At 8 a.m. local time on December 1, 1972, our flight arrived at Bern International Airport after more than 10 hours.

After Qiao Yan and I left the airport with our luggage and belongings, we met up with George and William.

George smiled and said, "Oh! The children! You guys are amazing! Wait for a car to pick us up and take us to the local courthouse to meet the scheduled judge! We strive to pass the judicial review in the morning! In the afternoon, go to UBS headquarters to handle the transfer of bank assets! That way, tomorrow, we can fly to New York! ”

I said, "Great! Hope all the best! ”

Soon, a business car from Jiashidi's local office came and took us to the local court.

At 9 o'clock in the morning, we arrived at the parking lot of the local courthouse.

We got out of the car with our luggage and belongings and followed George and William into the courthouse.

After arriving at the courthouse, under the guidance of George and William, I filled out the Application Form for Judicial Review of Inheritance and handed it to the application window along with my current ID card and passport.

After we paid a $500,000 review fee, the staff here took me to take pictures, take fingerprints, take blood samples, etc.

Soon after, I got a court summons to go to a council room to appear before a judge for a judicial review.

George asked Qiao Yan to wait for us in the courthouse reception room to take care of the luggage and belongings.

I took the summons and the information box with George and William to the agreed chamber to meet the judge.

We entered the council chamber, which was actually a small courtroom.

There are two judges sitting on the judges' rostrum, including clerks, court defenders, etc., which are very formal.

George and William represented the lawyer, I was the client, and George asked us to hand the summons, the Application Form for Judicial Review of Inheritance, and the original documents I had prepared, and the photos of the supporting materials, etc., to the sitting judge.

After receiving the information, the judge asked the clerk and lawyer George to go with the two judges to a small room in the council chamber to interpret the information.

William and I sat in the seats of the parties and waited for them.

Soon they came out of the cubicle, and the judge announced from their seats: "This court, this court, the final ruling!" Harbor City Citizen Byron. Mai, Chinese name Mai Zilong! That is, Jia Yicai! Jia Yicai has the legal inheritance right of Palembang citizens Jia Xianda and Liao Meilan! In court, Mr. Mai Zilong, that is, Mr. Jia Yicai, was issued with the "Final Judicial Review of Inheritance"! ”

Soon after, I obtained two copies of the Final Judicial Review of Inheritance signed by the judge and stamped with the official seal of the court, and the clerk returned my ID card, passport, and the original documents submitted.

Once I had the correct information on the list, I put them in the box.

I followed George and William out of the council chamber and back to the reception room.

In the reception room, Qiao Yan and I followed George and William out of the courthouse with our luggage and cash boxes.

In the courthouse parking lot, we took our luggage and belongings in the original van and we went to a hotel.

At noon, we arrived at the hotel.

Qiao Yan and I opened a suite, George and William opened a suite, and we each paid our bills.

George said, "Byron! At 2 p.m., we met in the hotel lobby! You must bring your personal documents, your parents' original bank passbook, the final judgment of the judicial review of inheritance issued by the court, etc., and we will go to UBS headquarters to handle the transfer of assets! ”

After George had finished explaining what had happened, we went back to our rooms.

Qiao Yan and I went to the room, put away the luggage and belongings, washed up briefly, and took the cash box and information box to the hotel's cafeteria for dinner.

In the cafeteria, after we took the food and drinks, we sat together and talked without eating.

Qiao Yan said: "Alas! If it weren't for George, they helped and led the way! We really don't know what to do with these things?! ”

I said, "Yes! The legal profession is profound! Only an old lawyer like George can handle it! In the future, we will also learn from them! ”

Qiao Yan smiled and said, "Yes! This is a great opportunity to learn from the masters! This time, we have already done a legal operation internship in advance, and when we read in the future, we will know the meaning of the professor's lectures! ”

......

At 2 o'clock in the afternoon, Qiao Yan and I arrived at the hotel lobby on time with information boxes, cash boxes and briefcases.

After our meeting with George and William, we took a van from George and William's local office directly to UBS headquarters.

When we arrived at UBS headquarters, George and William took us to the legal department.

In the legal department there is a man named Alain. Rudolph's middle-aged male minister received us.

Alan. Rudolph received us in his office, and Qiao Yan and I handed Alain my port city ID card, passport, four UBS bank passbooks from my parents, and the "Final Judicial Review of Inheritance" and other documents given to me by the authorities and the court according to George's instructions.

After reading the documents, Alain said in broken English: "Byron! We've been urging Dr. George for a long time about your case! Today, we are finally able to meet you, so we are very happy! Your parents are our good customers! Your details, the court has already sent us your details! Now, we will handle the transfer procedures of these four passbooks for you immediately! ”

Then Minister Alain called in a staff member.

The staff took me to an office to fill out legal documents such as the "Application Form for Estate Transfer" and the "Heir Information Registration Form", where they took photographs and entered fingerprints.

After these documents and information have been processed, Minister Alain signs and seals them.

Then, the staff of the legal department took me to the key account department to handle the transfer of my parents' assets and the new bank passbook.

In the Key Account Department, I was served by a young manager named Claude.

Claude reviewed all of my documents and information.

He said to me, "Mr. Byron! To facilitate your future money management! You inherit your parents' original accounts, contracts and funds directly! We simply change these account personal information to Byron. Wheat! After we sign the documents, you can enter the password and fingerprints at the visa window here! ”

I said, "Okay! Mr. Manager! In the future, can I operate and transact these accounts in my place of residence? ”

Claude said, "Of course! UBS is an international bank par excellence! Wherever there is a UBS branch, you can directly manage your own accounts and handle related business! ”

After Claude signed the documents for me, he took me to the visa window of the key account department and asked me to take my signature, fingerprints and account password.

Soon, I was given four new bank passbooks, as well as a form of inheritance between these bank passbooks and the old ones, the flow of funds in the old account, and the contract documents such as the "Time Deposit Agreement" signed by my parents with UBS.

Claude took me and all the documents and documents to his office to talk.

Claude smiled and said, "Byron! Congratulations! You've successfully inherited all of your parents' assets here! However, there is one thing that I must discuss with you! It turns out that you have signed a deposit agreement with us, and the business of permanent rolling regular compound interest deposit in the agreement will be unconditionally cancelled after Christmas this year! Therefore, you need to sign a new deposit agreement with us! ”

I said, "Okay! I'll check the cash flow of these accounts and I'll get back to you! ”

I think it's to check the parent's account information.

The parents' four UBS accounts were all opened on November 30, 1952, and they signed a Term Deposit Agreement with UBS.

My father's A account (now corresponding to my A account) is to receive dividends from Jia's Enterprise Group and listed companies; The role of the father's B account (which now corresponds to my B account) is to receive the father's non-business income deposits.

The role of my mother's C account (which now corresponds to my C account) is to receive family dividends from the Jia family and the Liao family; Mother's D account (which now corresponds to my D account) is a deposit of household income.

As of January 18, 1961, the last time my parents logged in to their offshore accounts before returning to China:

The accumulated principal and interest of account A is $280 billion;

The accrued principal and interest of Account B was $78 billion;

The accrued principal and interest of Account C is $180 billion;

The accrued principal and interest of Account D is $9 billion.

The four accounts combined $547 billion.

I saw that the counter had just given me a running bill for the period from 18 January 1961 to 1 December 1972 for the four accounts.

The statement shows that after my parents returned to China on January 18, 1961, there was no withdrawal record in the four accounts. Except for the deposit record of the father's account A, there is no deposit record in the other accounts.

The interest date on these accounts is November 30 of each year.

The deposit date of the father's A account is December 22 of each year, and these deposits are marked as dividends from the Jia Group or listed companies.

According to the bank's statement, the deposit status of account A is as follows:

On December 22, 1962, Jia's company paid a dividend of 50 billion US dollars.

On December 22, 1963, Jia's company paid a dividend of $58 billion.

On December 22, 1964, Jia's company paid a dividend of $59 billion.

On December 22, 1965, the company paid a dividend of 60 billion US dollars.

On December 22, 1966, Chia's Company paid a dividend of $58 billion.

On December 22, 1967, the company paid a dividend of $29 billion.

On December 22, 1968, Jia's company paid a dividend of 28 billion US dollars; Listed companies paid dividends of $25 billion, with a total deposit of $53 billion.

On December 22, 1969, Jia's company paid a dividend of 26 billion US dollars; Listed companies paid dividends of US$30 billion, with a total deposit of US$56 billion.

On December 22, 1970, Jia's company paid a dividend of $28 billion; Listed companies paid dividends of $32 billion, with a total deposit of $60 billion.

On December 22, 1971, Jia's company paid a dividend of 30 billion US dollars; Listed companies paid US$35 billion in dividends, with a total deposit of US$65 billion.

According to the principal and interest settlement formula of the contract:

Deposit principal and interest = (A+B1). C

+b2. C

-1...+b

. C

a is the original principal; b is the deposit for each year of the calculation year;

For the calculation of the year, here it is 10; C is the compound interest rate, which in this case is 111.5%.

Therefore, according to this formula, the principal and interest situation as of December 1, 1972 is:

The amount of funds in account A is: 1872,108.56 million US dollars;

The amount of funds in account B is: 231,655.85 million US dollars;

The amount of funds in account C is: $534,590.43 million;

The amount of funds in account D is: $26,729.52 million;

The total amount of funds is: 2665,084.36 million US dollars.

After reviewing and reconciling the bills, I said, "Manager! Are these principal and interest calculated until November 30 this year? When will it be cashed out? ”

Claude said, "Yes! Once we sign the old agreement to terminate these accounts, we can cash it out right away! ”

I said, "Okay! Can you recommend me a few good deposit and investment businesses? ”

Claude said, "Of course! I think our 20-year fixed deposit, without calculating compound interest, directly cashes out the interest every year! Redeem the principal and interest at maturity! The annual interest rate is 11.5%! This way, you can have enough cash to use every year! Another variety is our latest gold spot certificate of deposit, which is to buy gold spot with cash according to the market quotation of the UBS system, and then store the gold spot in UBS, UBS calculates the value of the gold spot every year according to the average price of gold in the previous year, and calculates and cashes the interest to the customer! Now we offer 5 to 15 year gold spot certificates of deposit, with an annual interest rate of 7.5% to 11.5%, for customers to choose from! Halfway gold spot can not be unsealed and cashed! At maturity, you can sell gold at the market price to cash out, or exchange it for gold spot! After these businesses are terminated from the old agreement, you can trade directly in our dealing desk! ”

So, I signed a contract with Claude to terminate the old agreement of the four accounts.

As soon as I submitted the contract to the key account counter, the cash in the four accounts was cashed out immediately.

After the cash arrives in the account, I divide the work among the four accounts, and account A is a special collection account, and no cash is kept in the account; Account B is used exclusively for investment in gold spot certificates of deposit; Account C for long-term fixed deposits; Account D makes short- to medium-term fixed deposits and deposits cash.

Therefore, I re-allocated the cash in the four accounts through the bank counter and placed the corresponding transaction orders:

Account A has zero cash;

Account B has $2.5 trillion in cash and is ready to buy a 7-year gold spot certificate of deposit with an average value of 9.5% per annum.

Account C is $100 billion in cash for a 20-year term deposit with an interest rate of 11.5% per annum.

Account D has $65,084.36 million in cash and makes a $50 billion 10-year term deposit with an interest rate of 8.5% per annum. $15,084.36 million in cash is retained on the books for use as day-to-day mobile funds.

Soon, the counter helped me to trade a 40,322,580,600 ounce gold spot deposit certificate with an annual interest rate of 9.5% on account B at a price of $62 per ounce with 2,500 billion cash at a price of $62 per ounce, with a maturity period from December 1, 1972 to December 1, 1979.

Account C is a $100 billion term deposit with an interest rate of 11.5% per annum for the period from 1 December 1972 to 1 December 1992.

Account D is a $50 billion term deposit with an interest rate of 8.5 per cent per annum for the period from 1 December 1972 to 1 December 1982, while $15,084.36 million of cash is retained on the books.

After completing these transactions, I logged in with all four new bank passbooks, and opened account functions such as telephone entrustment business and electronic transaction business for four accounts.

In this way, I completed the inheritance of all my parents' bank assets at UBS, and completed the management of these assets once.

Got four falling Chinese wheat dragons, English By

o

.ma

A bank passbook, a set of old passbook statements, a signed contract to terminate the old agreement, an old passbook stamped with an invalid seal, etc.

At the same time, they returned my ID card and passport, and took in a copy of the Final Judgment of the Judicial Review of the Inheritance, and the Fixed Deposit Agreement signed by my parents with UBS.

At 4:30 p.m., we finished all the work to be done at UBS headquarters.

After we packed up our respective documents and belongings, we said goodbye to the staff of the Legal Department and the Key Account Department.

Then, leaving the UBS headquarters building, we returned to the hotel where we were staying in a business car from the Jiashidi office.

.......