Don't blame the people of the British Mansion and the Chengguo Mansion, it's really the little tune that Yang Shaofeng hums in his mouth is too scary.

The so-called three cannon shots have actually been around for a long time, either kill people or order soldiers, plus those cavalry and brocade guards on the street downstairs of the drunken immortal building, who is the head of the iron and who is on it!

Mr. Houtang once said that if you stay in the green mountains, you are not afraid of running out of firewood.

In fact, the shopkeepers of the British Mansion and the Chengguo Mansion are not really sincere, and the shopkeepers of the other princes' mansions are not stupid.

For the hereditary princes of the British Mansion and the Chengguo Mansion, if Zhu Laosi is happy, no matter how much silver there is, there will be an egg to use, and if Zhu Laosi is not happy, then there will be another egg for more silver

As for the other shopkeepers, now with a crazy figure like Yang Crazy, what is the use of leaving his life in the border city, it is better to listen to his arrangement honestly, and wait for the idea of going back slowly.

Yang Shaofeng saw that these people were so knowledgeable and interesting, so he returned to his seat and picked up his wine glass with a smile in line with the principle of respecting me and respecting others: "Come, everyone have another drink!" ”

After everyone drank the wine in the cup, Yang Shaofeng continued: "Since everyone is willing to support Yang's decision, Yang is not an unreasonable person, so there are some things that I am willing to explain to everyone in advance." ”

Zhang Renjie arched his hand and said: "Champion Gong, please say, the old man listens!" ”

Yang Shaofeng smiled, pointed to the washbasin behind Zhang Renjie and said, "Then you have to wash your ears first, what Yang is going to say next is good news!" ”

When Yang Shaofeng said this, Zhang Renjie, who was still vaguely unhappy in his heart, lost face, so he simply got up and walked a few steps, washed his ears honestly before he came back and sat down, and arched his hand to Yang Shaofeng: "Champion Gong"

Yang Shaofeng glanced at the other dozen or so shopkeepers, and suddenly laughed, but he didn't speak.

When the other shopkeepers saw Yang Shaofeng behaving like this, they were furious but didn't have the courage to turn their faces, so they had to line up one by one to wash their ears - too bullying!

After waiting for the other dozen or so shopkeepers to come back after washing their ears, Yang Shaofeng said with a smile: "Our city is located outside the Great Wall, and there is still a distance from Wanquan Dusi, not to mention your home, which is even farther away."

However, the bank in our border city is actually only a third-level branch, and there is a second-level branch in Shuntianfu, while there is a first-level branch in the capital.

If nothing else, the bank will slowly spread to the entire Ming Dynasty, and in the future, there will be a second-level branch or a third-level branch in each state capital.

In other words, everyone exchanged silver for treasure money in the border city city, and when they arrived in Shuntianfu, they could completely exchange the treasure money for silver, and there would be no fire consumption in it, let alone any messy expenses. ”

After getting up and pacing a few steps again, Yang Shaofeng continued: "Of course, if it's just this news, it's not worth washing your ears once. However, what the official said next is the real benefits. ”

Seeing that everyone was looking at him carefully, Yang Shaofeng continued: "First of all, it's borrowing.

The official knows some business things, and he also knows that people sometimes encounter some situations that require the borrowing of silver and two turnovers, but whether this borrowing can be borrowed, whether it can be borrowed, and what is the interest on the loan, this is a big problem. ”

Pointing at Zhang Renjie, Yang Shaofeng said with a smile: "For example, Uncle Zhang thinks that business is good this year, and he wants to expand it in the coming year, and he doesn't take advantage of the capital in his hand, so he wants to go to Uncle Zhu of Chengguo Mansion to borrow a few thousand taels of silver."

Let's not talk about whether Uncle Zhu of the Chengguo Mansion can get this silver, and we don't talk about the favor that Uncle Zhang needs to get into, just the interest between this mutual loan, Uncle Zhang has to feel distressed

But now, Uncle Zhang can go to the bank to borrow money with the account books and land deeds of previous years - the official thinks that this Ming may not be able to find someone richer than the bank, after all, this is the property of the royal family and the imperial court, and who in the world dares to say that he is richer than the treasury and the treasury

As for the interest rate that everyone is concerned about, I can disclose one thing now, that is, the interest rate is definitely much lower than the interest rate of private lending.

In addition, if you have money left in your hand, don't bury it in the cellar and pigsty in the future, how good it is to deposit it in the bank without worrying about the stinky silver, and there is interest to take. ”

Zhang Renjie shook his head and said: "Don't fool the old man, there has always been only a storage fee for depositing money in the bank, how could I ever have heard of paying interest."

Yang Shaofeng said with a smile: "Haven't you heard of this, because our bank is different from the money bank, which not only absorbs and deposits money, but also lends money abroad, and the interest rate of the loan happens to be a little higher than the deposit." ”

As soon as Yang Shaofeng said this, Zhang Renjie and others understood.

Co-authoring this bank is to take the absorbed deposits and then lend, inside and outside I don't spend a penny at all, and in the end there is a little left - unless there are more people depositing than lending out, the bank has no possibility of losing money at all!

As for the fact that there will be fewer people who deposit than those who borrow, there is no need to even think about this situation.

Because how much money can be saved by people who make deposits, ordinary mud legs don't have much money, even if they save money in support of the emperor's idea, it is estimated that there is not much, but the number of people who need to borrow bonuses is definitely quite a lot.

And what's even more deceptive is that it's nothing if you don't pay back the money you owe to others, but this bank has the emperor's internal funds and treasury, who dares to owe him money and not pay it back, it's because he doesn't pay taxes!

Seeing the pensive looks on the faces of all the shopkeepers, Yang Shaofeng returned directly to his seat, raised his glass again, and said with a smile: "In addition, after the banks are opened, the silver that everyone has saved in the border city can be taken out again in the capital, whether you want to withdraw cash or treasure money, you can choose by yourself." ”

Seeing that Yang Shaofeng mentioned the matter of cash again, Zhang Renjie arched his hand towards Yang Shaofeng and said: "The old man has not washed his ears in vain today, thank you for the announcement of the champion and the good news that I am waiting for."

The old man also made a statement to the champion here, before the end of the year, none of our people's shops will run to squeeze the silver, otherwise they will roll up their own shops and leave the border city! ”

……

As soon as he returned to the backyard of the lifting division, Yang Shaofeng was stunned by Li Ti - it would be okay to come up with an appointment system in advance, and he would also fucking come up with a quota system

Looking at Yang Shaofeng's bewildered look, Zhu Zhanji couldn't help but feel refreshed in his heart, and said with a smile: "How about it, Governor Li's method is feasible."

Yang Shaofeng rolled his eyes and said: "It's feasible, it's just too feasible, as soon as the two tricks of quota and appointment come out, even if someone wants to run over, there is no way." ”

Zhu Zhanji suddenly said: "As soon as you said that someone wanted to come to run, I remembered it. The number of people who came to exchange cash in the past two days is obviously a little abnormal, and I have already asked people to check, and it is estimated that there will be news in a few days. ”

"Heh", Yang Shaofeng smiled and said: "The single limit, the large appointment and the upper limit have all been figured out, and there is nothing that can not be checked and you can think of it with your heels, who has the courage to do things at this time." ”

As soon as Yang Shaofeng said this, Zhu Zhanji's face immediately darkened, and he said in a deep voice: "He's so bold!" I really thought that no one would dare to rectify him! ”

"Whoever is going to fix them, you or me"

Yang Shaofeng shook his head, and continued: "He is now sure that we can't rectify them, so he dares to let people block me so unscrupulously." As for complaining to His Majesty, don't you think it's naïve?"

Zhu Zhanji said: "Then what are you going to do?"

Yang Shaofeng laughed and said: "His family also has a shop here, since he has killed one last time, if he dares to do something for me this time, then I don't mind killing another one."

Of course, this method of fighting and killing is also a little low-level, and it is not suitable for a civilized person like me, so I have prepared other methods. ”

Zhu Zhanji said curiously: "What method?"

Yang Shaofeng sneered, but he didn't pay attention to Zhu Zhanji, but said directly to Wu Ming: "Starting tomorrow, take someone to his shop to check."

Tomorrow, we will check the account books of his house to see if there is any tax evasion, and the day after tomorrow we will check whether the fire protection of his shop is qualified, whether there are fire prevention urns and sandbags, and the day after tomorrow I will check whether the sanitation of his shop is qualified and whether the garbage removal and transportation have been done.

In short, check tomorrow, check the day after tomorrow, check every day, to ensure that every customer who goes to his shop can feel at ease, and to make his shop a benchmark for all shops in the city here! ”

Zhu Zhanji gave a thumbs up and said, "You are ruthless!" You're planning to make his shop untenable! ”

Yang Shaofeng sneered: "If he dares to block me, he won't want me to block him, rather than complaining to His Majesty, it is better to let him get out of this city by himself." By the way, except for the ones who came to add to the blockage, how about the rest of the exchange?"

Zhu Zhanji said: "There are more people who change copper plates than silver, or there are not many people who come to exchange silver. It's just that I'm worried that if we continue like this, the copper plate may not be enough. ”

Yang Shaofeng said disapprerovitically: "If the copper plate is not enough, transfer it from other places, it's a big deal to let Li Ti go to Xia Lao and exchange it with him for tens of thousands of taels of silver." ”

Zhu Zhanji nodded and said, "Don't talk about the copper plate, how did you talk to those people today?"

Yang Shaofeng said: "I promised very happily, but it doesn't matter who dares to guarantee the rest of the matter, when the shop in the Daiwangfu is closed, these people must know what to do."

By the way, this is not enough, I plan to get some gold and silver, and after melting it, make it into a sea of gold and silver, and put it in front of this lifting division for people to see. ”

Zhu Zhanji rubbed his forehead and said, "You're not afraid of people stealing!" ”