According to the rules of Zhongyuan Tangkou, there are two strongest universities, and at least four or five are ranked second, so there have always been five of the Four Heavenly Kings.

The extra one is not easy to say, sometimes it is used to make up the numbers, and sometimes it may be an invisible boss, such as Li Hezhong, from the Hongwu period to the Yongle period, Li Hezhong has always been an invisible person-like existence, and if there is nothing to do, he wants to tell the old man and return to his hometown, which is more salty than Yang Madness.

But this product is by no means a good character - he can be as stable as a dog from the Hongwu year to the fourteenth year of Yongle in peace, and he can't turn out a few in the court of the Ming Dynasty!

Regarding Zhu Laosi's obvious behavior of throwing the pot, Li Hezhong naturally plans to return to his hometown, and now the court is treacherous, who is willing to stay and mix with whom, the old man is old and can't afford to mix!

However, Zhu Laosi didn't plan to let Li Hezhong leave - the so-called people are old and treacherous, ghosts are old and slippery, rabbits are old and eagles are difficult to take, people like Li Hezhong are old and well-fashioned and don't stay in the court to serve, let him go home? Isn't that a waste of talent?

What did you say about that Yang madness? The most expensive thing is talent!

Then Li Hezhong scolded Yang for not being crazy in his heart, and at the same time he picked up his hair with several other heavenly kings and many bigwigs led by Xia Yuanji.

Mr. Shenfei once said that when you are bald, you will become stronger.

After Li He and the others cut off the last few black hairs on their heads, they really figured out some doorways.

In particular, the theories of lending and absorbing deposits that Yang Shaofeng said in the chapter have been carried forward by these bigwigs - buying shares, relying on the treasury and internal funds behind the bank, and seeing what things make money, they will go in and mix it, anyway, they are using other people's money to make money, and it is impossible to lose no matter what.

Also, since the bank has such a good thing as two pence, let's test the distribution of military pay through the bank - open an account in the bank for each soldier, and if anyone does not empty the military salary, won't there be more money in the bank?

As for the so-called expansion of the exchange of treasure money and cash, these bigwigs finally came to a reliable conclusion after discussing it over and over again.

First in the Wanquan right guard pilot.

Just like Yang Shaofeng said, Wanquan Right Guard belongs to a military town, in addition to a large number of soldiers, it is the relatives of those soldiers, theoretically speaking, these people have little to do with ordinary people, and they can be managed in accordance with military law.

And the advantage of management according to military law is also obvious, that is, even if something goes wrong, the situation can be controlled within a certain range and will not cause too much turmoil.

Not to mention that these bigwigs have also figured out a new limitation.

Only military households are allowed to exchange treasure money and cash, and the exchange of ordinary people, merchants and other household registrations will not be allowed for the time being.

Of course, as the culprit who caused these bigwigs to get their hair picked, Li Ti was naturally hated by others, and he clearly promoted Li Ti to a level, and then designated him, the president of the border city branch, to serve as the president of the Wanquan Youwei branch, and by the way, he also served as the branch head of the Wanquan Dusi branch.

Then Yang Shaofeng felt that these people were really old clever ghosts.

I don't know if this policy of restricting the exchange of military households without letting ordinary people and merchants exchange treasure money come up with, anyway, this kind of brain-slapping policy can actually pass the discussion in the court, and it is enough.

Aren't the people of household registration, business registration, and artisan registration people? Aren't they the people of the Ming Dynasty? Even if they are pigs, then they have to have a pig right!

Li Ti took the letter of confession issued by the officials and looked back and forth several times, and said with a bitter face: "I still hope that the champion will give you some guidance!" ”

Yang Shaofeng sneered: "As the so-called policy and countermeasures, didn't they still say in the official document that you should act with the camera, if you think you can fully open up to the people, then just let it go." ”

Li Ti shook his head and said: "Xiaguan wants to fully liberalize, but after liberalization, it will inevitably be followed by a large number of people with household registration from other places running to run. ”

Yang Shaofeng said: "If you don't let go, there is no way?" Ask the military to help you exchange it, will your bank change it or not? If you restrict household registration, then find a way to find someone who is perfect to help you redeem it, these methods are not many? ”

Li Ti suddenly patted his head, and said with a smile: "The champion has reminded the lower officials." In addition to the existing appointments and quotas in the border city, Wanquan Youwei only handles business for the people who hold Wanquan Youwei's household registration, and the people in other areas can wait for the local bank outlets to open with peace of mind. ”

It's all talent!

After scolding several times in his heart, Yang Shaofeng said helplessly: "Since this is the case, then President Li can give it a try, anyway, there are branches of Shuntianfu and the head office of the capital behind them, and no matter how bad it is, there is still the treasury and internal funds, and there will be no big mess." ”

……

The news that Wanquan Right Guard is going to open up the bank pilot project has not gone away.

For the people of Wanquan Right Guard, whether they are military or civilian, business, or artisan, if they want to exchange treasure money for silver in the future, they no longer have to find a way to lead the way to the border city, as long as they can complete the exchange at their own doorstep, it is really convenient.

It's just that what followed was that the treasure banknote that had already appreciated began a new round of appreciation until it was infinitely close to its face value.

The reason is very simple, the treasure money itself has no value, and all the value of this thing comes from the value given to it by the imperial court, or from the amount of silver it can be exchanged for.

Originally, because the imperial court did not exchange it, it could only be exchanged for one-tenth or even less of the value of its ticket price in the private sector.

Now that the imperial court has begun to allow the exchange of treasure money and silver, and it is a one-to-one ratio, then the value of treasure money has risen accordingly.

What is even more unexpected to Xia Yuanji and other court bigwigs is that the scope of the appreciation of the treasure banknote is not only the perfect right guard, but the treasure banknote of the entire Ming Dynasty is appreciating, but the appreciation is different.

It's understandable that this is the case.

Li Ti was worried about the run, so at the beginning of the opening of Wanquan Youwei, he set up a sign at the gate, and also sent people to preach to the people, stating that Wanquan Wanwei was just a pilot, and more and more outlets would be opened in various places in the future.

Corresponding to the Bianshi City Branch and the Shuntianfu Branch, which had been open for a long time, the people did not doubt that there would be any fakes in this - Zhu Chongba and Zhu Laosi had an excellent reputation among the people, and it was difficult for the people to have doubts about these two masters.

If we look at the operation of these two branch-level outlets alone, as well as the operation of the new outlets that Wanquan Dusi continues to open, then there is no doubt that the purpose of treasure banknote preservation has been fully achieved, even in the private sector, the exchange ratio of treasure banknotes and cash is also rising.

What really makes Li Ti and those bigwigs puzzle is why the treasure banknotes have obviously appreciated, but those people are still unwilling to use the treasure banknotes to trade?

But in Yang Shaofeng's view, isn't this an obvious thing?

The people in the distance don't talk about it, they are basically waiting for the appreciation of the treasure banknotes, and now they spend the treasure money in their hands early, aren't they at a loss?

As for the people of the border city and the Wanquan Right Guard, they want to take the treasure money to spend it, but who can afford the treasure money worth a hundred wen when they buy a needle and thread? Even if you want to use it yourself, are those vendors willing to find it?

Therefore, in this case, the appreciation of treasure banknotes is indeed appreciated, and there are more and more cases of merchants using treasure banknotes for transactions, that is, the enthusiasm of the people for the use of treasure banknotes is still not high.

After Yang Shaofeng's analysis, Li Ti understood, and after pondering for a long time, he said: "What if you print out the treasure banknotes with ten, twenty, thirty, forty and fifty denominations?" ”

Yang Shaofeng couldn't help but rub his forehead and said, "How much does it cost to buy a pound of rice?" How much does it cost to buy a fish? How many dollars do you need to buy a chicken?

Of course, you, Governor Li, have a fortune with you, you can buy whatever you want, and it's okay to buy more at a time, but what about those people? On weekdays, you have to be careful to buy a few catties of rice, and what can be solved for a few pennies, what are you doing with 20 or 30 wen treasure money?

Taking a step back, suppose you Governor Li took a fifty yuan treasure bill to buy something, and spent a total of 15 yuan, how should the seller give you change? Do I have to find you a 30 Wen one, and then find you an additional 5 Wen copper plate? ”

Seeing Li Ti nodding, Yang Shaofeng continued: "What if the seller finds you three ten-wen ones and one five-wen one?" If it is looking for you to have a twenty wen and a thirty wen, and the remaining five wen are treasure money or copper plates, is it more convenient?

In other words, do you think the face value of these 30 texts must exist?

If you want the people to spend more money, you have to think about the face value of this treasure banknote - the treasure money with the face value of ten wen is not as distressing as the twenty wen!

In the same way, the small denomination of the treasure banknote, 50, 20, 10, 5, 2, 1, so that the face value exists enough, the rest of the face value is not necessary! ”

Lin Yu, who had been silent, also laughed and said, "If Governor Li still doesn't believe it, then you can take a handful of treasure money to Zuixian Tower, take a look at the treasure money in your hand, and then order a few dishes to try."

I promise that you will certainly be the same as my brother-in-law said, that you will not be too distressed when you hold the treasure money, but if you want to exchange the silver and copper plates, your heart will have to drip blood! ”

Li Ti was laughed at angrily: "What kind of theory do you have, what do you mean that this official went to the Drunken Immortal Tower to get a distressed drop of blood?" To tell you the truth, even if the official doesn't go to the drunken fairy building to spend money, he usually feels distressed! ”