"The lord has a way?"

Fan Zhongyan was stunned for a moment, then he was overjoyed, and said, "The lord is also talented!" ”

"Cut!"

Ji Jing glanced at Fan Zhongyan with contempt again, and then spoke: "Open a money bank!" Da Zhou Qian Zhuang! As long as money banks are opened in various parts of the Great Zhou Dynasty to ensure that the financial resources are rolling, the emptiness of the treasury can be solved immediately. ”

"Open a bank?"

Fan Zhongyan scratched his head, what kind of idea was this.

Fan Zhongyan naturally knows what the money is, that is, to keep the money for the merchants, mainly to facilitate the merchants to take it out in other places.

But after all, there are only a few businessmen who are really willing to put their money in the bank, and the number of businessmen who come to other places is limited, and there are not many businessmen who will put their money in the bank.

Moreover, in the minds of most businessmen, the money bank is not particularly safe, and if the money stored in the bank is used, what will be returned to the merchant later.

There is also a big reason why keeping money in the bank requires the merchant to pay a large amount of storage fees.

Considering various factors, even if the money bank is opened all over the territory of the Great Zhou, it may not be able to absorb much money, and it is difficult to come in handy.

Therefore, opening a money bank solves the urgent need at most, and there are many problems to face afterwards.

There is another thing, it is really necessary to open money banks all over the territory of Dazhou, which is also a lot of manpower and financial investment, and now the treasury does not have so much money at all.

Suddenly, Fan Zhongyan shook his head and said with a wry smile: "Lord, this method will not work. Not to mention the investment of the bank, even if it is opened, there may not be many businessmen who are willing to deposit their money in the bank. ”

"No, you're going in the opposite direction." Ji Jing smiled.

He expected Fan Zhongyan's thoughts, because the bank's profits have always relied on collecting storage fees.

Moreover, the scale of the money bank is not large, let alone a chain, so the amount of funds absorbed is also limited.

It is obviously fanciful to use this small amount of money to support the construction of the country.

But what Ji Jing wants to do is a 'modern bank', which is a completely different model.

Moreover, the importance of money in the future is incomparable, and it is an indispensable key to business development.

"The lord should tell me directly, the minister really can't think of the key." Fan Zhongyan smiled bitterly again.

At this time, Ji Jingcai said in shock: "The Great Zhou Bank, operated by a special person from the imperial court, not only does not charge custody fees, but also interest. There are also no restrictions on access and withdrawal, one tael of silver can be saved, and one tael of silver can also be withdrawn. Interest is calculated on a daily basis and is divided into current and regular periods. Low demand interest and high fixed interest ......"

Ji Jingyang spoke at length and told Fan Zhongyan what he knew about the bank.

Fan Zhongyan was dumbfounded, it turned out that the money village could still operate like this, and the reverse interest would not only not lose money, but would make a lot more.

Moreover, it is also extremely convenient for merchants and ordinary people, and there are enough benefits to attract them to keep their money in the bank.

The only problem is their consideration of the bank's safety.

As long as everyone believes that the money bank is safe, then the real wealth is rolling and the money is full.

"Lord ......"

"I know what you're going to say." Ji Jing didn't let Fan Zhongyan say it, but said directly: "The safety of Da Zhou's money village is divided into several aspects. First of all, it is the property of the imperial court, and it must be guaranteed that it is not affected by anyone, even if I want to inquire about the money bank, I have to follow a certain process. Secondly, the compensation mechanism, once a certain money bank has a problem, it cannot lose the interests of the people. The last is to set a way that can only be withdrawn by the person, and if you collect it on your behalf, you need to provide the corresponding proof. ”

When Ji Jing said this, he smiled and said, "What you have to do is to lead the civil and military officials to save money first, and then publicize the benefits of depositing money in the Great Zhou Money Village." ”

"Minister, you must do it!" Fan Zhongyan said excitedly.

Thinking that once the Great Zhou Qianzhuang is completed, it will solve the problem of the empty treasury for a long time, Fan Zhongyan even felt hot in blood.

Actually, Ji Jing didn't say one question, if Da Zhou Qianzhuang wants to really play its purpose, the premise is that Da Zhou's business can get up.

If there is no prosperity in business, let alone making money, you will have to lose money and lose interest.

The real place where the money bank makes money is the business investment, if the business can't get up, how can the investment come from.

However, Ji Jing is not worried about Da Zhou's business, with the support of policies, the convenient transportation of Lingqu, and Fan Li, a business wizard.

The three are in one, if you can't get the business of Da Zhou up again, then ...... Needless to say.

Fan Zhongyan discussed some details with Ji Jing again.

As for the funds for the construction of the Great Zhou Bank, Ji Jing had no choice but to put his idea on the Li family's treasure house.

For the time being, except for the Li family's belongings, it is really difficult to raise such a huge amount of funds.

However, he told Fan Zhongyan that this is a loan, and he will have to pay it back in the future.

Finally, he talked about the imperial examination, and Ji Jing decided to take the palace examination tomorrow.

Fan Zhongyan left.

Ji Jing also stretched and went to rest accompanied by Xiao Guizi.

As soon as I came back, I didn't have time to rest, I was busy for most of the day, and Ji Jing was also tired.

……

Gaosheng Inn!

The imperial capital was originally a not very famous inn, but it has been overcrowded recently, and it is difficult to stay in it.

As for the reason is very simple, one is that it is close to the palace, and the other is the shop sign 'Gao Sheng'!

The people who live in the Gaosheng Inn are all students who come to the Western Capital Hall to take the test, and everyone wants to make a good fortune.

Isn't high promotion, high promotion, implying high school?

So it wasn't a very big inn originally, and even the firewood room and basement were full.

Liu Feng, Liu Qing came early, and was fortunate to grab a room, living with a curtain in the middle.

If there is no more room, naturally there will be no more rooms, so they can only be crowded together.

There was another reason, and that was that they ran out of money.

In order to prepare for the imperial examination, Liu Feng was already in ruin and sold all the houses in Dongshan County.

Originally, Liu Feng was still hesitant, once he sold the house, if he couldn't pass the exam, where should he stay.

But Liu Qing strongly agreed, and in the end, Liu Feng still sold the house, prepared for the exam with all his might, and took care of all his life by Liu Qing.

Liu Feng did not disappoint his sister, and after two months of several exams, he finally advanced to the final palace exam.

But a sudden disaster made Liu Feng worried, that is, his sister fell ill a few days ago.

Originally, Liu Qing just had an ordinary wind cold, but because he was not treated in time, it became extremely serious.

"Ahem, ahem, ahem......"

On the bed across the curtain, Liu Qing coughed uncomfortably.

She tried her best not to cough, so as not to affect her brother Liu Feng, who was studying the other side.

But he couldn't do it, and it was hard to swallow it with his will, as if something was coming out of his throat.

Hearing his sister's cough, Liu Feng put down the book in his hand, and his eyes flashed with determination.

Regardless of the palace test, it is important to heal my sister's illness first.

"Xiaoqing, I'll go to a friend to borrow some money, and you wait for me to come back." Liu Feng said a word to Liu Qing through the curtain, and walked out quickly.

"Brother doesn't need it, I'm fine......"