"Lord, what exactly does the provision of loans mean in this second policy?"

After Gu Yong retreated, Zhang Zhao stood up.

With an unusually keen sense of finance, he immediately discovered a sensitive word in what Yuan Shu just said, loan.

Yuan Shu looked at Zhang Zhao with some surprise: "The so-called loan means that if the people and scholars under my command want to start a factory or college but lack capital, they can apply for a loan from Jiangdong Qianzhuang." ”

"After verifying the applicant's situation, if Jiangdong Qianzhuang feels that the other party's plan is credible and feasible, it can provide a certain amount of loan, but the interest is still required."

Yuan Shu opened a money bank not simply to make money, but wanted to use all the money on the blade to increase the circulation of wealth. If the people blindly save money and do not take out loans, what about the interest of their own bank? Isn't it a big wrong?

Therefore, Yuan Shu opened a loan business when he first built a money village, and the interest rate was not high, and the interest rate was three wen a month for a loan of 1,000 yuan. In this day and age, it is extremely benevolent.

You must know that when you borrow money from those wealthy gentry, none of them can have an interest rate of less than 20%! It can be said that the reason why the families have so many slave tenants and fields is because of usury.

Whenever the people encountered an economic crisis that was difficult to deal with, such as natural disasters and diseases, they had to borrow money from these wealthy gentry. As a result, in the end, it was easy to repay the money, and in the end I had to sell my land and sell my body.

As soon as Yuan Shu's money bank opened, it immediately reduced the economic resources of the families by more than 20%. However, Yuan Shu had very high requirements for loan restrictions before, so as not to send some people from these families to make trouble and use some small means to embezzle all the money. As a result, there are relatively few cases of large loans.

And now, Yuan Shu has decided to provide certain loans to those who plan to start a business or poor people.

After all, now the people of Yangzhou have some surplus money in their hands, and they will naturally pursue a better life.

A few brave people or dozens of people can also take out a loan to set up a small workshop and start a small business.

And the poor scholars are not to mention, they all want to enter the academy as teachers, but there are only six colleges in the entire Jiangdong, what if they are full?

Yuan Shu now gave another suggestion very intimately, you go and open an academy!

Anyway, now that the people have money to spare, there are more people who want their children to learn to read and write, and you will definitely not lose money if you go to the townships and counties to open some small colleges to teach people to read and write.

Books and money are out of the government, and when you make money in the future, just pay back the money you borrowed from the government.

These scholars were already quite idle, and a small part of their lives were quite poor, and when they saw this good thing, they didn't all rush up?

Teaching and educating people is a very compelling thing, and now you can make some money, and the most important thing is that if you perform well, you will have the opportunity to become an official, who doesn't want to do it?

The two words proposed in the second policy before Yuan Shu were mainly for the families and merchants, and the loans were mainly for the poor and the common people.

The former is not short of money, and has long taken a fancy to Yuan Shu's lucrative economic resources, but due to Yuan Shu's various policy reasons, he has not been able to contaminate it. Now Yuan Shu plans to give them a part of this cake.

"The current agriculture, handicrafts, aquaculture, and commercial development in Jiangdong are good. What about fisheries? ”

When it comes to Koto, it is natural to mention fishery.

The reason why this place along the river and near the sea has always been a gathering place for displaced people is that in addition to the high grain production, it is because at least they will not starve to death by fishing.

Jiangdong's fishery has always been good, so Yuan Shu has not paid attention to it, but only supported it a little.

When Xun You heard this, he stood up: "My lord, since the shipyard was reorganized, the number of fishing boats in my Yangzhou has grown rapidly. At present, there are nearly 10,000 civilian fishing boats, and as for the fishing boats at sea, they are still being improved. ”

Zhang Hong also stood up: "My lord, large-scale aquaculture bases are also increasing, and now there are more than 300 counties in Yangzhou. It can produce about 1.3 million stone of fish every year. ”

Yuan Shu sighed in his heart, Yangzhou is still the best fish farming as the main business. I haven't done much support myself, and this output is casually millions of stones.

If it weren't for the fear that only eating fish and meat would have unbalanced nutrition, Yuan Shu wouldn't have bothered to engage in those farms and just catch fish directly!

"Then let's think about the military. Bong Hyo! ”

Yuan Shu was ready to reorganize Jiangdong's army before, after all, there are now 150,000 troops in Jiangdong, and Zhang Liao and Wei Yan are slowly growing up, it's time to give them some opportunities.

The military attachés on the right were bored and almost asleep listening to these political reports, but when they heard this, they immediately cheered up.

Guo Jia stood up and told the arrangement he had discussed with Yuan Shu before.

"The current elite soldiers in Jiangdong have a total of about 150,000, except for the guard battalion of the trapped camp, Xiandeng and the lord, a total of 50 million, and the rest of the soldiers will be redistributed."

"General Sun Jian and General Huang Zhong each led 30,000 people, General Ji Ling and General Zhang Liao each led 20,000 people, General Wei Yan led 15,000 people, and General Gan Ning, Zhou Tai, and Jiang Qin led a total of 30,000 people."

This is the assignment made by Yuan Shu and Guo Jia after careful consideration.

Sun Jian and Huang Zhong are far superior to others in terms of ability and experience, and there is no dispute about commanding 30,000 soldiers.

After all, Ji Ling was the first to follow and the most loyal to Yuan Shu, although his ability was a little worse, but he could still lead an army of 20,000.

And Wei Yan was originally a brave general no less than Zhang Liao, following Huang Zhong for half a year, and his experience was enough, it was time for him to stand up and take charge of himself.

As for the last Gan Ning, Zhou Tai and Jiang Qin, Yuan Shu was actually a little distressed.

Zhou Tai is not a famous general who is good at leading troops, but is actually a bodyguard-type general, which is equivalent to a weakened version of Dian Wei.

And Jiang Qin, although this person is quite talented, he is still a little worse than being alone, but he is full of stamina, and he is a late-forming general.

Yuan Shu could only still put these two goods together with Gan Ning, and directly led an army of 30,000 together. Gan Ning is the coach, and the other two are deputies.

"In addition, this time to discuss Dong, General Sun Jian accompanied the lord to go, General Zhang Liao guarded Yuzhang, General Huang Zhong guarded Lujiang, General Wei Yan guarded Jiujiang, General Ji Ling guarded Huiji, General Gao Shun, General Ju Yi and General Gan Ning were responsible for guarding Danyang and Wu County."

After hearing this, although the faces of the generals were different, they still agreed in unison.

Among them, the happiest is Wei Yan.

Wei Yan was very depressed in the past two months, he was also a deputy general, but Zhang Liao became a party guard, and he thought that he was not inferior to him, but he could still only be a deputy general.

As a result, I didn't expect that this time I was directly promoted to the main general, and he also guarded a county, although it was worse than Zhang Liao, but it was enough to make me ecstatic.

Contrary to Wei Yan, Ji Ling was holding his breath in his heart at this time, he knew that the reason why he was still in command of 20,000 soldiers was because of his lack of ability.

Thinking about Sun Jian and Huang Zhong, who were originally at the same level as themselves, they have slowly pulled themselves down, if they don't work hard, even the juniors such as Zhang Liao and Wei Yan may surpass themselves!

A wave of unwilling emotions surged into his heart, Ji Ling clenched his hands, and suddenly felt that his mind was clear, as if a certain shackle had been broken.