and received 22.5 million yuan! Song Xiaobing accounted for 20% of the shares and received 10 million yuan! Gu Shunmin accounted for 20% of the shares and got 10 million yuan! I own 15% of the shares and get 7.5 million yuan! Tomorrow, in the morning, everyone will prepare their own bags and come to me to sign and receive the money! Then, go to the bank to open an account and deposit money! ”
Song Xiaobing smiled and said, "Okay! The bag I'm ready! Now, we're all rich! ”
Gu Shunmin said with a smile: "Don't spend money if you have it!" Learn to save the lone dragon for a regular period, so that we don't work in the future, and we also have money! ”
I said, "Yes! In the future, everyone can start a family, buy a house, get married and raise a family! You have to learn how to manage money! ”
Qiao Yan smiled and said, "It's easier for me to get married!" In the future, I will marry Lone Dragon! Lone Dragon, do you want it? ”
I smiled and said, "Qiao Yan! It's a great idea! You are an orphan, and you will not suffer a loss if you marry your wife! At least I don't want to give a bride price! ”
Everyone laughed!
Qiao Yan smiled and said, "I feel that it is quite cost-effective to marry you!" Alas! You will make money then, and your money will be mine in the future! ”
Everyone laughed
Gu Shunmin smiled and said, "Alas! The two of you are a natural pair! It's about the same age! Talented women! In the future, you children must be smart and beautiful! ”
Song Xiaobing smiled and said, "Qiao Yan! I see that there are a few female classmates in your college finance class who are very cute! You're going to have to find a way to introduce you to me and Shunmin! ”
Qiao Yan smiled and said, "Okay! When the time comes, I'll invite them all to play at home! Create opportunities for you! Whether you can catch up or not, it's up to you! ”
Gu Shunmin smiled and said, "Qiao Yan! You can rest assured of this! We're studying agents! Chasing girls is not a problem! Tomorrow, after we split the money, we will start thinking about buying a house! ”
Song Xiaobing said: "Qiao Yan! I'll finish tomorrow! You contact Aunt Xie! Gu Shunmin and I want to buy this villa! ”
Qiao Yan said, "Okay! I don't have to buy it! I live here in Lone Dragon! ”
I said, "Okay! Just stay with me! Anyway, this is the office! Anyone can stay! Tomorrow, I will also choose two villas here! Left for my brother and sister to live in! ”
Qiao Yan said: "Alas! Lone Dragon! You are such a conscientious person! No wonder I like you! ”
Song Xiaobing said: "Qiao Yan! Do you mean that the lone dragon has a conscience, and we have no conscience? ”
Everyone laughed!
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On the morning of July 21, after breakfast, Qiao Yan distributed the money to the family, and then we drove together to save the money.
When I arrived at the bank counter, Qiao Yan, Song Xiaobing and Gu Shunmin opened an account, and I directly deposited 22.5 million yuan in cash into my passbook through the counter, and converted the money into a five-year fixed term with an annual interest rate of 11.5%, from July 21, 1972 to July 21, 1977.
After they opened an account, they also saved money.
After the bank was settled, we started to go home together.
Back at home, Qiao Yan contacted Aunt Xie about buying four Phoenix Garden villas.
In the afternoon, Aunt Xie brought four landlords of Phoenix Garden Villas to take us to see the houses, and their villas are the same as the ones we live in now, and they are the same houses that have been built.
Therefore, we went to the housing management office with the landlord on the same day to handle the transfer purchase!
I bought a villa for my younger brothers and sisters next to the villa in our office, and I spent 50,000 yuan to buy the house and gave 1,000 yuan to Aunt Xie.
The villa that Song Xiaobing and Gu Shunmin bought was next to one of my villas, and the two of them were neighbors. spent 25,000 yuan per person for the house, and each person gave Aunt Xie 500 yuan for the benefit.
In this way, we completed a major event in our lives, buying a house!
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