"Copper coins have always weighed six catties and four taels, and Sichuan and Shu iron coins are ten times more expensive. Even if it is the Chongning treasure that has long been abandoned, one dollar is ten dollars, and the money has always been two catties and eight taels. The maximum face value of banknotes has now increased to 10 yuan, and the weight of a paper is less than half a copper coin. 18,000 guan is only three or two pounds in weight, and you can take it with you. Therefore, businessmen and the like carry more with them, and rarely use bills of exchange......"

Zong Ze explained the bank's affairs to Zhao Gou, and then explained his views on the bill of exchange.

In his eyes, if the bill of exchange is not a bill of exchange, it is really useless.

Not to mention that there may be larger banknotes in the future, which is the current ten-run banknote, which is convenient to get home.

You can carry your own money with you, so who will throw your money into the bank?

If you don't say if you pay an extra fee, you will be able to repel most of the businessmen if you are not at ease and inconvenient.

Zhao Gou was silent.

After listening to Zong Ze's words, he didn't feel that Zong Ze's statement was correct, but had a feeling that the bill of exchange was collapsed by money.

Compared with the difficulty of pulling hundreds, thousands of catties or even tens of thousands of catties of copper coins in the past, and going to hundreds of miles or thousands of miles away to trade, the money that was born in one step of the early bill of exchange has been very convenient.

Now Zhao Gou has released a bill of exchange that is more convenient than money......

He pondered for a moment, was he a little too far ahead?

In his eyes, this is a matter of course 'advanced' and a great progress, but for the vast number of beings in this era, it may not be like this.

This is like a farmer facing the loess with his back to the sky, looking at the table of three guan money and the table of five guan money, if the table of three guan money is placed in front of him first, he has already picked up the chopsticks and eats and drinks, that is, he will put a table of five guan money next to him, and the crop man may not move his hips!

It's not that the five-dollar banquet is inferior to the three-dollar banquet, but for the croppers, the two tables are all equally fragrant!

In this way, it is natural that the money that has the first hand has more advantages.

After stripping off the 'transportation' conditions, the money is in hand, the heart is steady, and the expenditure is more flexible, which is also an aspect that cannot be ignored.

In short, for more than half a year, the development of the bill of exchange business is very slow, and now after communicating the internal situation, even Zhao Gou himself has no confidence.

Without mentioning this, Zong Ze focused on introducing the money market for gold and silver coin exchange and overseas trade to Zhao Gou.

These two are the amount is more and more.

Gold and silver are quite lacking in China, but what about overseas countries?

Whether it is Tianfang or Tianzhu, or the Three Buddhas in Nanyang and other countries, there have long been gold and silver coins in circulation.

Now the Great Song Dynasty also issued gold and silver coins, which means that gold and silver have changed from valuables in a sense to legal currency.

The Central Plains, which was already slowly absorbing precious metals from the outside world, instantly became more than ten times stronger.

Who said that China has always been in a superior position in foreign trade?

And with the increasing number of overseas trade and contacts, money naturally spread overseas.

The bank branches of the city offices in various coastal areas have a large amount of gold and silver income during the hot trading season. Most of them were sent by overseas merchants to exchange money.

After Zhao Gou listened to the numbers, a smile appeared on his face again. "Not bad, not bad!"

Although a large number of copper coins were still being exchanged back by Japan, Goryeo, and Nanyang countries, Zhao Gou didn't care. With Luzon's copper mines as supplies and bank notes as supplements, there is no shortage of money in Zhao and Song at all.

This should be the influence of the fixed thinking in Zhao Gou's mind, and the status of copper in his heart cannot be compared with gold and silver at all.

"How's the copper circle ready now? Is it possible to use the salary for the elderly? ”

"Back to Your Majesty, the Mint has produced 1.5 million copper yuan, and by the end of the year, 2 million will be available."

Twenty copper coins are the same copper coins, but the materials and cost of one copper round are far less expensive than those of fifty copper coins. Even it is not as valuable as ten copper coins.

According to common sense, this kind of money cannot be circulated in the market at all. From the bottom of their hearts, the people did not accept this currency.

He is completely the government's plundering of people's money.

Just like the Chongning Heavy Treasure mentioned by Zong Ze earlier.

Chongning Chongbao, presided over by Cai Jing, was used as ten coins for one coin, and it was the first ten coins in the history of the Zhao and Song dynasties.

But what about its actual value? It can only be ordered for two copper coins.

Therefore, as soon as Chongning Chongbao came out, it caused the world to be scolded, and the people's resentment was boiling. Not only did the economy of the Huizong Dynasty fall into chaos, but the people and merchants were also unwilling to accept Chongning's heavy treasures, and in the end, they could only be used from ten to two.

And now Zhao Gou's heart is even more "black".

A copper round weighs only seven dollars, and the cost is only seven or eight dollars, but it has to be used as fifty dollars, which is definitely to do something!

This is a test of one's own prestige. Look at the current Great Song Empire, can it use the country's credibility value as money!

After all, the banknotes of later generations are decoupled from gold, silver and precious metals!

Whether it can be spent as money has nothing to do with the reserves in the government bank, and it depends on the credibility of the government.

When Zhao Gou first proposed the concept of copper circle, it was resolutely opposed by the cabinet.

The lesson of Chongning Chongbao is just around the corner.

The reason why Cai Jing's reputation is so stinky is very related to this ten cents, which is one of the important reasons.

Now Emperor Zhao wants to repeat his father's mistakes?

The resolute attitude of the ministers is still in front of Zhao Gou's eyes. But in the end, they were persuaded by Zhao Gou.

He gave an example that the Manchu ministers could not refute - paper money!

Don't think there's any difference between the two, but aren't they both endorsing the credibility of the country?

Isn't it logical to think of the copper circle as a kind of metal plate banknote?

Moreover, Zhao Gou only prepared a few raw materials for the Mint, at most he could make 21.2 million pieces, and in terms of total value, it was only a little more than 10,000 yuan, which was converted into more than 100,000 yuan. (The Song Dynasty has always been 770 money, here it is all calculated as 1000 money)

When you look at it this way, don't you think it's very little?

It's a test of the waters.

See how it works before you decide.

And if the effect is very good, then in the future, when the copper yuan of 50 yuan, when the copper yuan of 100 yuan, when the copper yuan of 10 yuan, can be listed in large quantities.

The money shortage is even farther away from the Great Song Dynasty and the Central Plains.

"The issue of private copper casting by the private sector is still a major key." Seven times the profit, that's what can drive everyone crazy. The copper coin itself is easy to imitate, the money mold of the imperial court is fine and exquisite, and the casting process is superb, as long as it is profitable, it will not stop the emergence of private coins.

But this is snatching food from the mouth of the imperial court!

"How's it going?"

"Lao Chen didn't dare to say that the people had banned private casting. No matter how severe the punishment is, no matter how severe the punishment is, there will always be people who take risks. However, the imperial court's attitude towards private casting has always been consistent, and the local officials have also attached great importance to this matter, and in the past few years, thousands of people's heads have fallen to the ground, and the flow of people is several times that of this time. The people have heard about this matter many times, how can they not be vigilant?

Lao Chen thought, there may be sporadic ones, but there are categorical ones. ”