Chapter 1137: Chongzhen's Pension Money
"Father, this is the ...... of the son's courtiers to honor your old man"
Laoshan Renshou Palace, Zhu Cihong's position as the world's first filial son is already in jeopardy, because his younger brother Zhu Cihuan has come to give a silver ticket to Emperor Chongzhen again.
Emperor Chongzhen took the silver ticket and looked at it, a total of ten, each of which was three hundred taels, which was a registered ticket issued by the Maritime Bank, which indicated that the "Chongqing Stock Bank" - the Maritime Bank, the Salt Commercial Bank, and some other banks and large money banks could find the silver bills. And they issue two types of silver tickets, bearer tickets and registered tickets.
Among them, bearer bills are equivalent to banknotes issued by banks and bankers, and the words "pay with the bill" are all on the face of the bill. A registered check, on the other hand, is a cheque in which the customer of a bank or bank fills in the numbers on the empty silver note and signs it with a seal.
However, unlike the way checks were played in later generations, the banks and banks of the Ming Dynasty were now very strict in the management of registered money bills. In order to obtain the "right to sign" a registered money bill from a bank or bank, it is necessary to deposit a certain amount of deposit, and each money bill will have a maximum invoice limit indicated by the bank or bank.
Now the silver ticket that Zhu Cihuan handed over to Emperor Chongzhen is a registered ticket with an upper limit of 300 taels, and the issuer is a commercial bank called "Chongqing Stock Bank", and it also knocks on the special seal of Chongqing Stock Bank and Zhu Cihuan's silver ticket.
"Huan'er, you set up a trading house?" Emperor Chongzhen frowned, "You started this Chongqing stock bank, right?" ”
"Yes," Zhu Cihuan said with a smile, "My son doesn't want to be a waste prince who eats all day long, and he has no intention of officialdom, so he wants to show his skills in the mall." ”
Are you unintentional officialdom? Chongzhen said in his heart: How did I hear that the rebel thinks that you are stupid and too easily deceived, and you are not suitable to be an official...... Although the rebel son is not filial, he is still very accurate in looking at people!
"Huan'er, does your eldest brother know about this?" Chongzhen asked again.
"Yes, yes, of course he does." Zhu Cihuan nodded again and again - he didn't lie, Zhu Cihong did know, and asked Zhu Cihuan to go to Shanghai to bring a message to Zhu Cihuan, let him toss less stocks, and if he wants to make some money, he will buy land in Shanghai to build a house and collect rent...... Can't go wrong!
Zhu Cihong is also kind-hearted, he knows that the risk of stock investment speculation is too great, Zhu Cihuan follows Chongzhen, too honest, can't play this thing, or buy land to build a house and collect rent.
Moreover, although the land price in Shanghai has risen many times in the past ten years, there is still a lot of room for growth! I am sure that I can invest, as long as I invest it, I will lie down and make money, and it is not very good to be like the old six little blessing kings?
But Zhu Cihuan felt that he was quite capable...... In the past few months, he has made a lot of money by trading stocks in Shanghai, and everything he buys has risen, and the 20,000 taels borrowed by the mortgage palace at that time have been speculated by him into 60,000 taels!
After making money, Zhu Cihuan also joined forces with Zhu Cizhao's "royal tooth merchant" Yao Daqiao, invested a total of 150,000 taels, and opened a stock tooth shop, named after his king name, called Chongqing Stock Bank.
Zhu Cihuan is now a big capitalist!
"That's good, that's good......" Emperor Chongzhen nodded again and again - he thought that Zhu Cihong supported Zhu Cihuan to open a stock bank. Zhu Cihong's vision can still be believed, and the things he supports are generally not wrong.
"What the hell do you do in this stock deal?" Chongzhen asked again.
Zhu Cihuan replied: "It is to buy and sell stocks for others...... Charge a little commission, very profitable. ”
"Really?" Chongzhen didn't believe it, "How can there be a profitable business in the world?" If the stock business is easy to make money, everyone will do it, and the good money will become bad money. ”
Zhu Cihuan said with a smile: "My father doesn't know, the current unit price of stocks is too expensive, the face value is 1,000 taels, and the transaction price is usually more than 1,500 taels...... Not to mention ordinary people, even businessmen and landlords with a small fortune can hardly afford to buy a share, and transactions of less than one share are not accepted by the Shanghai Stock Exchange. Therefore, many stock houses have started to buy and sell stock splits, buying one share first, and then selling one-tenth of the shares to the people. ”
I have to blame Zhu Cihong for this matter...... Because the par value of the stock was too large, small and medium-sized households were excluded in the early stage, and only a group of profiteers and magnates were left to play. So it's not so easy to deceive - they're not good people, who are you fooling? Therefore, the stocks issued on the Shanghai Stock Exchange in the early days had a fairly good quality, and the capitalist economy of the Ming Dynasty developed very well, so the stocks have been rising.
Rising and rising, everyone is itchy, so there is a "stock split" side ball.
Chongzhen shook his head and said, "Isn't this a bad rule?" ”
"It's not a bad rule," Zhu Cihuan said, "as long as the stock bank buys it first and then splits it, it's not bad rules...... In order to facilitate supervision, the Shanghai Stock Exchange will review the principal of each member bank, that is, each stock bank. The latest requirement is that the principal amount of a licensed member bank shall not be less than 100,000 taels. ”
"100,000 taels?" Chongzhen asked, "Do you have 100,000 taels?" ”
"Not so much," Zhu Cihuan replied, "my son only had 60,000 taels, and he found a businessman to join forces and scraped together 150,000 taels, and then he opened a Chongqing stock bank." There aren't many stock companies that can make that much money, so not everyone can make money in this trade. ”
"I see," Chongzhen nodded, and said, "You are the king of the county, and it is always inappropriate to find a businessman to join forces!" Why didn't King Dai, King Luokun, and King Fu lend you money? ”
Those three are not good brothers...... Zhu Cihuan said in his heart: They all looked down on me and persuaded me not to play so big!
Seeing Zhu Cihuan's face darkened, Chongzhen also sighed. He knew that Zhu Cihong, Zhu Cijiong, Zhu Cizhao and Zhu Cixi all looked down on Zhu Cihuan and thought he was unproductive...... And Chongzhen himself also felt that Zhu Cihuan was not promising, and he couldn't compare with Ci Hong, Ci Jiong, and Ci Jiong, and he couldn't even compare with Ci Zhao.
But no matter how promising he is, he is also his own son! I always have to help, and I have this condition, don't I?
"That's it," Chongzhen said, "I will give you money...... "I will give you 250,000 taels!" Go and buy all the shares in the merchant's hands, and then go and redeem the king's house. The rest will go to Shanghai to buy a piece of land, and buy the best! After buying it, you build a building, which is the kind of four- or five-story building, you live in one floor by yourself, and rent out the rest...... Then I can rest assured. ”
It's better to be a father!
Zhu Cihuan was so moved that he was about to cry, "Father, the 250,000 taels is your pension money, and your sons can't take ......"
He also knew that Emperor Chongzhen didn't have any savings, don't look at Chongzhen's 1 million taels of gold and silver a year, but Chongzhen has too many concubines and too many children, and spending money is really like flowing water! In the past few years, I have been unable to make ends meet, and I can't save a few dollars at all.
Chongzhen waved his hand and said with a smile: "Of course this 250,000 is not for you...... I saved a total of 500,000 taels, and these 250,000 are the capital of my investment, and you have to give me dividends after you make money! ”
Zhu Cihuan nodded very affirmatively, "Father, don't worry, the son is sure, this deal can't be lost!" ”
"Really?"
"Really!" Zhu Cihuan said, "I really can't pay for it!" ”
Chongzhen smiled: "That's good, that's good!" ”
Zhu Cihuan thought of something at this time, and his brows suddenly tightened.
"What's wrong?" Chongzhen asked, "Do you feel unsure?" ”
"No, no...... Erchen also has a reluctant request. ”
"Really? Let's hear it. ”
Zhu Cihuan said: "The matter of my father throwing money here in his sons...... Can you not tell Big Brother? ”
Chongzhen smiled and said, "Are you afraid of him nagging?" Your eldest brother...... How to put it, it's a bit mean, okay, just don't say it for the father. ”
Emperor Chongzhen will definitely regret what he promised Zhu Cihuan today, because he will soon say goodbye to his pension money!
If he told Zhu Cihong about this, Zhu Cihong would definitely call Zhu Cihuan to scold him.
Because Zhu Cihuan's stock bank is engaged in the stock split business, it seems that there is no risk and it is very profitable, but in fact the risk is still very large - this stock split transaction model has developed into a transaction similar to sitting in the bank and making the market, the stock bank itself is both a market maker and a market maker, and often finances to operate, once the stock price falls sharply, there is no strength and no vision, and it will really lose money......