Zhu Zhanji looked at Yang Shaofeng with a bewildered face - although he had long known that his righteous brother was a little shameless, Zhu Zhanji never thought that this person would be shameless in this way!

However, Zhu Zhanji had to admit that with Yang Shaofeng's extremely shameless tricks, the value of the treasure banknote in the border city really stabilized.

At the very least, without the influx of a large number of treasure banknotes, the exchange ratio of treasure banknotes and silver in border cities can already reach one to one or even higher.

If this situation continues, then there is no doubt that Yang Shaofeng has completely solved the old and difficult problem of treasure money by virtue of his shamelessness!

Yang Shaofeng is not as optimistic as Zhu Zhanji.

After being silent for a long time, Yang Shaofeng couldn't help but speak: "When will the people from the Treasure Money Division arrive?"

Zhu Zhanji shook his head and said, "I don't know. When I came, the people from the Treasure Money Division were still preparing, and they were going to come with the five million taels of silver, so I couldn't think about it quickly.

However, isn't the situation in the border city very good now, you just said that you can solve the problem of treasure money slowly, even if the people in the treasure money division are slower, it should be nothing."

Yang Shaofeng glanced at Zhu Zhanji and sneered: "Haven't you figured out the situation of Chu Situation in the current border city, which can be the same as other cities in Daming?"

Faced with Yang Shaofeng's question that he had already mentioned just now, Zhu Zhanji was a little confused, and scratched his head before he spoke: "Didn't you already say it just now?"

Yang Shaofeng looked at Zhu Zhanji speechlessly, and he didn't want to continue chatting with this idiot - the reason why the border city can maintain the value of the treasure money on the surface is more valuable than silver is actually largely due to the isolation and inconvenience of travel, otherwise try to replace the border city with a place like the capital or Shuntianfu.

Someone can bankrupt Yang Shaofeng's plan in minutes.

Because if you want to really let the treasure money have the value it should have, then you must first understand who the Ming Dynasty really holds a large number of treasure money

The answer has nothing to do with the people, who have more copper coins or broken silver in their hands than treasure money, and those who really hold a large number of treasure money happen to be those nobles and civil ministers, as well as the soldiers of the guard.

Because since Zhu Chongba, the Ming Dynasty has planned to replace silver and copper plates with treasure banknotes, and there are even regulations that everyone is not allowed to refuse to accept Daming treasure banknotes, otherwise it is illegal - the imperial court that issued treasure banknotes does not accept treasure money.

Moreover, what really hinders the circulation of treasure banknotes is actually largely related to the cost of easy exchange of ink that Yang Shaofeng said before.

Because no one wants the money in their hands to be reduced somehow for some reason.

Therefore, if you really want to make Bao Qian fundamentally have the ability to credit money, in addition to the cost of easy exchange of ink, there is actually one of the most important problems that needs to be solved, and it is also the problem that Zhu Laosi and Xia Yuanji and other bigwigs are tossing now.

The exchange of treasure money with metal currency.

If this problem is not completely solved, the so-called treasure money credit problem is equivalent to a false proposition, and even the border cities may not be able to resist it in the end.

In fact, even in the current border city, it is not that no one feels weak about the value of treasure money.

Because the treasure money now exists because of the existence of the border city, it also relies on the credit of Yang Shaofeng and the border city promotion department, and has nothing to do with its own value.

It may not matter to the Tatars and Warats, but for the merchants of the Ming Dynasty, it is a serious problem.

When you leave the border city and return home, what should you do with the treasure bank

In the eyes of many businessmen, the treasure money in the border city is actually like a relay game.

Before the game collapses, the value of the treasure money will naturally not be in question, and once a large number of merchants are about to return to their hometowns, the game may collapse.

It's very simple, because the value of treasure banknotes in the border city is not the same as the value in other parts of the Ming Dynasty, when you return home, you will naturally have to exchange treasure banknotes for gold and silver, and a large amount of exchange will lead to a surge in the number of treasure banknotes on the market, and the consequence is naturally that this game will collapse again.

Yang Shaofeng is also well aware of these people's worries.

Therefore, the border city also bears the function of a pilot.

Don't be curious that the word pilot will appear in the Ming Dynasty in advance, and the appearance of this word has nothing to do with Yang Shaofeng - as early as the second year of Yongle, Chen Ying proposed the salt banknote method, that is, when the treasure money and salt were linked first, Zhu Laosi first chose Guangdong for the pilot, and then rolled it out to the whole country.

If you add the mess of things such as the linkage between treasure money and salt, the old and new recycling system of treasure money, etc., the Ming Dynasty has in fact played many tricks in later generations, at best, the name is different, and the game is just wrong.

……

In the summer of the 14th year of Yongle, in June Bingzi, just a few days after the Korean king Li Fangyuan sent an envoy to pay tribute to a batch of Korean ginseng and so-called beauties, the yamen not far from the Border City Lifting Division had more silver trumpets than yamen, and quietly started to work.

The sign hanging in this yamen is very interesting: Daming Royal Bank Border City Branch.

Well, Yang Shaofeng's bad taste attacked, so he directly proposed to make such an organization under the household department, according to the establishment of the unit at the same level as the treasure money promotion division, not only the name is not called the division according to the traditional rules, but even the so-called head office president is also a big man of the five products.

And Zhu Laosi and Xia Yuanji agreed to Yang Shaofeng's proposal - Zhu Laosi and Xia Yuanji felt that they couldn't be serious about Yang Yang's madness because of a name.

Originally, he wanted to eat and wait for death in the Department of Household Affairs, and Li Ti, the secretary of Jiupin, was arranged to become the first president of the border city.

From the seventh grade, it can be regarded as several levels in a row, and the reason for choosing Li Ti to come to the border city is that Li Ti has dealt with Yang Shaofeng, and he is somewhat of a friendship.

Now Li Ti is sitting in the so-called branch lobby with Yang Shaofeng and Zhu Zhanji.

Yawning boredly, Li Tiqiang endured sleepiness and said: "No one has come all morning, are these people in the border city like treasure money and not silver?"

Yang Shaofeng said with a smile: "Don't talk about the people in the border city, just say that you are Governor Li yourself, do you like silver or treasure money?"

Li Ti looked at Zhu Zhanji, then at Yang Shaofeng, and whispered: "Xiaguan, I like treasure money and silver just as much." ”

Yang Shaofeng pointed at Li Ti, laughed and said, "You are not sincere!" I Yang someone dared to say loudly that I like silver, and the treasure money does not feel as good as silver. ”

Li Ti glanced at Yang Shaofeng, and didn't speak after laughing twice-who the hell is like you, it's okay if you and His Royal Highness Taisun beat each other until your nose is blue and your face is swollen, and you can't die completely if you change someone!

Seeing that Li Ti didn't say anything, Yang Shaofeng said a little speechless: "After all, it's the first day, it's normal for no one to come now, and after the news spreads, it is estimated that there will be more people coming." ”

Li Ti said with some hesitation: "The problem is, if it goes on like this, it's really no problem if someone exchanges a large number of treasure banknotes in the bank of Shuntian Mansion, and then goes to our border city to exchange it for silver, then we won't have to die."

After thinking about it, Li Ti shook his head and said: "Impossible, who would be stupid like this, exchange it for treasure money in Shuntian Mansion, just come to the border city and use it directly, there is no need to exchange it for silver."

However, those merchants in our border cities, once they return to their hometowns at the end of the year, I am afraid that they will exchange a large amount of treasure money for cash, and then it will be troublesome. ”

Yang Shaofeng sneered, looked at Zhu Zhanji and said, "Guess whether there will be anyone who will exchange silver for treasure money in Shuntian Mansion, and then come to the border city to exchange it for silver?"

Zhu Zhanji said: "Didn't President Li say just now, there is no such possibility at all. ”

Yang Shaofeng sneered and said: "If, in Shuntian Mansion, you can exchange silver for treasure money, can make Your Majesty happy, is it possible that Jian Zai is in the emperor's heart, and then send someone to the border city to exchange the treasure money for silver, do you say it's cost-effective?"

Zhu Zhanji snorted and said, "You think people's hearts are a little too evil. Besides, you forgot what you said before, that no one is allowed to carry more than ten pieces of treasure money. ”

Yang Shaofeng couldn't help but pat his forehead and sighed: "Sure enough, after staying with you for a long time, even I have contracted your stupid disease, and I can't be helped!" ”

Zhu Zhanji glared at Yang Shaofeng and sneered: "If no one comes to exchange it all the time, after all, in the border city and other places, treasure banknotes are better than silver."

Now I am as worried as Governor Li, that there will be a large-scale exchange at the end of the year, and there will not be enough silver to exchange here, and then the trouble will be even greater. ”

Yang Shaofeng smiled and said: "Is it very troublesome, the current situation is clear, even if someone comes to exchange, most of them will be exchanged for some scattered copper plates, and there will be no large-scale cash exchange." ”

Zhu Zhanji said: "Then you still got five million taels of silver."

Li Ti also looked at Yang Shaofeng curiously and said: "Xia Guan really can't understand why Yang Tiju wants to know like this, since he knew that he was going to allocate the five million taels of cash, Xia Butang has not been able to eat and sleep well for several days, and it is estimated that the whole person has to lose a few pounds." ”

Yang Shaofeng laughed and said: "On the one hand, it is to let him Xia Lao lose a few pounds to get angry, and on the other hand, it is also to prevent a large-scale run on the part of someone."

In addition, this is a branch, and in the future, there will be more branches in Tatar and Warat, and there will definitely be another transfer of cash there, plus a possible run at the end of the year, and the five million taels are nothing.

Don't forget, now there are tens of thousands of taels of taxes in the border city every month, and at the end of the year, maybe the five million taels are not enough! ”