Fan Lingyun didn't believe it at all, how much silver did this cost? Even if you only raise Mr., how many do you have to raise in Shanxi Province? I heard that the school run by the Shanxi Governor's Mansion still does not require students to be disciplined, and even books, paper and pens are exempted, how is this possible!

Could it be that Liu Juntao's silver was all conjured?

Chen Gulong also saw Fan Lingyun's doubts, so he said: "This Shanxi Governor's Mansion is very good at coordinating all parties, and all the schools opened by the Governor's Mansion are run by three parties. The Governor's Palace, the local squire, and the merchants each contributed a share, and the silver for raising the school was half of the Governor's Mansion and the merchants, and the ordinary pen, ink, paper, and inkstone were donated by the merchants. The merchants contributed money to the school, and the children could use it for their own use when they completed their studies, and the squires received a reward card from the Doge's Palace. ”

It seems that Chen Gulong is really concerned about the running of the Shanxi Governor's Mansion and knows these details well.

Chen Gulong talked about the higher-level schools in Shanxi and Shandong: "The schools in each county are regular subjects, and only those who have passed three years of county learning are eligible to participate in the entrance test held by the Governor's Office. In addition, there are other schools of commerce, law, and engineering, which are treated by the Governor's Office as if they were prefectural schools. There are even three military schools in Yushan Town, Jinan Mansion, and Andong Wei in Shandong, all of which are recruited from various county schools. ”

After saying a lot, Fan Lingyun was still digesting this information, but Chen Gulong had other feelings, saying: "Today's students are very different from the past, although most of them want to pass the imperial examination, but the road ahead is not as uniform as in the past. Learning the sage books can only be officials, and most of them can only enter the Qingshui Yamen of the Hanlin Academy and the Ministry of Rites, or they can be assigned to local low-level officials. Unlike studying business, law, engineering, and even the army, not only can you earn a lot of money, but you can also leave behind your practical skills, so now more and more people in Shanxi and Shandong want to enter the schools run by the Governor's Palace. ”

From this, Fan Lingyun also thought, what is the purpose of this Shanxi Governor's Mansion acting like this?

Of course, it is for the sake of industry and commerce!

The Ming Dynasty has always been heavy on agriculture and suppressed business, so there are not many commercial talents and craftsmen with the people, or most of the talents in these two aspects are concentrated in the hands of large wealthy families and the imperial court.

Therefore, if Liu Juntao wants to build a business and a workshop in Shanxi and Shandong, he has to cultivate talents by himself!

At this time, Fan Lingyun wanted to ask if Chen Gulong still knew any information, because until now, Fan Lingyun has only seen the strength of Liu Juntao, and has seen Liu Juntao building various industries and schools, and how Liu Juntao has risen is still confused.

So Fan Lingyun opened his mouth to ask, wanting to see if Chen Gulong knew some foundations.

Chen Gulong saw Fan Lingyun pondering, and then smiled again: "You came here in person to find the foundation of Liu Duxian's rise, it doesn't hurt to tell you, I know some roots." ”

Fan Lingyun said respectfully: "There is Brother Lao Chen's advice......"

Chen Gulong said: "The reason why Liu Duxian was able to create this scene today is because he completely controlled the population and land under his rule, and was able to turn these into strength and serve the dynasty!" Moreover, throughout the ages, only Liu Duxian can grasp the truth of the peasants and land under his rule to eighty or ninety percent! ”

Fan Lingyun suddenly froze when he heard this, and then his face flushed, it was a kind of anger that his intelligence and common sense had been insulted.

But Chen Gulong's words were not finished, and he continued: "Only Liu Duxian can rely on the coercion of the Tiance Army in his hand to let the corporals, farmers, merchants and gentry pay grain in one piece, and thus accumulate a large amount of money and grain. ”

Chen Gulong used to be in Jinyiwei for a long time, and he knew local government affairs well, and one more sentence almost stunned Fan Lingyun: "If the national dynasty learns all of Liu Duxian's methods, and then promotes them to the whole day, I will definitely soar to the sky!" ”

"I admit that Liu Duxian is a genius, but Brother Chen said this, isn't it too much?"

"What did Qin rely on to destroy the Six Kingdoms back then? It is nothing more than the unification of counties and counties, and the people of all households, I think Liu Duxian is doing this, and in this matter, there is a hidden trend of Yue Zulong! ”

"Wait...... Wait......"

Fan Lingyun really couldn't accept this information, his brain began to dizzy, he stopped Chen Gulong, and took a moment before asking: "Brother Chen, there are birds and cannons pressing, and there are great military exploits in the past, I can barely believe the matter of paying for food." But to grasp the real situation of farmers and land in Shanxi and Shandong, even if it is only five or six points, this is also a fantasy, right? Throughout the ages, this matter has been related to the fortunes of the country. Wang Mang in the Han Dynasty and Wang Anshi in the Song Dynasty all had this delusion, what was the result? ”

Speaking of this, Fan Lingyun shook his head and said: "Let's just say that Wang Anshi, even the implementation of a green seedling law has become a law that harms the people." ”

Chen Gulong smiled, this is also a topic he has studied for a long time in the past few years, facing a person who is determined not to believe, and he is scratching the itch of his tireless teaching.

"Speaking of the Seedlings Law, this matter starts with the Seedlings Law......

Chen Gulong said: "Do you think that the Governor's Mansion relies on officials to measure acres of land? Well, that's right, in your opinion, it seems that it can only be Confucian rule and officials can only rule the country. Regardless of other places, Shanxi and Shandong provinces, there are as many as 500,000 hectares of land, and it is absolutely impossible for one person to measure one hectare to get 300,000 people, and it is absolutely impossible to find out the ownership. ”

"But the Governor's Palace, but the work is extraordinary......"

Speaking of which, Chen Gulong mentioned a name that Fan Lingyun was very familiar with: "Yushan ticket number".

"Liu Duxian is very good at regulating public opinion and public sentiment, and many earth-shattering changes have already quietly spread in Shandong and Shanxi. As for the method of controlling the actual land situation in Shandong and Shanxi provinces, this law has been practiced in Shandong for four or five years, but there is no public opinion. It was not the government or the original Shandong Town General Military Office that implemented this law, but the Yushan ticket number, yes, the merchants...... But this is public business. There are countless proprietors of Yushan ticket numbers, among which the big proprietor is the Ministry of Commerce of the General Military Government of Shandong Town at that time, which is now Liu Juntao, the current governor of Shanxi. ”

"Farmers in Shanxi and Shandong can get the support of the Yushan ticket number, and the annual interest is nominally two into four, but in fact it is five into five, that is, one into two real profits, yes, one into two."

"I have investigated the past deeply, as early as when Liu Duxian was the chief military officer of Shandong Town in Shandong, and even when he was a general in Yanzhou Mansion, he began to push down the rate of private loans. At that time, it was natural to act in other guises. After that, Liu Duxian was his own force, sweeping away all the usurers in Shandong and Shanxi. The usurers were either swallowed up by Liu Duxian into private loans, or turned to industry and commerce. Later, the ticket line was started again, and the Yushan ticket number and the Shanxi ticket number joined forces, and no one else in the countryside of Shanxi and Shandong provinces dared to make a big loan shark, nor did they have the intention to lend, because they could not compete for the low-interest Yushan ticket number. ”

Chen Gulong's tone was full of appreciation and admiration, and Fan Lingyun was also swaying when he said these words. But what does this have to do with the fact that the fields are in charge?

Chen Gulong continued: "The shopkeepers and men of the Yushan ticket number and the Shanxi branch are completely acting by the means of businessmen. Lending money and recovering money are their achievements, and naturally they strive to cover all the peasants. Together with the staff of the Shogunate's Civil Affairs Department of the Shogunate, they spent all day in the fields, calculating which household had how many acres of land, and lending money to farmers who could afford to take loans, all year round. The Yushan ticket number and the shogunate civil ministry have accumulated a lot of credibility in recent years, and the peasants always have a time when the turnover is not working, and the profit of one or two percent a year has been so low that they naturally have to deal with the Yushan ticket number. What do farmers rely on to get loans? Isn't it a mortgage on acres of land? Lenders can naturally know the details of farmers' fields. ”

"As far as I know, there are more than 60 people in Datong Township alone, don't look at their small number, they have been staring at a piece for many years, in the past few years, what is the situation of the countryside acres, ten percent do not know, eighty percent do not leave. This is not counting the situation mastered by the Ministry of Civil Affairs, the information of the two is added together, and the situation of the fields and acres can always be figured out! ”

When Fan Lingyun heard this, he suddenly realized that Liu Duxian actually relied on people's loans to hold the people's fields?

Chen Gulong shook his head: "The number and ownership of the acres of land should be reported to the Ministry of Commerce and the Ministry of Civil Affairs of the Shogunate of the Governor's Office, and a copy should also be copied to the Military Department, which is used for the Governor's Office to rectify the reserve forces and regularly recruit reserve soldiers and horses. In this way, Liu Duxian can not only hand over 10% of the money and grain to the imperial court, and achieve full food and salary, but also reserve hundreds of thousands of reserve soldiers for the Tiance Army! As long as Liu Duxian gives an order, the Tiance Army can be expanded at any time! ”

Fan Lingyun turned his mind for a long time, and finally found a loophole and asked: "This people's loan covers all the people, where does it come from so much silver turnover?" ”

Chen Gulong smiled and said: "I said earlier, this Liu Duxian is especially good at pulling others to do things together, and when he divides the pie, he always has to bring a hard pot. Liu Duxian himself has a part of the silver of the people's loan, and the silver that the Yushan ticket number is now absorbing is only given two adult profits, part of which is invested in usury, and part of it is also invested in the people's loan, which can at least guarantee one percent of the interest. In addition, private merchants also set up a lot of ticket houses, and they also had to share a fixed amount on private loans, which were all accounted for by the shogunate's Ministry of Commerce. The headquarters of Yushan ticket number in Yushan Town, Shandong Province also has countless tellers, and tens of millions of taels of silver money a year can naturally accumulate small profits for big profits. And the Governor's Mansion also has countless tellers, who specialize in summarizing and calculating the facts of various places and the Tianmu registration file of the Yushan ticket number......"

On this day, Fan Lingyun stayed with Chen Gulong until late at night, and finally had a deep understanding of the situation in Shanxi and Shandong, and also had the most intuitive sense of why Liu Juntao rose.

Early the next morning, Fan Lingyun said goodbye to Chen Gulong and returned straight to Beijing.

A few days later, Emperor Tianshun received a memo from Fan Lingyun, in which he wrote down what he had discovered, what he had seen along the way to Shanxi, and his views on Liu Juntao.

After reading it, Emperor Tianshun was also full of emotion, and he had the intention to follow Liu Juntao to make some changes, but when he thought of the endings of the previous changes in history, he only had a long sigh.