"Your Majesty, this is a proposal made by Erchen, please take a look!"

Li Chengqian took out a stack of paper from his arms, which seemed to be as thick as two fingers.

The paper was full of text, and people really wondered if it was made in one night.

"Present it to me!"

Xiao Huangmen respectfully took the paper and handed it to Li Shimin.

When Li Shimin saw that there were two big characters written on the cover of this proposal, it was especially obvious.

"Banks?"

The crowd was shocked, the bank?

Someone asked, "What is a bank?" Is it closely related to the firm? ”

There are still people who are depressed, so why not the gold bank, the money bank, and the currency bank? It's just a bank.

What is the role of a bank?

For this kind of professional term, Li Chengqian still needs to teach them a good lesson, so that everyone can thoroughly understand the original meaning of banking.

Then, Li Chengqian will not be polite, and directly turned on: Teaching ability (intermediate), anyway, if you don't use this again, it will be cleared again.

It is also because of this period of time that he rarely has a reason to go out, otherwise he would have no remaining teaching ability.

"Gao Ming, why is this called a bank?"

Li Shimin asked.

Li Chengqian began to explain with other rich knowledge:

"The Classic of Mountains and Seas, The Classic of the North Mountains": The mountain of Yang, two hundred and fifty miles to the west, has many jade on it and red silver on it. Red silver, the essence of silver. The importance of silver is extended to wealth, so it is said to be silver. Shinong industry and commerce, all the banks and hundreds of households, are for the bank, for the commercial pronoun of one party, the management of the business of finance, so it is regarded as a bank. ”

Li Chengqian doesn't care whether it's right or not, now he has the final say.

Coupled with his ability to teach, no matter what he says, people will nod their heads and say yes.

Now the word bank has been deeply rooted in the hearts of civil and military officials.

"I see, why didn't you notice it before?!"

Du Ruhui patted his thigh and said.

Others said, "Wonderful." ”

"Your Majesty, go on!"

Li Chengqian said again.

Li Shimin said:

"No, no, don't look at it, you can talk to me."

What are you kidding, every time Li Chengqian puts forward so many proposals, it will take a lot of time just to read them, how can he have time to look at these things.

It's better to let Li Chengqian summarize it.

Li Chengqian said bluntly: "Yes! Your Majesty. Let's listen to the ministers. ”

The ministers pricked up their ears and listened, and in the entire court, only Li Chengqian was performing, and no one dared to interrupt him.

Because people's curiosity has been fully mobilized.

I saw Li Chengqian pick up a set of tea sets.

Apparently prepared beforehand.

People don't understand what's going on at all.

How do you make tea? When someone tries to come out and rebuke this one for his actions.

I only heard him say: "This bank is like this pot, it contains tea, water is money, and all walks of life are these teacups." ”

Everyone is confused, use a teapot to compare the bank? It's the first time I've heard of it.

"So what do they have to do with it?"

Li Jing asked.

"That's a good question, when I fill this pot with water, then it is full. This water is wealth. ”

Everyone in the country knows that water is wealth. This is what our ancestors said physically: "When it encounters water, it will be released, and water is wealth".

Why is water wealth, and when you see water, you will be rich?

Because the mountain is in charge of people, and the water is in charge of wealth! This coincides with a saying that ordinary people say, "water is wealth".

Li Chengqian's use of this water to compare financial resources is simply better.

"And what's next?"

Li Jing then asked.

"These cups are for all walks of life, they have no water in the cup at this time, they have no wealth, if they want to develop, they have to use the water in this pot to evenly pass. That's what banks are all about. ”

Li Chengqian's comparison was very easy to understand, and everyone couldn't stop nodding.

Next, he said: "When it comes to specific operations, this bank has two main functions, the first is to gather wealth, what is to gather wealth, which means that the people can deposit money into it, and we give them some proportion of gold as compensation. It's called interest! Big money begets little money. The money they deposited in it can be taken by the slip, and they have to take it in person, and they can take it with them to any bank in Datang with it, and they can use it for their own use. If they are snatched away, do they still be useful in front of these people? When the robbed slips are useless, will they still rob them? This not only ensures the role of paper money, but also saves their lives, which is the purpose of gathering wealth. ”

"And what if someone steals a forged slip?"

Liu Hongji asked.

"Then it is even more impossible, this king can make unforgeable paper money, and he must be able to make unforgeable slips! In addition, when encountering too high money, it can also be compared with the stub, once it does not meet, then it will not be exchanged. ”

It's normal to run into someone who drills the horns!

What Li Chengqian could think of, he directly applied everything in modern times, which made everyone listen to it in amazement.

"And the second?"

Liu Hongji still didn't give up, and then asked.

"The second is to scatter wealth, at first the king said, the role of banks in gathering wealth, now it is talking about the use of scattering wealth. That is, we give money to all walks of life, give them the opportunity to develop, and let them become bigger. But this money is not given for free, and interest needs to be charged, which is calculated on an annual basis and settled once a year. In this way, it is like pouring water into various cups. ”

Everyone was in an uproar, how could no one have thought of such a powerful approach before?

When they get together and disperse, the bank only acts as an intermediary, and even if it does not require Datang to intervene, it can be self-sufficient.

I can't help but think a little more highly of Li Chengqian.

That's a genius.

But if they knew that these were all copied by Li Chengqian, they didn't know what kind of expression they would have. But they can't know that much, because no one will know, and no one will believe it.

They don't have a chance to know anymore, because they won't return to the future.

Li Chengqian's philosophy is to make people feel very excited to hear it, and if he does this, the economy of Datang will be even stronger.

In the future, Datang will become a super existence in this world.

Excited with people, there is also Li Shimin.

"Good, good, good!"

He said five good things in a row, which proved that he was very satisfied with Li Chengqian's proposal.

"And ......"

Li Chengqian then spit out two words, and people began to talk to each other.

What the! There is still ......

How many things does Li Chengqian have! How can there still be?

"Don't speak, listen to what His Royal Highness the Crown Prince has to say!"

"What will the third point be? Looking forward to it! ”。

Everyone will look away, and all eyes will be on it!

Li Chengqian is an old god, and he looks like he is underbeaten!