In the study of the Sun family, the eldest grandson Wuji and Sun Xiangfu sat opposite each other, and after Uncle De personally served them tea, he retreated to the door.

"Zhengming's house yard is chic."

"There are a lot of people to feed at home, and I don't know how many years I will live here in the future, so naturally I have to build more rooms."

After taking a sip of tea, the eldest grandson Wuji put down the teacup, and the half-drunk demeanor at the banquet was gone, and Zhengse said, "Zhengming can know that there are a total number of people looking for loans from Qianzhuang at today's banquet?" ”

Sun Xiangfu nodded and replied without any surprise, "I estimate a lot, the Yingchuan Chen family alone has a demand of two or three million guan, and the other families combined, I am afraid that there will be no less than 100 million guan." ”

The eldest grandson Wuji nodded and said, "Yes! The sum of the amount of money they need alone is more than 100 million, do you know that on the Chang'an side, they are going through the door of courtiers from all walks of life, and even harem concubines, what is the amount of money to borrow? ”

"It can't be more than the existing deposit in the bank!"

The eldest grandson Wuji smiled helplessly, "Hehe, more than double." ”

"More than double? I remember that when I went to Shanyang before, the imperial court counted the total deposits of money banks in various places, which was more than 300 million yuan! What are they going to do? Borrow 600 million yuan from the bank? How is this possible? Hearing the eldest grandson Wuji report this data, Sun Xiangfu was a little stunned.

According to the data released by the imperial court, it is impossible for those families who have people in the court not to know that it is impossible to borrow money from the imperial court to take out the amount, isn't this nonsense.

"As far as I know, the families in various places are now divided into several mountains, what we see today is just a mountain headed by the Wang family, they all want to expand and become bigger, so they are fighting, each mountain has found its own relationship to borrow money from the bank, the amount has reached more than 100 million, they are strangling the largest amount that the money bank can release at present, and do not leave a chance for other mountains."

As soon as the eldest grandson Wuji said this, Sun Xiangfu immediately understood, expansion and growth, funds, is the chips, whoever gets the chips first, who gets the chips first, and now, they are grabbing chips here in the money bank.

Moreover, Sun Xiangfu also expected that the imperial court did not want any mountain to become bigger, and would definitely want to balance, so the consensus reached by Li Shimin and his confidants and ministers should be to divide the amount of money that can be borrowed equally among each mountain, thinking of his current civilian status, Sun Xiangfu said, "As for how to borrow money from outside, I believe Your Majesty has already made a decision!" ”

The eldest grandson Wuji nodded and replied, "So far, Qian Zhuang has not approved any large loans to the outside world, but there are many projects that must be completed, Your Majesty is ready to let the Ministry of Finance approve the appropriation, this is the case with several guarantee projects in Jiangling City, by the way, this is the financial report of the imperial court this year, the data of the last two months, because statistics take time, and they will be counted into the next year, you can take a look at it first." ”

After Changsun Chong handed a paper fold in his arms to Sun Xiangfu, he drank tea again, he knew that Sun Xiangfu's current identity did not know the latest data that only the top management knew, and if he didn't know these data, it would be difficult for him to judge the general trend.

Since the official writing of the Tang Dynasty has become a simple, accurate, and easy-to-understand vernacular, all kinds of things seem to be much easier, and in less than a quarter of an hour, Sun Xiangfu finished reading the excerpts.

To put it simply, this financial report is as of October this year, the total amount of finance and taxation of the imperial court, as well as the summary of the balance of the previous year, this is the first complete fiscal year after the inclusion of the four sides into the Tang Dynasty, due to the expansion of the territory and population more than doubled, and the harvest throughout the country, commerce has also continued to prosper the scene, and then there is the pull of the Dingxiang Movement Conference on the economy, this year's tax balance of the imperial court, reached more than 32 million, compared with the previous fiscal year, and increased nearly two times, plus some of the previous balances in the treasury, The amount of tax revenue now available to the imperial court is more than 36 million yuan.

Of course, at the end of the excerpt, there is also a general arrangement for how to spend this money, the largest expenditure is military spending, the Tang Sixteen Guards, plus Anton, Anxi, Annan and Anbei, as well as the newly established naval departments, the total strength has reached almost one million, in which, the military expenditure on naval equipment manufacturing alone has reached two million per year.

And now all the soldiers of Datang have turned into professional soldiers, that is to say, they will treat being a soldier as a full-time job in the future, so they have to get military salaries every month, in addition to eating and drinking, just to pay military salaries to officers and soldiers at all levels, it will cost about 3 million guan every month, and in a year, plus the upgrading and consumption of ordnance and equipment, the overall cost will reach about 40 million guan.

Of course, not all of this money is from the imperial court's big account, because the army itself is productive, like the Anxi Army, next year will reclaim millions of acres of military tun fields, and every year in the future, it will increase by more than one million mu, like the Anbei Army, they can completely bear their own food and military salaries, because they not only have developed military tun fields, but also huge animal husbandry support. The Annan Army, which guards the government in Yunnan, has medicines and commercial income.

Generally speaking, these expenses, which actually need to be spent by the imperial court, may only be half, about 20 million yuan, and with the increase in the scope of the military cantonment, the output will increase, and the expenditure will be less and less.

These military expenditures are new expenditures for next year, so they are calculated separately, and as for the expenses of the courtiers and the yamen in various places, they have actually been deducted, and more than 30 million yuan is the balance after all the original expenses have been paid.

Of course, even if the military expenditure is larger, Li Shimin and the bigwigs of the court have nothing to say, because the original government soldiers were jointly supported by the people in their townships, and after these government soldiers were turned into professional soldiers, the court provided them and gave them military salaries, so the apportionment that was originally added to the people to support the government soldiers was equivalent to subtraction.

Under the circumstance that the imperial court's tax revenue increased greatly and was enough to pay for the state, Li Shimin not only reduced the apportionment of the people to support the government soldiers, but also took advantage of the situation to exempt the poll tax of the people of the whole country, as well as all other harsh taxes and miscellaneous taxes, because, judging from the statistics, those taxes did not account for much of the total tax revenue, and it was more troublesome to collect.

In addition to commercial tax, which is slightly complicated because of the difference in the value of goods, agricultural tax and personal income tax are all 30 taxes and 1, which is simple to understand at a glance.

After that, it was the expenditure of several major infrastructure projects, and Li Shimin planned to carry out a major dredging of the Yellow River from Chang'an to Luoyang to make it more convenient for boats.

If you want to slow down the turbulent Yellow River, become smooth, you need to do a lot of work, even if the tools of the Tang Dynasty are now many times more advanced than the pre-Sui period, but if you want to complete this work, there is a certain degree of difficulty, although the place that needs to be repaired is only more than 100 miles of the western section of Henan, but the cost required is no less than to repair a cement road of two or three thousand miles, the initial budget is five million guan, and the follow-up may spend eight million guan, because, according to the plan designed by the water conservancy experts of the water supervision of the city, It is almost necessary to abandon the entire original riverbed and dig an artificial riverbed of more than 100 miles for the Yellow River.

After that, there is the infrastructure construction of Gangneung City, and the construction of several roads, some people proposed to build a cement road from Chang'an to Xunyang County, so that from Chang'an to Jiangling, you only need to walk more than 300 miles by land to reach the Hanshui Wharf in Xunyang County, you can get on the boat and take the waterway, and go straight down the Han River to the Taibo Lake Wharf in the north of Gangneung City to go ashore.

If this route is compared with normal people to take the whole road route, it can only save two or three days of time, and the whole journey can be reached in about five or six days, but if it is a businessman who goes from Guanzhong to Jiangling, the gap is big, the cargo ship has a large cargo capacity, and the manpower freight that can be saved is not a little bit.

After calculating these projects, it can be seen that Li Shimin has no intention of keeping the balance of the treasury in terms of finance and taxation, that is to say, if there are other projects, the imperial court can only use the loan of the bank to operate.

"Judging from this financial report, the cash at the disposal of the imperial court has been spent, and no matter how much additional expenditure there is, it needs to rely on the money bank to borrow, so the amount of money money to the private loan will not be too much, right?" After Sun Xiangfu read it, he returned the excerpt to the eldest grandson Wujidao.

"Yes, but His Majesty also very much wants these families or businessmen to start promoting the construction of Datang as soon as possible, and he also said that you must have a way."

"Hehe, Your Majesty really looks up to me, but, whether it is external expansion or internal development, I don't recommend taking too big a step, take Jiangling City as an example, even if it is built by you, it really becomes the distribution center of the goods in the north and south of the Tang Dynasty, can it really support a city system that is more than twice as large as Dingxiang?"

The eldest grandson Wuji nodded and said, "Not necessarily, but, isn't it you?" You'll definitely find a way to keep Gangneung City prosperous. ”

Sun Xiangfu glanced at the eldest grandson Wuji and said, "You look down on me more than Your Majesty, I don't have that ability, a city with a population of only a few hundred thousand people in two cities, you suddenly expanded him to a level that is more than ten square kilometers larger than Luoyang, and you really want to build hundreds of large hotels that can entertain tens of millions of people, and various places that can accommodate hundreds of thousands of people's entertainment, once the games are over, will anyone live in these places?" Does anyone play? At that time, it will be an empty city that is very well built, but constantly needs capital investment to maintain. ”

Goods distribution center, to put it bluntly, is all people, are just passers-by in this city, and even, it is possible that because of practical convenience, many businessmen will directly go through the Han River and the Yangtze River two major water systems of Jiangxia City, as a cargo distribution center, because once the goods in Guanzhong can go through Xunyang County to quickly enter the Han River, then, the line of the Han River, will also become important, goods from the lower reaches of the Yangtze River, may not need to go downstream around a big circle to take the canal, the Yellow River, to Chang'an, but directly in Jiangxia into the Han River, Take the Han River to Xunyang Wharf to go ashore, and walk more than 300 miles by land to Chang'an, in this way, in the wet season, than around the canal, in fact, it is much more trouble-free.

The eldest grandson Wuji was not blocked by Sun Xiangfu's words, but said very firmly, "Before coming to Jiangling, the old man was still worried about this matter, but after arriving here, the old man was not worried at all, otherwise, you would not have designed Jiangling City so big in the first place, so you must have a comprehensive plan early in the morning."

How could a Gangneung city, surrounded by dozens of wealthy places like Jiuyuan County, be an empty city?

So, Zhengming, you must have a way.

Let's be honest! You know, your current situation should be temporary, one day, you will be reinstated, you don't want the time to come, when you take over and go back, it will be a mess! ”

The eldest grandson Wuji is a personal essence, and it is impossible for Sun Xiangfu to hide his clumsiness in front of him, so he had to shake his head with a bitter face and said, "Okay! Since you can see it, then I will say a few words! If you do, I don't mind giving you a trick. ”

Eldest Sun Wuji glanced at Sun Xiangfu with such an expression and said, "You just say it." ”

Sun Xiangfu expected early on that the eldest grandson Wuji would come to him to ask for advice, so he said the rhetoric that he had already thought out in his heart, "First of all, the policy of building a wall and opening up the fields and absorbing the people who have settled here for the reasons of resettlement cannot be changed in the future. ”

"You can rest assured that there are precedents in Jiuyuan County, and no one in the court dares to stop the development and construction of Yuantian. Unless it is a suitable place for the construction of the field, all the fields have been built. The eldest grandson Wuji nodded directly without thinking.

"Secondly, the area built later cannot only imitate the shape of Jiuyuan County, but not its gods, that is to say, not only the preparation of fields, houses, livestock, etc., should be on par with the initial time of Jiuyuan County, but also the entire political system and people's livelihood security must be learned."

"At this point, you can also rest assured, the old man thinks that just by imitating the existing set of Jiuyuan County, at least a dozen places with a population as large as Jiuyuan County can also get rich, as long as they become rich, the corresponding guarantees will naturally be available." Eldest Sun Wuji agreed again.

Seeing that the eldest Sun Wuji agreed happily, Sun Xiangfu said again, "Then, you take out the planning drawings of Jiangling City that I submitted to the imperial court, if you can strictly follow the above planning and construction, then the strategy I mentioned may work." ”

"The plan for the drawings?"

Speaking of this, Eldest Sun Wuji frowned. It seems that according to the plan on the drawing, there are many places in the city that are not used to build houses, that is to say, the imperial court cannot sell those lands to these people who are ready to invest in Jiangling as an industry, which is a big loss!