The shopkeeper Li withdrew, there were no outsiders in the private room, and Li Shimin, who had been waiting impatiently, could finally come out of the room.

Li Shimin was curious to death, but his face was deliberately not revealed. He took the teacup handed over by Li Mu, and asked as indifferently as possible: "Li Mu, this can't be arranged by you, right?" ”

Li Mu was too lazy to argue, and said, "Your Majesty thinks it is arranged, and that is arranged." As he spoke, he made a big tune and said, "As the saying goes, the shore of the land is not the king's minister......"

"Alright, alright!" Li Shimin waved his hand and said, "Don't come with me, what's going on?" ”

"Actually, it's easy to say, if you don't say it, Your Majesty can figure it out, it's just a matter of turning a corner." Li Mu analyzed Li Shimin: "Your Majesty, to analyze a matter, you have to analyze it from both external and internal aspects. ”

"Let's take the internal situation first, the family of gate valves, in order to fight against the imperial court and the imperial power, has always been holding together for warmth. But they don't trust each other, so they need a middleman to act as a channel of communication. The heir hall came into being and acted as a channel. But now, the master of the heir hall is my mother. Even if the heir hall is still the same as before, it can play its due role, but the family of the gate valve will not believe it. The original system is on the verge of collapse, which is something that cannot be helped, and they can only accept it. ”

Li Shimin nodded, this is indeed the case. What Li Mu said was no different from the information collected by Dongchang and bad people.

"Moreover, the external situation is not optimistic. In the past, everyone was educated that the farmers and businessmen were the lowest. Many people would rather farm and be poor, or even ask for food, than go into business. The imperial court would not touch commerce, so commerce became the private land of various families. Business is only done by them, competition only exists between them, and many things, because of the same identity, status, situation, and even the alliance brought by in-laws, etc., are digested internally. ”

"But since the imperial court has the Internal Affairs Office, and now there is the Foreign Affairs Office, the situation has changed." Li Mu Zhengse said: "It's like, there is only one sheep, the original three people are divided, now four people are divided, and the fourth person is divided, it must be pulled out of the mouths of the other three people." ”

"Your Majesty knows how much money the Internal Affairs Office made last year. The money earned by the Ministry of Internal Affairs is the money they lose. Not exactly, but for the most part. ”

The imperial court also decreed that the people were not allowed to bypass the Ministry of Internal Affairs and the Ministry of Foreign Affairs and trade directly with Fanbang, which was equivalent to cutting off their tentacles. Although there are still cases of smuggling, as long as the imperial court is willing, they can deal with them at any time, which is equivalent to a sword hanging over their heads, they know that they will cut down, but they don't know when they will cut down, this fear is the most difficult for them. ”

"So they urgently need to find an outlet, which is how to preserve their industry as much as possible while coexisting with the imperial court, and at the same time look for opportunities for development."

Li Shimin nodded subconsciously, and he basically agreed with Li Mu's statement. But thinking of all this, step by step, it was all done by Li Mu, and Li Shimin felt a little uncomfortable in his heart. Li Mu is a double-edged sword for him, when he uses it, of course, it is easy to use, but he is afraid of hurting himself.

"The birth of cement has accelerated this process." Li Mu Zhengse said: "The changes brought about by cement are earth-shaking. In the future, if they can't master cement, in the near future, within ten years, they will be eliminated. ”

"If you say, there is a table now, and the five surnames and seven sects are all eating on it. In ten years, there will be people who are not worthy of this table. So now it's not the ministers who are persecuting them, but they have to do it in order to keep their seats! Everything is done first, followed by fart, Bolingcui has offended me before, so they have to be more active to make up for their previous mistakes. ”

"In addition—" Li Mu chuckled lightly and said, "There is another factor, their money has nowhere to spend. ”

"What?" Li Shimin was puzzled: "There is no place to spend money, what does this mean?" ”

"Your Majesty still doesn't know enough about these gate valve families." Li Mu followed the temptation and solved Li Shimin's doubts: "Give your majesty an example, doing business, it is the most difficult to start with, lack of money, lack of people, lack of goods, lack of everything. Just like the current imperial court, there are more places to use money. No amount of money may seem enough, but this is not the case for a family that has been passed down for thousands of years. The money they should spend has been spent several generations ago, and over the centuries, they have accumulated countless wealth, and in this world, the businesses that can be operated are basically divided by them, and if there is no fresh thing coming out, basically their money is only in and out. ”

"There is a serious lack of investment channels, which is an unsolvable problem for these people."

"This was even more true as soon as the land reform came out. In the past, they could still buy land, but now they are not allowed to buy land, what else can they do? ”

"Doing business? In the industry you do, there is no one to compete, and you can't get into the industry you don't do, and you will lose nine times out of ten. Lending to eat interest? In the past, it could, but now that there are banks, when the banks promote it all over the world, this road is equivalent to being blocked! ”

Li Shimin said in his heart, he was waiting here, this kid is really one step at a time, when the new policy was implemented, he didn't say this, but now it's all connected.

Li Mu knew what Li Shimin was thinking, and Wu Zi was still saying: "Not to mention, there are also risks in usury, and some people can't afford to pay it back, they run away, run away, die, and the accounts will be rotten." ”

"Therefore, the safest consumption can only be extravagance. Repair the garden, raise the music, get drunk and gold, and hide all the ones that can't be squandered. Some of them have not been spent for a long time, and they are all rotten. There are fewer and fewer copper coins circulating in the market, which is why there are fewer and fewer copper coins. ”

"Are they stupid? Of course not stupid, who in this world does not understand the truth that money makes money? It's just that they don't have a way, now to the Ministry of Internal Affairs, the Ministry of Foreign Affairs, the trading market, are all developing, the future trend they have seen clearly, only to join it, in order not to be eliminated, now the minister to give them a chance to get on the car first, can this opportunity be in vain? ”

Li Mu smiled and said, "These merchants are better than monkeys, they know that I can still use them now, so the price to pay is the smallest." After this village, there will be no such shop, and when everything is arranged, if they want to enter the game, they will have to shed their skin if they don't die! ”

"Your Majesty, you only say that they are fools, but in fact, they are all smart people!"

Li Shimin suddenly smiled bitterly: "I am a fool when I co-author—"

Li Mu hurriedly got up to ask for guilt, Li Shimin motioned for him to sit down, calmed down his mood, glanced at Li Mu, and said with a slight twist: "I also want to be a smart person, and you also want to give me 100,000 yuan for this bond......"

"Your Majesty, there's no need for that, is it?" Li Mu said speechlessly: "The whole world belongs to His Majesty, and the Internal Affairs Office is also His Majesty's, isn't it a matter of saying anything about using money?" ”

"Oh, you don't know." Li Shimin's old face was slightly red, and he said: "The money you said is recorded when you use it." What money is spent for what is on the surface. It's not easy for me to open my mouth, but there are some places where I use money and don't want people to know. So—"

"Private money." Li Mu suddenly, he didn't expect that the things that men in later generations would have to go through, and the Tang Emperor thousands of years ago was not exempt from vulgarity, Li Mu pondered for a while, and said: "This matter is not difficult, just open an account for Your Majesty." But Your Majesty has no private money now, where does this investment of 100,000 yuan come from? ”

Li Shimin also showed his face and said, "You borrow me!" ”

Li Mu was shocked, he still underestimated the thickness of the man's face in front of him: "Your Majesty, you don't spend a penny when you invest?" I take the money to invest, and after I earn it, I pay it back to myself, and you don't even have the capital? If the whole world does this business, then there will be no poor people! ”

"Oh, you have to be considerate of my difficulties," Li Shimin made up his mind to play a scoundrel, and said: "Anyway, you have to do this for me, and I don't care about the rest!" ”

“……”

What else could Li Mu say, he had to admit it. But he also has a way, if he doesn't want to give out the money, he can do it casually and make accounts, and squeeze it out everywhere. It's just that he doesn't want to do that, and in a way, it's also a talisman.

Spending money to buy life, this kind of thing, never loses money.

……

In the blink of an eye, ten days have passed since the consultation between heaven and earth, and today is the eighteenth, and Qin Tian has calculated it, which is the auspicious day of the zodiac.

Craftsman workshop, outside the gate of Datang Bank, gongs and drums are noisy, firecrackers are ringing, lion and dragon dances are danced, and there are crowds of people.

Today is the day of the official opening ceremony after the reform of Datang Bank, which can be described as a gathering of talents and guests. The renovated Datang Bank has included several adjacent courtyards, covering more than twice the original area.

Li Shimin is also very face-saving, today the court is over, come in person, among the hundreds of officials, there are people with heads and faces also come to cheer, but due to the limited space, under the four officials, sorry, there is no place for you.

Five surnames and seven sects, Longyou nobles, heads and faces, all sent people over to send congratulatory gifts. This kind of lively scene is comparable to Chang'an during the Shangyuan Festival, and the people are talking about it, if you talk about the row, the lively part is really not comparable to Li Mu.

Seeing the lively common people blocking the craftsman's workshop, the officials who maintained order were squeezed into crooked places, and there was no human form.

It's just that on such a glorious occasion, Li Mu did not come forward, and in his place was Changsun Chong, who was transferred by Li Mu from the Internal Affairs Office and officially served as the president of Datang Bank.

This arrangement was something that no one expected.

Li Shimin didn't expect it, and the eldest grandson Wuji couldn't think of it. Li Mu's magic stroke completely made everyone scratch their heads. Especially the eldest grandson Wuji, he knew that it was his son who benefited in the end, and he would definitely not do so many things that he secretly obstructed.

But the eldest grandson Chong was very moved, although he never doubted the affection of his mentor for him, but the matter of the eldest grandson Wuji and Li Mu not dealing with it, he also knew it in his heart. Therefore, the eldest grandson Chong never asked for anything in front of Li Mu, he did whatever Li Mu told him to do, for fear of making Li Mu think too much and think that he had ulterior motives.

Today, Sun Chong, the eldest son who has been promoted to the president of Datang Bank, deeply understands what it means to be a villain's heart and a gentleman's belly. His heart became more and more determined, he didn't see the wrong person, Li Mu is the person who has a design and a selfless heart, and following such a teacher is definitely the most correct decision in this life.

When the applause and cheers stopped, Changsun Chong delivered an enthusiastic speech. First of all, he thanked all walks of life for their strong support for the reform of the bank, thanked the imperial court for the affirmation of the role of the bank, and at the same time, he will not forget, thanks to all this, his mentor Li Mu, this part is his good advocacy to add, but no one thinks this is abnormal, although Li Mu himself did not appear, but everyone understands that the actual controller of all this is still him.

Finally, Changsun Chong announced that from today onwards, Chang'an City, as a pilot, will no longer collect any cash! In other words, Chang'an City is one-size-fits-all, and transactions must be made in treasure money.

All the tax silver and poor silver owned by the people and merchants must be deposited in the bank and exchanged for treasure banknotes. But the eldest grandson Chong was very moved, although he never doubted the affection of his mentor for him, but the matter of the eldest grandson Wuji and Li Mu not dealing with it, he also knew it in his heart. Therefore, the eldest grandson Chong never asked for anything in front of Li Mu, he did whatever Li Mu told him to do, for fear of making Li Mu think too much and think that he had ulterior motives.

Today, Sun Chong, the eldest son who has been promoted to the president of Datang Bank, deeply understands what it means to be a villain's heart and a gentleman's belly. His heart became more and more determined, he didn't see the wrong person, Li Mu is the person who has a design and a selfless heart, and following such a teacher is definitely the most correct decision in this life.

When the applause and cheers stopped, Changsun Chong delivered an enthusiastic speech. First of all, he thanked all walks of life for their strong support for the reform of the bank, thanked the imperial court for the affirmation of the role of the bank, and at the same time, he will not forget, thanks to all this, his mentor Li Mu, this part is his good advocacy to add, but no one thinks this is abnormal, although Li Mu himself did not appear, but everyone understands that the actual controller of all this is still him.

Finally, Changsun Chong announced that from today onwards, Chang'an City, as a pilot, will no longer collect any cash! In other words, Chang'an City is one-size-fits-all, and transactions must be made in treasure money.

All the tax silver and poor silver owned by the people and merchants must be deposited in the bank and exchanged for treasure banknotes. A selfless person, following such a teacher, is definitely the most correct decision in this life.

When the applause and cheers stopped, Changsun Chong delivered an enthusiastic speech. First of all, he thanked all walks of life for their strong support for the reform of the bank, thanked the imperial court for affirming the role of the bank, and at the same time, he will not forget that he is grateful to his mentor Li Mu, who has done all this

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