【0758 HAIPHONG BANK】
Two days later, the holy decree of the establishment of the Yamen of the Governor of Haiphong was issued, and Wei Bao was responsible for the establishment of the Yamen.
This is a very big thing, but at the critical point when the text inventory is intensifying and about to explode, it has not caused much discussion in the officialdom of the capital.
On the contrary, it further boosted Wei Bao's popularity.
Although Wei Bao's official position is only the participation of the Governor of Haiphong Yamen, and there is no official rank, that is, Wei Bao is still a five-rank official.
However, the Yamen of the Governor of Haiphong is a second-class Yamen, and he does not first set up a Governor of Haiphong, but lets a politician take the lead in creating it.
It seems that Wei Bao can also be said to be this positive second product!
It's just not explicit.
This kind of thing, if it had been put in the past, the Donglin Party would definitely have scolded the sky.
But not this time, and it wasn't just they who were exhausted by the text check.
It is impossible to say that the Donglin Party is not very Wei Bao, and the vast majority of the Donglin Party in the officialdom of Beizhili has been eliminated, or is on the way to being eliminated.
Cutting off people's wealth is equivalent to cutting off people's livelihood, how can you not hate?
But on the one hand, Wei Bao is a bowl of water, and he does not only treat the Donglin Party, but also treats the eunuchs and neutrals equally.
As long as many things are fair, there will be fewer complaints.
On the other hand, Wei Bao just ended with the death of Yang Lian, and Zuo Guangdou, who was seriously injured and waiting to die.
Although Yang Lian died in the end, Wei Bao saved more than fifty hardcore Donglin Party ministers at one time!
These ministers have at least three or four hundred direct children, and they don't know how many of their collateral relatives and relatives and friends combined.
Therefore, it can also be said that Wei Bao is kind to the Donglin Party this time.
This makes the criticism much less invisible.
The decree also proclaimed that the governor of Tianjin, Denglai, and Shandong were all in one, and the newly established governor of coastal defense, Yamen, commanded the soldiers and horses of Tongzhou, Hejian Prefecture, Cangzhou, and Shandong.
It has 15,000 infantry troops and 5,000 sailors.
Wei Bao personally held a banquet in Wei Mansion, saying that he was frightened by Zuo Guangdou and others to escape death, but in fact, these people were basically abolished by torture.
It's good that Zuo Guangdou and the others can save their lives and recuperate.
Wei Bao actually feasted on the sons of these people.
Wei Bao doesn't think that the children of the ministers of the hardcore Donglin Party will also become the hardcore Donglin Party in the future.
He has seen too many such things, political things, the father is black, the son is likely to be white, the father is white, and the son is likely to be black.
Therefore, Wei Bao does not like to divide people according to their families and use stereotypical forces to divide colors.
Wei Bao prefers to be alone and judge the color in an individual way.
Therefore, there are more than 200 people at today's banquet.
Just like treating the Jinshi of the same year as his descendants, Wei Bao also regarded the descendants of the more than 200 Donglin Party ministers he rescued this time as his own descendants, because he had a life-saving grace for their family!
Wei Bao sat on the left hand side of Yang Xue's eldest brother Yang Zhiyi, and on the right hand side sat Zuo Guangdou's son Zuo Guozhu.
Both of these men are quite knowledgeable and belong to the orthodox scholars, but they are not pedantic.
Especially after chatting, Wei Bao recognized Zuo Guozhu even more, although this person is only in his early twenties and still very young, he has a certain concept of numbers, and he also has a favorable attitude towards business, unlike ordinary readers, when it comes to business, the first thing he shows is a contemptuous attitude.
"Things have passed, and it turns out that the Ming court did not disappoint everyone! The elders of your family have already received a good result, and if there is a chance in the future, I will help you ask the court to restore your reputation. Wei Bao smiled and said loudly.
More than 200 sons of the hardcore Donglin Party who were involved in Yang Lianzuo Guangdou's impeachment of Wei Zhongxian immediately got up together, paid tribute to Lord Wei, and drank a full glass of wine.
"Sit, everybody, sit down." Wei Bao smiled: "Just now, many people were asking me about the recruitment of nominal officials in the Metropolitan Procuratorate. If I answered everyone's words one by one, I didn't have so much saliva, so I said it together again, hehe. ”
Everyone kindly echoed and smiled, but they were all beating drums in their hearts, they were hardcore Donglin Party families, they couldn't be said to be all clear soup and little water, with a clean breeze on their sleeves, and they couldn't take out any silver.
Anyway, most of the Qingliu of the Donglin Party are relatively poor.
Just like Yang Xue's family, maybe a hundred taels of silver may not be able to take out.
And the nominal officials of the Metropolitan Procuratorate have now been fried to a quota of 10,000 taels of silver!
This is an unimaginable price in this era.
You must know that the annual tax of the Ming Dynasty is less than four million taels of silver.
The wealthy people around Beizhili who can buy officials have already bought them, and Wei Bao even dares to sell his talents.
Many speculative businessmen and big landlords outside the Northern Zhili came to the capital to buy officials.
The capital of the Ming Dynasty is flowing continuously to President Wei's Tiandihui and the palace of Emperor Zhu Youxiao of the Apocalypse.
As soon as the emperor had money, at least there were no beggars in the capital and around the capital, the Ministry of Industry had silver for soup kitchen, and the rivers around the Jingshi that were in urgent need of governance had silver to govern, and the life of Gonggong Wei was much better.
But these things have little to do with the sons of these hardcore Donglin parties.
"Now the nominal officials of the Metropolitan Procuratorate are at least tens of thousands of taels of silver." Wei Bao Road.
As soon as Wei Bao said this, there was a lot of discussion at the bottom.
Wei Bao pressed his hand, "Everyone be quiet, you must be thinking, isn't this a blatant bribery?" I'm really not, we are institutionalized, industrialized to maintain the discipline of the Ming Dynasty! Lawbreakers need to be severely punished, we must stop all unjust, false and wrongful cases, stop all acts that harm the common people, and stop all acts of contempt for His Majesty and the Ming court, right? ”
Everybody says yes.
Wei Bao continued: "To do this, the imperial court does not have so much silver, and it is impossible to give so much silver to the Metropolitan Procuratorate to continuously enrich the manpower, so what should I do?" We can only raise funds to build on our own! Therefore, there is no way to save this money. Of course, your relationship with me is extraordinary, your father and grandfather are all protected by their own strength and relying on the grace of His Majesty, you are like my brother and family in my eyes! Therefore, if you have the idea of entering the Metropolitan Procuratorate to become a nominal official, each of you only needs to spend 10,000 taels of silver, and you can find a loan from the money bank of the Heaven and Earth Firm. Allow you to pay it off in ten years! With the high salaries of the officials under me, you will definitely be able to pay off this money in ten years, and if there is any difficulty at that time, you can ask me for an extension, which is not a problem. ”
When everyone heard Wei Bao say this, there was a lot of discussion, and most people were moved.
The allure of being an official is too great!
These people are the second generation of officials, if it is not Wei Bao, even if their parents and grandparents are healthy and in power, if they want to enter the office, they can still only have the opportunity to become officials by studying hard and taking the examination step by step.
How many Jinshi have been produced in the Ming Dynasty for more than 200 years? However, more than 10,000 people want to take the orthodox route to take the Jinshi examination, even for these second and third generations of officials, it is tantamount to a fool's dream.
It's inevitable that everyone will not be moved.
Immediately, many people stood up and expressed their desire to borrow money from the money bank of the Heaven and Earth firm.
Wei Bao smiled slightly, this result had long been within his expectations.
In fact, he doesn't care about the attitude of increasing the lineage, he already has a lot of lineage, in the same year Jinshi, almost everyone is his lineage, then more than 300 people remained, these people are very capital, genuine Jinshi, you can be promoted to any position you want.
People at the grassroots level, just the children of the Metropolitan Procuratorate and Dali Temple, as well as the officials who once served in the Hanlin Academy and their children, can be regarded as his descendants.
Not to mention that Wei Bao has the power of the Heaven and Earth Society behind him, and he himself is now a big celebrity in front of the emperor.
Even if Wei Bao doesn't have any backers, just relying on the identity of Tanhualang to develop steadily, when he reaches the age of fifty, entering the cabinet is a matter of hand.
People who were born in Jinshi have too deep foundations in officialdom.
Therefore, Wei Bao's descendants in the officialdom now have three or four thousand people if they are calculated, and they don't care much about these two or three hundred.
Wei Bao gave these two or three hundred people a chance without discrimination, mainly because he valued the fact that they were the descendants of the hardcore Donglin Party ministers, which was also paving the way for Chongzhen to come to power and the Donglin Party to make a comeback in the future.
Moreover, he also needs a group of people who cannot afford to buy officials, but who are qualified to add to the list of nominal officials of the Metropolitan Procuratorate to maintain the speed of the increase in the number of officials of the Metropolitan Procuratorate.
There are so many yamen paralyzed, there is always someone to temporarily resist it, if he does not send the nominal official of the Metropolitan Procuratorate, where will he find someone?
Wei Bao didn't do anything in the money he handed over to Wei Zhongxian, he used his hands and feet, mainly on these loans.
If you take out a loan from the Heaven and Earth Firm to buy officials, these people will have to repay the money of the Heaven and Earth Firm in the future.
Wei Bao will definitely not worry that this kind of silver will not be recovered, and there may be no loan in the world for officials to invest more securely.
Wei Bao made a lot of money this time by conducting a text inventory in the capital, but he would never use the money he earned to supplement the Ming court.
Wei Zhongxian's wishful thinking is that Wei Bao newly established the Yamen of the Governor of Haiphong, established such a large Yamen, commanded more than 20,000 soldiers, purchased sea ships, and laid off 100,000 soldiers, which one did not cost a lot of money?
Also, to let Wei Bao go to Liaodong to command the battle, it will cost a huge amount of silver taels!
Wei Zhongxian felt that if Wei Bao had no choice, if the Ming court did not give him silver, he would definitely take the silver out to make up for it.
But in fact, Wei Bao would definitely not take a penny out of his pocket.
The dirty money obtained from selling officials and engaging in text clearance all went into his private account.
He was about to set up the Yamen, the governor of Daming and coastal defense, dismantle 100,000 troops, and make meritorious contributions in the Liaodong war, and he also did not plan to take money out of his private account.
Not only did he not plan to take the silver, but Wei Bao planned to make another profit!
In short, Wei Bao spends all his money in Weijiazhuang and southern Liaoning, and the extra silver is stored in the central bank of the Heaven and Earth Society for external expansion!
Wei Bao is a real Pixiu, only in and out.
As for the establishment of the Yamen, the governor of Daming coastal defense, the reduction of 100,000 troops, and the meritorious service in the battle in Liaodong, where did the money come from.
Wei Bao has already thought about it, and it is still a set of official supervision and business, of course, business is his heaven and earth business.
Fertilizer and water do not flow into the fields of outsiders, and do not give others a chance.
However, some small projects of maritime transport can be contracted to private individuals, and sea vessels can also be chartered to private individuals.
The capital had to be issued by a bank, which was called a money bank in this era.
Wei Bao had to get a government-run money bank under the banner of the Yamen, the governor of Haiphong.
This is a groundbreaking event in the Ming Dynasty, and he has already written a recital and submitted it to the cabinet, waiting for approval.
Historically, the government, supervision and commercial offices appeared in the 70s of the 19th century and flourished in the 80s.
The main enterprises include China Merchants Steamship Bureau, Kaiping Mining Bureau, Tianjin Telegraph Bureau, Shanghai Machine Weaving Layout, etc.
Initially, it was founded to meet the purpose of "seeking wealth" or to solve the needs of military enterprises for funds and raw materials, fuel, transportation, etc.
The funds come from privately recruited commercial stocks, and sometimes the government advances money in advance for capital, but it has to be returned one after another after the start-up.
The employment, administration, and financial management powers of enterprises are held by the general office or superintendent appointed by the Westerners, and ordinary businessmen and citizens have no right to intervene.
However, the profits and losses of enterprises are "all recognized by the business, and have nothing to do with the officials", and the official funds can be used to collect "official profits".
Relying on the protection of the government, enterprises enjoy tax exemptions, tax reductions, loans, interest delays, patents and other privileges and preferential treatments, such as the steamship China Merchants Bureau since its establishment has enjoyed the right to transport goods from Shanghai to Tianjin, exempt from Tianjin import tax, Shanghai machine-woven products are sold in Shanghai, do not pay any tax, distribution to the mainland is free of commission.
Except for some of the company's products allocated by the Qing government or preferentially purchased at low prices, most of the company's products were sold on the market for the purpose of profit.
These products have enlivened the Chinese market, and some of them have also achieved the goal of recovering profits, such as Kaiping Coal, which has successfully expelled foreign coal from the Tianjin market.
The Telegraph Office played a role in the transmission of military intelligence in wartime.
Enterprises are basically capitalist in nature, but there are strong feudal elements.
The organizational structure is similar to that of the yamen, with the posts of general office, meeting office, assistant office, and promotion. There is serious fraud in private business, which is full of accumulated habits in officialdom. The production efficiency is not high, and the contradictions between officials and businessmen are acute.
The competition of foreign-funded enterprises and the difficulties of foreign banks have caused tremendous pressure, and the extortion of the Qing government is mainly to repay the results, which has stifled the vitality of the development of enterprises.
After the end of the 80s, it was difficult to attract private funds.
After the 90s, it gradually declined, some were swallowed up by foreign capital, some were changed to government-business joint or government-run, or changed to completely commercial, and some became the private property of the bureaucracy.
The government-supervised, commercial-run enterprises absorbed private capital, and their production was also aimed at pursuing profits, which could not only resist the economic aggression of foreign capitalism to a certain extent, but also avoid the interference of feudal local forces.
It is a progressive trend compared to government-run enterprises that do not count profits and losses.
At the same time, the government generally gives the privileges of tax reduction, exemption and exemption, obtaining loans, and monopolizing the operation of enterprises run by officials and commercial enterprises, so it has won the approval of the "businessmen" in the early days of its establishment, and has achieved relatively rapid development, which has a certain positive significance.
Zheng Guan, a "business war theory", strongly agreed with the government's supervision and business office, and advocated that the mining industry "must be supervised by the government and the business office, and each has its own responsibility".
The modern civil industry and mining industry in the form of government, supervision and commercial management played a leading role in the establishment of capitalist industrial, mining and transportation enterprises in China, which turned the monetary wealth that had always invested in land into modern industry, promoted the transformation of social capital into modern industrial capital, and destroyed the social and economic structure dominated by the natural economy of small peasants.
Wei Bao said to Zuo Guozhu: "Zuo Gongzi, I want to ask you to be the manager of the Haiphong Money Village run by the Governor of Haiphong, Yamen, what do you think?" ”
Zuo Guozhu was stunned, he didn't expect Wei Bao to ask himself to be the manager of a money bank?
"Master Wei, my family doesn't run a money bank, and I haven't been in contact with a money bank, so I don't know anything." Zuo Guozhu said: "Besides, my father is in poor health now, and I don't know when I will be able to see him." I still have to be busy with my studies, I am just a talented person, and I dare not waste my studies. ”
"Zuo Gongzi, your family is not a money bank, you yourself have not been in contact with the money bank, it doesn't matter, I let you be the manager, but there is more than one person in charge, I will find someone to be the deputy manager for you, you can control it comprehensively at the top level." As for your father, he is so badly injured, it will be difficult to do things in the future, and your family needs you to stand up and be a pillar. As for the examination of merit and fame, with all due respect, you have an upright and selfless personality, in such a situation, that is, you have been admitted to the Jinshi and entered the office, and in the future, at most you will be a magistrate, and it is difficult to make progress in the career. Maybe I'm a little more direct and not very nice, but these are my heartfelt words. The reason why your father was able to be a speech official was that he was just catching up with the time, and his grade was not high, but his prestige was high. I suggest you go the other way. Of course, these are my suggestions. Wei Bao said: "I hope you can consider it." ”
"Thank you Lord Wei for your lift, I respect Lord Wei very much, Lord Wei has great kindness to my family, and I am also very willing to do things for Lord Wei, so let me discuss it with my mother and give Lord Wei an answer tomorrow, is it okay?" Left Country Pillar Road.
"Absolutely." Wei Bao smiled. In fact, Wei Bao values Zuo Guozhu's character more, the person who manages money must first have a good character, and secondly, Wei Bao values Zuo Guozhu's identity, Zuo Guangdou's grade is indeed not high, but it is indeed one of the iconic figures in the Donglin Party, and he has some prestige.
Wei Bao not only plans to set up a bank, but also plans to make Haiphong money bank and the ticket number of the Tiandi firm, so that the banknotes of the Tiandi firm will officially enter the overall market circulation of Daming!
Wei Bao believes that only a standing banknote can fundamentally solve the difficulty of the lack of silver and the lack of circulating currency in the Ming Dynasty.
During the orthodox years of Ming Yingzong, the value of the Ming treasure banknotes was depreciated, the government relaxed the ban on the use of silver, and the silver money was publicly circulated.
In the following generations, due to the large and complex private money, the weight of copper coins is different, the fineness is different, and the price difference between money, private money, and white money is large, and there are many changes, and the exchange industry is more developed.
For example, when Jiajing opened the casting furnace, there were many kinds of coins, and there were dozens of names such as gold back and spiral edge for making money alone.
Under such circumstances, there are more copper coins sold and privately minted and smelted, and a number of financial organizations specializing in the exchange of copper coins have emerged, called money shops, also known as money shops, money shops, money shops, money tables or money stalls.
Daming's money bank was born in this context.
This is also the originator of Huaxia Qianzhuang, it can be said that the capital economy of the Ming Dynasty is indeed very active, and it does have the soil for the birth of capitalism.
In the eighth year of Jiajing, the smuggling of copper coins was rampant, and the imperial court ordered a ban on the sale of copper coins.
As a result, money desks and money shops engaged in currency exchange business "made private agreements with each other, and each closed the money market, resulting in a sharp increase in prices."
In the fifth year of Wanli in the Ming Dynasty, Pang Shangpeng approved the establishment of a money shop, which was the beginning of the money shop by law.
At the end of the Ming Dynasty, Qianzhuang has become a kind of independent financial organization, not only operating exchange, but also lending, providing the convenience of issuing posts and withdrawing money.
In addition, a number of small-scale money exchange shops and money and rice shops are quite active in rural areas.
With the development of Qianzhuang and the increase in the number of families, guild organizations of Qianzhuang appeared in various places in the Qing Dynasty.
Wei Bao plans to use a money bank with obvious official colors to provoke this pillar now, and develop a model similar to that of the central bank with a group of local banks and commercial banks in later generations, so as to completely invigorate the economy of the Ming Dynasty.
Currencies are not active, let alone commodities are active.
Wei Bao talked eloquently, and the dozen or so people at the table were very excited, and many of them immediately changed their minds, and they all thought of the newly established Governor of Haiphong's Yamen, and felt that they had a more promising future than being a nominal official in the Metropolitan Procuratorate.
This also made Zuo Guozhu, who didn't say yes, itch in his heart.
Zuo Guozhu knows very well that Wei Bao personally invited him to do things, and he is indeed promoting himself, as long as he doesn't agree, I don't know how many people will rush to do it.
But Zuo Guozhu still did not immediately reply to Wei Bao.
This also left a good impression on Zuo Guozhu here in Wei Bao.
Wei Bao admires people who are honest, but have principles and have a very stable idea.
Wei Bao didn't drink a lot of wine during the meal, but he was very happy, because he saw the hope of integrating the Donglin Party.
Although the children of these hardcore officials of the Donglin Party are respectful to him because he is a life-saver.
But Wei Bao believes that no matter what the faction is, it is still made up of people after all.
If there had been no opposition between the Eunuch Party and the Donglin Party, the civilian-bureaucratic clique would still have developed one opposing local power group after another.
Isn't this how the Qichu Zhejiang Party came about?
"The president seems to be particularly happy today, huh?" Wu Xuexia was happy when she saw Wei Bao, and she was happy.
Wang Qiuya brought tea, "The president has drunk wine, drink some tea to relieve hangover." ”
Wei Bao took a big sip of tea, returned the teacup to Wang Qiuya, and said happily: "Not only is the attitude of these children of the Donglin Party ministers making me happy, but the most important thing is that I have found a suitable shopkeeper for Haiphong Qianzhuang today, that is Zuo Guozhu." Although he didn't immediately agree to be the steward today, I knew that he would definitely call me back tomorrow. ”
Wu Xuexia was a little curious, "Is there anything special about him?" Why did the president choose him among so many people? It's okay to transfer a skilled steward from the central bank of the Tiandi Society in Weijiazhuang, right? ”