Chapter 654 - Too Perfect to Say
"However, Datang Bank is still very humane, although the loan is available to everyone, everything needs to be approved, and only those who meet the requirements can pass. Now the king will say a few points, and if there are people who occupy any of them, please leave the queue and give the place to the person who needs it! ”
Li Chengqian's remarks would have made people very puzzled if they had exploded like a thunderbolt.
After all, this money has been borrowed from you, and you still need to repay it, if it is given to you for nothing, and you don't pay it back, why should I lend you money?
Even if the Tang family has a big business, it can't withstand the toss. No matter how many words he prints, it's not a big deal.
What Li Chengqian has to do is to kick out some people who don't follow the rules. Let them not waste time.
Someone shouted, "That's it, otherwise when will it be my turn to be in this long queue?" ”
"We support His Royal Highness the Crown Prince's decision!"
"That's right, give the opportunity to those who need it! That's where the human touch comes in. ”
"If you don't have this qualification, don't participate, it's a waste of everyone's time!"
All of a sudden, people's emotions became very excited.
Li Chengqian motioned for everyone to be quiet.
After that, he said: "Okay, if you can't find ten relatives and friends in Chang'an City, you will be automatically listed!" You don't meet our borrowing requirements! ”
Then someone cried out, "Why? ”
"yes, why? Doesn't this look down on people? ”
"Listen to this king, friends are another reaction to your credit, we lend you money, not to see how good you look, or pleasing to the eye, but to get your real feedback from your friends, just ask a person who doesn't even have ten friends, how do you prove that you will repay my Datang Bank money in the future?"
There is nothing wrong with what Li Chengqian said.
Datang Bank is not a public welfare organization, and everyone understands this truth.
I can help you, but you have to keep your word.
At the same time, you have to prove that you are trustworthy and that friends are only one of them.
As soon as Li Chengqian's words came out, one-fifth of them automatically left the ranks.
The mile-long line instantly became much shorter.
It is impossible to make all the people rich, and only by letting some people get rich first and bring another part of the people rich is the royal way.
Ma Zhou looked a little sluggish on the side, a long line was so much shorter because of Li Chengqian's words.
"Next, those who have wives and children stay! If you don't have a wife or children, you won't do it today. ”
What kind of rule is this, do I have to have a wife and children for a loan?
Li Chengqian explained: "Home is a man's harbor, they will work harder for the family, my Datang Bank's first batch of loans will be these people first, but it does not mean that people without a home will not give them loans, not like this, but you have to go later." ”
If this is the case, it seems reasonable.
As a result, one in five people left the team.
The lines are getting shorter and shorter.
After that, Li Chengqian said a few more rules, and directly turned the original one-mile-long team into a team only fifty zhang long.
It's already a third of what it used to be.
This makes people amazed.
The emotions of the 3,000 people also became extremely excited.
Naturally, their points are credited to their accounts.
This time the pretending force is relatively small, 3,000 people, and only more than 60,000 points have been gained, but it is always good.
"Okay, let's line up, if you want to save money, you can directly enter Datang Bank, and you will be treated as guests!"
After that, Li Chengqian entered the Datang Bank, and there were a lot of cheers outside the door.
Their cheers were for Li Chengqian.
His Royal Highness the Crown Prince today.
"His Royal Highness the Crown Prince is really a true god! Just a few sentences are completely better than a hundred sentences and a thousand sentences! ”
Ma Zhou said.
"Huh? Ma Zhou, your praise is really good! ”
"Xia Guan is just telling the truth."
"Hahaha! Let's go inside and talk about it! ”
Li Chengqian laughed and walked inside.
At this time, Ma Zhou presented an account book.
"His Royal Highness the Prince, this is the person who has applied since the morning, a total of three hundred and fifty people, please take a look!"
These three hundred and fifty people were qualified existences before Li Chengqian. But there is no next paragraph yet.
It also needs to be reviewed before it can be.
Ma Zhou was probably also afraid of bad debts, so he took it out to Li Chengqian.
"Huh? How much do they borrow? ”
"About 100,000 yuan. Most to the merchants. The proportion of farmers is small. ”
Ma Zhou said.
100,000 yuan, 100 million yuan, it's only one morning, at this level, then Datang Bank has to lend a lot of money in a day.
"What is the person who deposited the money?"
"About 100 people, saving 50,000 yuan."
It is equivalent to a deposit of 50 million money, which is okay in terms of quantity.
But borrowing more than saving, that's because people don't fully realize the benefits of saving money when they don't need it.
But over time, people will understand.
Li Chengqian said:
"Let Ben Wang see the borrower's information!"
People who make deposits, they don't have to look, they believe it, and there is no need to look at it.
But the borrower has to see.
Li Chengqian took the account book and looked at it carefully.
After less than five breaths, he put down the ledger.
Ma Zhou on the side wondered.
This is too fast, if it were him, he wouldn't be able to finish it without watching it for more than an hour, why did Li Chengqian finish it in just a while, this is too powerful.
It's so powerful!
For this kind of data-like thing, Li Chengqian can see it faster, because he doesn't need to understand, just judge.
"His Royal Highness the Crown Prince, this ...... Got a good idea? ”
"Yes, bring the brush!"
"Yes!"
Ma Zhou immediately took the brush, and he didn't know what Li Chengqian wanted to do.
"These 100 people are directly eliminated."
Li Chengqian quickly ticked off the people who did not want to lend.
"Why didn't Ouyang Hao choose? Xia Guan sees that his indicators are very in line with our borrowing policy! ”
Ma Zhou quickly glanced at the ledger, there was a name he remembered very clearly.
It is Ouyang Hao.
"This person came to line up early in the morning, and he was also the first person we qualified. He didn't borrow much, a hundred yuan. ”
"Because his indicators are too perfect, so they have to be eliminated!"
Li Chengqian's reply puzzled Ma Zhou.
"Perfection is not enough?"
It is so perfect that people are suspicious, this is Li Chengqian's most intuitive judgment.
He felt:
"That's right, it's so perfect that it looks like it's made on purpose, and this kind of person can't give it! This king will not give him a penny! ”
There are some data that can be made, and he will encounter a lot in the future.
Li Chengqian ignored Ma Zhou and directly eliminated Ouyang Hao.
At this moment, two people suddenly walked in from outside the door.
When Li Chengqian saw it, he was surprised, why did he come.